433:
month. Another major flaw with BISP is its lack of conditionality. Conditional cash transfer programs in Latin
America have experienced greater degrees of success because recipient families must meet certain requirements before receiving a cash payment. These programs build human capital through requiring recipients to enroll their children in primary education, participate in health and nutrition seminars, and visit health care providers. The BISP programmes also seems to be moving to this direction given that that Waseela-e-Taleem and Nashonuma component are both conditional requiring beneficiaries' to change both health and education seeking behaviour. The Unconditional Cash Transfer component of the BISP previously renamed Kifalat, is also being built up to encourage savings which would be matched by through government subsidies. Some experts have argued that attaching conditionalities to social safety net programmes moves them away from the conception of Negative Income Tax initially proposed by Milton Friedman by assuming that it is behaviour on part of the beneficiaries which is to blame for their poverty while ignoring deep rooted structural inequalities in society which may limit individual's ability to effectively participate in the labour Market. One such example from Pakistan is that of transgenders who would be restricted from accessing the labour market in any meaningful manner unless the society around them changes.
437:
Parliamentarians simply recommended their own family and friends to receive cash payments. It has been pointed out that there is a disproportionate number of families receiving BISP aid in geographic areas where the ruling
Pakistan People's Party dominates. For example, in the Prime Minister's hometown of Multan, there is twice the number of people receiving BISP payments than in Lahore, the opposition party's stronghold. Punjab, another area where opposition parties dominate, has the lowest ratio of eligible families—1,974 for every 100,000 people; versus 6,829 families for every 100,000 people in Sindh, the ruling party's stronghold. Beneficiaries have also complained that the postal service charges an additional RS 100 to RS 200 for each delivery of payment.
1115:
1281:
214:
364:
provides financial assistance specifically for obtaining basic health care. BISP will launch its first program that conditions cash payments on schooling. The
Waseela-e-Taleem initiative will require families receiving cash payments to enroll children between the ages of 5 and 12 to enroll in primary education.
355:
In April 2009, the process for identifying and selecting eligible families through
Parliamentarian recommendation was ended. The identification process has been reformed and now uses a Poverty Scorecard. Through the Poverty Scorecard, families are identified through a proxy means test. The Poverty
308:
In the 2008–2009 fiscal year, more than 3 million
Pakistani families received cash transfers through BISP; this figure accounts for 1.5% of the general population and 10% of the population below the poverty level. For the 2009–2010 fiscal year, the program was expanded to cover 5 million low-income
432:
Since the program's inception, critics have pointed out several overall flaws in the
Benazir Income Support Program design. Some claim that the amount of RS 3000 bi-monthly, or RS 1,500 per month, is not enough to move impoverished families above the poverty line as this would require RS 2,550 per
423:
Eligible families receive cash payments of 8500 quarterly. This amount increases the purchasing power for families earning approximately RS 2,800 each month by 20%. Most low-income families spend 50–70% of total income on food alone. According to BISP, the cash payment of RS 8,500 every quarter,
363:
Recently, BISP has expanded to include several special initiatives. The
Waseela-e-Haq program empowers women through the provision of small loans. A vocation training program, Waseela-e-Rozgar, offers members of eligible families up to 1 year of professional training. The Waseela-e-Sehat program
301:
Since 2005, the purchasing power of many
Pakistani families has been eroded by high inflation and the increasing cost of food and oil. BISP arose against this backdrop as a means to address reductions in purchasing power. Along with the economic development aims of the program, BISP also seeks to
436:
There have also been accusations of corruption and political favouritism. By some estimates, only 50–60 percent of beneficiaries actually receive cash payments from BISP. The previous method of identifying families through the recommendation of
Parliamentarians was flawed. Many have claimed that
359:
Internal monitoring systems are being developed to track deliveries and payment amounts to eligible families. Another mechanism to address corruption and political favouritism is being considered that would allow a neutral third party access to the list of eligible families to verify eligibility.
352:
verification process through the
National Database and Registration Authority. A final list of eligible families was generated and sent to the postal service. Funds were disbursed from the Treasury directly to the postal service and then delivered to the female head of eligible households.
351:
In its first year of operation, recipients of BISP cash transfers were identified and selected by Parliamentarians through a process of recommendation. Each Parliamentarian received 8,000 forms to distribute throughout his or her constituency. Selected individuals underwent an eligibility
367:
BISP also provides cash payments for emergency relief efforts. These payments are similar to the payments received by low-income families but are distributed to families affected by terrorism, war, and natural disasters such as earthquakes.
440:
Other critics have argued that as the Benazir Income Support Programme makes up a substantial portion of the Pakistani government's budget, impact evaluations should be conducted to evaluate the benefits and actual need for the program.
1054:
356:
Scorecard has been approved by the World Bank and requires families to answer 13 questions regarding assets and expenses in a survey. The poverty survey has been tested in 16 districts and will be distributed nationwide.
309:
families. At the program's start in 2008, the Pakistani government allocated RS 34 billion, or $ 425 million, for BISP; the allocation doubled to RS 70 billion, or $ 875 million in the following year.
47:
320:. The Waseela-e-Taleem initiative will condition cash payments on primary school enrolment for the children of eligible families. On 18 June 2017, BISP launched an e-commerce platform for its beneficiaries.
1047:
1040:
1250:
1285:
1129:
1164:
376:
To be eligible for cash payments under BISP, families must earn less than RS 6,000 per month; equivalent to $ 67. Further eligibility requirements stipulate that:
305:
BISP is currently the largest aid program in Pakistan and the government's third largest budgetary allocation. BISP spending accounts for 0.3% of Pakistan's GDP.
1079:
1169:
1310:
1325:
256:
1174:
995:
957:
735:
1315:
1179:
709:
1184:
1099:
880:
1268:
1210:
1144:
1084:
1005:
905:
636:
247:
The program distributed Rs.19,338 (or approx. $ 195) per annum distributed per month in the year 2016. The stipend is linked to the
1189:
1330:
1228:
1149:
260:
1134:
1104:
1063:
271:
1139:
1025:
1305:
1071:
1320:
1094:
230:
244:
program in the country with nearly Rs. 90 billion ($ 900 million) distributed to 5.4 million beneficiaries in 2016.
263:
is the largest foreign backer of the program, providing $ 244 million (or 27%) of the total funds in 2016 with the
317:
942:
687:
1154:
1089:
1215:
1202:
345:
264:
166:
144:
1258:
248:
112:
400:
Family members owning more than 3 acres of farmland or more than 80 square yards of residential land
283:
270:
A separate ministry, Ministry of Poverty Alleviation and Social Safety (PASS), was established and
576:
412:
Members with a bank account excluding microfinance banks and those catering to low-income families
606:
341:
103:
Health, Education, Social Protection, Reduce poverty, Enhance financial capacity of poor people
1001:
241:
233:
93:
17:
394:
Members employed by the Pakistani government, army, or any other government-affiliated agency
329:
312:
The Benazir Income Support Programme is planning to launch a new initiative that encourages
291:
287:
943:"Development Projects : Pakistan Crisis-Resilient Social Protection (CRISP) - P174484"
736:"Pakistan cash transfers defended as MP says aid programme amounts to 'exporting the dole'"
710:"Aid watchdog defends UK funding of Benazir Income Support Programme - The Express Tribune"
1114:
997:
Social Assistance and Conditional Cash Transfers: The Proceedings of the Regional Workshop
424:
or RS 2,833 each month, will allow a family of 5–6 to purchase 20–25 days worth of flour.
383:
An individual applicant must be a widowed or divorced female without male family members
1017:
Evaluating the Impact of Conditional Cash Transfer Programs: Lessons from Latin America
295:
218:
65:
1299:
535:
313:
302:
empower women by presenting cash transfers directly to female members of households.
548:
463:
397:
Members drawing a pension or receiving post-retirement benefits from the government
1032:
290:. The program's name is a tribute to former Prime Minister and wife of President
511:
386:
Eligible families include those with physically or mentally disabled individuals
337:
134:
487:
390:
Families deemed ineligible for cash payments through BISP include those with:
328:
The Benazir Income Support Programme has been implemented in the provinces of
252:
213:
130:
116:
958:"Benazir Income Support Programme: Does the cash flow to blue-eyed voters?"
862:
860:
858:
856:
854:
852:
850:
848:
237:
120:
760:
775:
274:
was made part of the Poverty Alleviation and Social Security Division.
776:"BISP to function under federal government's Ehsaas Kifalat Programme"
344:. The program also operates in the federally administered regions of
46:
661:
333:
212:
956:
Gishkori, Zahid; Ghauri, Irfan; Khan, Gulraiz (4 February 2012).
835:
833:
831:
829:
827:
825:
823:
821:
819:
282:
The Benazir Income Support Programme was established in 2008 by
1036:
178:
637:"DFID lauds BISP performance by giving it overall 'A' rating"
380:
Families must have a female applicant holding a valid ID card
866:
906:"How To Apply For Ehsaas Emergency Cash Programme For Jobs"
662:"Benazir Income Support Programme (BISP) stipend increased"
584:
409:
Members with a National Identity Card for Overseas citizens
986:
881:"Pakistan's New Plan to Eradicate Poverty: Use Embroidery"
1225:
Akthar Hameed Khan National Centre for Rural Development
806:
804:
802:
800:
798:
796:
614:
445:
List of Chairpersons of Benazir Income Support Program
200:
1222:
Federal Employees Benevolent and Group Insurance Fund
688:"PML-N Govt increases stipend for BISP beneficiaries"
1249:
1201:
1122:
1070:
240:. Launched in July 2008, it was the largest single
195:
185:
172:
162:
150:
140:
126:
107:
99:
89:
71:
61:
53:
839:
1165:Naya Pakistan Housing & Development Authority
994:Handayani, Sri Wening; Burkley, Clifford (2009).
1286:Ministries of the Federal Government of Pakistan
929:
1048:
690:. Associate Press Of Pakistan. 1 October 2016
8:
1170:National Electric Power Regulatory Authority
1015:Rawlings, Laura B; Rubio, Gloria M. (2003).
32:
1105:Pakistan International Airlines Corporation
406:Members holding a machine readable passport
403:Members receiving income from other sources
1055:
1041:
1033:
217:The program is named after Prime Minister
31:
774:Shaheen, Sardar Sikander (1 March 2020).
810:
448:
257:Department for International Development
1175:Public Procurement Regulatory Authority
577:"Ehsaas Income Support Programme buget"
568:
348:, and the Islamabad Capital Territory.
27:Poverty reduction programme in Pakistan
1233:Pakistan Academy for Rural Development
1130:Cabinet Committee on National Security
1161:Department of Communications Security
7:
1180:Pakistan Telecommunication Authority
1190:Oil & Gas Regulatory Authority
1185:Special Technology Zones Authority
1100:Pakistan Meteorological Department
1080:Bureau of Air Safety Investigation
987:"Benazir Income Support Programme"
25:
1311:Government of Yousaf Raza Gillani
1211:Federal Public Service Commission
1145:Pakistan Tourism Development Corp
1026:"BISP—A Commitment Falling Short"
607:"Ehsaas Income Support Programme"
286:who took the advice of President
1280:
1279:
1229:National School of Public Policy
1150:Printing Corporation of Pakistan
1113:
1024:Shahzad, Farakh (25 June 2011).
867:Benazir Income Support Programme
298:, who was assassinated in 2007.
227:Benazir Income Support Programme
45:
33:Benazir Income Support Programme
1326:2008 establishments in Pakistan
1135:Economic Coordination Committee
962:The Express Tribune (newspaper)
879:Wani, Shahrukh (18 June 2017).
39:بینظیر انکم سپورdefaceٹ پروگرام
1239:Secretariat Training Institute
1064:Cabinet Secretariat (Pakistan)
272:Benazir Income Support Program
18:Benazir Income Support Program
1:
1140:National Archives of Pakistan
1251:Poverty Alleviation Division
457:
454:
451:
1316:Memorials to Benazir Bhutto
1095:Pakistan Airports Authority
231:unconditional cash transfer
77:; 16 years ago
1347:
1242:Staff Welfare Organization
1194:Frequency Allocation Board
1000:. Asian Development Bank.
1277:
1111:
318:conditional cash transfer
44:
37:
1236:Management Services Wing
1085:Civil Aviation Authority
38:
1331:Government aid programs
1090:Airports Security Force
1216:Civil Services Academy
1203:Establishment Division
840:Handayani-Burkley 2009
346:Azad Jammu and Kashmir
316:development through a
251:and is paid through a
222:
167:Government of Pakistan
145:Government of Pakistan
216:
1259:Pakistan Bait-ul-Mal
452:Name of Chairperson
267:providing the rest.
265:Pakistani Government
249:Consumer Price Index
229:(BISP) is a federal
113:Pakistan Secretariat
1306:Welfare in Pakistan
1155:Gazette of Pakistan
930:Rawlings-Rubio 2003
714:The Express Tribune
284:Yousaf Raza Gillani
152:Chairperson of BISP
34:
1321:2008 introductions
641:www.thenews.com.pk
617:on 17 October 2018
342:Khyber-Pakhtunkhwa
223:
1293:
1292:
1072:Aviation Division
761:"About us - PASS"
716:. 12 January 2017
560:
559:
324:Program structure
242:social safety net
234:poverty reduction
211:
210:
94:Social safety net
16:(Redirected from
1338:
1283:
1282:
1123:Cabinet Division
1117:
1057:
1050:
1043:
1034:
1029:
1020:
1011:
990:
973:
972:
970:
968:
953:
947:
946:
939:
933:
927:
921:
920:
918:
916:
902:
896:
895:
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876:
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864:
843:
837:
814:
808:
791:
790:
788:
786:
771:
765:
764:
757:
751:
750:
748:
746:
732:
726:
725:
723:
721:
706:
700:
699:
697:
695:
684:
678:
677:
675:
673:
668:. 2 October 2016
666:Dawn (newspaper)
658:
652:
651:
649:
647:
633:
627:
626:
624:
622:
613:. Archived from
603:
597:
596:
594:
592:
587:on 7 August 2020
583:. Archived from
573:
449:
292:Asif Ali Zardari
288:Asif Ali Zardari
207:
204:
202:
85:
83:
78:
49:
35:
21:
1346:
1345:
1341:
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1335:
1296:
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1273:
1245:
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1118:
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1023:
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985:
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605:
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575:
574:
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455:Entered Office
447:
430:
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374:
326:
280:
199:
188:
175:
153:
81:
79:
76:
40:
28:
23:
22:
15:
12:
11:
5:
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1334:
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1097:
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815:
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679:
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554:
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545:
544:
541:
538:
532:
531:
528:
525:
521:
520:
517:
516:February 2015
514:
508:
507:
506:February 2015
504:
503:November 2014
501:
497:
496:
495:November 2014
493:
492:November 2013
490:
484:
483:
482:November 2013
480:
477:
473:
472:
469:
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325:
322:
296:Benazir Bhutto
279:
276:
261:United Kingdom
219:Benazir Bhutto
209:
208:
197:
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189:
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176:
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138:
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124:
123:
109:
105:
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101:
97:
96:
91:
87:
86:
75:July 2008
73:
69:
68:
66:Benazir Bhutto
63:
59:
58:
55:
51:
50:
42:
41:
26:
24:
14:
13:
10:
9:
6:
4:
3:
2:
1343:
1332:
1329:
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1309:
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1301:
1288:
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1138:
1136:
1133:
1131:
1128:
1127:
1125:
1121:
1116:
1106:
1103:
1101:
1098:
1096:
1093:
1091:
1088:
1086:
1083:
1081:
1078:
1077:
1075:
1073:
1069:
1065:
1058:
1053:
1051:
1046:
1044:
1039:
1038:
1035:
1027:
1022:
1018:
1013:
1009:
1007:9789715618885
1003:
999:
998:
992:
988:
984:
983:
979:
963:
959:
952:
949:
944:
938:
935:
931:
926:
923:
911:
907:
901:
898:
886:
882:
875:
872:
868:
863:
861:
859:
857:
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851:
849:
845:
841:
836:
834:
832:
830:
828:
826:
824:
822:
820:
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812:
807:
805:
803:
801:
799:
797:
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781:
777:
770:
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762:
756:
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741:
740:The Telegraph
737:
731:
728:
715:
711:
705:
702:
689:
683:
680:
667:
663:
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654:
642:
638:
632:
629:
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608:
602:
599:
586:
582:
578:
572:
569:
562:
555:
552:
550:
547:
546:
542:
540:October 2018
539:
537:
536:Sania Nishtar
534:
533:
530:October 2018
529:
526:
523:
522:
518:
515:
513:
510:
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502:
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494:
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461:
450:
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438:
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427:
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405:
402:
399:
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392:
391:
385:
382:
379:
378:
377:
371:
369:
365:
361:
357:
353:
349:
347:
343:
339:
335:
331:
323:
321:
319:
315:
314:human capital
310:
306:
303:
299:
297:
293:
289:
285:
277:
275:
273:
268:
266:
262:
258:
254:
250:
245:
243:
239:
235:
232:
228:
220:
215:
206:
198:
194:
190:
184:
181:1.15 Billion
180:
177:
171:
168:
165:
161:
158:
155:
149:
146:
143:
139:
136:
132:
129:
125:
122:
118:
114:
110:
106:
102:
98:
95:
92:
88:
74:
70:
67:
64:
60:
56:
52:
48:
43:
36:
30:
19:
1284:
1263:
1016:
996:
965:. Retrieved
961:
951:
937:
925:
915:26 September
913:. Retrieved
909:
900:
888:. Retrieved
884:
874:
811:Shahzad 2011
783:. Retrieved
779:
769:
755:
743:. Retrieved
739:
730:
718:. Retrieved
713:
704:
692:. Retrieved
682:
670:. Retrieved
665:
656:
644:. Retrieved
640:
631:
619:. Retrieved
615:the original
610:
601:
589:. Retrieved
585:the original
580:
571:
549:Shazia Marri
464:Farzana Raja
458:Left Office
439:
435:
431:
422:
415:
389:
375:
366:
362:
358:
354:
350:
327:
311:
307:
304:
300:
281:
269:
246:
226:
224:
163:Affiliations
156:
108:Headquarters
54:Abbreviation
29:
967:5 September
785:27 December
672:5 September
611:pass.gov.pk
581:pass.gov.pk
553:April 2022
543:April 2022
512:Marvi Memon
479:March 2013
471:March 2013
372:Eligibility
338:Baluchistan
236:program in
187:Employees
135:Scholarship
62:Named after
1300:Categories
745:12 January
720:12 January
694:13 January
646:12 January
621:30 October
591:30 October
563:References
527:June 2018
519:June 2018
488:Enver Baig
468:July 2008
253:smart card
780:Brecorder
428:Criticism
131:Donations
117:Islamabad
111:F-Block,
72:Formation
910:BOL News
556:Present
419:Benefits
238:Pakistan
174:Budget
121:Pakistan
989:. 2011.
980:Sources
890:24 June
524:Vacant
500:Vacant
476:Vacant
278:History
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127:Methods
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340:, and
330:Punjab
255:. The
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157:Vacant
334:Sindh
141:Owner
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1269:PPAF
1264:BISP
1002:ISBN
969:2020
917:2020
892:2017
787:2020
747:2017
722:2017
696:2017
674:2020
648:2017
623:2018
593:2018
225:The
203:.gov
201:bisp
179:US$
90:Type
57:BISP
205:.pk
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