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as well as criminal agent/broker Fraud as well as bail bondsmen regulations). The
Enforcement Branch is staffed with over 300 members with approximately 175 sworn members who are housed in 9 regional offices across the state. Investigators from the CDI work closely other law enforcement agencies and prosecutors to enforce the Insurance Code and related Penal Codes. The Fraud Division receives over 25,000 criminal complaints each year from insurance carriers and members of the public. The sworn investigators, who carry the rank of Detective, carry out the investigations in a vertical prosecution manner with the local district attorney. The Fraud Division has funding codified in California law to investigate the following areas of insurance fraud: Automobile, Workers' Compensation, Property Life and Casualty, Disability and Healthcare Fraud. In recent years, the some notable cases the Fraud Division has brought to prosecution are:
33:
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279:, in order to protect the public from economic loss and distress. In 1979, Chapter 12 of the California Insurance code established the "Bureau of Fraudulent Claims" to investigate criminal insurance violations. In 1980, the fraud investigators became sworn peace officers under Penal Code 830.3(i). In 1988, the Bureau of Fraudulent claims was reclassified as the "Fraud Division." During the 1990s, after
24:
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was elected the first
Insurance Commissioner of California, the Investigative Branch of the Department of Insurance was renamed the "Enforcement Branch" and divided into two units: the Fraud Division (criminal investigations to primarily enforce Penal Code 550) and the Investigations Divisions (civil
247:
The CDI helps consumers by regulating how insurance companies market and administer their policies, and is charged with the responsibility of ensuring that insurance business transacted in the state is conducted in an honest, open, and fair manner. The CDI has a Rate
Regulation Branch, established
303:
The CDI publishes brochures and maintains a website to help consumers become aware of their rights, and to aid them in making informed insurance decisions. As part of the department's mission to protect consumers, an
Education and Outreach Program has been established to provide speakers who
263:(CIC) requires that the CDI provides licensing examinations for brokers and agents, and that the department must investigate suspected violations of the CIC by businesses and individuals who possess CDI licenses. The CDI also oversees the licensing of
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In 2001, the CDI implemented and began overseeing the
Slavery Era Insurance Registry, as per new legislation requirements signed into law in 2000. The registry was created to require insurance companies to disclose any historical data regarding
202:
On
November 8, 1988, California voters passed Proposition 103, by a narrow margin (51%), on the promise of providing consumers with a 20% rate rollback. It also broadened the Department of Insurance's responsibility for enforcement to include
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interests. Its budget is primarily derived from funds generated by license fees, assessments, and
Proposition 103 recoupment fees. The CDI licenses over 1,500 insurance companies and more than 320,000
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under the provisions of
Proposition 103, that is responsible for reviewing proposed personal auto and homeowners insurance rates to ensure that they are fair, reasonable, and adequate.
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The CDI issues cease and desist orders against service contract providers operating without the required legal documentation as part of its efforts to protect
California consumers.
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insurance policies they might have from the early days of
California for the purposes of historical research, genealogy, and to preserve any evidence which might be material to
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coverage, including a requirement that the property and casualty insurance premium rates must be pre-approved by the department. Proposition 103 also changed the status of the
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Continuing education for insurance professionals is regulated by each state's Department for Insurance, although there are commonalties across the states. See
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375:"Five Individuals, Including Two Doctors, Charged in Kickback Schemes Involving nearly $ 600 Million in Fraudulent Claims by Southern California Hospitals"
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conducts business within California, and licenses and regulates the rates and practices of insurance companies, agents, and brokers in the state.
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389:"Participants in $ 200 Million Workers' Comp Scheme Sentenced to Prison and More Than $ 2 Million in Financial Penalties"
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The CDI, Enforcement Branch, is charged with responsibility of detecting, investigating and arresting those who commit
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insurance legislation. The legislation provided sworn peace officers to investigate and arrest those who commit fraud.
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CDI has over 1,300 employees charged with the responsibility of protecting
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transformed the CDI into a law enforcement agency when it passed new anti-
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267:. The CDI also oversees the licensing of service contract providers.
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121:), established in 1868, is the agency charged with overseeing
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403:"O.C. Grand Jury indicts 15 people in alleged healthcare scam"
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San Francisco Bay Conservation and Development Commission
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in the state of California, United States. The current
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Governor's Office of Business and Economic Development
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Office of Statewide Health Planning and Development
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37:CDI headquarters at 300 Capitol Mall in Sacramento
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689:Alcoholic Beverage Control Appeals Board
483:, departments and other entities of the
1160:Government agencies established in 1868
600:Governor's Office of Emergency Services
499:Business, Consumer Services and Housing
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896:Office of Health Information Integrity
137:. The CDI has authority over how the
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304:participate in public events such as
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945:Unemployment Insurance Appeals Board
866:Managed Risk Medical Insurance Board
1129:Fair Political Practices Commission
812:State Water Resources Control Board
930:Agricultural Labor Relations Board
841:Community Services and Development
115:California Department of Insurance
17:California Department of Insurance
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1165:1868 establishments in California
940:Public Employment Relations Board
935:Employment Development Department
901:Office of Law Enforcement Support
669:Housing and Community Development
221:California Insurance Commissioner
166:California Insurance Commissioner
647:Bureau of Real Estate Appraisers
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652:Contractors State License Board
519:Labor and Workforce Development
1170:Insurance in the United States
906:Office of the Patient Advocate
554:Corrections and Rehabilitation
444:California Code of Regulations
146:Insurance Continuing Education
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1114:California Community Colleges
58:300 Capitol Mall, Suite 1700
1155:State agencies of California
1063:Board of Pilot Commissioners
989:Forestry and Fire Protection
758:Office of Administrative Law
328:. 2022-03-18. Archived from
182:California State Legislature
1119:Public Utilities Commission
1109:California State University
950:Workforce Development Board
664:Fair Employment and Housing
637:Bureau of Automotive Repair
492:Cabinet-level superagencies
294:Landmark Medical Management
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851:Medical Services Authority
748:Tax and Fee Administration
684:Alcoholic Beverage Control
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1073:High-Speed Rail Authority
1068:Transportation Commission
955:Employment Training Panel
768:Victim Compensation Board
547:Cabinet-level departments
514:Health and Human Services
261:California Insurance Code
77:$ 287 million (2018–2019)
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1134:Little Hoover Commission
1097:University of California
1082:Office of Traffic Safety
1004:CALFED Bay-Delta Program
802:Toxic Substances Control
763:Complete Count Committee
509:Environmental Protection
180:In the early 1900s, the
1175:Insurance organizations
1078:New Motor Vehicle Board
125:regulations, enforcing
1019:State Lands Commission
846:Developmental Services
836:Child Support Services
271:Criminal investigation
192:Proposition 103 (1988)
93:Insurance Commissioner
60:Sacramento, California
743:State Personnel Board
593:Cabinet-level offices
504:Government Operations
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1029:Colorado River Board
994:Parks and Recreation
925:Industrial Relations
856:Health Care Services
792:Pesticide Regulation
632:Board of Accountancy
569:Food and Agriculture
355:www.insurance.ca.gov
288:Operation Spinal Cap
209:automobile insurance
131:consumer protections
106:www.insurance.ca.gov
861:Managed Health Care
787:Air Resources Board
723:Franchise Tax Board
485:State of California
391:. 22 February 2019.
377:. 24 November 2015.
243:Consumer protection
215:and other types of
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1009:Coastal Commission
979:Conservation Corps
694:Horse Racing Board
674:Business Oversight
306:town hall meetings
299:Consumer education
291:Operation Backlash
205:property insurance
139:insurance industry
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1014:Energy Commission
984:Fish and Wildlife
524:Natural Resources
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411:. Retrieved
409:. 2014-06-25
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55:Headquarters
1041:departments
967:departments
918:departments
824:departments
780:departments
706:departments
679:Real Estate
620:departments
237:reparations
1149:Categories
797:CalRecycle
753:Technology
479:Executive
440:Investment
413:2022-09-03
360:2024-06-20
336:2022-03-18
312:References
135:California
129:mandating
574:Insurance
559:Education
255:Licensing
123:insurance
66:Employees
1053:Caltrans
584:Military
239:claims.
217:casualty
153:consumer
127:statutes
728:FI$ CAL
718:CalSTRS
713:CalPERS
579:Justice
564:Finance
442:in the
233:slavery
176:History
102:Website
1039:CalSTA
778:CalEPA
47:Formed
831:Aging
186:fraud
69:1,403
965:CNRA
916:LWDA
618:BCSH
259:The
160:and
113:The
50:1868
822:HHS
704:GOA
168:is
119:CDI
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