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202:(OFT) to investigate applicants for consumer credit licences, to impose conditions on licences, and to impose civil penalties of up to £50,000 on companies, or £5,000 on individuals, failing to comply with its conditions. Appeal is to the
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if they are unhappy with their lender's dispute resolution service, whether the lender consents or not. Complaints may also be raised against other types of credit related companies, such as debt-collection agencies.
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153:(CCA), and similar borrowing facilities. In addition, it permits borrowers to challenge unfair debtor-creditor relationships in court.
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The
Consumer Credit Act 2006 (Commencement No. 2 and Transitional Provisions and Savings) (Amendment) Order 2007
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Consumer Credit Act 2006 (Commencement No. 2 and Transitional Provisions and Savings) Order 2007
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Consumer Credit Act 2006 (Commencement No. 4 and Transitional Provisions) Order 2008
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Consumer agreements above £25,000, to reflect growing levels of consumer borrowing and
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The 2006 Act brings two further types of agreement under the scope of the 1974 Act:
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to cover licensees under the
Consumer Credit Act 1974; and for connected purposes.
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206:(formerly the Consumer Credit Appeals Tribunal) and thence, with leave, to the
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as in force today (including any amendments) within the United
Kingdom, from
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The main provisions of the Act are to extend the scope of the
241:
The
Consumer Credit Act 2006 (Commencement No. 3) Order 2007
223:
The
Consumer Credit Act 2006 (Commencement No. 1) Order 2006
314:"Unfair Relationships under the Consumer Credit Act 2006"
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The following orders have been made under section 71(2):
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The 2006 Act gives consumers the option of using the
316:. The Payday Review. 28 February 2013. Archived from
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145:scheme, and to increase the powers of the
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2637:Acts of the Northern Ireland Assembly
99:Text of statute as originally enacted
92:History of passage through Parliament
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355:Text of the Consumer Credit Act 2006
343:Times Online article about the Act
106:Revised text of statute as amended
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295:The citation of this Act by this
367:to the Consumer Credit Act 2006.
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255:(S.I. 2008/2444 (C. 105))
243:(S.I. 2007/3300 (C. 136))
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1071:Kingdom of Great Britain
416:List of English statutes
271:Trade Practices Act 1974
225:(S.I. 2006/1508 (C. 52))
157:Consumer Credit Act 1974
139:Consumer Credit Act 1974
115:Consumer Credit Act 2006
48:Consumer Credit Act 1974
22:Consumer Credit Act 2006
854:Interregnum (1642–1660)
249:(S.I. 2008/831 (C. 40))
237:(S.I. 2007/387 (C. 14))
1048:Parliament of Scotland
231:(S.I. 2007/123 (C. 6))
200:Office of Fair Trading
194:Office of Fair Trading
147:Office of Fair Trading
129:when borrowing money.
2700:Secondary legislation
1355:Parliament of Ireland
447:Parliament of England
125:intended to increase
2621:Acts of Senedd Cymru
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421:Charter of Liberties
46:An Act to amend the
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438:of states preceding
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472:
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470:Temp. incert.
467:
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301:section 71(1)
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117:(c.14) is an
116:
107:
103:
100:
96:
93:
89:
82:
79:30 March 2006
78:
76:
72:
67:
63:
61:
57:
53:
49:
45:
43:
39:
35:
25:
16:
2667:1994 to date
2602:institutions
2561:1972 to date
2537:Short titles
2524:
1353:Acts of the
852:
469:
322:. Retrieved
318:the original
308:
303:of this Act.
291:
217:
197:
184:
160:
136:
114:
112:
75:Royal assent
15:
426:Magna Carta
297:short title
273:(Australia)
266:Credit risk
2550:(formerly
283:References
133:Provisions
42:Long title
1373:1751–1800
1368:1701–1750
1164:1760–1764
1159:1755–1759
1154:1750–1754
1149:1745–1749
1144:1740–1744
1139:1735–1739
1134:1730–1734
1129:1725–1729
1124:1720–1724
1119:1715–1719
496:1422–1460
491:1413–1421
486:1399–1411
481:1377–1397
476:1327–1376
464:1308–1325
459:1275–1307
454:1225–1267
174:section 1
143:Ombudsman
64:2006 c.14
2745:Category
2600:devolved
2577:measures
260:See also
60:Citation
1363:to 1700
1055:to 1707
324:2 March
121:of the
69:Dates
2676:for
2642:List
2630:List
2623:and
2614:List
2584:List
2517:2024
2512:2023
2507:2022
2502:2021
2497:2020
2492:2019
2487:2018
2482:2017
2477:2016
2472:2015
2467:2014
2462:2013
2457:2012
2452:2011
2447:2010
2442:2009
2437:2008
2432:2007
2427:2006
2422:2005
2417:2004
2412:2003
2407:2002
2402:2001
2397:2000
2389:1999
2384:1998
2379:1997
2374:1996
2369:1995
2364:1994
2359:1993
2354:1992
2349:1991
2344:1990
2339:1989
2334:1988
2329:1987
2324:1986
2319:1985
2314:1984
2309:1983
2304:1982
2299:1981
2294:1980
2289:1979
2284:1978
2279:1977
2274:1976
2269:1975
2264:1974
2259:1973
2254:1972
2249:1971
2244:1970
2239:1969
2234:1968
2229:1967
2224:1966
2219:1965
2214:1964
2209:1963
2204:1962
2199:1961
2194:1960
2189:1959
2184:1958
2179:1957
2174:1956
2169:1955
2164:1954
2159:1953
2154:1952
2149:1951
2144:1950
2139:1949
2134:1948
2129:1947
2124:1946
2119:1945
2114:1944
2109:1943
2104:1942
2099:1941
2094:1940
2089:1939
2084:1938
2079:1937
2074:1936
2069:1935
2064:1934
2059:1933
2054:1932
2049:1931
2044:1930
2039:1929
2034:1928
2029:1927
2024:1926
2019:1925
2014:1924
2009:1923
2004:1922
1999:1921
1994:1920
1989:1919
1984:1918
1979:1917
1974:1916
1969:1915
1964:1914
1959:1913
1954:1912
1949:1911
1944:1910
1939:1909
1934:1908
1929:1907
1924:1906
1919:1905
1914:1904
1909:1903
1904:1902
1899:1901
1894:1900
1886:1899
1881:1898
1876:1897
1871:1896
1866:1895
1861:1894
1856:1893
1851:1892
1846:1891
1841:1890
1836:1889
1831:1888
1826:1887
1821:1886
1816:1885
1811:1884
1806:1883
1801:1882
1796:1881
1791:1880
1786:1879
1781:1878
1776:1877
1771:1876
1766:1875
1761:1874
1756:1873
1751:1872
1746:1871
1741:1870
1736:1869
1731:1868
1726:1867
1721:1866
1716:1865
1711:1864
1706:1863
1701:1862
1696:1861
1691:1860
1686:1859
1681:1858
1676:1857
1671:1856
1666:1855
1661:1854
1656:1853
1651:1852
1646:1851
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1636:1849
1631:1848
1626:1847
1621:1846
1616:1845
1611:1844
1606:1843
1601:1842
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1576:1837
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1551:1832
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1541:1830
1536:1829
1531:1828
1526:1827
1521:1826
1516:1825
1511:1824
1506:1823
1501:1822
1496:1821
1491:1820
1486:1819
1481:1818
1476:1817
1471:1816
1466:1815
1461:1814
1456:1813
1451:1812
1446:1811
1441:1810
1436:1809
1431:1808
1426:1807
1421:1806
1416:1805
1411:1804
1406:1803
1401:1802
1396:1801
1344:1800
1339:1799
1334:1798
1329:1797
1324:1796
1319:1795
1314:1794
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1279:1787
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1254:1782
1249:1781
1244:1780
1239:1779
1234:1778
1229:1777
1224:1776
1219:1775
1214:1774
1209:1773
1204:1772
1199:1771
1194:1770
1189:1769
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1179:1767
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1169:1765
1114:1714
1109:1713
1104:1712
1099:1711
1094:1710
1089:1709
1084:1708
1079:1707
1039:1706
1034:1705
1029:1704
1024:1703
1019:1702
1014:1701
1009:1700
1004:1698
999:1697
994:1696
989:1695
984:1694
979:1693
974:1692
969:1691
964:1690
952:1689
947:1688
942:1685
937:1680
925:1679
920:1678
915:1677
910:1675
905:1672
900:1670
895:1667
890:1666
885:1665
880:1664
875:1663
870:1662
865:1661
860:1660
848:1640
836:1627
831:1625
826:1623
821:1620
816:1609
811:1606
806:1605
801:1603
796:1601
791:1597
786:1592
781:1588
776:1586
771:1584
766:1580
761:1575
756:1572
751:1571
746:1566
741:1562
736:1558
731:1557
726:1555
721:1554
716:1553
711:1551
706:1549
701:1548
696:1547
691:1546
686:1545
681:1543
676:1542
671:1541
666:1540
661:1539
656:1536
651:1535
646:1534
641:1533
636:1532
631:1531
626:1530
621:1529
616:1523
611:1515
606:1514
601:1513
596:1512
591:1511
586:1509
581:1503
576:1496
571:1495
566:1491
561:1488
556:1487
551:1485
546:1483
541:1482
536:1477
531:1474
526:1472
521:1468
516:1467
511:1464
506:1463
501:1461
326:2013
167:debt
113:The
172:In
119:Act
2747::
210:.
2554:)
394:e
387:t
380:v
361:.
328:.
169:;
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