63:
alongside their PAYE tax returns. The self-employed and unemployed can choose how much they want to contribute; while most KiwiSaver schemes have minimum contribution amounts for people in this category, several schemes allow any level of contributions. All eligible participants aged 18 to 64 starting a new job, with some exceptions, are automatically enrolled in KiwiSaver. New employees can choose to opt out from day 14 to day 56 of their employment.
297:. Likewise, if an Australian permanently emigrates to New Zealand, they may choose to keep the Australian superannuation savings in Australia or transfer them to a complying KiwiSaver fund. Regardless of where the money is held, Australian superannuation savings can be withdrawn once the person turns 60 and retires from working, or turns 65 regardless of employment status. Australian savings cannot be withdrawn to help buy a first home.
1968:
342:
likewise for
Australians who have worked in New Zealand to repatriate their KiwiSaver money to Australia. Trans-Tasman portability of retirement savings came into force on 1 July 2013; from that date, New Zealanders could no longer withdraw their KiwiSaver funds in cash on the basis of permanent emigration to Australia.
365:
KiwiSaver has been critiqued as being a part of a strategy to reduce New
Zealand Universal Superannuation provision and expand New Zealanders' reliance on private financial institutions to fund retirement income, and can be seen as part of the wider global strategy of pension privatisation originally
120:
diversion scheme where some of the employee contributions can be used to make mortgage repayments instead of going towards
Kiwisaver after a person has been signed up for 12 months. This is only allowed for repayments on the main home, and not for other properties such as investment or holiday homes.
66:
Participants choose to put their savings in one of several "approved savings schemes". They can only belong to one scheme at a time but can change schemes at any time. If they do not choose a scheme, and the participant is aged 18 or over, they will be assigned either to the employer's default scheme
32:
is a New
Zealand savings scheme which has been operating since 2 July 2007. Participants can normally access their KiwiSaver funds only after the age of 65, but can withdraw them earlier in certain limited circumstances, for example if undergoing significant financial hardship or to use a deposit for
341:
On 16 July 2009, the governments of New
Zealand and Australia announced plans to allow funds in KiwiSaver and Australian superannuation to be transferred between the two schemes. This would allow New Zealanders who have worked in Australia to repatriate their superannuation money to New Zealand, and
416:
On 6 December 2007, 5 months after the start of KiwiSaver, it was announced that 316,000 people had signed up. Over half were under 45, nearly 20% were under 25, and 33,000 were under 20. By 31 May 2008 uptake had more than doubled to 673,000, with more than $ 900 million having been paid into
375:
has also been criticized for frequent changes by successive governments, including the removal of a number of incentives originally designed to encourage KiwiSaver enrolment. KiwiSaver has been labelled a "poor cousin" by international standards, including comparable government supported schemes in
305:
KiwiSaver contributors meeting certain criteria can apply for a cash grant to purchase their first home or a piece of land. This grant is for individuals earning less than $ 85,000 per year or two or more individuals earning $ 130,000 per year in total. This grant is in addition to the withdrawing
93:
A participant can access all their KiwiSaver contributions once they reach the age of entitlement for New
Zealand Superannuation (currently 65), as long as they have been a KiwiSaver member for five years. Otherwise, KiwiSaver contributions can only be accessed (with restrictions) in the following
248:
There are however now at least five funds aimed specifically at these concerns, describing themselves as variously as "socially responsible", "The ethical KiwiSaver scheme for
Christians", or expressly excluding "companies involved in cluster bombs, landmines, tobacco, gambling and pornography".
220:
Some providers offer a "lifetime" fund option, which sees the member's savings move to more defensive funds as the member ages. An example may have members aged under 35 in an aggressive fund, those aged 35 to 49 in a growth fund, those aged 50 to 59 in a balanced fund, those aged 60 to 64 in a
62:
Employee participants can choose to contribute 3%, 4%, 6%, 8% or 10% of their gross pay, and can switch rates three months after setting a rate (unless employers agree to a shorter time frame). These contributions are deducted from an employee's pay and sent by the employer to Inland
Revenue
140:
People aged under 18 may join KiwiSaver if the provider allows their enrolment. If not employed, the child has to agree to a level of contributions with the provider. As soon as the child is employed they must contribute and can never opt out. Children are entitled to the tax credits.
197:
invest between 10% and 35% of savings in growth assets and between 65% and 90% in income assets. These funds are a medium-low risk but offer medium-low returns. If a member doesn't choose a fund, or they are in a default scheme, their savings are automatically put into a conservative
86:; it is a monetary contribution paid by the government via Inland Revenue, mainly to offset the tax paid on interest earned. Those withdrawing KiwiSaver funds to help buy a first home may also get a deposit subsidy of up to $ 5,000 (existing homes) or $ 10,000 (new builds) from
70:
Employers are required to contribute at least 3% of an employee's gross pay to the employee's KiwiSaver account. The employer contribution is taxed at the employee's marginal tax rate, so the actual amount the employee receives in their account is between 1.83% and 2.685%.
370:
has critiqued KiwiSaver as a 'billion dollar rort' by the finance industry and proposed alternatively that private KiwiSaver funds should be invested in a government run "KiwiFund" which would invest mainly in New
Zealand assets and infrastructure.
337:
Additionally, fee subsidy for those people who become members after 1 April 2009, has been removed and for those people who joined before 1 April 2009 only 1 or 2 years fee subsidy will be paid (depending upon the date the member joined).
22:
82:. Those aged 18 and over also receive from the government a "member tax credit" (MTC) of 50 cents per dollar contributed (or part thereof) for the first $ 1,042.86 contributed per year (1 July to 30 June). The MTC is not a true
280:
Divorce or the end of a de facto relationship longer than 3 years (less if there are children). KiwiSaver savings earned during the marriage, civil union or de facto relationship are considered relationship property under the
345:
In 2013 Labour said it would like to make the KiwiSaver scheme universal, in the face of the rising cost of superannuation, while financial organisations called for raising the minimum contributions to 7 per cent.
668:(Australia) – Australia and New Zealand have a reciprocal agreement allowing New Zealanders moving to Australia to transfer their Australian superannuation scheme to approved KiwiSaver funds, and vice versa.
1221:
285:
and can be claimed against by an ex-partner as with any other relationship property. KiwiSaver savings earned prior to the relationship are considered separate property and cannot be claimed against by an
132:
Persons on the scheme can take savings suspension (previously known as a contribution holiday) after 12 months for any period from 3 months to 5 years without any limits on future savings suspension.
124:
This option was abolished by the
National Government that came into power in 2008, though employees who used this option prior to June 2009 can continue to use it as long as their provider offers it.
4169:
152:
Each scheme offers several managed funds to invest the participants' KiwiSaver savings in, and members may invest parts of their savings in different funds. Each managed fund has different
165:
3821:
59:
Anyone who is entitled to live in New Zealand indefinitely and who normally lives in New Zealand is entitled to join KiwiSaver. Those under 18 require parental consent to join.
67:
or to a government-selected default scheme. Each scheme offers several managed funds to invest the participants' savings in, with varying degrees of expected risk and return.
1541:
704:) – The Vanuatu National Provident Fund is a compulsory savings scheme for employees who receive a salary of Vt3, 000 or more a month, to help them financially at retirement.
2005:
1806:
2453:
2448:
2443:
2438:
2433:
2428:
2423:
2418:
2413:
2408:
2403:
2398:
2393:
2388:
2383:
2378:
2373:
2368:
2363:
2358:
2353:
2343:
2338:
2333:
257:
As the main purpose of the KiwiSaver fund is for retirement savings, money can be withdrawn from the fund at the age at which the person is eligible for the government
3748:
409:
If take-up continues at this rate it might be easier to make the scheme compulsory, thereby removing the employer compliance costs associated with people opting out.
376:
the UK, US, Australia, and Singapore. In most cases the tax advantages in other countries are substantial, and earlier withdrawal options are possible in most cases.
264:
However, money can be withdrawn before retirement in a number of circumstances which are outlined in Schedule 1 (KiwiSaver scheme rules), of the KiwiSaver Act 2006.
74:
From the start of the scheme until May 2015, those who joined KiwiSaver received a $ 1,000 tax-free "kick start" to their KiwiSaver account from the government. The
334:
led government would mean that "there won't be radical changes...there will be some modest changes to KiwiSaver". KiwiSaver therefore has broad political support.
4014:
268:
After three years contributions can be withdrawn to buy the first home. This excludes the government kickstart of $ 1000, and until 1 April 2015, the tax credits.
4152:
210:
invest between 63% and 90% of savings in growth assets and between 10% and 37% in income assets. These funds offer medium-high returns but with medium-high risk.
2191:
319:
1229:
4185:
4164:
3545:
1320:
4241:
4221:
3781:
4157:
2869:
3406:
3329:
2857:
2486:
1759:
1731:
1706:
764:
677:
293:
If a New Zealander permanently emigrates to Australia, they may choose to keep their KiwiSaver savings in New Zealand or transfer them to a complying
44:
75:
204:
invest between 35% and 63% of savings in growth assets and between 37% and 65% in income assets. These funds offer medium returns with medium risk.
3585:
3573:
1002:"Property Industries Global Women Money Small Business Innovation Farming World Opinion & Analysis KiwiSaver, cluster bombs, mines and nukes"
976:"Property Industries Global Women Money Small Business Innovation Farming World Opinion & Analysis KiwiSaver should have 'ingredients' label"
3597:
3591:
3579:
3567:
2935:
2911:
2688:
2682:
2163:
2039:
1998:
37:
1956:
4126:
3707:
3358:
3246:
3013:
2839:
2760:
2291:
1352:
3239:
1945:
1634:
3741:
3081:
2730:
2538:
3317:
1268:
40:(in office 1999–2008), KiwiSaver is governed by various Acts of Parliament, including the KiwiSaver Act 2006 (passed in September 2006).
4195:
4075:
4053:
3872:
3847:
3692:
3495:
3288:
2628:
2130:
1250:
717:
659:
383:
2348:
216:
invest more than 90% of savings in growth assets and less than 10% in income assets. These funds offer high returns but with high risk.
4231:
4200:
2887:
629:
4147:
4085:
3702:
3370:
3100:
1991:
1368:
353:, the National led Government repealed the $ 1,000 "kick-start" payment. Following the presentation of the budget, Finance Minister
282:
3470:
4236:
3944:
3660:
3650:
3156:
3115:
1549:
1027:
4226:
4190:
4019:
3879:
3734:
3697:
3665:
3655:
3645:
3382:
3207:
3144:
2817:
697:
387:
1677:
1285:
277:
If a person permanently emigrates from New Zealand to a country other than Australia. This excludes the government tax credit.
3862:
3620:
2586:
649:
799:
233:
due to a lack of information about the makeup of funds. In particular, investments which include profits the production of
3867:
3635:
3625:
3615:
3234:
3180:
1699:
975:
639:
1422:
4065:
3889:
3852:
3630:
2255:
2122:
908:
867:
4111:
4041:
3949:
3904:
3899:
3894:
3857:
3826:
3687:
3640:
3197:
2917:
2616:
2520:
2273:
1511:
665:
323:
294:
891:
4024:
3987:
3961:
3791:
3485:
2827:
2568:
2502:
1477:
1150:
1001:
841:
653:
331:
4142:
3884:
3682:
2309:
1448:
4080:
3475:
3431:
3353:
2965:
2941:
2845:
2793:
2556:
2526:
2014:
1194:
687:
633:
271:
In the event of significant financial hardship. This excludes the government $ 1000 kickstart and tax credits.
1780:
1599:
1572:
4036:
3997:
3927:
2863:
350:
79:
1124:
4121:
4090:
4029:
4002:
3992:
3757:
3295:
3256:
1604:
1577:
1189:
757:
707:
4116:
4070:
3811:
3786:
3510:
3411:
2736:
2712:
2508:
2207:
2068:
1727:
184:
3276:
952:
1752:
4246:
3932:
3776:
3520:
3500:
3346:
3283:
401:
In October 2007, after 3 months of operation, 200,000 people had signed up, leading Revenue Minister
1053:
825:
398:
It was announced on 30 August 2007 that nearly 130,000 New Zealanders had signed up for the scheme.
4009:
3966:
1225:
357:
indicated the government was considering "mass auto-enrolment" of all workers under the age of 65.
87:
3954:
3937:
3842:
3816:
2676:
2670:
1631:
3229:
1075:
3911:
3300:
3251:
3168:
2953:
1545:
1485:
1453:
1348:
1289:
1222:"Ministers Take Single Market Forward, Sign Up To Trans-Tasman Retirement Savings Portability"
722:
620:
As a comparison, the cost of New Zealand Superannuation for 2014/15 is $ 11,589 million.
234:
230:
4095:
3530:
2905:
2694:
2592:
2091:
2055:
1175:
671:
4058:
3266:
3224:
3219:
3175:
3163:
3151:
3110:
3019:
2923:
2646:
2634:
2562:
2315:
2285:
1638:
812:
242:
180:
2706:
3416:
3365:
3336:
3261:
3187:
3129:
3124:
2929:
2303:
2170:
2157:
1373:
930:
737:
367:
188:
153:
4215:
3771:
3525:
3324:
3139:
3095:
3031:
2995:
2983:
2971:
2899:
2881:
2875:
2851:
2833:
2799:
2700:
2664:
2604:
2496:
2267:
2225:
2201:
2178:
2151:
2061:
895:
889:
The Dominion Post: local, national & world news from Wellington's daily newspaper
379:
168:
both divide funds into five broad categories, based on their investment composition:
117:
3505:
3490:
3312:
3271:
3202:
3192:
3134:
2742:
2640:
2622:
2514:
2297:
2279:
2231:
2213:
2106:
2076:
1519:
354:
1655:
390:(also known as the "Cullen Fund") to reduce high fees paid to financial industry.
1312:
3801:
3515:
3401:
3377:
3341:
3307:
3025:
3001:
2989:
2977:
2959:
2947:
2893:
2775:
2766:
2748:
2610:
2598:
2574:
2261:
2249:
2219:
2138:
2114:
2098:
2084:
1515:
402:
315:
90:, provided they meet the required income, deposit and house price requirements.
1342:
888:
3806:
3480:
3007:
2658:
2580:
2532:
2243:
1396:
372:
83:
1856:
1489:
261:, currently 65, as long as they have been a KiwiSaver member for five years.
144:
As of August 2021, there were 252,000 KiwiSaver members aged under eighteen.
4046:
3796:
3535:
3426:
3214:
2754:
2652:
2550:
2544:
2237:
2145:
1255:
786:
711:
691:
413:
He said that these were his personal views and not those of the government.
238:
21:
3421:
1983:
1344:
Privatizing Pensions: The Transnational Campaign for Social Security Reform
229:
There have been concerns raised that members are not easily able to choose
187:, and more than 90% of savings in income assets, such as bank deposits and
3726:
3540:
327:
1974:
1906:
107:
permanent emigration from New Zealand to a country other than Australia.
3073:
701:
258:
1125:"Sustainable International Share Fund: Responsible Investment Policy"
121:
Employer contributions will not be able to be used for the mortgage.
289:
Death. KiwiSaver savings are paid into the deceased person's estate.
1940:
1678:"Estimated Resident Population by Age and Sex (1991+) (Annual-Jun)"
221:
conservative fund, and those aged 65 and over in a defensive fund.
1028:"No police action on KiwiSaver cluster munitions, weak law blamed"
681:
20:
1881:
1831:
826:
http://www.kiwisaver.govt.nz/already/change-contrib/stop-contrib/
1609:
1199:
875:
643:
98:
a one-off withdrawal after three years to help buy a first home.
3730:
3452:
3053:
2474:
2027:
1987:
1935:
1099:
898:. Dominion.co.nz (18 September 2007). Retrieved 19 August 2011.
314:
The KiwiSaver scheme was one of the promises on Prime Minister
48:
4170:
Australian and New Zealand Standard Industrial Classification
1950:
1369:"Stop the Billion Dollar Kiwisaver Rort, Introduce Kiwifund"
179:
invest less than 10% of savings in growth assets, such as
51:
93.7 billion in assets is managed by KiwiSaver providers.
955:. Commission of Financial Literacy and Retirement Income
386:
has earlier proposed directing KiwiSaver funds into the
1807:"Registered Retirement Savings Plan (RRSP) – Canada.ca"
1377:. Press Release – New Zealand First Party. 30 June 2016
245:
have been highlighted as being illegal in New Zealand.
166:
Commission for Financial Literacy and Retirement Income
1753:"KiwiSaver Annual Report 30 June 2016 – 30 June 2017"
1728:"KiwiSaver Annual Report 30 June 2015 – 30 June 2016"
1700:"KiwiSaver Annual Report 30 June 2014 – 30 June 2015"
78:
removed it effective from 21 May 2015 as part of its
4178:
4135:
4104:
3980:
3920:
3835:
3764:
3675:
3608:
3560:
3463:
3394:
3064:
2816:
2723:
2485:
2326:
2190:
2038:
802:. Inland Revenue Department. Retrieved 31 May 2012.
191:. These funds are low risk but offer low returns.
1286:"Govt considers KiwiSaver 'mass auto-enrolment'"
836:
834:
953:"Fund types – Must-knows of KiwiSaver – Sorted"
931:"What types of investment funds are available?"
1542:"Nearly 130,000 people signed up to KiwiSaver"
1449:"Key concedes value in slicing KiwiSaver fees"
330:, then Leader of the Opposition stated that a
3742:
1999:
1478:"PM concedes value in slicing KiwiSaver fees"
1100:"The ethical KiwiSaver scheme for Christians"
8:
4186:Campaign Against Foreign Control of Aotearoa
4165:Trans-Pacific Strategic Economic Partnership
1321:Campaign Against Foreign Control of Aotearoa
800:Self-employed – your guide to KiwiSaver KS12
156:, returns, investment composition and fees.
1190:"Key signals 'modest changes' to KiwiSaver"
3749:
3735:
3727:
3460:
3449:
3061:
3050:
2482:
2471:
2035:
2024:
2006:
1992:
1984:
1805:Agency, Canada Revenue (11 October 2005).
3827:New Zealand property bubble, 1987–present
842:"Budget 2015: 10 things you need to know"
1269:FSC wants KiwiSaver contributions at 7pc
1151:"KiwiSaver: How sick do you have to be?"
828:KiwiSaver – Change or stop contributions
787:"KiwiSaver changes in the 2014 tax year"
419:
1963:
1781:"Vote Social Development – Budget 2015"
1632:KiwiSaver numbers closing in on 700,000
1311:Perinpanayagam, Umesh (December 2014).
749:
366:promoted by the World Bank and others.
326:'s promises for that election. In 2008
38:Fifth Labour Government of New Zealand
1573:"KiwiSaver 'could become compulsory'"
1571:Nikiel, Christine (27 October 2007).
1251:Labour backs universal savings scheme
7:
1520:"KiwiSaver take-up figures take off"
4196:New Zealand Council of Trade Unions
3693:Independent Political Labour League
718:Employees Provident Fund (Malaysia)
660:Personal Retirement Savings Account
4242:Government finances in New Zealand
4222:2007 establishments in New Zealand
3822:Finance company collapses, 2006–12
1600:"More than 300,000 join KiwiSaver"
630:Registered Retirement Savings Plan
624:Similar schemes in other countries
14:
1149:Twose, Helen (21 February 2016).
283:Property (Relationships) Act 1976
3945:New Zealand Trade and Enterprise
3546:Foreshore and seabed controversy
1966:
1548:. 30 August 2007. Archived from
1476:Cheng, Derek (8 November 2011).
765:Financial Markets Authority (NZ)
274:In the event of serious illness.
45:Financial Markets Authority (NZ)
4191:New Zealand Business Roundtable
3698:New Zealand Labour Party (1910)
1341:Orenstein, Mitchell A. (2008).
1026:Stock, Rob (8 September 2016).
909:"KiwiSaver member demographics"
698:Vanuatu National Provident Fund
388:New Zealand Superannuation Fund
1658:. Inland Revenue (New Zealand)
1347:. Princeton University Press.
758:"KiwiSaver Annual Report 2023"
650:Self-Invested Personal Pension
320:controversial 2005 pledge card
295:Australian superannuation fund
104:significant financial hardship
1:
1941:Inland Revenue KiwiSaver page
1656:"KiwiSaver annual statistics"
1054:"KiwiSaver with a conscience"
1000:Stock, Rob (23 August 2015).
640:Individual Retirement Account
1423:"The drawbacks of KiwiSaver"
974:Stock, Rob (17 April 2016).
116:Some provider funds offer a
3950:Reserve Bank of New Zealand
3812:Mother of all Budgets, 1991
3688:New Zealand Socialist Party
1760:Financial Markets Authority
1732:Financial Markets Authority
1707:Financial Markets Authority
1176:"KiwiSaver HomeStart Grant"
666:Superannuation in Australia
36:A policy initiative of the
4263:
3962:Overseas Investment Office
3464:History and related topics
2808:Rob Salmond (2020–present)
654:Individual Savings Account
16:New Zealand savings scheme
4232:Retirement in New Zealand
4143:Closer Economic Relations
3817:Leaky homes crisis, 2000s
3683:New Zealand Liberal Party
3459:
3448:
3060:
3049:
2481:
2470:
2034:
2023:
76:Fifth National Government
43:As at 31 March 2023, the
25:The KiwiSaver scheme logo
3476:Labour Unity Conferences
2805:Andre Anderson (2018–20)
2772:Allan McDonald (1948–71)
2016:New Zealand Labour Party
1680:. Statistics New Zealand
1317:Foreign Control Watchdog
1195:National Business Review
688:Mandatory Provident Fund
678:Employees Provident Fund
634:Tax-Free Savings Account
101:serious illness or death
4237:Taxation in New Zealand
3998:New Zealand Dairy Board
3708:Social Democratic Party
2864:Arthur Shapton Richards
1832:"KiwiSaver – KiwiSaver"
1643:KiwiSaver press release
351:2015 New Zealand budget
164:Inland Revenue and the
4227:Economy of New Zealand
4127:International rankings
4015:Information technology
4003:New Zealand Wool Board
3993:New Zealand Meat Board
3758:Economy of New Zealand
3296:Cushla Tangaere-Manuel
3257:Priyanca Radhakrishnan
1786:. New Zealand Treasury
1637:6 October 2008 at the
1605:The New Zealand Herald
1578:The New Zealand Herald
1482:The New Zealand Herald
1178:. MoneyHub. June 2018.
1155:The New Zealand Herald
846:The New Zealand Herald
708:Central Provident Fund
656:(ISA) (United Kingdom)
411:
26:
4201:New Zealand Institute
4148:Free trade agreements
3511:Fish and Chip Brigade
3412:Princes Street Labour
3395:Related organisations
2790:Chris Flatt (2008–12)
2784:Rob Allen (1995–2000)
2737:Michael Joseph Savage
2208:Michael Joseph Savage
2069:Michael Joseph Savage
2046:Names in bold served
1955:at Knowledge (XXG)'s
1836:www.kiwisaver.govt.nz
421:KiwiSaver statistics
407:
24:
4179:Unions and lobbyists
3933:New Zealand Treasury
3802:Rogernomics, 1984–90
3501:Citizens for Rowling
3347:Christchurch Central
3284:Lemauga Lydia Sosene
2787:Mike Smith (2001–08)
2781:Tony Timms (1985–95)
2327:Leadership elections
1907:"KWSP – Home – KWSP"
1232:on 23 September 2009
301:Grant for first home
4105:Economic conditions
3967:Commerce Commission
3807:Ruthanasia, 1990–93
3703:United Labour Party
3676:Predecessor parties
3407:The People's Choice
2724:General secretaries
1882:"CPFB Members Home"
1552:on 13 February 2012
1226:Australian Treasury
767:. 20 September 2023
442:Total contributions
437:Total contributions
422:
417:KiwiSaver schemes.
253:Withdrawing savings
88:Housing New Zealand
4086:Telecommunications
3955:Official cash rate
3938:New Zealand budget
3843:New Zealand dollar
3797:Think Big, 1979–84
3792:Black Budget, 1958
3782:IC&A Act, 1894
3561:Labour governments
3083:List of former MPs
2671:Michael Hirschfeld
1946:KiwiSaver Act 2006
1518:(30 August 2007).
1275:. 14 October 2013.
1259:. 10 October 2013.
662:(PRSA) - (Ireland)
420:
195:Conservative funds
128:Savings Suspension
112:Mortgage diversion
27:
4209:
4208:
3912:New Zealand pound
3724:
3723:
3720:
3719:
3716:
3715:
3521:Māori loan affair
3444:
3443:
3440:
3439:
3252:Willow-Jean Prime
3169:Christchurch East
3078:
3045:
3044:
3041:
3040:
2954:David Benson-Pope
2870:Robert Macfarlane
2466:
2465:
2462:
2461:
2049:
2048:as prime minister
1936:KiwiSaver website
1612:. 6 December 2007
1546:Radio New Zealand
1457:. 8 November 2011
1454:Otago Daily Times
1354:978-0-6911-3697-4
1290:Radio New Zealand
723:Pensions in Chile
618:
617:
444:$ m (cumulative)
235:cluster munitions
231:ethical investing
4254:
3848:Dollar banknotes
3772:Vogel Era, 1870s
3751:
3744:
3737:
3728:
3531:Closing the Gaps
3461:
3450:
3386:
3374:
3362:
3350:
3333:
3330:Palmerston North
3321:
3304:
3292:
3280:
3243:
3211:
3184:
3172:
3160:
3148:
3119:
3104:
3084:
3076:
3072:electorates are
3068:
3065:Current members
3062:
3051:
2906:Russell Marshall
2820:
2695:Moira Coatsworth
2593:Arnold Nordmeyer
2489:
2488:Party presidents
2483:
2476:Internal offices
2472:
2194:
2092:Arnold Nordmeyer
2056:Alfred Hindmarsh
2045:
2042:
2036:
2025:
2017:
2008:
2001:
1994:
1985:
1979:
1971:
1970:
1969:
1959:
1923:
1922:
1920:
1918:
1903:
1897:
1896:
1894:
1892:
1878:
1872:
1871:
1869:
1867:
1853:
1847:
1846:
1844:
1842:
1828:
1822:
1821:
1819:
1817:
1802:
1796:
1795:
1793:
1791:
1785:
1777:
1771:
1770:
1768:
1766:
1757:
1749:
1743:
1742:
1740:
1738:
1724:
1718:
1717:
1715:
1713:
1704:
1696:
1690:
1689:
1687:
1685:
1674:
1668:
1667:
1665:
1663:
1652:
1646:
1628:
1622:
1621:
1619:
1617:
1596:
1590:
1589:
1587:
1585:
1568:
1562:
1561:
1559:
1557:
1538:
1532:
1531:
1529:
1527:
1507:
1501:
1500:
1498:
1496:
1473:
1467:
1466:
1464:
1462:
1445:
1439:
1438:
1436:
1434:
1419:
1413:
1412:
1410:
1408:
1393:
1387:
1386:
1384:
1382:
1365:
1359:
1358:
1338:
1332:
1331:
1329:
1327:
1308:
1302:
1301:
1299:
1297:
1282:
1276:
1266:
1260:
1248:
1242:
1241:
1239:
1237:
1228:. Archived from
1218:
1212:
1211:
1209:
1207:
1186:
1180:
1179:
1172:
1166:
1165:
1163:
1161:
1146:
1140:
1139:
1137:
1135:
1129:
1121:
1115:
1114:
1112:
1110:
1096:
1090:
1089:
1087:
1085:
1080:
1072:
1066:
1065:
1063:
1061:
1052:Clement, Diana.
1049:
1043:
1042:
1040:
1038:
1023:
1017:
1016:
1014:
1012:
997:
991:
990:
988:
986:
971:
965:
964:
962:
960:
949:
943:
942:
940:
938:
933:. Inland Revenue
927:
921:
920:
918:
916:
911:. Inland Revenue
905:
899:
894:31 July 2012 at
886:
880:
879:
874:. Archived from
864:
858:
857:
855:
853:
838:
829:
823:
817:
816:
809:
803:
797:
791:
790:
783:
777:
776:
774:
772:
762:
754:
423:
310:Political issues
306:savings option.
225:Ethical concerns
214:Aggressive funds
4262:
4261:
4257:
4256:
4255:
4253:
4252:
4251:
4212:
4211:
4210:
4205:
4174:
4131:
4100:
4059:Licensing trust
3976:
3916:
3831:
3787:Wool boom, 1951
3760:
3755:
3725:
3712:
3671:
3670:
3609:Shadow cabinets
3604:
3603:
3556:
3555:
3455:
3436:
3390:
3389:
3380:
3368:
3356:
3344:
3327:
3315:
3298:
3286:
3277:Panmure-Ōtāhuhu
3274:
3267:Deborah Russell
3237:
3230:Damien O'Connor
3225:Tracey McLellan
3220:Kieran McAnulty
3205:
3178:
3176:Barbara Edmonds
3166:
3164:Reuben Davidson
3154:
3152:Rachel Brooking
3142:
3113:
3111:Carmel Sepuloni
3098:
3082:
3079:
3074:
3071:
3069:
3066:
3056:
3037:
3020:Kieran McAnulty
2924:Margaret Austin
2818:
2812:
2811:
2719:
2718:
2647:Margaret Wilson
2635:Arthur Faulkner
2629:Charles Bennett
2563:Frank Langstone
2521:Frederick Cooke
2487:
2477:
2458:
2322:
2321:
2316:Carmel Sepuloni
2286:Grant Robertson
2256:Geoffrey Palmer
2192:
2186:
2185:
2123:Geoffrey Palmer
2047:
2044:
2040:
2030:
2019:
2015:
2012:
1982:
1972:
1967:
1965:
1962:
1958:sister projects
1957:
1932:
1927:
1926:
1916:
1914:
1911:www.kwsp.gov.my
1905:
1904:
1900:
1890:
1888:
1880:
1879:
1875:
1865:
1863:
1861:www.mpfa.org.hk
1855:
1854:
1850:
1840:
1838:
1830:
1829:
1825:
1815:
1813:
1804:
1803:
1799:
1789:
1787:
1783:
1779:
1778:
1774:
1764:
1762:
1755:
1751:
1750:
1746:
1736:
1734:
1726:
1725:
1721:
1711:
1709:
1702:
1698:
1697:
1693:
1683:
1681:
1676:
1675:
1671:
1661:
1659:
1654:
1653:
1649:
1639:Wayback Machine
1629:
1625:
1615:
1613:
1598:
1597:
1593:
1583:
1581:
1570:
1569:
1565:
1555:
1553:
1540:
1539:
1535:
1525:
1523:
1509:
1508:
1504:
1494:
1492:
1475:
1474:
1470:
1460:
1458:
1447:
1446:
1442:
1432:
1430:
1421:
1420:
1416:
1406:
1404:
1403:. Become Wealth
1395:
1394:
1390:
1380:
1378:
1367:
1366:
1362:
1355:
1340:
1339:
1335:
1325:
1323:
1310:
1309:
1305:
1295:
1293:
1284:
1283:
1279:
1267:
1263:
1249:
1245:
1235:
1233:
1220:
1219:
1215:
1205:
1203:
1188:
1187:
1183:
1174:
1173:
1169:
1159:
1157:
1148:
1147:
1143:
1133:
1131:
1127:
1123:
1122:
1118:
1108:
1106:
1104:koinonia.org.nz
1098:
1097:
1093:
1083:
1081:
1078:
1074:
1073:
1069:
1059:
1057:
1056:. CANSTAR.co.nz
1051:
1050:
1046:
1036:
1034:
1025:
1024:
1020:
1010:
1008:
999:
998:
994:
984:
982:
973:
972:
968:
958:
956:
951:
950:
946:
936:
934:
929:
928:
924:
914:
912:
907:
906:
902:
887:
883:
878:on 13 May 2007.
866:
865:
861:
851:
849:
840:
839:
832:
824:
820:
811:
810:
806:
798:
794:
785:
784:
780:
770:
768:
760:
756:
755:
751:
746:
731:
646:(United States)
636:(TFSA) (Canada)
626:
443:
438:
433:
432:% of population
396:
363:
349:As part of the
322:as part of the
312:
303:
255:
243:nuclear weapons
227:
177:defensive funds
162:
150:
138:
130:
114:
94:circumstances:
57:
55:Basic operation
17:
12:
11:
5:
4260:
4258:
4250:
4249:
4244:
4239:
4234:
4229:
4224:
4214:
4213:
4207:
4206:
4204:
4203:
4198:
4193:
4188:
4182:
4180:
4176:
4175:
4173:
4172:
4167:
4162:
4161:
4160:
4155:
4145:
4139:
4137:
4133:
4132:
4130:
4129:
4124:
4119:
4114:
4108:
4106:
4102:
4101:
4099:
4098:
4093:
4088:
4083:
4078:
4073:
4068:
4063:
4062:
4061:
4051:
4050:
4049:
4044:
4034:
4033:
4032:
4027:
4017:
4012:
4007:
4006:
4005:
4000:
3995:
3984:
3982:
3978:
3977:
3975:
3974:
3969:
3964:
3959:
3958:
3957:
3947:
3942:
3941:
3940:
3930:
3924:
3922:
3918:
3917:
3915:
3914:
3909:
3908:
3907:
3902:
3897:
3892:
3887:
3877:
3876:
3875:
3870:
3865:
3860:
3855:
3845:
3839:
3837:
3833:
3832:
3830:
3829:
3824:
3819:
3814:
3809:
3804:
3799:
3794:
3789:
3784:
3779:
3777:Head tax, 1881
3774:
3768:
3766:
3762:
3761:
3756:
3754:
3753:
3746:
3739:
3731:
3722:
3721:
3718:
3717:
3714:
3713:
3711:
3710:
3705:
3700:
3695:
3690:
3685:
3679:
3677:
3673:
3672:
3669:
3668:
3663:
3658:
3653:
3648:
3643:
3638:
3633:
3628:
3623:
3618:
3612:
3610:
3606:
3605:
3602:
3601:
3595:
3589:
3583:
3577:
3571:
3564:
3562:
3558:
3557:
3554:
3553:
3548:
3543:
3538:
3533:
3528:
3523:
3518:
3513:
3508:
3503:
3498:
3493:
3488:
3483:
3478:
3473:
3471:Liberal–Labour
3467:
3465:
3457:
3456:
3453:
3446:
3445:
3442:
3441:
3438:
3437:
3435:
3434:
3429:
3424:
3419:
3417:Rainbow Labour
3414:
3409:
3404:
3398:
3396:
3392:
3391:
3388:
3387:
3375:
3366:Arena Williams
3363:
3351:
3339:
3337:Ayesha Verrall
3334:
3322:
3310:
3305:
3301:Ikaroa-Rāwhiti
3293:
3281:
3269:
3264:
3262:Adrian Rurawhe
3259:
3254:
3249:
3244:
3232:
3227:
3222:
3217:
3212:
3200:
3198:Willie Jackson
3195:
3190:
3188:Shanan Halbert
3185:
3173:
3161:
3149:
3137:
3132:
3130:Camilla Belich
3127:
3125:Ginny Andersen
3121:
3120:
3108:Deputy Leader:
3105:
3089:
3087:
3070:Names without
3058:
3057:
3054:
3047:
3046:
3043:
3042:
3039:
3038:
3036:
3035:
3034:(2023–present)
3029:
3023:
3017:
3011:
3005:
2999:
2993:
2987:
2981:
2975:
2969:
2963:
2957:
2951:
2945:
2939:
2933:
2930:Trevor Mallard
2927:
2921:
2918:Michael Cullen
2915:
2909:
2903:
2897:
2891:
2885:
2879:
2873:
2867:
2861:
2855:
2849:
2843:
2837:
2831:
2824:
2822:
2814:
2813:
2810:
2809:
2806:
2803:
2797:
2791:
2788:
2785:
2782:
2779:
2773:
2770:
2764:
2758:
2752:
2746:
2740:
2734:
2727:
2725:
2721:
2720:
2717:
2716:
2715:(2022–present)
2710:
2704:
2698:
2692:
2686:
2680:
2674:
2668:
2662:
2656:
2650:
2644:
2638:
2632:
2626:
2620:
2617:Norman Douglas
2614:
2608:
2602:
2596:
2590:
2584:
2578:
2572:
2566:
2560:
2554:
2548:
2542:
2536:
2530:
2524:
2518:
2512:
2506:
2500:
2493:
2491:
2479:
2478:
2475:
2468:
2467:
2464:
2463:
2460:
2459:
2457:
2456:
2451:
2446:
2441:
2436:
2431:
2426:
2421:
2416:
2411:
2406:
2401:
2396:
2391:
2386:
2381:
2376:
2371:
2366:
2361:
2356:
2351:
2346:
2341:
2336:
2330:
2328:
2324:
2323:
2320:
2319:
2318:(2023–present)
2313:
2307:
2304:Jacinda Ardern
2301:
2295:
2289:
2283:
2277:
2274:Michael Cullen
2271:
2265:
2259:
2253:
2247:
2241:
2235:
2229:
2223:
2217:
2211:
2205:
2198:
2196:
2193:Deputy leaders
2188:
2187:
2184:
2183:
2182:(2023–present)
2175:
2171:Jacinda Ardern
2167:
2161:
2158:David Cunliffe
2155:
2149:
2143:
2135:
2127:
2119:
2111:
2103:
2095:
2089:
2081:
2073:
2065:
2059:
2052:
2050:
2032:
2031:
2028:
2021:
2020:
2013:
2011:
2010:
2003:
1996:
1988:
1981:
1980:
1951:
1949:
1948:
1943:
1938:
1931:
1930:External links
1928:
1925:
1924:
1898:
1886:www.cpf.gov.sg
1873:
1848:
1823:
1797:
1772:
1744:
1719:
1691:
1669:
1647:
1623:
1591:
1563:
1533:
1512:Michael Cullen
1502:
1468:
1440:
1414:
1388:
1374:Business Scoop
1360:
1353:
1333:
1303:
1277:
1261:
1243:
1213:
1181:
1167:
1141:
1116:
1091:
1067:
1044:
1018:
992:
966:
944:
922:
900:
881:
859:
830:
818:
804:
792:
778:
748:
747:
745:
742:
741:
740:
738:Pension system
735:
730:
727:
726:
725:
720:
715:
705:
695:
685:
675:
669:
663:
657:
647:
637:
625:
622:
616:
615:
612:
609:
606:
603:
599:
598:
595:
592:
589:
586:
582:
581:
578:
575:
572:
569:
565:
564:
561:
558:
555:
552:
548:
547:
544:
541:
538:
535:
531:
530:
527:
524:
521:
518:
514:
513:
510:
507:
504:
501:
497:
496:
493:
490:
487:
484:
480:
479:
476:
473:
470:
467:
463:
462:
459:
456:
453:
450:
446:
445:
440:
435:
430:
429:Active members
427:
395:
392:
368:Winston Peters
362:
359:
311:
308:
302:
299:
291:
290:
287:
278:
275:
272:
269:
259:superannuation
254:
251:
226:
223:
218:
217:
211:
205:
202:Balanced funds
199:
192:
161:
158:
149:
146:
137:
134:
129:
126:
113:
110:
109:
108:
105:
102:
99:
56:
53:
33:a first home.
15:
13:
10:
9:
6:
4:
3:
2:
4259:
4248:
4245:
4243:
4240:
4238:
4235:
4233:
4230:
4228:
4225:
4223:
4220:
4219:
4217:
4202:
4199:
4197:
4194:
4192:
4189:
4187:
4184:
4183:
4181:
4177:
4171:
4168:
4166:
4163:
4159:
4156:
4154:
4151:
4150:
4149:
4146:
4144:
4141:
4140:
4138:
4134:
4128:
4125:
4123:
4120:
4118:
4115:
4113:
4110:
4109:
4107:
4103:
4097:
4094:
4092:
4089:
4087:
4084:
4082:
4079:
4077:
4074:
4072:
4069:
4067:
4066:Manufacturing
4064:
4060:
4057:
4056:
4055:
4052:
4048:
4045:
4043:
4040:
4039:
4038:
4035:
4031:
4028:
4026:
4023:
4022:
4021:
4018:
4016:
4013:
4011:
4008:
4004:
4001:
3999:
3996:
3994:
3991:
3990:
3989:
3986:
3985:
3983:
3979:
3973:
3970:
3968:
3965:
3963:
3960:
3956:
3953:
3952:
3951:
3948:
3946:
3943:
3939:
3936:
3935:
3934:
3931:
3929:
3926:
3925:
3923:
3919:
3913:
3910:
3906:
3903:
3901:
3898:
3896:
3893:
3891:
3888:
3886:
3883:
3882:
3881:
3878:
3874:
3871:
3869:
3866:
3864:
3861:
3859:
3856:
3854:
3851:
3850:
3849:
3846:
3844:
3841:
3840:
3838:
3834:
3828:
3825:
3823:
3820:
3818:
3815:
3813:
3810:
3808:
3805:
3803:
3800:
3798:
3795:
3793:
3790:
3788:
3785:
3783:
3780:
3778:
3775:
3773:
3770:
3769:
3767:
3763:
3759:
3752:
3747:
3745:
3740:
3738:
3733:
3732:
3729:
3709:
3706:
3704:
3701:
3699:
3696:
3694:
3691:
3689:
3686:
3684:
3681:
3680:
3678:
3674:
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3526:Backbone club
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3325:Tangi Utikere
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3235:Greg O'Connor
3233:
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3209:
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3146:
3141:
3140:Rachel Boyack
3138:
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3128:
3126:
3123:
3122:
3117:
3112:
3109:
3106:
3102:
3097:
3096:Chris Hipkins
3094:
3091:
3090:
3088:
3085:
3077:
3067:of parliament
3063:
3059:
3052:
3048:
3033:
3032:Tangi Utikere
3030:
3027:
3024:
3021:
3018:
3015:
3012:
3009:
3006:
3003:
3000:
2997:
2996:Chris Hipkins
2994:
2991:
2988:
2985:
2984:Chris Hipkins
2982:
2979:
2976:
2973:
2972:Darren Hughes
2970:
2967:
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2936:Jonathan Hunt
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2913:
2912:Jonathan Hunt
2910:
2907:
2904:
2901:
2900:Roger Drayton
2898:
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2892:
2889:
2886:
2883:
2882:Joe Cotterill
2880:
2877:
2876:Phil Connolly
2874:
2871:
2868:
2865:
2862:
2859:
2858:James O'Brien
2856:
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2852:Robert McKeen
2850:
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2835:
2834:James McCombs
2832:
2829:
2828:Andrew Walker
2826:
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2800:Andrew Kirton
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2701:Nigel Haworth
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2689:Andrew Little
2687:
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2683:Mike Williams
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2665:Maryan Street
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2605:Martyn Finlay
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2587:James Roberts
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2507:
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2503:Andrew Walker
2501:
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2497:James McCombs
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2268:David Caygill
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2257:
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2233:
2230:
2227:
2226:Jerry Skinner
2224:
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2218:
2215:
2212:
2209:
2206:
2203:
2202:James McCombs
2200:
2199:
2197:
2195:
2189:
2181:
2180:
2179:Chris Hipkins
2176:
2173:
2172:
2168:
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2164:Andrew Little
2162:
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2152:David Shearer
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2062:Harry Holland
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2043:
2037:
2033:
2026:
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2018:
2009:
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1995:
1990:
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1978:from Wikidata
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1811:www.canada.ca
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1645:18 June 2008.
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1401:Become Wealth
1398:
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1361:
1356:
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1292:. 29 May 2015
1291:
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1202:. 9 July 2008
1201:
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896:archive.today
893:
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848:. 21 May 2015
847:
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623:
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613:
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602:30 June 2017
601:
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593:
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587:
585:30 June 2016
584:
583:
579:
576:
573:
570:
568:30 June 2015
567:
566:
562:
559:
556:
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551:30 June 2014
550:
549:
545:
542:
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536:
534:30 June 2013
533:
532:
528:
525:
522:
519:
517:30 June 2012
516:
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511:
508:
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502:
500:30 June 2011
499:
498:
494:
491:
488:
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483:30 June 2010
482:
481:
477:
474:
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466:30 June 2009
465:
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454:
451:
449:30 June 2008
448:
447:
441:
436:
431:
428:
425:
424:
418:
414:
410:
406:
405:to say that
404:
399:
393:
391:
389:
385:
381:
380:Russel Norman
377:
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369:
360:
358:
356:
352:
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54:
52:
50:
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41:
39:
34:
31:
23:
19:
4112:Social class
4042:Woodchipping
3971:
3880:Dollar coins
3550:
3506:Moyle Affair
3491:Mason Affair
3486:Black Budget
3432:Young Labour
3359:Mount Albert
3313:Phil Twyford
3272:Jenny Salesa
3247:David Parker
3203:Ingrid Leary
3193:Peeni Henare
3135:Glen Bennett
3107:
3092:
3055:Organisation
3014:Michael Wood
2840:Dan Sullivan
2819:Senior Whips
2761:David Wilson
2743:Moses Ayrton
2707:Claire Szabó
2641:Jim Anderton
2623:Bill Rowling
2515:Peter Fraser
2310:Kelvin Davis
2298:Annette King
2292:David Parker
2280:Annette King
2232:Fred Hackett
2214:Peter Fraser
2177:
2169:
2137:
2129:
2121:
2113:
2107:Bill Rowling
2105:
2097:
2083:
2077:Peter Fraser
2075:
2067:
1973:
1952:
1915:. Retrieved
1910:
1901:
1889:. Retrieved
1885:
1876:
1864:. Retrieved
1860:
1851:
1839:. Retrieved
1835:
1826:
1814:. Retrieved
1810:
1800:
1788:. Retrieved
1775:
1763:. Retrieved
1747:
1735:. Retrieved
1722:
1710:. Retrieved
1694:
1682:. Retrieved
1672:
1660:. Retrieved
1650:
1642:
1626:
1614:. Retrieved
1603:
1594:
1582:. Retrieved
1576:
1566:
1554:. Retrieved
1550:the original
1536:
1524:. Retrieved
1505:
1493:. Retrieved
1481:
1471:
1459:. Retrieved
1452:
1443:
1431:. Retrieved
1426:
1417:
1405:. Retrieved
1400:
1391:
1379:. Retrieved
1372:
1363:
1343:
1336:
1324:. Retrieved
1316:
1306:
1294:. Retrieved
1280:
1272:
1264:
1254:
1246:
1234:. Retrieved
1230:the original
1216:
1204:. Retrieved
1193:
1184:
1170:
1158:. Retrieved
1154:
1144:
1132:. Retrieved
1119:
1107:. Retrieved
1103:
1094:
1082:. Retrieved
1070:
1058:. Retrieved
1047:
1035:. Retrieved
1031:
1021:
1009:. Retrieved
1005:
995:
983:. Retrieved
979:
969:
957:. Retrieved
947:
935:. Retrieved
925:
913:. Retrieved
903:
884:
876:the original
871:
862:
850:. Retrieved
845:
821:
807:
795:
781:
769:. Retrieved
752:
619:
415:
412:
408:
400:
397:
378:
364:
355:Bill English
348:
344:
340:
336:
324:Labour Party
313:
304:
292:
263:
256:
247:
228:
219:
213:
208:Growth funds
207:
201:
194:
176:
172:
163:
151:
143:
139:
131:
123:
115:
92:
73:
69:
65:
61:
58:
42:
35:
29:
28:
18:
4247:Helen Clark
4076:Oil and gas
4054:Hospitality
4025:Aquaculture
3988:Agriculture
3594:(1999–2008)
3516:Rogernomics
3402:City Vision
3378:Megan Woods
3354:Helen White
3342:Duncan Webb
3308:Jan Tinetti
3026:Duncan Webb
3002:Kris Faafoi
2990:Sue Moroney
2978:Rick Barker
2966:Tim Barnett
2960:Jill Pettis
2950:(1999–2002)
2948:Rick Barker
2942:Mark Burton
2894:Ron Barclay
2846:Bill Jordan
2794:Tim Barnett
2776:John Wybrow
2767:Mick Moohan
2749:Walter Nash
2731:John Glover
2679:(1999–2000)
2611:Norman Kirk
2599:Mick Moohan
2575:Walter Nash
2557:Bill Jordan
2539:John Archer
2527:Tom Brindle
2276:(1996–2008)
2262:Helen Clark
2250:David Lange
2220:Walter Nash
2142:(1993–2008)
2139:Helen Clark
2115:David Lange
2099:Norman Kirk
2085:Walter Nash
1662:14 December
1516:Peter Dunne
1427:Stuff.co.nz
1397:"KiwiSaver"
1313:"Kiwisaver"
1236:23 December
1032:stuff.co.nz
1006:stuff.co.nz
980:stuff.co.nz
915:21 November
872:ird.govt.nz
868:"KiwiSaver"
813:"KiwiSaver"
652:(SIPP) and
632:(RRSP) and
403:Peter Dunne
384:Green Party
316:Helen Clark
286:ex-partner.
80:2015 budget
4216:Categories
4136:Agreements
3921:Government
3481:Lee affair
3008:Ruth Dyson
2677:Bob Harvey
2659:Ruth Dyson
2581:Clyde Carr
2533:Bob Semple
2244:Bob Tizard
2131:Mike Moore
2029:Leadership
1917:15 October
1913:(in Malay)
1891:15 October
1866:10 October
1841:10 October
1816:10 October
1737:10 October
1684:10 October
1616:13 October
1584:13 October
1495:3 November
1381:3 November
1326:3 November
1206:13 October
744:References
642:(IRA) and
439:$ m (year)
394:Enrollment
361:Criticisms
173:Cash funds
160:Categories
84:tax credit
4081:Retailing
4047:Kauri gum
3972:KiwiSaver
3600:(2017–23)
3588:(1984–90)
3582:(1972–75)
3576:(1957–60)
3570:(1935–49)
3551:KiwiSaver
3536:Helengrad
3496:It's Time
3427:VicLabour
3215:Jo Luxton
3028:(2022–23)
3022:(2020–22)
3016:(2019–20)
3010:(2017–19)
3004:(2016–17)
2998:(2014–16)
2992:(2013–14)
2986:(2011–13)
2974:(2008–11)
2968:(2005–08)
2962:(2004–05)
2956:(2002–04)
2944:(1996–99)
2938:(1990–96)
2926:(1987–90)
2920:(1984–87)
2914:(1980–84)
2908:(1978–80)
2902:(1976–78)
2896:(1972–76)
2890:(1958–72)
2888:Henry May
2884:(1952–58)
2878:(1951–52)
2872:(1947–51)
2866:(1942–47)
2860:(1939–42)
2854:(1937–39)
2848:(1935–36)
2842:(1922–35)
2836:(1919–22)
2830:(1916–19)
2802:(2016–18)
2796:(2012–16)
2778:(1971–85)
2769:(1940–48)
2763:(1936–40)
2757:(1932–36)
2755:Jim Thorn
2751:(1922–32)
2745:(1920–22)
2739:(1919–20)
2733:(1916–19)
2709:(2019–22)
2703:(2015–19)
2697:(2011–15)
2691:(2009–11)
2685:(2000–09)
2673:(1995–99)
2667:(1993–95)
2661:(1988–93)
2655:(1987–88)
2653:Rex Jones
2649:(1984–87)
2643:(1979–84)
2637:(1976–79)
2631:(1973–76)
2625:(1970–73)
2619:(1966–70)
2613:(1964–66)
2607:(1960–64)
2601:(1955–60)
2595:(1950–55)
2589:(1937–50)
2583:(1936–37)
2577:(1935–36)
2571:(1934–35)
2565:(1933–34)
2559:(1932–33)
2553:(1931–32)
2551:Rex Mason
2547:(1929–31)
2545:Jim Thorn
2541:(1928–29)
2535:(1926–28)
2529:(1922–26)
2523:(1921–22)
2517:(1920–21)
2511:(1918–20)
2505:(1917–18)
2499:(1916–17)
2312:(2017–23)
2300:(2014–17)
2294:(2013–14)
2288:(2011–13)
2282:(2008–11)
2270:(1993–96)
2264:(1989–93)
2258:(1983–89)
2252:(1979–83)
2246:(1974–79)
2240:(1963–74)
2238:Hugh Watt
2234:(1962–63)
2228:(1951–62)
2222:(1940–51)
2216:(1933–40)
2210:(1923–33)
2204:(1919–23)
2174:(2017–23)
2166:(2014–17)
2160:(2013–14)
2154:(2011–13)
2148:(2008–11)
2146:Phil Goff
2134:(1990–93)
2126:(1989–90)
2118:(1983–89)
2110:(1974–83)
2102:(1965–74)
2094:(1963–65)
2088:(1950–63)
2080:(1940–50)
2072:(1933–40)
2064:(1919–33)
2058:(1916–18)
1953:KiwiSaver
1712:6 October
1556:30 August
1526:30 August
1514:and Hon.
1510:Rt. Hon.
1490:1170-0777
1461:7 October
1433:14 August
1407:13 August
1273:3 News NZ
1256:3 News NZ
1160:7 October
1134:7 October
1109:7 October
1084:7 October
1060:7 October
1037:7 October
1011:7 October
985:7 October
712:Singapore
692:Hong Kong
605:2,722,147
588:2,608,383
571:2,488,994
554:2,350,600
537:2,146,800
520:1,966,400
503:1,755,900
486:1,459,900
469:1,100,500
373:KiwiSaver
239:landmines
30:KiwiSaver
4153:Malaysia
4037:Forestry
3981:Industry
3928:Taxation
3836:Currency
3651:Cunliffe
3541:Corngate
3371:Manurewa
3318:Te Atatū
3101:Remutaka
3075:list MPs
2713:Jill Day
2509:Tom Paul
1765:22 April
1635:Archived
1076:"Ethica"
892:Archived
852:18 April
729:See also
434:under 65
332:National
328:John Key
185:property
136:Children
118:mortgage
47:reports
4122:Poverty
4091:Tourism
4030:Whaling
4020:Fishing
3765:History
3666:Hipkins
3646:Shearer
3621:Rowling
3454:History
3289:Māngere
3157:Dunedin
3116:Kelston
3093:Leader:
2041:Leaders
1522:. Scoop
1429:. Stuff
1319:(137).
734:Pension
702:Vanuatu
674:(Japan)
614:40,800
597:33,364
580:24,365
563:19,126
546:15,030
529:11,960
452:716,600
382:of the
4117:Income
4071:Mining
3661:Ardern
3656:Little
3586:Fourth
3574:Second
3422:Rātana
3383:Wigram
3240:Ōhāriu
3208:Taieri
3145:Nelson
2980:(2011)
2932:(1990)
2306:(2017)
1857:"MPFA"
1790:6 June
1488:
1351:
1296:6 June
959:29 May
937:7 June
771:13 May
608:86.77%
512:8,712
495:5,801
478:3,154
461:1,037
241:, and
181:shares
4158:China
3873:$ 100
3636:Clark
3631:Moore
3626:Lange
3598:Sixth
3592:Fifth
3580:Third
3568:First
1784:(PDF)
1756:(PDF)
1703:(PDF)
1130:. ANZ
1128:(PDF)
1079:(PDF)
761:(PDF)
682:India
672:iDeCo
611:5,500
594:5,000
591:72.8%
577:4,900
574:64.5%
560:4,096
557:60.9%
543:3,070
540:56.0%
526:3,248
523:51.5%
509:2,911
506:46.0%
492:2,648
489:38.4%
475:2,116
472:29.2%
458:1,037
455:19.2%
426:As at
198:fund.
189:bonds
154:risks
148:Funds
4096:Wine
4010:Beer
3868:$ 50
3863:$ 20
3858:$ 10
3641:Goff
3616:Kirk
3181:Mana
2454:2023
2449:2017
2444:2014
2439:2013
2434:2011
2429:2008
2424:1996
2419:1993
2414:1990
2409:1989
2404:1988
2399:1983
2394:1980
2389:1974
2384:1965
2379:1963
2374:1954
2369:1951
2364:1940
2359:1933
2354:1923
2349:1922
2344:1921
2339:1920
2334:1919
1975:Data
1919:2018
1893:2018
1868:2018
1843:2018
1818:2018
1792:2015
1767:2019
1739:2015
1714:2015
1686:2016
1664:2014
1618:2011
1610:NZPA
1586:2011
1558:2007
1528:2007
1497:2016
1486:ISSN
1463:2017
1435:2024
1409:2024
1383:2016
1349:ISBN
1328:2016
1298:2015
1238:2011
1208:2011
1200:NZPA
1162:2017
1136:2017
1111:2017
1086:2017
1062:2017
1039:2017
1013:2017
987:2017
961:2014
939:2014
917:2021
854:2018
773:2024
644:401K
183:and
3905:$ 2
3900:$ 1
3895:50c
3890:20c
3885:10c
3853:$ 5
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