93:
825:
3384:
2839:
3404:
3394:
36:
545:
State law or any contract that imposes a lower liability limit than those mentioned in the âLoss or Theft: Customer
Liabilityâ will be preempted (overridden) by the federal EFT Act unless the state law provides protections that are greater than that provided under Federal law. (See Section 919 of the
456:
EFT is not a perfect system; therefore customers should still be diligent in reviewing their EFT statements for possible errors as they would with any other type of transaction. Should a customer notice that there has been an error in an electronic fund transfer relating to their account certain
424:
The financial institution must give the customer notice of his liability in case the card is lost or stolen. This notice must include a phone number for reporting card loss and a description of the financial institution's error resolution process.
2160:
3030:
2031:
522:
The EFT Act does not apply to every type of pre-authorized plan. The EFT Act does not apply to automatic transfers from any account held in the name of the institution the consumer uses to the account the consumer uses.
1202:
317:
3048:
2155:
1112:
3063:
1161:
526:
An example of this would be where the EFT Act would not apply to any automatic payments put towards a mortgage held by the financial institution where a consumer would hold their electronic fund's account.
1847:
3093:
433:
If a customer promptly reports a missing or stolen card to the financial institution before any unauthorized transactions occur, the cardholder will not be held responsible for subsequent transactions.
2876:
3088:
1185:
3053:
3035:
2006:
1866:
1118:
1078:
3252:
3237:
2496:
1830:
2384:
2352:
447:
If the loss is not reported within 60 business days customer risks unlimited loss on transfers made after the 60-day period â could lose all money in the account plus maximum overdraft if any.
416:
The EFT Act also prohibits a creditor or lender from requiring a consumer to repay a loan or other credit by electronic fund transfer, except when there is an overdraft on checking plans.
1711:
1706:
1179:
3262:
2559:
1965:
1891:
2227:
3292:
1085:
313:
1820:
3433:
2914:
2869:
2579:
2222:
2036:
1914:
2614:
1765:
534:
The EFT Act also does not cover all transfers. Some banks, other financial institutions, and vendors will produce cards with a cash value imprinted into the card itself
3040:
2210:
1728:
1130:
1012:
751:
3364:
3277:
2180:
1733:
1562:
909:
3302:
3272:
1701:
1696:
1691:
3387:
2862:
1569:
680:
W., C. H. (Oct 1983). "Overcoming the obstacles to implementation of point-of-sale electronic fund transfer systems: EFTA and the new uniform payments code".
3078:
2527:
2379:
2347:
2078:
1136:
2239:
1931:
1800:
1168:
3242:
1173:
3073:
2939:
2200:
2170:
2093:
1740:
2058:
1066:
3247:
2399:
2367:
1936:
1924:
1755:
3307:
2634:
2394:
2374:
2362:
2342:
2143:
1686:
1676:
1667:
1628:
2438:
1840:
2148:
1607:
849:
537:
Examples of these include public transit passes, store gift cards, and prepaid telephone cards. These cards may not be covered by the EFT Act.
3175:
2929:
2909:
2664:
2450:
1941:
1898:
1886:
1510:
1142:
1000:
904:
3438:
2934:
2899:
2885:
2116:
1557:
1420:
744:
2629:
54:
46:
2477:
2389:
2357:
2326:
2321:
1986:
1953:
1718:
1490:
1480:
844:
664:
599:
3443:
3297:
3206:
2924:
2543:
2111:
2103:
2026:
2021:
1323:
1054:
781:
260:
250:
240:
224:
219:
3448:
3287:
2306:
1470:
1430:
1357:
1347:
1195:
1148:
1072:
776:
72:
632:
665:
The
Federal Reserve Board. (2001). Consumer Handbook to Credit Protection Laws: Electronic Fund Transfers. Retrieved June 26, 2006
3267:
3185:
2690:
2068:
2053:
1919:
1532:
1440:
1410:
1353:
1106:
299:
138:
An Act to extend the authority for the flexible regulation of interest rates on deposits and accounts in depository institutions.
3068:
2695:
2455:
2428:
2415:
2294:
2289:
2284:
2279:
1861:
1460:
1450:
1124:
737:
437:
A customer can be liable for unauthorized withdrawals if their card is lost or stolen and they do not follow certain criteria:
193:
185:
2982:
2919:
2520:
2259:
2046:
1981:
1750:
1631:
1500:
1400:
1154:
1783:
3428:
3216:
2594:
2269:
2190:
791:
1790:
3354:
3257:
3160:
Credit by Banks and
Persons Other Than Brokers or Dealers for the Purpose of Purchasing or Carrying Margin Stock (Reg U)
3121:
3116:
3015:
2504:
2487:
2264:
2088:
1871:
1745:
1681:
1639:
1406:
1396:
1337:
1214:
1042:
1036:
924:
771:
413:
The EFT Act recognizes the right of consumers to choose the financial institution to which their payments are directed
3282:
3211:
2126:
531:
The EFT Act also does not apply to automatic transfers between a consumer's accounts at the same financial institution
487:
Errors involving new accounts (opened last 30 days), POS transactions, and foreign transactions may take up to 90 days
155:
3221:
3180:
3020:
2904:
2650:
2609:
2234:
2185:
2001:
1723:
1662:
1600:
1048:
3010:
2758:
2708:
2445:
2063:
1234:
814:
576:
556:
395:
918:
92:
2992:
2987:
2746:
2215:
2041:
1991:
1270:
1246:
1006:
394:, to establish the rights and liabilities of consumers as well as the responsibilities of all participants in
3338:
3083:
2467:
374:
2670:
2535:
995:
2842:
2782:
2764:
2512:
2016:
1960:
1948:
1876:
1805:
1593:
1552:
1228:
1222:
1030:
960:
674:
3359:
3333:
3190:
3170:
3058:
3000:
2957:
2770:
2604:
2433:
1810:
1650:
1018:
989:
809:
786:
178:
342:
2967:
2776:
2714:
2702:
2599:
2133:
2121:
2083:
1853:
1795:
1642:
1252:
1093:
984:
930:
542:
When using electronic funds transfer, the Act does not give the consumer the right to stop payment.
295:
3403:
3393:
3126:
2472:
2274:
1778:
1368:
1258:
954:
948:
882:
718:
697:
607:
291:
2962:
2624:
2589:
2551:
2073:
1426:
1416:
1282:
611:
17:
3005:
2977:
2656:
1343:
1264:
1189:
978:
972:
689:
276:
3397:
3369:
2806:
2740:
2722:
2195:
1835:
1825:
1773:
1466:
1456:
1363:
1276:
865:
760:
640:
669:
512:
Customer has the right to ask for copies of any documents relied on in the investigation
264:
254:
2854:
2138:
1815:
1496:
1486:
1446:
1378:
1294:
894:
887:
338:
244:
3422:
2828:
2423:
1476:
1436:
1333:
1312:
1100:
877:
387:
709:
Brown, Tom; Plache, Lacey (Winter 2006). "Paying with plastic: maybe not so crazy".
3407:
3151:
2972:
2794:
2788:
2619:
1996:
1616:
1527:
1506:
1373:
1306:
1300:
1288:
1240:
966:
391:
358:
303:
3328:
3323:
2821:
2800:
2567:
2462:
1881:
1024:
936:
476:
May be required to send details of the error in writing within 10 business days
441:
Loss is limited to $ 50 if the institution is notified within two business days
2752:
2161:
Solar
Photovoltaic Energy Research, Development, and Demonstration Act of 1978
839:
507:
If no error â explanation in writing, notify the customer of deducted recredit
444:
Loss could be up to $ 500 if the institution is notified between 3 and 59 days
2205:
1574:
1537:
870:
473:
Explain why they believe there is an error, the type, dollar amount and date
1542:
942:
801:
729:
498:
For new accounts may take up to 20 business days to recredit the account
197:
3031:
Financial
Institutions Regulatory and Interest Rate Control Act of 1978
2032:
Financial
Institutions Regulatory and Interest Rate Control Act of 1978
1547:
722:
701:
106:
Financial
Institutions Regulatory and Interest Rate Control Act of 1978
490:
If it takes more than 10 business days to complete the investigation:
467:
Must be no later than 60 days from the date of the erroneous statement
3152:
Prohibition
Against the Paying of Interest on Demand Deposits (Reg Q)
2156:
Nuclear Safety, Research, Demonstration, and
Development Act of 1980
693:
401:
The act's provisions were implemented through
Federal Reserve Board
2858:
1589:
1585:
733:
464:
Write or call the financial institution immediately if possible
3164:
Transactions Between Member Banks and Their Affiliates (Reg W)
501:
Must notify the customer of the results of the investigation:
29:
484:
Promptly investigate the error and resolve it within 45 days
504:
If there was an error â correct it or make recredit final
3127:
Reserve Requirements for Depository Institutions (Reg D)
3186:
Availability of Funds and Collection of Checks (Reg CC)
121:
Federal Financial Institutions Examination Council Act
3113:
Extensions of Credit by Federal Reserve Banks (Reg A)
2228:
Office of Surface Mining Reclamation and Enforcement
124:
National Credit Union Central Liquidity Facility Act
3347:
3316:
3230:
3199:
3102:
2948:
2892:
2733:
2680:
2643:
2578:
2486:
2414:
2335:
2314:
2305:
2252:
2169:
2102:
1974:
1907:
1764:
1661:
1520:
1387:
1322:
1213:
1180:
PublicâPrivate Investment Program for Legacy Assets
903:
858:
832:
800:
368:
274:
233:
212:
207:
184:
174:
169:
161:
150:
142:
134:
99:
2915:Federal Financial Institutions Examination Council
2223:Surface Mining Control and Reclamation Act of 1977
2037:Federal Financial Institutions Examination Council
429:Limit to customer liability on loss or her of card
3148:Privacy of Consumer Financial Information (Reg P)
2615:United Nations Prize in the Field of Human Rights
2211:Agency for Toxic Substances and Disease Registry
331:on October 12, 1978 (passed) with amendment
115:Depository Institution Management Interlocks Act
3365:History of central banking in the United States
2181:Alaska National Interest Lands Conservation Act
480:Under the Act, the financial institution must:
3176:Unfair or Deceptive Acts or Practices (Reg AA)
594:
592:
590:
588:
586:
2870:
1601:
1570:Personal consumption expenditures price index
745:
8:
3136:Limitations on Interbank Liabilities (Reg F)
2079:Tax Reduction and Simplification Act of 1977
1966:U.S. Department of Health and Human Services
85:
2240:Uranium Mill Tailings Radiation Control Act
1932:Cooperative Forestry Assistance Act of 1978
1801:International Emergency Economic Powers Act
1169:2009 Supervisory Capital Assessment Program
1086:Federal Reserve v. Investment Co. Institute
604:Consumer Handbook to Credit Protection Laws
2877:
2863:
2855:
2311:
1761:
1608:
1594:
1586:
1174:Term Asset-Backed Securities Loan Facility
752:
738:
730:
318:Senate Banking, Housing, and Urban Affairs
3434:United States federal banking legislation
3074:Fair and Accurate Credit Transactions Act
2940:Office of the Comptroller of the Currency
2201:Endangered Species Act Amendments of 1978
2094:Crude Oil Windfall Profit Tax Act of 1980
1831:Support for Iraq during the Iran-Iraq War
314:House Banking, Finance, and Urban Affairs
73:Learn how and when to remove this message
3139:International Banking Operations (Reg K)
3045:Competitive Equality Banking Act of 1987
2439:Jimmy & Rosalynn Carter Work Project
2235:Three Mile Island accident investigation
1937:Department of Education Organization Act
2144:National Energy Conservation Policy Act
568:
27:Act passed by the U.S. Congress in 1978
3167:Borrowers of Securities Credit (Reg X)
2149:Public Utility Regulatory Policies Act
850:Monetary Policy Report to the Congress
112:Change in Savings and Loan Control Act
84:
3156:Credit by Brokers and Dealers (Reg T)
2930:Financial Stability Oversight Council
2910:Federal Deposit Insurance Corporation
2665:Jimmy Carter National Historical Park
2451:Jimmy Carter National Historical Park
1899:Nuclear Non-Proliferation Act of 1978
1887:Foreign Intelligence Surveillance Act
1143:Unfair or Deceptive Acts or Practices
670:Regulation E at www.bankersonline.com
7:
3079:Emergency Economic Stabilization Act
2935:National Credit Union Administration
2900:Consumer Financial Protection Bureau
2886:Bank regulation in the United States
2117:Federal Energy Regulatory Commission
2059:HumphreyâHawkins Full Employment Act
1558:Monetary policy of the United States
1137:Emergency Economic Stabilization Act
1094:Northeast Bancorp v. Federal Reserve
1067:HumphreyâHawkins Full Employment Act
711:The University of Chicago Law Review
577:"FTC: Electronic Fund Transfer Act"
493:Must recredit the amount in question
2478:Continuity of Government Commission
1987:Agricultural Adjustment Act of 1980
1954:Federal Emergency Management Agency
845:Federal Reserve Statistical Release
2925:Federal Reserve Board of Governors
2544:We Can Have Peace in the Holy Land
2027:Federal Reserve Reform Act of 1977
2022:Fair Debt Collection Practices Act
1841:IranâUnited States Claims Tribunal
1131:Subprime mortgage crisis responses
470:Give their name and account number
460:Under the Act, the customer must:
45:tone or style may not reflect the
25:
2997:Interest Rate Control Act of 1966
1821:Engagement with Ruhollah Khomeini
1196:Commercial Paper Funding Facility
1149:Commercial Paper Funding Facility
351:on October 14, 1978 (agreed)
325:on October 11, 1978 (passed)
118:Export-Import Bank Act Amendments
3402:
3392:
3383:
3382:
3132:Electronic Fund Transfer (Reg E)
3122:Home Mortgage Disclosure (Reg C)
3117:Equal Credit Opportunity (Reg B)
2838:
2837:
2191:Clean Air Act Amendments of 1977
2069:National Aquaculture Act of 1980
2054:Food and Agriculture Act of 1977
1920:Civil Service Reform Act of 1978
1533:Criticism of the Federal Reserve
1107:Expedited Funds Availability Act
823:
390:in 1978 and signed by President
349:Senate agreed to House amendment
335:House agreed to Senate amendment
146:American Arts Gold Medallion Act
91:
55:guide to writing better articles
34:
3181:Community Reinvestment (Reg BB)
2630:CarterâMenil Human Rights Prize
2456:Jimmy and Rosalynn Carter House
2429:Presidential Library and Museum
1862:Strategic Arms Limitation Talks
1848:Diplomatic relations with China
1001:U.S. Treasury Department Accord
420:Financial institution liability
2920:Federal Housing Finance Agency
2521:Palestine: Peace Not Apartheid
2047:Right to Financial Privacy Act
1982:Agricultural Trade Act of 1978
1751:Solar power at the White House
1632:President of the United States
1203:Corner Post v. Federal Reserve
1155:Primary Dealer Credit Facility
127:Right to Financial Privacy Act
1:
2718:(2002 television documentary)
2595:Presidential Medal of Freedom
792:Federal Open Market Committee
225:15 U.S.C.: Commerce and Trade
18:Electronic Funds Transfer Act
3355:Banking in the United States
3026:Electronic Fund Transfer Act
3016:Home Mortgage Disclosure Act
2671:Georgia State Capitol statue
2089:Trade Agreements Act of 1979
2012:Electronic Fund Transfer Act
1942:U.S. Department of Education
1872:1980 Summer Olympics boycott
1162:Bloomberg v. Federal Reserve
1061:Electronic Fund Transfer Act
1043:Home Mortgage Disclosure Act
1037:Equal Credit Opportunity Act
925:National Monetary Commission
384:Electronic Fund Transfer Act
220:12 U.S.C.: Banks and Banking
86:Electronic Fund Transfer Act
3439:95th United States Congress
3212:Federal savings association
3041:Depository Institutions Act
2809:(first cousin once removed)
2127:Synthetic Fuels Corporation
600:"Electronic Fund Transfers"
156:95th United States Congress
3465:
3021:Community Reinvestment Act
2905:Farm Credit Administration
2651:Jimmy Carter Peanut Statue
2610:Philadelphia Liberty Medal
2275:State of the Union Address
2186:Antarctic Conservation Act
2002:Community Reinvestment Act
1358:Vice Chair for Supervision
1055:Federal Reserve Reform Act
1049:Community Reinvestment Act
337:on October 14, 1978 (
109:Change in Bank Control Act
3444:1978 in American politics
3378:
3191:Truth in Savings (Reg DD)
3145:Loans to Insiders (Reg O)
3011:Fair Credit Reporting Act
2816:
2112:U.S. Department of Energy
2064:Motor Carrier Act of 1980
1784:EgyptâIsrael peace treaty
1623:
1073:International Banking Act
821:
815:Federal Reserve Bank Note
767:
557:Electronic funds transfer
396:electronic funds transfer
373:
283:
90:
3449:1978 in economic history
3171:Truth in Lending (Reg Z)
3142:Consumer Leasing (Reg M)
2993:Bank Holding Company Act
2988:Federal Credit Union Act
2958:Independent Treasury Act
2216:National Priorities List
2042:National security letter
1992:Airline Deregulation Act
1925:Senior Executive Service
1791:TorrijosâCarter Treaties
1007:Bank Holding Company Act
345:) with further amendment
3339:Thrift Financial Report
2528:reaction and commentary
2468:Nairobi Agreement, 1999
2260:Moral Equivalent of War
2196:Clean Water Act of 1977
517:What the EFT Act Covers
375:Credit CARD Act of 2009
310:Committee consideration
234:U.S.C. sections amended
49:used on Knowledge (XXG)
3069:GrammâLeachâBliley Act
2536:Beyond the White House
2385:running mate selection
2353:running mate selection
2270:A Crisis of Confidence
1125:GrammâLeachâBliley Act
996:Employment Act of 1946
761:Federal Reserve System
633:"Consumer Information"
53:See Knowledge (XXG)'s
3200:Types of bank charter
2783:Ruth Carter Stapleton
2765:James Earl Carter Sr.
2513:Our Endangered Values
2017:Executive Order 12086
1961:Executive Order 12172
1949:Executive Order 12148
1877:Executive Order 12036
1806:Executive Order 12170
1729:Judicial appointments
1651:Georgia State Senator
1553:Lender of last resort
1229:William P. G. Harding
1031:Smithsonian Agreement
961:Emergency Banking Act
787:Federal Reserve Banks
457:steps must be taken:
306:) on October 10, 1978
3429:1978 in American law
3360:Fair debt collection
3334:CAMELS rating system
3059:Truth in Savings Act
3036:Monetary Control Act
3001:Truth in Lending Act
2771:Lillian Gordy Carter
2605:Silver Buffalo Award
2434:Habitat for Humanity
1811:Operation Eagle Claw
1235:Daniel R. Crissinger
1119:FDIC Improvement Act
1019:Truth in Lending Act
990:Bretton Woods system
919:AldrichâVreeland Act
810:Federal Reserve Note
675:Regulation E at FDIC
637:Consumer Information
361:on November 10, 1978
2968:Federal Reserve Act
2893:Federal authorities
2777:Gloria Carter Spann
2600:Freedom of the City
2265:Island of Stability
2134:National Energy Act
2122:Energy Security Act
2084:Revenue Act of 1978
1867:International trips
1854:Goldwater v. Carter
1796:Iran hostage crisis
1719:Political positions
1643:Governor of Georgia
985:Banking Act of 1935
931:Federal Reserve Act
682:Virginia Law Review
409:Rights of consumers
296:Fernand St. Germain
277:Legislative history
87:
2983:GlassâSteagall Act
2726:(2007 documentary)
2497:Everything to Gain
2473:One America Appeal
1779:Camp David Accords
1388:Current presidents
1369:Christopher Waller
1259:Marriner S. Eccles
973:GlassâSteagall Act
883:Federal funds rate
614:on August 30, 2009
608:US Federal Reserve
386:was passed by the
100:Other short titles
3416:
3415:
3231:State authorities
3106:Board regulations
3064:Riegle-Neal IBBEA
2963:National Bank Act
2852:
2851:
2625:Christopher Award
2590:Nobel Peace Prize
2552:White House Diary
2505:The Hornet's Nest
2410:
2409:
2248:
2247:
2074:Staggers Rail Act
1756:Reagan transition
1741:Executive Actions
1583:
1582:
1427:Loretta J. Mester
1417:Patrick T. Harker
1283:G. William Miller
1271:William M. Martin
1223:Charles S. Hamlin
380:
379:
329:Passed the Senate
187:Statutes at Large
165:November 10, 1978
83:
82:
75:
47:encyclopedic tone
16:(Redirected from
3456:
3406:
3396:
3386:
3385:
3161:
3104:Federal Reserve
3006:Bank Secrecy Act
2978:1933 Banking Act
2879:
2872:
2865:
2856:
2841:
2840:
2560:A Call to Action
2312:
1762:
1654:
1646:
1635:
1610:
1603:
1596:
1587:
1344:Philip Jefferson
1265:Thomas B. McCabe
1190:Durbin amendment
979:Gold Reserve Act
827:
826:
754:
747:
740:
731:
726:
705:
688:(7): 1351â1379.
652:
651:
649:
648:
639:. Archived from
629:
623:
622:
620:
619:
610:. Archived from
596:
581:
580:
573:
369:Major amendments
343:H.Res. 1439
323:Passed the House
290:in the House as
279:
188:
95:
88:
78:
71:
67:
64:
58:
57:for suggestions.
38:
37:
30:
21:
3464:
3463:
3459:
3458:
3457:
3455:
3454:
3453:
3419:
3418:
3417:
3412:
3398:Business portal
3374:
3370:Wildcat banking
3343:
3312:
3226:
3195:
3159:
3107:
3105:
3098:
3084:Credit CARD Act
2950:
2944:
2888:
2883:
2853:
2848:
2829:Ronald Reagan â
2812:
2807:Hugh Carter Jr.
2741:Rosalynn Carter
2729:
2723:Man from Plains
2676:
2639:
2581:
2574:
2482:
2416:Post-presidency
2406:
2331:
2301:
2244:
2172:
2165:
2098:
1975:Economic policy
1970:
1915:Cannabis policy
1908:Domestic policy
1903:
1836:Algiers Accords
1826:1979 oil crisis
1774:Carter Doctrine
1760:
1746:Rabbit incident
1665:
1657:
1649:
1638:
1627:
1619:
1614:
1584:
1579:
1516:
1467:Alberto Musalem
1457:Austan Goolsbee
1389:
1383:
1364:Michelle Bowman
1325:
1318:
1277:Arthur F. Burns
1253:Eugene R. Black
1209:
907:
899:
866:Discount window
854:
828:
824:
819:
796:
763:
758:
708:
694:10.2307/1072866
679:
661:
659:Further reading
656:
655:
646:
644:
631:
630:
626:
617:
615:
598:
597:
584:
575:
574:
570:
565:
553:
519:
454:
431:
422:
411:
364:
355:Signed into law
292:H.R. 14279
275:
270:
229:
186:
151:Enacted by
130:
79:
68:
62:
59:
52:
43:This article's
39:
35:
28:
23:
22:
15:
12:
11:
5:
3462:
3460:
3452:
3451:
3446:
3441:
3436:
3431:
3421:
3420:
3414:
3413:
3411:
3410:
3400:
3390:
3379:
3376:
3375:
3373:
3372:
3367:
3362:
3357:
3351:
3349:
3345:
3344:
3342:
3341:
3336:
3331:
3326:
3320:
3318:
3314:
3313:
3311:
3310:
3305:
3300:
3295:
3290:
3285:
3280:
3275:
3270:
3265:
3260:
3255:
3250:
3245:
3240:
3234:
3232:
3228:
3227:
3225:
3224:
3219:
3214:
3209:
3203:
3201:
3197:
3196:
3194:
3193:
3188:
3183:
3178:
3173:
3168:
3165:
3162:
3157:
3154:
3149:
3146:
3143:
3140:
3137:
3134:
3129:
3124:
3119:
3114:
3110:
3108:
3103:
3100:
3099:
3097:
3096:
3091:
3086:
3081:
3076:
3071:
3066:
3061:
3056:
3051:
3046:
3043:
3038:
3033:
3028:
3023:
3018:
3013:
3008:
3003:
2998:
2995:
2990:
2985:
2980:
2975:
2970:
2965:
2960:
2954:
2952:
2949:Major federal
2946:
2945:
2943:
2942:
2937:
2932:
2927:
2922:
2917:
2912:
2907:
2902:
2896:
2894:
2890:
2889:
2884:
2882:
2881:
2874:
2867:
2859:
2850:
2849:
2847:
2846:
2833:
2832:
2825:
2817:
2814:
2813:
2811:
2810:
2804:
2798:
2792:
2786:
2780:
2774:
2768:
2762:
2756:
2750:
2744:
2737:
2735:
2731:
2730:
2728:
2727:
2719:
2711:
2706:
2700:
2699:
2698:
2693:
2684:
2682:
2678:
2677:
2675:
2674:
2668:
2662:
2654:
2647:
2645:
2641:
2640:
2638:
2637:
2632:
2627:
2622:
2617:
2612:
2607:
2602:
2597:
2592:
2586:
2584:
2576:
2575:
2573:
2572:
2564:
2556:
2548:
2540:
2532:
2531:
2530:
2517:
2509:
2501:
2492:
2490:
2484:
2483:
2481:
2480:
2475:
2470:
2465:
2460:
2459:
2458:
2448:
2443:
2442:
2441:
2431:
2426:
2420:
2418:
2412:
2411:
2408:
2407:
2405:
2404:
2403:
2402:
2397:
2392:
2387:
2382:
2372:
2371:
2370:
2365:
2360:
2355:
2350:
2339:
2337:
2333:
2332:
2330:
2329:
2324:
2318:
2316:
2309:
2303:
2302:
2300:
2299:
2298:
2297:
2292:
2287:
2282:
2272:
2267:
2262:
2256:
2254:
2250:
2249:
2246:
2245:
2243:
2242:
2237:
2232:
2231:
2230:
2220:
2219:
2218:
2213:
2203:
2198:
2193:
2188:
2183:
2177:
2175:
2167:
2166:
2164:
2163:
2158:
2153:
2152:
2151:
2146:
2141:
2139:Energy Tax Act
2131:
2130:
2129:
2119:
2114:
2108:
2106:
2100:
2099:
2097:
2096:
2091:
2086:
2081:
2076:
2071:
2066:
2061:
2056:
2051:
2050:
2049:
2044:
2039:
2029:
2024:
2019:
2014:
2009:
2004:
1999:
1994:
1989:
1984:
1978:
1976:
1972:
1971:
1969:
1968:
1963:
1958:
1957:
1956:
1946:
1945:
1944:
1934:
1929:
1928:
1927:
1917:
1911:
1909:
1905:
1904:
1902:
1901:
1896:
1895:
1894:
1884:
1879:
1874:
1869:
1864:
1859:
1858:
1857:
1845:
1844:
1843:
1838:
1833:
1828:
1823:
1818:
1816:Canadian Caper
1813:
1808:
1803:
1793:
1788:
1787:
1786:
1776:
1770:
1768:
1766:Foreign policy
1759:
1758:
1753:
1748:
1743:
1738:
1737:
1736:
1726:
1721:
1716:
1715:
1714:
1709:
1704:
1699:
1694:
1684:
1679:
1673:
1671:
1659:
1658:
1656:
1655:
1647:
1636:
1624:
1621:
1620:
1615:
1613:
1612:
1605:
1598:
1590:
1581:
1580:
1578:
1577:
1572:
1567:
1566:
1565:
1555:
1550:
1545:
1540:
1535:
1530:
1524:
1522:
1518:
1517:
1515:
1514:
1504:
1494:
1484:
1474:
1464:
1454:
1447:Raphael Bostic
1444:
1434:
1424:
1414:
1404:
1393:
1391:
1385:
1384:
1382:
1381:
1379:Adriana Kugler
1376:
1371:
1366:
1361:
1351:
1341:
1330:
1328:
1320:
1319:
1317:
1316:
1315:(2018âpresent)
1310:
1304:
1298:
1295:Alan Greenspan
1292:
1286:
1280:
1274:
1268:
1262:
1256:
1250:
1244:
1238:
1232:
1226:
1219:
1217:
1211:
1210:
1208:
1207:
1199:
1193:
1186:DoddâFrank Act
1183:
1177:
1171:
1166:
1158:
1152:
1146:
1140:
1134:
1128:
1122:
1116:
1110:
1104:
1098:
1090:
1082:
1076:
1070:
1064:
1058:
1052:
1046:
1040:
1034:
1028:
1022:
1016:
1015:(1961âpresent)
1010:
1004:
998:
993:
987:
982:
976:
970:
964:
958:
952:
946:
940:
934:
928:
922:
915:
913:
901:
900:
898:
897:
895:Primary dealer
892:
891:
890:
888:Overnight rate
880:
875:
874:
873:
862:
860:
856:
855:
853:
852:
847:
842:
836:
834:
830:
829:
822:
820:
818:
817:
812:
806:
804:
798:
797:
795:
794:
789:
784:
779:
774:
768:
765:
764:
759:
757:
756:
749:
742:
734:
728:
727:
706:
677:
672:
667:
660:
657:
654:
653:
624:
582:
567:
566:
564:
561:
560:
559:
552:
549:
548:
547:
543:
540:
539:
538:
532:
529:
528:
527:
518:
515:
514:
513:
510:
509:
508:
505:
499:
496:
495:
494:
488:
485:
478:
477:
474:
471:
468:
465:
453:
450:
449:
448:
445:
442:
430:
427:
421:
418:
410:
407:
378:
377:
371:
370:
366:
365:
363:
362:
352:
346:
332:
326:
320:
307:
284:
281:
280:
272:
271:
269:
268:
267:§ 1693 et seq.
258:
257:§ 1601 et seq.
248:
237:
235:
231:
230:
228:
227:
222:
216:
214:
213:Titles amended
210:
209:
205:
204:
190:
182:
181:
176:
172:
171:
167:
166:
163:
159:
158:
152:
148:
147:
144:
140:
139:
136:
132:
131:
129:
128:
125:
122:
119:
116:
113:
110:
107:
103:
101:
97:
96:
81:
80:
42:
40:
33:
26:
24:
14:
13:
10:
9:
6:
4:
3:
2:
3461:
3450:
3447:
3445:
3442:
3440:
3437:
3435:
3432:
3430:
3427:
3426:
3424:
3409:
3405:
3401:
3399:
3395:
3391:
3389:
3381:
3380:
3377:
3371:
3368:
3366:
3363:
3361:
3358:
3356:
3353:
3352:
3350:
3346:
3340:
3337:
3335:
3332:
3330:
3327:
3325:
3322:
3321:
3319:
3315:
3309:
3306:
3304:
3301:
3299:
3296:
3294:
3291:
3289:
3286:
3284:
3281:
3279:
3276:
3274:
3271:
3269:
3268:New Hampshire
3266:
3264:
3261:
3259:
3256:
3254:
3251:
3249:
3246:
3244:
3241:
3239:
3236:
3235:
3233:
3229:
3223:
3220:
3218:
3217:National bank
3215:
3213:
3210:
3208:
3205:
3204:
3202:
3198:
3192:
3189:
3187:
3184:
3182:
3179:
3177:
3174:
3172:
3169:
3166:
3163:
3158:
3155:
3153:
3150:
3147:
3144:
3141:
3138:
3135:
3133:
3130:
3128:
3125:
3123:
3120:
3118:
3115:
3112:
3111:
3109:
3101:
3095:
3092:
3090:
3087:
3085:
3082:
3080:
3077:
3075:
3072:
3070:
3067:
3065:
3062:
3060:
3057:
3055:
3052:
3050:
3047:
3044:
3042:
3039:
3037:
3034:
3032:
3029:
3027:
3024:
3022:
3019:
3017:
3014:
3012:
3009:
3007:
3004:
3002:
2999:
2996:
2994:
2991:
2989:
2986:
2984:
2981:
2979:
2976:
2974:
2971:
2969:
2966:
2964:
2961:
2959:
2956:
2955:
2953:
2947:
2941:
2938:
2936:
2933:
2931:
2928:
2926:
2923:
2921:
2918:
2916:
2913:
2911:
2908:
2906:
2903:
2901:
2898:
2897:
2895:
2891:
2887:
2880:
2875:
2873:
2868:
2866:
2861:
2860:
2857:
2845:
2844:
2835:
2834:
2831:
2830:
2826:
2824:
2823:
2822:â Gerald Ford
2819:
2818:
2815:
2808:
2805:
2802:
2799:
2796:
2793:
2790:
2787:
2784:
2781:
2778:
2775:
2772:
2769:
2766:
2763:
2760:
2757:
2754:
2751:
2748:
2745:
2742:
2739:
2738:
2736:
2732:
2725:
2724:
2720:
2717:
2716:
2712:
2710:
2707:
2704:
2701:
2697:
2694:
2692:
2689:
2688:
2686:
2685:
2683:
2679:
2672:
2669:
2666:
2663:
2661:
2660:
2655:
2652:
2649:
2648:
2646:
2642:
2636:
2633:
2631:
2628:
2626:
2623:
2621:
2618:
2616:
2613:
2611:
2608:
2606:
2603:
2601:
2598:
2596:
2593:
2591:
2588:
2587:
2585:
2583:
2577:
2570:
2569:
2565:
2562:
2561:
2557:
2554:
2553:
2549:
2546:
2545:
2541:
2538:
2537:
2533:
2529:
2526:
2525:
2523:
2522:
2518:
2515:
2514:
2510:
2507:
2506:
2502:
2499:
2498:
2494:
2493:
2491:
2489:
2485:
2479:
2476:
2474:
2471:
2469:
2466:
2464:
2461:
2457:
2454:
2453:
2452:
2449:
2447:
2444:
2440:
2437:
2436:
2435:
2432:
2430:
2427:
2425:
2424:Carter Center
2422:
2421:
2419:
2417:
2413:
2401:
2398:
2396:
2393:
2391:
2388:
2386:
2383:
2381:
2378:
2377:
2376:
2375:1980 campaign
2373:
2369:
2366:
2364:
2361:
2359:
2356:
2354:
2351:
2349:
2346:
2345:
2344:
2343:1976 campaign
2341:
2340:
2338:
2334:
2328:
2325:
2323:
2320:
2319:
2317:
2315:Gubernatorial
2313:
2310:
2308:
2304:
2296:
2293:
2291:
2288:
2286:
2283:
2281:
2278:
2277:
2276:
2273:
2271:
2268:
2266:
2263:
2261:
2258:
2257:
2255:
2251:
2241:
2238:
2236:
2233:
2229:
2226:
2225:
2224:
2221:
2217:
2214:
2212:
2209:
2208:
2207:
2204:
2202:
2199:
2197:
2194:
2192:
2189:
2187:
2184:
2182:
2179:
2178:
2176:
2174:
2171:Environmental
2168:
2162:
2159:
2157:
2154:
2150:
2147:
2145:
2142:
2140:
2137:
2136:
2135:
2132:
2128:
2125:
2124:
2123:
2120:
2118:
2115:
2113:
2110:
2109:
2107:
2105:
2104:Energy policy
2101:
2095:
2092:
2090:
2087:
2085:
2082:
2080:
2077:
2075:
2072:
2070:
2067:
2065:
2062:
2060:
2057:
2055:
2052:
2048:
2045:
2043:
2040:
2038:
2035:
2034:
2033:
2030:
2028:
2025:
2023:
2020:
2018:
2015:
2013:
2010:
2008:
2005:
2003:
2000:
1998:
1995:
1993:
1990:
1988:
1985:
1983:
1980:
1979:
1977:
1973:
1967:
1964:
1962:
1959:
1955:
1952:
1951:
1950:
1947:
1943:
1940:
1939:
1938:
1935:
1933:
1930:
1926:
1923:
1922:
1921:
1918:
1916:
1913:
1912:
1910:
1906:
1900:
1897:
1893:
1890:
1889:
1888:
1885:
1883:
1880:
1878:
1875:
1873:
1870:
1868:
1865:
1863:
1860:
1856:
1855:
1851:
1850:
1849:
1846:
1842:
1839:
1837:
1834:
1832:
1829:
1827:
1824:
1822:
1819:
1817:
1814:
1812:
1809:
1807:
1804:
1802:
1799:
1798:
1797:
1794:
1792:
1789:
1785:
1782:
1781:
1780:
1777:
1775:
1772:
1771:
1769:
1767:
1763:
1757:
1754:
1752:
1749:
1747:
1744:
1742:
1739:
1735:
1734:controversies
1732:
1731:
1730:
1727:
1725:
1722:
1720:
1717:
1713:
1710:
1708:
1705:
1703:
1700:
1698:
1695:
1693:
1690:
1689:
1688:
1685:
1683:
1680:
1678:
1675:
1674:
1672:
1669:
1664:
1660:
1652:
1648:
1644:
1641:
1637:
1633:
1630:
1626:
1625:
1622:
1618:
1611:
1606:
1604:
1599:
1597:
1592:
1591:
1588:
1576:
1573:
1571:
1568:
1564:
1561:
1560:
1559:
1556:
1554:
1551:
1549:
1546:
1544:
1541:
1539:
1536:
1534:
1531:
1529:
1526:
1525:
1523:
1519:
1512:
1511:San Francisco
1508:
1505:
1502:
1498:
1495:
1492:
1488:
1485:
1482:
1478:
1477:Neel Kashkari
1475:
1472:
1468:
1465:
1462:
1458:
1455:
1452:
1448:
1445:
1442:
1438:
1437:Thomas Barkin
1435:
1432:
1428:
1425:
1422:
1418:
1415:
1412:
1408:
1407:John Williams
1405:
1402:
1398:
1397:Susan Collins
1395:
1394:
1392:
1390:(by district)
1386:
1380:
1377:
1375:
1372:
1370:
1367:
1365:
1362:
1359:
1355:
1352:
1349:
1345:
1342:
1339:
1335:
1334:Jerome Powell
1332:
1331:
1329:
1327:
1321:
1314:
1313:Jerome Powell
1311:
1308:
1305:
1302:
1299:
1296:
1293:
1290:
1287:
1284:
1281:
1278:
1275:
1272:
1269:
1266:
1263:
1260:
1257:
1254:
1251:
1248:
1245:
1242:
1239:
1236:
1233:
1230:
1227:
1224:
1221:
1220:
1218:
1216:
1212:
1205:
1204:
1200:
1197:
1194:
1191:
1187:
1184:
1181:
1178:
1175:
1172:
1170:
1167:
1164:
1163:
1159:
1156:
1153:
1150:
1147:
1144:
1141:
1138:
1135:
1132:
1129:
1126:
1123:
1120:
1117:
1114:
1111:
1108:
1105:
1102:
1101:Greenspan put
1099:
1096:
1095:
1091:
1088:
1087:
1083:
1080:
1077:
1074:
1071:
1068:
1065:
1062:
1059:
1056:
1053:
1050:
1047:
1044:
1041:
1038:
1035:
1032:
1029:
1026:
1023:
1020:
1017:
1014:
1011:
1008:
1005:
1002:
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3408:Banks portal
3348:Other topics
3298:Pennsylvania
3207:Credit union
3131:
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2973:McFadden Act
2836:
2827:
2820:
2795:Emily Dolvin
2789:Billy Carter
2759:Jason Carter
2721:
2715:Jimmy Carter
2713:
2709:UFO incident
2659:Jimmy Carter
2658:
2635:Grammy Award
2620:Hoover Medal
2566:
2558:
2550:
2542:
2534:
2519:
2511:
2503:
2495:
2336:Presidential
2011:
1997:Carter bonds
1852:
1712:January 1981
1682:Inauguration
1617:Jimmy Carter
1528:Central bank
1507:Mary C. Daly
1421:Philadelphia
1374:Lisa D. Cook
1354:Michael Barr
1307:Janet Yellen
1301:Ben Bernanke
1289:Paul Volcker
1247:Eugene Meyer
1241:Roy A. Young
1201:
1160:
1092:
1084:
1060:
1013:FOMC actions
967:Regulation Q
955:Regulation D
717:(1): 63â86.
714:
710:
685:
681:
645:. Retrieved
641:the original
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627:
616:. Retrieved
612:the original
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571:
479:
459:
455:
436:
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403:Regulation E
402:
400:
398:activities.
392:Jimmy Carter
383:
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359:Jimmy Carter
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208:Codification
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69:
60:
44:
3329:CAEL Rating
3324:Call report
2951:legislation
2801:Hugh Carter
2747:Jack Carter
2703:Mary Prince
2687:Residences
2568:A Full Life
2463:White House
1882:Refugee Act
1653:(1963â1967)
1645:(1971â1975)
1634:(1977â1981)
1497:Lorie Logan
1491:Kansas City
1487:Jeff Schmid
1481:Minneapolis
1309:(2014â2018)
1303:(2006â2014)
1297:(1987â2006)
1291:(1979â1987)
1285:(1978â1979)
1279:(1970â1978)
1273:(1951â1970)
1267:(1948â1951)
1261:(1934â1948)
1255:(1933â1934)
1249:(1930â1933)
1243:(1927â1930)
1237:(1923â1927)
1231:(1916â1922)
1225:(1914â1916)
1198:(2020â2021)
1176:(2009â2010)
1157:(2008â2010)
1151:(2008â2010)
1133:(2007â2010)
1025:Nixon shock
992:(1944â1971)
937:Pittman Act
927:(1909â1912)
910:Antecedents
3423:Categories
3273:New Jersey
3238:California
3222:State bank
3089:DoddâFrank
2761:(grandson)
2755:(daughter)
2753:Amy Carter
2691:Birthplace
2582:and honors
2446:The Elders
2390:convention
2358:convention
1892:FISA Court
1677:Transition
1663:Presidency
1348:Vice Chair
949:Phelan Act
840:Beige Book
777:Vice Chair
647:2006-06-27
618:2009-09-01
563:References
452:EFT errors
288:Introduced
175:Public law
135:Long title
3303:Tennessee
2791:(brother)
2657:USS
2380:primaries
2348:primaries
2307:Elections
2206:Superfund
2007:DIDMC Act
1575:Sahm rule
1538:Fed model
1471:St. Louis
1431:Cleveland
1326:governors
1113:FIRRE Act
1079:DIDMC Act
957:(c. 1930)
871:Bank rate
802:Banknotes
782:Governors
261:15 U.S.C.
251:15 U.S.C.
241:12 U.S.C.
170:Citations
162:Effective
143:Nicknames
3388:Category
3308:Virginia
3288:Oklahoma
3278:New York
3263:Michigan
3258:Maryland
3253:Illinois
3243:Colorado
2843:Category
2803:(cousin)
2785:(sister)
2779:(sister)
2773:(mother)
2767:(father)
2400:election
2368:election
2253:Speeches
1687:Timeline
1668:timeline
1543:Fedspeak
1441:Richmond
1411:New York
943:Edge Act
551:See also
192:92
63:May 2010
3248:Florida
3094:EGRRCPA
2705:(nanny)
2681:Related
2524:(2006)
2395:debates
2363:debates
1724:Cabinet
1563:History
1548:Fed put
1521:Related
1461:Chicago
1451:Atlanta
1324:Current
1188:(2010;
1182:(2009â)
905:History
833:Reports
723:4495544
702:1072866
3293:Oregon
3054:FDICIA
3049:FIRREA
2797:(aunt)
2743:(wife)
2734:Family
2673:(1994)
2667:(1987)
2653:(1976)
2644:Legacy
2580:Awards
2571:(2015)
2563:(2014)
2555:(2010)
2547:(2009)
2539:(2007)
2516:(2006)
2508:(2003)
2500:(1987)
2173:policy
1501:Dallas
1401:Boston
1215:Chairs
1206:(2024)
1165:(2009)
1145:(2008)
1139:(2008)
1127:(1999)
1121:(1991)
1115:(1989)
1109:(1987)
1103:(1987)
1097:(1985)
1089:(1981)
1081:(1980)
1075:(1978)
1069:(1978)
1063:(1978)
1057:(1977)
1051:(1977)
1045:(1975)
1039:(1974)
1033:(1971)
1027:(1971)
1021:(1968)
1009:(1956)
1003:(1951)
981:(1934)
975:(1933)
969:(1933)
963:(1933)
951:(1920)
945:(1919)
939:(1918)
933:(1913)
921:(1908)
721:
700:
339:341â32
265:ch. 41
255:ch. 41
196:
179:95-630
3317:Terms
2749:(son)
2488:Books
1338:Chair
772:Chair
719:JSTOR
698:JSTOR
546:Act).
263:
253:
245:ch. 3
243:
194:Stat.
3283:Ohio
2696:Home
2327:1970
2322:1966
2295:1981
2290:1980
2285:1979
2280:1978
1707:1980
1702:1979
1697:1978
1692:1977
1640:76th
1629:39th
382:The
198:3641
154:the
690:doi
312:by
294:by
201:aka
3425::
715:73
713:.
696:.
686:69
684:.
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585:^
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316:,
304:RI
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1192:)
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908:(
753:e
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692::
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621:.
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302:-
300:D
298:(
76:)
70:(
65:)
61:(
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20:)
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