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85:- This five year saving scheme provides return of around 12.2% at maturity with varying degree of returns for premature withdrawal depending on the duration of investment. Maximum allowable investment in this scheme is capped to Tk 30,00,000/- for individual investors and Tk 60,00,000/- for joint investors.
68:. All the retired government and semi-government employees having minimum employment period of 20 years can invest in this scheme. Typical returns are around 12.2% for withdrawal after 5 years and varying degree of returns for premature withdrawal based on the number of years of investment in the scheme.
100:
It has been pointed out that NSCs (National Saving
Certificates) give returns significantly higher than the banks considering inflation. This discourages the people from investing in high risk instruments like stocks. There is a general concern that high return rate in NSCs along with rise in number
78:
that requires minimum investment of Tk 1,00,000/- and has a maturity period of 3 years. The maximum investment is limited to Tk 30,00,000/- for a single owner and Tk 60,00,000/- for a joint owner. Typical returns are around 11.8% for the complete tenure of 3 years and varying degree of returns for
58:. Designed specifically for the women, any adult woman (age more than 18 years) can invest in Paribar Sachaypatra with minimum purchase of Tk 10000/- with maximum limit of Tk 45,00,000/-. This five year scheme typically provides a return of around 12.2% if enchashed after maturity.
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With increase in pension of the government employees, National
Savings Department proposed to increase the maximum limit for investments in the pensioner saving certificates. This move has been criticized as unjust for the employees retired from the private organizations.
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91:- This 5 year scheme provides returns of around 11.8% at the end of the maturation period. All the expatriate Bangladeshis and their beneficiaries can invest in this scheme.
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35:. Every year the profit margins of these schemes are declared after cutting the 5% source tax. These certificates are sold and encased in the post offices in
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134:"Jatiyo Sonchoy Potro, Dhaka | Online Dhaka Guide ( অনলাইন ঢাকা গাইড) - An Information Guide For Dhaka City"
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encompasses different types of savings schemes operated by
National Savings Department,
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105:(CPD) has asked interest rate to be decreased on saving certificates and the
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of investors will cause a significant liability to the government. The
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Key schemed under
National Saving Certificates are as follows,
109:(IMF) have asked the government to eventually phase them out.
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premature withdrawal depending upon the years of investment.
215:"Controversy regarding national savings certificates"
27:. It is supervised by Internal Resources Division of
315:"Loopholes expose national savings schemes to abuse"
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54:- This is a 5-year saving scheme also known as
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43:Schemes under National Saving Certificates
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240:"Sanchaypatra: The Titanic will sink"
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319:The Financial Express Online Version
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265:"Rein in savings certificate sales"
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89:Wage Earner's Saving Certificates
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520:Commodity Exchange in Bangladesh
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290:"Phase out savings certificates"
190:"SANCHAYAPATRA - A TROJAN HORSE"
404:Bangladesh Bureau of Statistics
171:. Bangladesh Post Office Online
74:- This scheme is also known as
64:- This scheme is also known as
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72:Quarterly Profit based Savings
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719:Electronics and semiconductor
62:Pensioner Saving Certificates
17:National Savings Certificate
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52:Family Saving Certificates
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429:Foreign exchange reserves
424:Foreign direct investment
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66:Pensioner Sanchaypatra
373:Economy of Bangladesh
169:bangladeshpost.gov.bd
399:Ministry of Commerce
165:"Saving Certificate"
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322:. Retrieved
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296:. 2017-06-11
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271:. 2017-01-08
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246:. 2017-02-26
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