249:
a salary reduction and forfeit his bonus in light of the coronavirus crisis. In March 2021 Nationwide said that its 13,000 staff could work anywhere, with Garner describing the move as "putting employees in control of where they work from". On 23 September 2021, Nationwide announced that Garner had asked the Board of the
Society to start the process of finding his successor as part of an orderly transition. At Nationwide’s half-year results in November 2021, the Society stated that its profits had more than doubled versus the same period last year to £853million.”
1986:
2016:
2443:
1925:
1251:
216:, Garner joined HSBC in 2004. He was appointed Head of UK Retail Bank on 1 December 2010 as Group General Manager and deputy head of HSBC UK, replacing Paul Thurston. He is credited with putting in place the firms approach to Treating Customers Fairly. He left at the end of October 2012. Brian Robertson was Head of HSBC Group's (combined) UK operations at the time.
2457:
1937:
284:, the Chancellor of the Exchequer announced that Joe Garner would Chair an independent review on the Future of Payments with the objective of considering how payments are likely to be made in the future and to make recommendations on the steps needed to successfully deliver world leading retail payments.
248:
stepping down on 4 April 2016. In addition to his ÂŁ885,000 salary, Garner also receives a ÂŁ292,000 pension allowance, a ÂŁ1 million bonus and ÂŁ500 a day to cover the cost of travel, security and medical expenses. In April 2020, Garner was one of the first CEOs in the financial services sector to take
252:
In May 2022 the
Society announced its best ever financial results since it was founded in 1884 when it recorded a profit of £1.6bn for its financial year 2021/2022. In attributing the financial performance of the Society Garner said, “We have stuck to our knitting and have focused on doing it well.
2935:
2955:
303:
He is an keen triathlete, competing in his age group at the 2018 European
Championships, coming 15th. He was chair of the Triathlon Trust from 2012-2020 and upon leaving became Patron of the
292:
On 5 Feb 2024 Garner was appointed by the
Cabinet Office to the committee responsible for recommending proposals for a permanent memorial and legacy programme to remember Queen Elizabeth II.
436:
908:
662:
609:
2930:
2497:
253:
The key point is that all of our profit is retained and gives my successor options”. Garner was succeeded on 2 June as CEO by Debbie
Crosbie, formerly CEO of
527:
704:
690:
1910:
1905:
1779:
901:
192:(P&G) in 1991. He spent nine years at P&G including five years in Romania, then worked at their European headquarters in Brussels. He joined
2045:
967:
232:
in
February 2014. During his tenure superfast broadband coverage exceeded 90%. He left the company in April 2016 to become chief executive of
1794:
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563:
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which had the objective of reducing mobile phone theft by stopping the ability to re-programme stolen phones.
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2015:
1985:
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323:, who also studied Geography at Cambridge, then took a graduate role with P & G, then worked at HSBC
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having previously been its Chair from 2011 to 2013. He was also a non-executive director of the
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2005:
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financial organisation, from May 2016 to June 2022. He previously held senior roles at
160:, having two older sisters. His father was an aeronautical engineer who had worked at
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2142:
1961:
1708:
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1403:
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705:"Cabinet Office announces new appointments to the Queen Elizabeth Memorial Committee"
408:
The Lion Wakes, a modern history of HSBC; by David
Kynaston and Richard Roberts; 2015
316:
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528:"Coronavirus isn't a financial crisis, it's a human crisis, says Nationwide chief"
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1953:
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624:"Nationwide profits rocket as it tells struggling members "talk to us""
307:, only the second time this honour has been bestowed on an individual.
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in 2001, initially as
Marketing Director at mobile phone retailer
107:
Nationwide
Building Society, Financial Services Practitioner Panel
677:"Chancellor Jeremy Hunt's Mansion House speech – full transcript"
2736:
2716:
2428:
2086:
1989:
1146:
244:
His role at
Nationwide started on 5 April 2016, with former CEO
141:
89:
2479:
1957:
1023:
890:
1824:
1819:
796:
201:
1019:
583:"Nationwide defies pandemic to double its half-year profit"
663:"FSA appoints HSBC UK boss as practitioner panel chairman"
474:"Nationwide chief Joe Garner paid ÂŁ500 a day in expenses"
2936:
British chief executives of financial services companies
200:. In 2003 he played a key role in launching Immobilise
472:
Senior City Correspondent, Ben Martin (18 June 2019).
342:"BT Openreach boss Joe Garner switches to Nationwide"
2815:
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2411:
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1998:
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212:Following his stint at P&G and a short stay at
111:
103:
84:
76:
66:
56:
27:
20:
546:"Nationwide tells 13,000 staff to 'work anywhere'"
2956:People educated at King's College School, London
691:"Terms of Reference – Future of Payments Review"
437:"The man trying to speed up Britain's broadband"
819:Chief Executive of Nationwide Building Society
124:(born 23 June 1969) was the chief executive of
2491:
2006:The Hongkong and Shanghai Banking Corporation
1969:
1035:
902:
280:On 10 July 2023 in his Mansion House speech,
8:
756:"Leadership changes at the Triathlon Trust"
738:"Leadership changes at the Triathlon Trust"
2498:
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1984:
1976:
1962:
1954:
1678:
1393:
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1065:
1042:
1028:
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909:
895:
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801:
164:, and had married Alegra Mizrahi in 1959.
17:
1911:British Telecommunications plc v. Prodigy
1906:Young Scientist and Technology Exhibition
1780:Digital Private Network Signalling System
608:CS1 maint: multiple names: authors list (
360:"New appointments to Practitioner Panel"
968:Co-operative Permanent Building Society
419:"HSBC announces new UK management team"
333:
2931:Alumni of Magdalene College, Cambridge
598:
588:
581:Editor, Katherine Griffiths, Banking.
564:"Nationwide CEO Joe Garner plans exit"
508:
498:
1795:International Packet Switched Service
455:"Openreach defends broadband rollout"
7:
2456:
1936:
2823:Arbora & Ausonia Joint Venture
1775:Digital Access Signalling System 1
1729:Digital Access Signalling System 2
1469:National Network Management Centre
374:"King's College Wimbledon page 34"
14:
1785:Fixed-Mobile Convergence Alliance
1479:Zouches Farm transmitting station
1474:Peterborough transmitting station
390:Mathieson, SA (6 February 2003).
224:Garner became chief executive of
188:Garner was a graduate trainee at
2895:Procter & Gamble Philippines
2874:Procter & Gamble Co. v. OHIM
2455:
2442:
2441:
2014:
1935:
1924:
1923:
1249:
1192:Concert Communications Services
879:António Pedro dos Santos Simões
526:Treanor, Jill (12 April 2020).
1207:International Network Services
1:
2890:Procter & Gamble Pakistan
2383:Charterhouse Capital Partners
1724:Digital Access Carrier System
1081:BT Business and Public Sector
873:December 2010 - October 2012
842:Chief Executive of Openreach
1886:BT Sport Action Woman Awards
1603:Post Office Research Station
1464:Madley Communications Centre
1459:Guardian Exchange Manchester
1009:Nationwide Group Staff Union
993:Dunfermline Building Society
305:British Triathlon Federation
271:Financial Services Authority
173:Magdalene College, Cambridge
2312:Crédit Commercial de France
1573:Kingsway telephone exchange
988:Derbyshire Building Society
918:Nationwide Building Society
845:February 2014 - April 2016
275:Financial Ombudsman Service
265:Garner sat on the board of
234:Nationwide Building Society
228:'s infrastructure division
136:'s infrastructure division
126:Nationwide Building Society
98:Nationwide Building Society
2972:
2885:Procter & Gamble Korea
2367:Williamsburgh Savings Bank
2307:Continental Bank of Canada
2257:Canara HSBC Life Insurance
2229:Hang Seng Bank (Hong Kong)
1855:Electric Telegraph Company
1519:Wotton-under-Edge BT Tower
867:Head of UK Retail Bank of
321:Yorkshire Building Society
2437:
2012:
1919:
1598:Sheffield Telephone House
1578:Leafield Technical Centre
1550:Anchor telephone exchange
1247:
1091:BT Wholesale and Ventures
983:Cheshire Building Society
875:
865:
857:
847:
840:
832:
824:
817:
809:
804:
319:, Chief Executive of the
2905:Villarriba and Villabajo
2900:Consumption of Tide Pods
2362:Samuel Montagu & Co.
2292:Bank of British Columbia
1719:Advanced Mobile Location
1704:British telephone socket
1694:BT site engineering code
978:Portman Building Society
945:Nationwide International
760:www.britishtriathlon.org
638:"Our Board | UK Finance"
2337:Imperial Bank of Persia
2244:Minority stakes and JVs
1881:BT Digital Music Awards
1714:Customer Service System
973:Anglia Building Society
950:Nationwide UK (Ireland)
822:April 2016 - June 2022
782:British Triathlon Trust
2941:British Telecom people
2558:William Cooper Procter
2317:Greenwich Savings Bank
2251:Bank of Communications
1613:Criggion Radio Station
1514:Tolsford Hill BT Tower
1504:Sutton Common BT Tower
789:in August 2015 on the
2285:Predecessor companies
2111:Principal local banks
1499:Stokenchurch BT Tower
1424:BT Tower (Birmingham)
169:King's College School
167:He went to school at
122:Johnson Daniel Garner
32:Johnson Daniel Garner
2702:Head & Shoulders
2507:Procter & Gamble
2297:Barclays Bank Canada
1810:Packet Switch Stream
1484:Heaton Park BT Tower
642:www.ukfinance.org.uk
570:. 23 September 2021.
392:"Nicked and useless"
190:Procter & Gamble
146:Procter & Gamble
104:Board member of
61:Cambridge University
2533:Norman R. Augustine
2376:Former subsidiaries
2347:Marine Midland Bank
1850:General Post Office
1618:Rugby Radio Station
1588:Stag Lane Aerodrome
1444:Charwelton BT Tower
805:Business positions
797:www.joegarner.co.uk
744:. 22 December 2020.
441:www.telegraph.co.uk
425:. 26 November 2010.
348:. 16 November 2015.
277:from 2008 to 2010.
156:Garner was born in
128:, the UK's largest
2828:The Art of Shaving
2548:Lynn Morley Martin
2342:Lloyds Bank Canada
2138:Continental Europe
2024:Board of directors
1529:KX telephone boxes
1494:Pye Green BT Tower
1454:Goonhilly Cornwall
1434:BT Riverside Tower
1429:BT Tower (Swansea)
1338:BT Superfast Fibre
1086:BT Global Services
932:The Mortgage Works
720:"Joe Garner (GBR)"
718:Triathlon, World.
707:. 5 February 2024.
601:has generic name (
568:Mortgage Solutions
511:has generic name (
202:www.immobilise.com
71:Financial services
2913:
2912:
2643:Crest/Blend-A-Med
2563:John F. Smith Jr.
2473:
2472:
2357:Republic New York
2263:HSBC Saudi Arabia
2235:M&S Bank (UK)
2224:First Direct (UK)
2092:HSBC Private Bank
2082:HSBC InvestDirect
2041:Henri de Castries
1951:
1950:
1833:
1832:
1699:BT Speaking Clock
1666:
1665:
1623:Microwave network
1524:Red telephone box
1509:Tinshill BT Tower
1419:BT Tower (London)
1381:
1380:
1245:
1244:
1161:
1017:
1016:
885:
884:
876:Succeeded by
848:Succeeded by
825:Succeeded by
119:
118:
77:Years active
2963:
2691:
2500:
2493:
2486:
2477:
2464:
2459:
2458:
2450:
2445:
2444:
2398:HSBC Bank Panama
2393:HSBC Bank Canada
2388:HSBC Bank Brazil
2217:Subsidiary banks
2018:
1992:
1988:
1978:
1971:
1964:
1955:
1939:
1938:
1927:
1926:
1679:
1608:Portishead Radio
1489:Purdown BT Tower
1449:Faraday Building
1394:
1267:
1253:
1156:
1066:
1044:
1037:
1030:
1021:
911:
904:
897:
888:
858:Preceded by
833:Preceded by
810:Preceded by
802:
764:
763:
752:
746:
745:
734:
728:
727:
715:
709:
708:
701:
695:
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673:
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659:
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620:
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613:
606:
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596:
594:
586:
578:
572:
571:
560:
554:
553:
552:. 25 March 2021.
542:
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510:
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496:
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469:
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409:
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387:
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362:. 29 March 2015.
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45:
41:
39:
18:
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2916:
2915:
2914:
2909:
2833:Baltimore Plant
2811:
2687:
2589:
2582:
2578:Ernesto Zedillo
2568:Ralph Snyderman
2538:Clarence Gamble
2521:William Procter
2509:
2504:
2474:
2469:
2462:
2448:
2433:
2407:
2371:
2280:
2239:
2212:
2106:
2065:
2019:
2010:
1994:
1990:
1982:
1952:
1947:
1915:
1896:Connected Earth
1859:
1829:
1763:
1674:
1672:
1662:
1538:
1389:
1387:
1377:
1311:
1262:
1260:
1254:
1241:
1125:
1061:
1059:
1053:
1048:
1018:
1013:
997:
956:
920:
915:
881:
872:
863:
853:
844:
838:
828:
821:
815:
773:
768:
767:
754:
753:
749:
736:
735:
731:
724:World Triathlon
717:
716:
712:
703:
702:
698:
693:. 11 July 2023.
689:
688:
684:
679:. 10 July 2023.
675:
674:
670:
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346:Financial Times
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154:
57:Alma mater
52:
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23:
12:
11:
5:
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2848:Decision Earth
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2689:Gillette Mach3
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2555:
2553:James McNerney
2550:
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2322:Grupo Banistmo
2319:
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2205:
2203:United Kingdom
2200:
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2175:
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2150:
2145:
2140:
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2130:
2128:Mainland China
2125:
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2108:
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2089:
2084:
2079:
2073:
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2067:
2066:
2064:
2063:
2058:
2053:
2048:
2046:Jonathan Evans
2043:
2038:
2033:
2031:Kathleen Casey
2027:
2025:
2021:
2020:
2013:
2011:
2009:
2008:
2002:
2000:
1996:
1995:
1983:
1981:
1980:
1973:
1966:
1958:
1949:
1948:
1946:
1945:
1933:
1920:
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317:Chris Pilling
315:
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299:Personal life
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49:Hertfordshire
44:(age 55)
30:
26:
19:
16:
2872:
2732:Nice 'n Easy
2529:(co-founder)
2527:James Gamble
2523:(co-founder)
2460:
2446:
2352:Midland Bank
2183:Saudi Arabia
2087:HSBC Premier
1941:
1929:
1790:Go!Messenger
1658:UK-Belgium 5
1561:
1373:Merlin M4000
1368:Micronet 800
1363:Telecom Gold
1302:BT Smart Hub
1282:EE Broadband
1277:BT Broadband
1182:O2 (Germany)
1177:O2 (Ireland)
1167:Manx Telecom
1157:merged into
1062:subsidiaries
961:Constituents
866:
851:Clive Selley
841:
836:Liv Garfield
818:
813:Graham Beale
759:
750:
741:
732:
723:
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685:
671:
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645:. Retrieved
641:
632:
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531:
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489:. Retrieved
477:
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404:
396:The Guardian
395:
385:
368:
354:
345:
336:
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279:
264:
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246:Graham Beale
243:
223:
211:
187:
184:Early career
166:
162:de Havilland
155:
121:
120:
42:23 June 1969
15:
2946:HSBC people
2926:1969 births
2727:New Chapter
2573:Meg Whitman
2543:A.G. Lafley
2424:Swiss Leaks
2327:Guyerzeller
2275:Techcombank
2168:Middle East
2061:Mark Tucker
1871:BT Archives
1353:BT MyDonate
1197:Telecomsoft
1096:BT Research
1076:BT Consumer
1002:Trade union
599:|last=
509:|last=
288:Other roles
282:Jeremy Hunt
2920:Categories
2863:Port Ivory
2772:Seven Seas
2302:Beneficial
2077:HSBC Expat
2056:Noel Quinn
2051:David Nish
1671:Programmes
1390:facilities
1358:BT MyPlace
1348:BT Voyager
1328:BT Highway
1307:TNT Sports
1152:Madasafish
1116:BT Ireland
328:References
267:UK Finance
240:Nationwide
152:Early life
67:Occupation
38:1969-06-23
22:Joe Garner
2843:Chemicals
2838:BeingGirl
2742:Old Spice
2722:Mr. Clean
2403:HSBC Rail
2332:Household
2188:Sri Lanka
2148:Hong Kong
2123:Australia
2118:Argentina
2036:Laura Cha
1876:BT Museum
1675:standards
1562:Sovereign
1414:BT Centre
1386:Buildings
1333:BT Mobile
1323:BT Fusion
1287:EE Mobile
1137:BT Marine
1121:BT Italia
1101:Openreach
1058:Divisions
925:Divisions
793:programme
787:Interview
777:Openreach
591:cite news
532:The Times
501:cite news
486:0140-0460
478:The Times
230:Openreach
138:Openreach
94:Openreach
51:, England
2880:Tyneside
2868:Pringles
2683:Gillette
2603:Ambi Pur
2449:Category
2412:Scandals
2231:(63.04%)
2158:Malaysia
1930:Category
1845:BT Group
1805:N3 (NHS)
1744:ADSL Max
1739:System Y
1734:System X
1648:CANTAT-2
1263:services
1259:Products
1237:Open....
1232:6GMOBILE
1142:dabs.com
1051:BT Group
941:Former:
550:BBC News
459:BBC News
423:BBC News
311:See also
198:The Link
112:Children
2858:PG Tips
2816:Related
2807:more...
2787:Swiffer
2757:Pantene
2752:Pampers
2673:Febreze
2633:Charmin
2588:Current
2463:Commons
2143:Germany
1942:Commons
1838:History
1815:Prestel
1768:Defunct
1759:YouView
1754:1-5-7-1
1749:Redcare
1689:BT 21CN
1682:Current
1397:Current
1316:Defunct
1297:EE WiFi
1270:Current
1222:LineOne
1217:Telfort
1212:Dialcom
1172:O2 (UK)
1159:Plusnet
1111:Plusnet
1069:Current
869:HSBC UK
491:18 June
2792:Tampax
2767:Secret
2747:Oral-B
2623:Bounty
2613:Aussie
2598:Always
2590:brands
2514:People
2198:Turkey
2193:Taiwan
2178:Poland
2173:Mexico
2070:Brands
1999:Origin
1901:People
1800:NHSnet
1643:TAT-14
1543:Former
1534:LinkUK
1202:Tymnet
1187:Ribbit
1130:Former
742:TRI247
647:5 June
484:
214:Dixons
194:Dixons
179:Career
130:mutual
2853:MDVIP
2802:Vicks
2782:Scope
2777:SK-II
2762:Puffs
2707:Ivory
2697:Gleem
2668:Fairy
2663:Dreft
2658:Downy
2638:Cheer
2628:Braun
2608:Ariel
2277:(15%)
2271:(40%)
2265:(60%)
2259:(26%)
2253:(19%)
2163:Malta
2153:India
2133:Egypt
2097:PayMe
1891:Buzby
1864:Other
1653:SAT-2
1638:TAT-9
1633:TAT-8
1628:TAT-1
1292:EE TV
791:Today
377:(PDF)
2797:Tide
2737:Olay
2717:Luvs
2678:Gain
2648:Dawn
2618:Bold
2429:more
2269:SABB
2102:Proa
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