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introduction of the World Wide Web, almost all transactions can be carried out using a computer or mobile phone through proprietary software. Customers have the ability to purchase a wide range of products and services from various industries. Online trade or e-trade is one of the fastest emerging electronic commerce markets globally, Pakistan is enjoying the drive of e-commerce through its youth, rapidly growth proves their competency over latest approach and strategy. Besides its other innovations, E-trading is extending opportunities in the overall retail segment irrespective of business size; not only retailers are entering into the market for sell of products by applying different web portals, telecast selling through different TV channels has also been added by medium or large firms for direct sell to the consumer in addition to their web stores
128:, and bank payment methods. There was no dedicated online payment service operating in Pakistan, which was also not favorable for online buyers in Pakistan. However, the need was fulfilled to an extent with the launch of mobile payment systems in Pakistan. In October 2009, Telenor launched "Easypaisa" Mobile Account Service through which users could pay bills, transfer money domestically, internationally and even can save money in their Easy Paisa Mobile Account. It is no secret that Pakistan has one of the lowest literacy rates in the world and is suffering from an epidemic-level education and learning crisis. Currently the literacy rate of Pakistan is around 59%. Its adverse effects can also be seen in the field of information technology.
93:(ATMs), and other electronic appliances with or without using the internet. Online banking, e-tickets, share trading in stock exchange are few examples of e-commerce of modern advancement. The unique feature of online trading is that an investor logging in from anywhere, can conduct transactions with nearly any device, via the internet. Inexperienced Traders are also able to familiarize themselves with helpful investment tools, which are widely available on the internet.
146:
for customer satisfaction and operational efficiency is ensured at a marginal level. Web or phone-based sell/purchase of grocery covers a vast area with good volume and variety. In the recent past, a number of different online grocery stores have started in
Pakistan by selling domestic consumer items like rice, lentils, daals, oils, fruit, and vegetables, including household and personal items e.g. washing powder, shampoos, and toothpaste.
117:"e-business" are often used interchangeably, they represent distinct concepts. E-commerce primarily involves three types of integration, whereas e-business entails four, making latter more complex. The e-marketplace is a form of e-commerce that facilities online trading and shopping, serving as a platform where buyers and sellers exchange goods, services, money or information.
22:
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joint manufactured goods or service modernization. The State Bank in its annual payment system review for the
Financial year 2013-14 has disclosed that Pakistan shows its advancement towards quickly emergent international payments practices, with reasonable increase in usage of e-banking as recorded in Financial Year 2013-14.
102:
manufacturer. Electronic distribution of offer with the provision of transaction details – i.e., description of the offer, quality, cost, guarantee, validity, discounts, quantity etc. – is carried out through automated trade execution. Most commonly, three categories are well recognized under e-commerce, namely:
275:
The rise of e-payment products like e-wallets, m-wallets, multi-purpose cards and smart applications evolved by new technologies like Near Field
Communications (NFC) cards and non-bank players like Payment System Operators (PSOs) and Payment System Providers (PSPs) are incoming to the marketplace for
256:
Central
Depository Company (CDC) of Pakistan Limited has introduced e-Dividend service for stock market. This service provides transfer of dividend warrant and bonus issue of certificates electronically which saves time and expenses, by crediting cash or certificate in the bank account or investors’
136:
With the introduction of information technology (IT), e-commerce is producing new fast-growing areas like online buying and selling of financial instruments e.g. shares of public or private limited companies over the
Internet, including the sale purchase of commodities, currencies, and gold. With the
179:
stability are all responsible for an increase or decrease in the value of investments. Therefore, trading in the shares market is regarded as an investment in “risk capital”. Strength to sustain this risk with careful planning results in reward and shareholders can receive the prospective return
153:
In Jan 2021 beginning, a joint venture, and online marketplace, namely leyjao claimed successful collaboration with the sellers during the covid-19 strenuous days, when shopkeepers were incapable of opening their shops during the lockdown, so they stepped in and support them to sell their essential
145:
To maintain the progress of active online customers, Pakistan’s pioneer e-commerce portal hosts more than 1.2 million distinctive visitors on its website every month and presents a selection of over 400 products and 16,000 merchandise. E-commerce is likely to develop at a fast rate if the challenge
309:
In
Pakistan one can now print or Download PDF copy of Electricity Bill or its Duplicate copy by entering customer/consumer Account Number allotted by the concerned Electric Supply Company, in addition to lodging online complaints against power failure/shut down or other matters affiliated with the
279:
Per quarterly reports, 61.7 million transactions through ATMs with an increase of 10.2% in ATMS uses have been witnessed during 2013. The quarterly report of
October–December 2014 also recorded 112.3 million of e-banking transactions with reported amount of Rs.8.8 trillion. Also users of internet
296:
capital with its plan to facilitate the citizens of
Karachi to register online complaints that can be converted into First Information Reports (FIR) is another step towards online applications for the benefits of Pakistani people. This move by Karachi Police is replication of a similar project in
208:(ISE). An investor with a minimum amount of Pakistani Rupees 25,000/ to 1,00,000/ (or equivalent) can open an account with broker and do stock trade online. Online trading can be availed by resident and non-resident investors, subject to meeting criteria prescribed by the regulatory authority.
101:
The term e-trading (or electronic trading) covers a series of systems ranging from simple order transmission service to full-fledged trade execution. e-trade is location neutral and is scalable that mainly providing electronic orders executed from users to the system owned by the seller or
116:
E-commerce encompasses various commerce activities—such as the sale, purchase, transfer, or exchange of products, services, and information—carried out using electronic means and technologies. In a broader sense, it typically refers to online transactions. While the terms "e-commerce" and
170:
to its investor. Shareholder receives rewards when the company performs well and the value of shares goes up. But if the company does poorly, the share price falls down and the value of an investment will be reduced. Among other issues, the performance of shares market,
266:: SECP has introduced in capital market payment of fee through credit cards with a view to promote the paperless environment towards its e-commerce regime. This facilitates stakeholders submit returns/forms online without visiting banks or affiliated offices of SECP
149:
Many other sites have been established with the aim of fashion-oriented exports. Today a number of small and medium-scale online stores are conducting business across
Pakistan with the delivery of purchased items at the doorstep of their consumers.
456:
230:: (Initial public offering) SECP has introduced the concept of e–IPO, i.e. electronic submission of subscription form, which enables the investors to make application for subscription of shares via internet.
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301:. The FIR registration for recording citizens’ grievances through the internet without visiting police stations is an exemplary initiative for other mega cities of sub-continent.
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has taken some initiatives to have maximum domestic as well as foreign investment in
Pakistan’s shares market. Listed below are some steps taken in this behalf:
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nation. In 2014, the LSE commenced an online training competition for participants to be trained and familiarized with the stock market.
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as the financial regulatory agency in Pakistan for their business. Online share trading in Pakistan is available in 3 stock markets
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mainly involves buying and selling goods, and services using internet or telephone, through the use of electronic means such as
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112:(iii) Consumer-to-consumer (C2C) participants are individuals, with one serving as the buyer and the other as the seller
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106:(i) Business-to-consumer (B2C) e-commerce: customers deal directly with the organization, avoiding any intermediaries
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769:"Capital Market – Economic Survey of Pakistan". Islamabad: Finance Ministry of Pakistan. 2014: 8.
676:. Vol. I). Islamabad: Securities & Exchange Commission of Pakistan. 2005. pp. 6–7.
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To encourage the general public towards investment in stocks by availing online facilities,
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743:. Vol. II. Securities and Exchange Commission of Pakistan. p. 5. Archived from
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services in Pakistan, eCommerce business companies and merchants had to rely on
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4.1 to 4.6 of Vol-I (Pages 8-9) and Investor Guide – All You Need to Know
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Shares trading in stock exchange can provide reward and investment in
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and mobile banking hit 18.62 million in the period under reference
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with or without on line trading platform are required to observe the
121:
646:"Story of Successful Collaboration and Ultimate Customer Experience"
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975:
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on their investment as much higher than that on other investments.
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E-commerce in Pakistan was first started in 2001. With the ban of
293:
163:
864:"SECP introduces online payment facility through credit cards"
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Government's support to capital market for e-trading promotion
109:(ii) Business-to-business (B2B) participants are organizations
15:
671:
310:
relation between customer and power supplying company.
699:"SECP's Internet Trading Guidelines March 2005 online"
243:
is proactive in encouraging financial literacy in the
1003:"Karachi police: Online FIR registration launched"
895:"SBP reports robust growth in e-banking for FY14"
600:"Online grocery shopping on the rise in Pakistan"
154:goods, which were permitted during those days.
950:"e-banking transactions at Rs8.8trn in Oct-Dec"
430:. Lambert Academic Publishing. pp. 1–10.
194:Securities and Exchange Commission of Pakistan
569:"E-commerce expected to grow at a rapid pace"
8:
623:"Pakistani E-Commerce Ventures Look Global"
257:account with his stock broker respectively.
453:"Telenor Launches 'easypaisa' in Pakistan"
803:"LSE launches online trading competition"
59:Learn how and when to remove this message
956:from the original on September 19, 2015
367:from the original on September 24, 2015
351:
783:
772:
538:"E-commerce future bright in Pakistan"
415:(9th ed.). Cengage Learning, USA.
930:from the original on January 20, 2015
833:"CDC introduces 'e-Dividend' service"
813:from the original on October 30, 2015
673:Investor Guide – All You Need to Know
652:from the original on January 14, 2021
166:may increase in value besides paying
7:
1039:from the original on 18 August 2015
893:Staff Reporter (October 27, 2014).
579:from the original on April 11, 2015
548:from the original on March 16, 2015
508:"Pakistan - eCommerce | export.gov"
97:Electronic trading under e-commerce
874:from the original on July 26, 2015
843:from the original on March 4, 2016
644:Siraj Mehmood (January 13, 2021).
598:Steven Millward (April 18, 2014).
31:tone or style may not reflect the
14:
1009:from the original on July 4, 2015
982:from the original on July 5, 2015
390:. Sage Publications. p. 63.
359:Shabbir H. Kazmi (Nov 14, 1999).
459:from the original on 17 May 2024
41:guide to writing better articles
20:
1001:Staff Reporter (Dec 27, 2014).
680:from the original on 2020-02-05
518:from the original on 2019-09-13
489:from the original on 2024-02-23
451:GSMA, Media (17 October 2009).
567:Hassan Jawwad (Nov 30, 2014).
536:Shahram Haq (April 13, 2014).
479:"Education system in Pakistan"
1:
1029:"Duplicate Bill - K-Electric"
920:"E-banking transactions grow"
621:Adam Dawood (June 20, 2013).
428:E-Commerce (An Introduction)
862:Imaduddin (March 9, 2015).
330:Electronic trading platform
1121:
952:. The News. Feb 13, 2015.
801:Imaduddin (Feb 4, 2014).
188:All companies engaged in
91:automated teller machines
411:Schneider, Gray P. "1".
386:Joshi, Vasant C (2010).
361:"E-commerce in Pakistan"
206:Islamabad Stock Exchange
264:Payment by Credit Cards
1095:E-commerce in Pakistan
978:. Dawn. Dec 29, 2014.
782:Cite journal requires
363:. Pakistan Economist.
220:Government of Pakistan
198:Karachi Stock Exchange
158:Investment and finance
715:on September 24, 2015
426:Amir Manzoor (2010).
241:Lahore Stock Exchange
202:Lahore Stock Exchange
1100:Business in Pakistan
254:e-Dividend' service:
75:Pakistan's e-trading
1105:Economy of Pakistan
976:"Online complaints"
750:on February 9, 2015
542:The Express Tribune
413:Electronic Commerce
325:Electronic business
1059:"Check Lesco Bill"
926:. April 12, 2014.
299:Khyber Pakhtunkhwa
237:Financial Literacy
1069:on 10 August 2015
868:Business Recorder
837:Business Recorder
807:Business Recorder
437:978-3-8433-7030-1
397:978-81-321-0245-8
305:Duplicate billing
284:Online complaints
175:environment, and
71:National industry
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35:used on Knowledge
33:encyclopedic tone
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1071:. Retrieved
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625:. TECHinASIA
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706:secp.gov.pk
656:January 13,
483:Daily Times
340:Open outcry
245:South Asian
83:fax machine
1089:Categories
684:2015-03-01
573:The Nation
522:2019-07-26
493:2023-09-20
346:References
204:(LSE) and
1033:ke.com.pk
960:March 15,
934:March 15,
904:March 15,
878:March 15,
629:March 12,
606:March 12,
583:March 12,
388:E-Finance
271:E-banking
177:political
168:dividends
49:July 2015
1073:9 August
1043:9 August
1037:Archived
1007:Archived
1005:. Dawn.
980:Archived
954:Archived
928:Archived
872:Archived
847:March 5,
841:Archived
817:March 3,
811:Archived
754:March 2,
719:March 2,
678:Archived
650:Archived
577:Archived
552:March 8,
546:Archived
516:Archived
487:Archived
457:Archived
371:March 8,
365:Archived
314:See also
173:economic
79:computer
1013:June 6,
986:June 6,
200:(KSE),
463:17 May
434:
394:
252:(iii)
239:: The
164:stocks
122:PayPal
748:(PDF)
741:(PDF)
713:(PDF)
702:(PDF)
294:Sindh
262:(iv)
235:(ii)
1075:2015
1045:2015
1015:2015
988:2015
962:2015
936:2015
906:2015
880:2015
849:2015
819:2015
788:help
756:2015
721:2015
658:2021
631:2015
608:2015
585:2015
554:2015
465:2024
432:ISBN
392:ISBN
373:2015
288:The
226:(i)
292:of
228:IPO
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