695:
264:
and the generous benefits established since 1993 threatened the fund's sustainability, the paper proposed reducing the amount of basic services that are free at the point of use, which would result in the HZZO becoming less dependent on payroll contributions. In order to increase revenue, the 2002
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of 15% and allowing the use of private supplementary plans. The Health Care Law of 1993 also guaranteed patients rights which includes access to information about their health, and the ability to refuse examination and treatment.
31:
277:. It also created a voluntary insurance policy that would complement the mandatory coverage each citizen received. After 2002, citizens were no longer allowed to opt out of the public insurance system.
713:
260:
issued a policy statement entitled "The
Strategy and Plan for the Reform of the Health Care System and Health Insurance of the Republic of Croatia." Noting that such factors as the
543:
225:
Compulsory health insurance contributions form 76% of the fund's income. About a third of the population - those in employment - are liable to pay full contributions.
718:
245:
723:
217:
All health care providers that receive public funds are required to negotiate annual contracts with the HZZO that set prices and payment plans.
728:
550:
554:
298:
194:
The HZZO is overseen by a director and a board of directors, appointed by the
Croatian government on the recommendation of the
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fund and its primary source of health financing. In 2019, 4.18 million people received health insurance coverage through HZZO.
199:
649:
Vončina, Luca; Jemiai, Nadia; Merkur, Sherry; Golna, Christina; Maeda, Akiko; Chao, Shiyan; Džakula, Aleksandar (2006).
195:
109:
733:
400:
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in order to consolidate the fragmented and decentralized health care system which had been inherited from the
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396:"Croatian 2008–2010 health insurance reform: Hard choices toward financial sustainability and efficiency"
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Vončina, L.; Strizrep, T.; Bagat, M.; Pezelj-Duliba, D.; Pavić, N.; Polašek, O. (2012).
422:
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453:. Vol. 16, no. 3. European Observatory on Health Systems and Policies. 2014
105:
88:
345:
210:, sets policies that are implemented by branch offices in each of the country's 21
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Izvješće o poslovanju
Hrvatskog zavoda za zdravstveno osiguranje za 2019. godinu
249:
198:. These directors represent the insured population, the Ministry of Health, the
266:
248:. The 1993 law recognized patient choice as a principle through a mandatory
581:"Patients' rights in the Republic of Croatia – between the law and reality"
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413:
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237:, adopted in December 1990, declared that health care is a human right.
327:"Health care funding reforms in Croatia: a case of mistaken priorities"
175:
67:
30:
207:
63:
325:
Vončina, Luca; Džakula, Aleksandar; Mastilica, Miroslav (2007).
664:(7). European Observatory on Health Systems and Policies: 1–108
579:
Bosanac, Sanja Babić; Borovečki, Ana; Fišter, Kristina (2008).
269:
for hospital and specialist services. These services include
306:(in Croatian). Croatian Health Insurance Fund. February 2020
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594:(1). Medical Association of Zenica-Doboj Canton: 37–43
206:. A central office located in the Croatian capital of
137:
132:
118:
98:
84:
73:
57:
42:
37:
714:Medical and health organizations based in Croatia
544:"Model for private health insurance in Croatia"
8:
626:Vončina, Džakula, Mastilica (2007). pp. 7–8.
474:"Health Care Systems in Transition: Croatia"
389:
387:
182:, the HZZO is the country's national social
16:
256:In July 2001, the Ministry of Health under
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29:
532:Vončina, Džakula, Mastilica (2007). p. 2.
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373:
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91:25.0 billion (c. €3.3 billion)
542:Letica, Gordana; Račić, Tatjana (2002).
479:. European Observatory on Health Systems
293:
291:
289:
246:Socialist Federal Republic of Yugoslavia
160:Hrvatski zavod za zdravstveno osiguranje
23:Hrvatski zavod za zdravstveno osiguranje
447:"The Health Systems and Policy Monitor"
285:
265:Health Insurance Law introduced higher
501:
490:
15:
240:In 1993, the HZZO was created by the
7:
472:Vulic, Spaso; Healy, Judith (1999).
551:International Congress of Actuaries
14:
719:Organizations established in 1993
651:"Croatia: Health System Review"
346:10.1016/j.healthpol.2006.02.016
724:1993 establishments in Croatia
152:Croatian Health Insurance Fund
17:Croatian Health Insurance Fund
1:
729:Organizations based in Zagreb
178:. Established in 1993 by the
658:Health Systems in Transition
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377:Vončina, Jemiai, Merkur
28:
21:
635:Vončina, Jemiai, Merkur
613:Vončina, Jemiai, Merkur
519:Vončina, Jemiai, Merkur
401:Croatian Medical Journal
125:Lucian Vukelić, Director
46:21 August 1993
258:Ana Stavljenić-Rukavina
235:Constitution of Croatia
500:Cite journal requires
414:10.3325/cmj.2012.53.66
168:state-owned enterprise
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204:general practitioners
180:Government of Croatia
172:universal health care
170:that administers the
61:3 Margaretska Street,
99:Minister responsible
242:Croatian Parliament
200:Ministry of Finance
18:
734:Donji grad, Zagreb
588:Medicinski Glasnik
275:prescription drugs
196:Minister of Health
110:Minister of Health
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689:Official website
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271:diagnostic tests
202:and independent
184:health insurance
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119:Agency executive
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262:country's aging
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38:Agency overview
12:
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681:External links
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639:(2006). p. 89.
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617:(2006). p. 14.
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523:(2006). p. 13.
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502:|journal=
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381:(2006). p. 19.
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666:. Retrieved
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596:. Retrieved
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562:. Retrieved
555:the original
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493:cite journal
481:. Retrieved
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455:. Retrieved
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408:(1): 66–76.
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308:. Retrieved
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190:Organization
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58:Headquarters
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457:10 February
250:payroll tax
708:Categories
281:References
267:copayments
174:system in
106:Vili Beroš
50:1993-08-21
74:Employees
432:22351581
354:16621119
212:counties
156:Croatian
668:12 June
598:12 June
564:16 June
549:. 27th
483:12 June
451:Croatia
423:3284176
359:12 June
310:20 July
229:History
221:Funding
176:Croatia
166:) is a
133:Website
68:Croatia
48: (
674:p. 33.
637:et al.
615:et al.
604:p. 38.
521:et al.
430:
420:
379:et al.
365:p. 4.
352:
208:Zagreb
93:(2019)
77:2,285
64:Zagreb
43:Formed
654:(PDF)
584:(PDF)
558:(PDF)
547:(PDF)
510:p. 6.
477:(PDF)
436:p. 3.
330:(PDF)
304:(PDF)
140:.hzzo
670:2013
600:2013
566:2013
506:help
485:2013
459:2016
428:PMID
361:2013
350:PMID
312:2020
273:and
233:The
164:HZZO
150:The
418:PMC
410:doi
342:doi
162:or
142:.hr
138:www
89:HRK
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