552:
184:
1379:, and in turn owns stakes in Salzburger Sparkasse (100 percent, as of end 2022), Tiroler Sparkasse (75 percent), Sparkasse Hainburg-Bruck-Neusiedl (75 percent), Sparkasse Mittersill (40 percent), Steiermärkische Sparkasse (25 percent), Kärntner Sparkasse (25 percent), Allgemeine Sparkasse Oberösterreich in Linz (19 percent), Sparkasse Voitsberg-Köflach (4 percent) as well as sBausparkasse (100 percent). It has no equity stake in the other local Austrian savings banks.
440:
state regulations were phased out. At the same time, the branch network and the associated number of employees kept expanding. In order to offer all financial services, numerous subsidiaries in the insurance, leasing and investment sectors were founded. There were also two major waves of mergers, with a significant reduction in savings banks from 162 in 1979 to 75 in 1995. Waves of mergers reduced the total number of savings banks to 128 in 1983, and 74 in 1994.
530:
33:
541:
563:
266:), the first one of which was born in 1853. A boom in new savings banks began in 1866, with the number increasing from 26 to 210 in 1910. The model statute of 1872 abolished the previous restriction of savings banks services to "less well-off classes" and the degressive interest rate (the interest rate fell with the level of deposits); they now became "financial institutions of a humanitarian nature" (
168:
234:) by individuals such as aristocrats, clergy, senior civil servants, or doctors and pharmacists. As a counterweight to private banks, the savings banks were intended as purpose-driven institutions against the impoverishment of the population and as instruments for the accumulation of wealth by the working classes. The Savings Bank Regulation (
1527:
in 2009 secured a trilateral cross-guarantee agreement with Erste Group Bank and Erste Bank Österreich. As of August 2022, Haftungsverbund GmbH's shareholders were Erste Bank Österreich (51 percent) and Erste Group Bank AG (1 percent), the rest being held by local savings banks including those for
364:
schillings in 1923. The disruption could only be overcome because the legislature allowed the savings banks to carry out new tasks, especially current account business and cashless payment transactions as well as foreign exchange and currency trading. After a brief period of prosperity after 1924,
443:
The
Austrian savings banks sector underwent major structural change in the 1990s. Following new legislation in 1986, many savings banks transferred their operations to joint-stock subsidiaries, which allowed the latter to raise external equity capital. In 1990–1991, the country's largest savings
439:
in 1965. In 1979, through the
Banking Act and the Savings Banks Act, the savings banks were placed on an equal footing with other credit institutions, which meant a significant expansion of their scope of business. Volunteers were replaced on savings bank boards by full-time executives, and most
1519:, also referred to as "cross-guarantee scheme") relies on a separate entity, Haftungsverbund GmbH. It overlaps, but does not coincide, with the institutional guarantee scheme, which relies on an "ex-ante fund" managed by a jointly owned entity, IPS GesbR. As an exception to the
1480:
The
Sparkassen-Haftungs GmbH (or S-Haftungs GmbH) operates the deposit guarantee scheme of the Sparkassengruppe, which is separate from the other Austrian deposit insurance systems. It was established in 1988 as a corporate entity, and was recognized in January 2019 by the
373:; despite massive deposit withdrawals, no single savings bank failed or even suspended payments for a single day. At the end of 1937, there were 197 savings banks in Austria; almost half of their aggregate deposits were held in the two main Vienna savings banks,
99:. Tracing its origins to 1819, it serves around 4 million customers in 797 branches with more than 15,500 employees, with a customer share in Austria around 31.2% as of December 2022. The group has a complex decentralized structure but relies critically on
426:
After the currency stabilization in 1952, the savings bank system underwent its most successful phase to date, with extremely high growth rates, although there were also strong government restrictions to combat inflation until the 1970s. In 1957, the
1528:
Styria (12.7 percent), Upper
Austria (8 percent), Salzburg (3.2 percent) and Carinthia (2.8 percent). In total, Erste Group controls 64 percent of Haftungsverbund GmbH directly or indirectly, and likewise with Sparkassen-Haftungs GmbH.
1537:
replaced an earlier regime of guarantee of the municipal savings banks (Gemeindesparkassen) by the relevant municipalities, which had been established by law in 1929 but was gradually phased out from 2003 onwards at the request of the
521:) and also owning the group's foreign operations. As of the end of 2022, the ERSTE Foundation controlled 24.2 percent of the capital of Erste Group Bank, whose equity is publicly listed and otherwise largely dispersed.
1485:
as a mandatory deposit guarantee scheme in line with
Austrian and EU legislation. Under Austrian law, the Sparkassengruppe deposit guarantee scheme may be called to intervene if the other two schemes, the uniform
1496:, are depleted; conversely, the two other schemes may protect savings banks' depositors if the Sparkassengruppe scheme becomes depleted. The Austrian state may intervene if all three schemes are depleted.
1508:
1453:
1421:
1408:
1395:
268:
255:
236:
223:
84:
1968:
1950:
591:
Outside of Vienna, the 46 local savings banks extant as of early 2024 are, by chronological order of creation (of the oldest entity in cases of subsequent mergers):
573:
The savings banks that form the
Sparkassengruppe Österreich are Vienna-based Erste Bank Österreich (an AG since 1993), 46 local savings banks outside of Vienna,
1447:
The local savings bank and Vienna-based Erste Bank Österreich do not compete in retail services within each other's territorial remit, thus operating under a
1641:
1611:
1910:
1432:). As of early 2024, 33 local savings banks operated as AG, 13 savings banks had retained their prior status (i.e. no joint-stock entity), of which 10
205:
from 1939 to 1997, expanded to
Beethovenplatz 2 (left) in 1969, and used by Erste Bank following the 1997 merger until 2005; repurposed in 2012 as the
583:
1499:
Because of the scheme's mandatory character and public guarantees, S-Haftungs GmbH has been classified as part of the
Austrian government sector by
1382:
The local savings banks in
Austria are governed by private-sector law, unlike most of their German counterparts which are public-law organizations (
1987:
1038:
851:
108:
1482:
1444:. Following mergers and other transactions, the joint-stock savings banks may have multiple shareholders including AVSs and foundations.
681:
666:
318:
A first central financial institution for the savings banks, initially joint with cooperative banks and with main geographical focus on
304:
1472:
was abolished by the 1979 savings bank legislation. The Zweite
Sparkasse has operations in all of Austria except Vorarlberg, however.
578:
1276:
504:
was created and became Erste Bank's parent entity. Meanwhile, the group expanded to 12 Eastern and Southeastern European countries.
369:, but had been managed cautiously enough that, unlike most commercial banks, they withstood the dislocation following the crash of
1680:
336:
846:
817:
497:
366:
148:
1659:
1033:
466:
1004:
206:
1388:
352:
destroyed the value of both the assets and liabilities of the savings banks, whose aggregate deposits shrunk from 2 billion
1393:). Since 1986, they have had the option of transferring their business operations to a subsidiary joint-stock corporation (
902:
676:
1573:
993:
331:
292:
115:
1524:
1271:
812:
1293:
1140:
999:
622:
296:
127:
1706:
897:
1118:
461:
308:
1383:
107:, operates central functions, owns and manages subsidiaries outside of Austria, and consolidates group accounts. The
936:
783:
1829:
1288:
1135:
1123:
654:
649:
156:
1106:
987:
2014:
1406:, AG), whereas the prior entity would retain its savings bank status as a "participation-managing savings bank" (
1146:
931:
778:
1101:
1084:
982:
829:
1493:
1129:
476:
1810:
1556:
In accordance with Austrian savings bank legislation, the Sparkassengruppe relies on an in-house auditor, the
511:
412:
was established as a centralizing organization for the German savings banks along similar lines to the German
279:) that could do business with all classes of the population. Savings banks were created in other parts of the
1774:
1089:
247:) of 1844 established a framework of government oversight of the savings banks, with a permissive system for
191:
1578:
1465:
1237:
965:
727:
551:
152:
1322:
1254:
1016:
970:
948:
880:
693:
353:
300:
119:
1152:
863:
284:
1316:
1305:
1169:
908:
761:
744:
660:
632:
183:
131:
1853:
1792:
1220:
1186:
834:
795:
605:
1339:
1067:
1050:
431:
was restructured from its Anschluss-era legal form under public law to a joint-stock corporation, the
400:, the Austrian savings banks adopted some features of the German system including the creation of the
1932:
1357:
1242:
1112:
1044:
914:
732:
574:
1203:
1539:
196:
155:
has no significant foreign operations, whereas Erste Group Bank AG has significant subsidiaries in
126:(€53 billion), making it one of the largest Austrian banking groups. Since the entry into force of
100:
710:
637:
510:
was founded in 2008 to serve as holding company, fully owning Erste Bank in Austria (now known as
1753:
Army Service Forces Manual M360-5 / Civil Affairs Handbook Austria - Section 5: Money and Banking
1327:
1259:
1021:
953:
885:
721:
698:
357:
17:
1157:
868:
1372:
in Vienna. It relies on volunteer work from employees of the other Sparkassengruppe entities.
1055:
595:
280:
37:
32:
1310:
1174:
766:
749:
1376:
1369:
874:
540:
507:
501:
445:
374:
1871:
1660:"The list of significant supervised entities and the list of less significant institutions"
1542:. The Vereinssparkassen did not benefit from similar guarantees before the creation of the
1225:
1191:
800:
610:
1512:
1503:
for national accounts purposes, despite misgivings from Sparkassengruppe representatives.
1457:
1425:
1412:
1399:
789:
529:
272:
259:
240:
227:
88:
1344:
1072:
976:
687:
545:
130:
in late 2014, the entire Sparkassengruppe Österreich has been directly supervised by the
475:
in 1992. In 1994, Bank Austria took over control of GiroCredit, but in 1997 it absorbed
925:
919:
345:
187:
172:
562:
487:, in short Erste Bank, thenceforth the savings banks' dominant financial institution.
2008:
1729:
1208:
823:
567:
449:
370:
1248:
1095:
1010:
479:
and moved decisively away from the savings banks market, selling GiroCredit to the
453:
147:
are supervised individually as separate entities even though they are joined in an
79:
1299:
1751:
715:
349:
221:. Other savings banks were founded in subsequent years on an associative basis (
176:
1892:
1419:, AVS). From early 1999, AVSs have been allowed to convert into a foundation (
1333:
1265:
1027:
959:
643:
384:
175:
No.21 in Vienna, erected for the Erste Spar-casse in 1837-1839 on a design by
1640:
Sparkassen-Finanzgruppe Deutscher Sparkassen- und Giroverband (1 July 2024),
516:
1282:
1163:
942:
840:
599:
397:
288:
167:
1061:
1500:
1180:
891:
857:
772:
755:
704:
1231:
806:
616:
556:
319:
138:
96:
1350:
1078:
738:
323:
312:
218:
104:
588:(also known as sBausparkasse), a mortgage bank established in 1941.
1969:"Final Findings: EDP Dialogue Visit to Austria, 27-28 January 2020"
1951:"Final Findings: EDP Dialogue Visit to Austria, 27-28 January 2020"
1197:
561:
550:
539:
528:
182:
166:
123:
31:
1214:
670:
626:
534:
213:
The first Austrian savings bank, as its name indicates, was the
253:
and for the newly defined category of municipal savings banks (
341:, and relocated to Vienna in 1916. It was liquidated in 1926.
114:
In 2020 the group had total assets of €277 billion, ahead of
544:
Building of the Sparkasse Niederösterreich Mitte West in
496:
or mutual support pact, which was later designated as an
1837:
European Banking Supervision: The First Eighteen Months
533:
Building of the Allgemeine Sparkasse Oberosterreich in
437:
Girozentrale und Bank der österreichische Sparkassen AG
134:, with Erste Group Bank AG as a consolidating entity.
483:. The latter merged with GiroCredit and took the name
365:
the savings banks again experienced stress around the
52:
as well as Erste Group Bank and Erste Bank Österreich
418:
that had been created in the previous four decades.
1911:"Haftungsverbund und gesetzliche Einlagensicherung"
383:, with 588 million schillings in total assets) and
111:acts as the group's national representative body.
1988:"Stichtag 18.8.2022 - Auszug mit aktuellen Daten"
1835:. In Dirk Schoenmaker & Nicolas Véron (ed.).
1707:"Erste Bank der oesterreichischen Sparkassen AG"
579:Bausparkasse der österreichischen Sparkassen AG
1476:Group-level arrangements and deposit guarantee
485:Erste Bank der oesterreichischen Sparkassen AG
433:Girozentrale der Österreichische Sparkassen AG
1793:"The oldest monetary institution in Slovenia"
8:
1769:
1767:
1765:
1763:
1745:
1743:
1543:
1532:
1487:
1439:
1433:
1353:(Gemeindesparkasse est. 1917, AG since 2006)
1285:(Gemeindesparkasse est. 1895, AG since 2003)
1268:(Gemeindesparkasse est. 1894, AG since 2002)
1251:(Gemeindesparkasse est. 1894, AG since 1991)
1234:(Gemeindesparkasse est. 1892, AG since 2004)
1064:(Gemeindesparkasse est. 1872, AG since 2003)
979:(Gemeindesparkasse est. 1869, AG since 2001)
962:(Gemeindesparkasse est. 1869, AG since 2008)
945:(Gemeindesparkasse est. 1868, AG since 1992)
894:(Gemeindesparkasse est. 1867, AG since 2002)
843:(Gemeindesparkasse est. 1863, AG since 2002)
826:(Gemeindesparkasse est. 1862, AG since 1990)
775:(Gemeindesparkasse est. 1860, AG since 2000)
758:(Gemeindesparkasse est. 1858, AG since 2002)
491:
490:In 2001, the savings banks agreed to form a
413:
407:
401:
388:
378:
248:
142:
103:, which owns the main local savings bank in
1701:
1699:
1697:
1200:(Vereinssparkasse est. 1878, AG since 2003)
1013:(Vereinssparkasse est. 1870, AG since 2014)
724:(Vereinssparkasse est. 1856, AG since 1992)
690:(Vereinssparkasse est. 1854, AG since 2000)
673:(Vereinssparkasse est. 1849, AG since 1990)
646:(Vereinssparkasse est. 1835, AG since 1990)
629:(Vereinssparkasse est. 1825, AG since 1991)
602:(Vereinssparkasse est. 1822, AG since 1990)
63:
1848:
1846:
1605:
1603:
1601:
1599:
1597:
1595:
847:Sparkasse Eferding-Peuerbach-Waizenkirchen
1756:, Washington DC: U.S. Army Service Forces
1375:Erste Bank Österreich is wholly owned by
403:Girozentrale der ostmärkischen Sparkassen
137:The latter feature stands in contrast to
1724:
1722:
1720:
1643:Die Sparkassenorganization in Österreich
1564:), jointly with an external audit firm.
1034:Sparkasse Neunkirchen (Niederösterreich)
409:Girozentrale der Ostmärkische Sparkassen
328:Deutsche Kreditgenossenschaft für Böhmen
151:. Another difference is that the German
1750:Federal Reserve Board (November 1943),
1591:
1635:
1633:
1631:
1629:
1627:
1625:
40:in the foreground; since 2015 seat of
1336:(Gemeindesparkasse est. 1910, now AG)
1319:(Gemeindesparkasse est. 1900, now AG)
1132:(Gemeindesparkasse est. 1874, now AG)
996:(Gemeindesparkasse est. 1869, now AG)
911:(Gemeindesparkasse est. 1867, now AG)
809:(Gemeindesparkasse est. 1861, now AG)
741:(Gemeindesparkasse est. 1856, now AG)
677:Sparkasse Niederösterreich Mitte West
7:
1839:. Brussels: Bruegel. pp. 53–65.
1217:(Vereinssparkasse est. 1882, now AG)
1081:(Vereinssparkasse est. 1872, now AG)
707:(Vereinssparkasse est. 1855, now AG)
619:(Vereinssparkasse est. 1822, now AG)
332:Centralbank der deutschen Sparkassen
277:Geldanstalten humanitären Charakters
217:, which opened on 4 October 1819 in
1931:Elisabeth Hell (24 November 2021).
1525:Allgemeine Sparkasse Oberösterreich
1483:Austrian Financial Market Authority
1468:, even though an earlier mandatory
1362:Die Zweite Wiener Vereins-Sparcasse
1272:Sparkasse Pregarten-Unterweißenbach
813:Sparkasse Horn-Ravelsbach-Kirchberg
667:Allgemeine Sparkasse Oberosterreich
305:First National Savings Bank of Pest
1811:"Österreichisches Credit-Institut"
1000:Sparkasse Herzogenburg-Neulengbach
109:Österreichischer Sparkassenverband
42:Österreichischer Sparkassenverband
25:
898:Sparkasse Hainburg-Bruck-Neusiedl
500:(IPS) under EU law. In 2003, the
330:. It changed its name in 1901 to
179:and seat of Erste Bank until 2015
1986:Republik Österreich Firmenbuch.
1119:Sparkasse der Stadt Amstetten AG
481:Erste Österreichische Spar-Casse
462:Österreichisches Credit-Institut
448:, acquired the state-controlled
215:Erste österreichische Spar-Casse
27:Savings banks network in Austria
18:Erste österreichische Spar-Casse
1384:Anstalt des öffentlichen Rechts
498:institutional protection scheme
149:institutional protection scheme
473:GiroCredit Bank der Sparkassen
1:
1681:"List of supervised entities"
1574:Raiffeisen Bank International
1302:(Gemeindesparkasse est. 1899)
1289:Sparkasse der Stadt Kitzbühel
1136:Sparkasse Feldkirchen/Kärnten
1098:(Gemeindesparkasse est. 1873)
877:(Gemeindesparkasse est. 1866)
650:Sparkasse der Stadt Feldkirch
460:purchased a retail bank, the
293:Cassa di Risparmio di Venezia
116:Raiffeisen Bank International
36:Erste Campus in Vienna, with
1858:Sparkassenverband Österreich
1779:Sparkassenverband Österreich
1506:The joint liability scheme (
1183:(Vereinssparkasse est. 1877)
1166:(Vereinssparkasse est. 1874)
1149:(Vereinssparkasse est. 1874)
1115:(Vereinssparkasse est. 1873)
1047:(Vereinssparkasse est. 1871)
1030:(Vereinssparkasse est. 1871)
928:(Vereinssparkasse est. 1868)
860:(Vereinssparkasse est. 1864)
792:(Vereinssparkasse est. 1860)
663:(Vereinssparkasse est. 1842)
396:Between 1938 and 1945 under
297:Cassa di Risparmio di Milano
128:European Banking Supervision
1417:Anteilsverwaltungssparkasse
932:Sparkasse Voitsberg-Köflach
779:Wiener Neustädter Sparkasse
309:First Croatian Savings Bank
73:Austrian Savings Bank Group
59:Sparkassengruppe Österreich
2031:
1893:"Sparkassen-Haftungs GmbH"
1558:Sparkassen-Prüfungsverband
1464:) similarly to the German
1102:Sparkasse Pottenstein N.Ö.
1085:Sparkasse der Gemeinde Egg
983:Sparkasse Mühlviertel-West
830:Sparkasse Salzkammergut AG
157:Central and Eastern Europe
1933:""Wir helfen uns selbst""
623:Steiermärkische Sparkasse
471:, and renamed itself the
322:, was created in 1897 in
201:3 in Vienna, seat of the
1494:Raiffeisen Banking Group
1489:Einlagesicherung Austria
477:Creditanstalt-Bankverein
50:Sparkassen-Haftungs GmbH
1579:Sparkassen-Finanzgruppe
1466:Sparkassen-Finanzgruppe
1368:created in 2006 by the
435:, subsequently renamed
153:Sparkassen-Finanzgruppe
1872:"Verbandsbericht 2018"
1544:
1533:
1516:
1492:(ESA) and that of the
1488:
1461:
1451:"regional principle" (
1440:
1434:
1429:
1416:
1403:
1238:Sparkasse Frankenmarkt
966:Sparkasse Mürzzuschlag
728:Waldviertler Sparkasse
570:
566:Sparkasse building in
559:
555:Sparkasse building in
548:
537:
492:
414:
408:
402:
389:
379:
367:banking crisis of 1931
276:
263:
249:
244:
231:
210:
180:
143:
120:UniCredit Bank Austria
92:
78:) brings together all
53:
1688:European Central Bank
1667:European Central Bank
565:
554:
543:
532:
512:Erste Bank Österreich
393:, with 416 million).
186:
170:
132:European Central Bank
35:
1815:Wien Geschichte Wiki
1734:Wien Geschichte Wiki
1711:Wien Geschichte Wiki
1358:Die Zweite Sparkasse
1323:Sparkasse Rattenberg
1255:Sparkasse Mittersill
1017:Sparkasse Langenlois
949:Sparkasse Korneuburg
881:Dornbirner Sparkasse
694:Salzburger Sparkasse
575:Die Zweite Sparkasse
525:Member savings banks
456:. Also in 1991, the
245:Sparkassen-Regulativ
122:(€119 billion), and
46:Haftungsverbund GmbH
1669:. 4 September 2014.
1560:(also known as the
1540:European Commission
1153:Sparkasse Haugsdorf
864:Sparkasse Ried-Haag
452:and renamed itself
301:Böhmische Sparkasse
285:Laibacher Sparkasse
101:Erste Group Bank AG
1937:Raiffeisen Zeitung
1613:Annual Report 2022
1441:Gemeindesparkassen
1404:Aktiengesellschaft
1306:Sparkasse Neuhofen
1170:Sparkasse Kufstein
762:Sparkasse Poysdorf
745:Sparkasse Scheibbs
633:Kärntner Sparkasse
571:
560:
549:
538:
422:Since World War II
380:Gemeindesparkassen
264:Gemeindesparkassen
211:
207:Ritz-Carlton Hotel
181:
54:
1854:"Sparkassenrecht"
1690:. 1 January 2023.
1435:Vereinssparkassen
1221:Sparkasse Bludenz
1187:Lienzer Sparkasse
796:Sparkasse Lambach
606:Sparkasse Bregenz
596:Tiroler Sparkasse
390:Vereinssparkassen
307:(est. 1840), and
281:Habsburg Monarchy
250:Vereinssparkassen
232:Vereinssparkassen
38:Wien Hauptbahnhof
16:(Redirected from
2022:
2015:Banks of Austria
1999:
1998:
1992:
1983:
1977:
1976:
1965:
1959:
1958:
1947:
1941:
1940:
1928:
1922:
1921:
1915:
1907:
1901:
1900:
1897:ceginformatio.hu
1889:
1883:
1882:
1876:
1868:
1862:
1861:
1850:
1841:
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1834:
1825:
1819:
1818:
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1800:
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1758:
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1747:
1738:
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1726:
1715:
1714:
1703:
1692:
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1649:
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1637:
1620:
1619:
1618:
1607:
1547:
1536:
1511:
1491:
1456:
1443:
1437:
1424:
1411:
1398:
1392:
1377:Erste Group Bank
1370:ERSTE Foundation
1366:Vereinssparkasse
1348:
1340:Sparkasse Reutte
1331:
1314:
1297:
1280:
1263:
1246:
1229:
1212:
1195:
1178:
1161:
1144:
1127:
1110:
1093:
1076:
1068:Sparkasse Schwaz
1059:
1051:Sparkasse Pöllau
1042:
1025:
1008:
991:
974:
957:
940:
923:
906:
889:
875:Ried im Innkreis
872:
855:
838:
821:
804:
787:
770:
753:
736:
719:
702:
685:
658:
641:
614:
587:
520:
508:Erste Group Bank
502:ERSTE Foundation
495:
470:
446:Zentralsparkasse
417:
411:
405:
392:
382:
375:Zentralsparkasse
340:
271:
258:
252:
239:
226:
200:
146:
118:(€166 billion),
87:
77:
74:
71:
68:
65:
21:
2030:
2029:
2025:
2024:
2023:
2021:
2020:
2019:
2005:
2004:
2003:
2002:
1990:
1985:
1984:
1980:
1967:
1966:
1962:
1949:
1948:
1944:
1930:
1929:
1925:
1913:
1909:
1908:
1904:
1891:
1890:
1886:
1874:
1870:
1869:
1865:
1852:
1851:
1844:
1832:
1828:Thomas Gehrig.
1827:
1826:
1822:
1809:
1808:
1804:
1791:
1790:
1786:
1773:
1772:
1761:
1749:
1748:
1741:
1728:
1727:
1718:
1705:
1704:
1695:
1683:
1679:
1678:
1674:
1662:
1658:
1657:
1653:
1646:
1639:
1638:
1623:
1616:
1609:
1608:
1593:
1588:
1570:
1554:
1545:Haftungsverbund
1534:Haftungsverbund
1521:Haftungsverbund
1517:Haftungsverbund
1507:
1478:
1470:Regionalprinzip
1462:Regionalprinzip
1452:
1420:
1407:
1394:
1386:
1342:
1325:
1308:
1291:
1274:
1257:
1240:
1223:
1206:
1189:
1172:
1155:
1138:
1121:
1104:
1087:
1070:
1053:
1036:
1019:
1002:
985:
968:
951:
934:
917:
915:Sparkasse Baden
900:
883:
866:
849:
832:
815:
798:
790:Wiener Neustadt
781:
764:
747:
730:
713:
696:
679:
652:
635:
608:
581:
527:
514:
493:Haftungsverbund
464:
444:bank, Vienna's
424:
406:. In 1939, the
360:) in 1913 to 3
334:
267:
254:
235:
222:
194:
165:
83:
75:
72:
69:
66:
28:
23:
22:
15:
12:
11:
5:
2028:
2026:
2018:
2017:
2007:
2006:
2001:
2000:
1978:
1960:
1942:
1923:
1902:
1884:
1863:
1842:
1820:
1802:
1784:
1759:
1739:
1730:"Girozentrale"
1716:
1693:
1672:
1651:
1621:
1590:
1589:
1587:
1584:
1583:
1582:
1576:
1569:
1566:
1562:Prüfungsstelle
1553:
1550:
1477:
1474:
1355:
1354:
1337:
1320:
1303:
1286:
1269:
1252:
1235:
1218:
1204:Sparkasse Imst
1201:
1184:
1167:
1150:
1133:
1116:
1099:
1082:
1065:
1048:
1031:
1014:
997:
980:
963:
946:
929:
912:
895:
878:
861:
844:
827:
810:
793:
776:
759:
742:
725:
708:
691:
674:
664:
647:
630:
620:
603:
526:
523:
423:
420:
387:(the original
377:(the Viennese
346:hyperinflation
283:, such as the
192:Beethovenplatz
188:Palais Gutmann
164:
161:
26:
24:
14:
13:
10:
9:
6:
4:
3:
2:
2027:
2016:
2013:
2012:
2010:
1996:
1989:
1982:
1979:
1974:
1970:
1964:
1961:
1956:
1952:
1946:
1943:
1938:
1934:
1927:
1924:
1919:
1912:
1906:
1903:
1898:
1894:
1888:
1885:
1880:
1873:
1867:
1864:
1859:
1855:
1849:
1847:
1843:
1838:
1831:
1824:
1821:
1816:
1812:
1806:
1803:
1798:
1794:
1788:
1785:
1780:
1776:
1770:
1768:
1766:
1764:
1760:
1755:
1754:
1746:
1744:
1740:
1735:
1731:
1725:
1723:
1721:
1717:
1712:
1708:
1702:
1700:
1698:
1694:
1689:
1682:
1676:
1673:
1668:
1661:
1655:
1652:
1645:
1644:
1636:
1634:
1632:
1630:
1628:
1626:
1622:
1615:
1614:
1610:Erste Group,
1606:
1604:
1602:
1600:
1598:
1596:
1592:
1585:
1580:
1577:
1575:
1572:
1571:
1567:
1565:
1563:
1559:
1551:
1549:
1546:
1541:
1535:
1529:
1526:
1522:
1518:
1514:
1510:
1504:
1502:
1497:
1495:
1490:
1484:
1475:
1473:
1471:
1467:
1463:
1459:
1455:
1450:
1445:
1442:
1436:
1431:
1427:
1423:
1418:
1414:
1410:
1405:
1401:
1397:
1390:
1385:
1380:
1378:
1373:
1371:
1367:
1363:
1359:
1352:
1346:
1341:
1338:
1335:
1329:
1324:
1321:
1318:
1312:
1307:
1304:
1301:
1295:
1290:
1287:
1284:
1278:
1273:
1270:
1267:
1261:
1256:
1253:
1250:
1244:
1239:
1236:
1233:
1227:
1222:
1219:
1216:
1210:
1205:
1202:
1199:
1193:
1188:
1185:
1182:
1176:
1171:
1168:
1165:
1159:
1154:
1151:
1148:
1142:
1137:
1134:
1131:
1125:
1120:
1117:
1114:
1108:
1103:
1100:
1097:
1091:
1086:
1083:
1080:
1074:
1069:
1066:
1063:
1057:
1052:
1049:
1046:
1040:
1035:
1032:
1029:
1023:
1018:
1015:
1012:
1006:
1001:
998:
995:
989:
984:
981:
978:
972:
967:
964:
961:
955:
950:
947:
944:
938:
933:
930:
927:
921:
916:
913:
910:
904:
899:
896:
893:
887:
882:
879:
876:
870:
865:
862:
859:
853:
848:
845:
842:
836:
831:
828:
825:
819:
814:
811:
808:
802:
797:
794:
791:
785:
780:
777:
774:
768:
763:
760:
757:
751:
746:
743:
740:
734:
729:
726:
723:
717:
712:
709:
706:
700:
695:
692:
689:
683:
678:
675:
672:
668:
665:
662:
656:
651:
648:
645:
639:
634:
631:
628:
624:
621:
618:
612:
607:
604:
601:
597:
594:
593:
592:
589:
585:
580:
577:, as well as
576:
569:
564:
558:
553:
547:
542:
536:
531:
524:
522:
518:
513:
509:
505:
503:
499:
494:
488:
486:
482:
478:
474:
468:
463:
459:
455:
451:
447:
441:
438:
434:
430:
421:
419:
416:
415:Girozentralen
410:
404:
399:
394:
391:
386:
381:
376:
372:
371:Creditanstalt
368:
363:
359:
356:(4.3 billion
355:
351:
347:
344:The Austrian
342:
338:
333:
329:
325:
321:
316:
315:(est. 1846).
314:
310:
306:
303:(est. 1823),
302:
299:(est. 1823),
298:
295:(est. 1822),
294:
291:(est. 1820),
290:
286:
282:
278:
274:
270:
265:
261:
257:
251:
246:
242:
238:
233:
229:
225:
220:
216:
208:
204:
198:
193:
189:
185:
178:
174:
169:
162:
160:
158:
154:
150:
145:
140:
135:
133:
129:
125:
121:
117:
112:
110:
106:
102:
98:
94:
90:
86:
81:
80:savings banks
61:
60:
51:
47:
43:
39:
34:
30:
19:
1994:
1981:
1972:
1963:
1954:
1945:
1936:
1926:
1917:
1905:
1896:
1887:
1879:Hypo-Verband
1878:
1866:
1857:
1836:
1823:
1814:
1805:
1796:
1787:
1778:
1775:"Geschichte"
1752:
1733:
1710:
1687:
1675:
1666:
1654:
1642:
1612:
1561:
1557:
1555:
1530:
1520:
1505:
1498:
1479:
1469:
1448:
1446:
1381:
1374:
1365:
1361:
1356:
1249:Frankenmarkt
1011:Herzogenburg
977:Mürzzuschlag
711:Kremser Bank
688:Sankt Pölten
590:
572:
546:Sankt Pölten
506:
489:
484:
480:
472:
458:Girozentrale
457:
454:Bank Austria
442:
436:
432:
429:Girozentrale
428:
425:
395:
361:
343:
327:
317:
214:
212:
203:Girozentrale
202:
171:Building at
141:, where the
136:
113:
58:
57:
55:
49:
45:
41:
29:
1995:Erste Group
1918:Erste Group
1387: [
1360:(full name
1343: [
1326: [
1309: [
1292: [
1275: [
1258: [
1241: [
1224: [
1207: [
1190: [
1173: [
1156: [
1147:Feldkirchen
1139: [
1122: [
1113:Pottenstein
1105: [
1088: [
1071: [
1054: [
1045:Neunkirchen
1037: [
1020: [
1003: [
986: [
969: [
952: [
935: [
918: [
901: [
884: [
867: [
850: [
833: [
816: [
799: [
782: [
765: [
748: [
731: [
714: [
697: [
680: [
653: [
636: [
609: [
582: [
515: [
465: [
350:World War I
335: [
287:in today's
195: [
177:Alois Pichl
124:BAWAG Group
1581:in Germany
1334:Rattenberg
1266:Mittersill
1028:Langenlois
960:Korneuburg
644:Klagenfurt
450:Länderbank
385:Erste Bank
358:schillings
348:following
144:Sparkassen
93:Sparkassen
1830:"Austria"
1797:Bankarium
1509:‹See Tfd›
1454:‹See Tfd›
1422:‹See Tfd›
1409:‹See Tfd›
1396:‹See Tfd›
1300:Kitzbühel
1283:Pregarten
1164:Haugsdorf
1130:Amstetten
943:Voitsberg
841:Bad Ischl
661:Feldkirch
600:Innsbruck
398:Anschluss
289:Ljubljana
269:‹See Tfd›
256:‹See Tfd›
237:‹See Tfd›
224:‹See Tfd›
85:‹See Tfd›
2009:Category
1973:Eurostat
1955:Eurostat
1568:See also
1552:Auditing
1501:Eurostat
1449:de facto
1430:Stiftung
1317:Neuhofen
1181:Kufstein
994:Rohrbach
909:Hainburg
892:Dornbirn
858:Eferding
773:Poysdorf
756:Scheibbs
705:Salzburg
1364:) is a
1232:Bludenz
807:Lambach
617:Bregenz
557:Lambach
362:million
320:Bohemia
163:History
139:Germany
97:Austria
67:
1523:, the
1513:German
1458:German
1438:and 3
1426:German
1413:German
1400:German
1351:Reutte
1079:Schwaz
1062:Pöllau
739:Zwettl
354:kronen
326:, the
324:Prague
313:Zagreb
273:German
260:German
241:German
228:German
219:Vienna
209:Vienna
173:Graben
105:Vienna
89:German
1991:(PDF)
1914:(PDF)
1875:(PDF)
1833:(PDF)
1684:(PDF)
1663:(PDF)
1647:(PDF)
1617:(PDF)
1586:Notes
1391:]
1347:]
1330:]
1313:]
1296:]
1279:]
1262:]
1245:]
1228:]
1211:]
1198:Lienz
1194:]
1177:]
1160:]
1143:]
1126:]
1109:]
1092:]
1075:]
1058:]
1041:]
1024:]
1007:]
990:]
973:]
956:]
939:]
926:Baden
922:]
905:]
888:]
871:]
854:]
837:]
820:]
803:]
786:]
769:]
752:]
735:]
722:Krems
718:]
701:]
684:]
657:]
640:]
613:]
586:]
519:]
469:]
339:]
199:]
95:) in
1531:The
1215:Imst
824:Horn
671:Linz
627:Graz
568:Horn
535:Linz
64:lit.
56:The
48:and
1349:in
1332:in
1315:in
1298:in
1281:in
1264:in
1247:in
1230:in
1213:in
1196:in
1179:in
1162:in
1145:in
1128:in
1111:in
1096:Egg
1094:in
1077:in
1060:in
1043:in
1026:in
1009:in
992:in
975:in
958:in
941:in
924:in
907:in
890:in
873:in
856:in
839:in
822:in
805:in
788:in
771:in
754:in
737:in
720:in
703:in
686:in
669:in
659:in
642:in
625:in
615:in
598:in
311:in
190:at
2011::
1993:.
1971:.
1953:.
1935:.
1916:.
1895:.
1877:.
1856:.
1845:^
1813:.
1795:.
1777:.
1762:^
1742:^
1732:.
1719:^
1709:.
1696:^
1686:.
1665:.
1624:^
1594:^
1548:.
1515::
1460::
1428::
1415::
1402::
1389:de
1345:de
1328:de
1311:de
1294:de
1277:de
1260:de
1243:de
1226:de
1209:de
1192:de
1175:de
1158:de
1141:de
1124:de
1107:de
1090:de
1073:de
1056:de
1039:de
1022:de
1005:de
988:de
971:de
954:de
937:de
920:de
903:de
886:de
869:de
852:de
835:de
818:de
801:de
784:de
767:de
750:de
733:de
716:de
699:de
682:de
655:de
638:de
611:de
584:de
517:de
467:de
337:de
275::
262::
243::
230::
197:de
159:.
91::
44:,
1997:.
1975:.
1957:.
1939:.
1920:.
1899:.
1881:.
1860:.
1817:.
1799:.
1781:.
1736:.
1713:.
82:(
76:'
70:'
62:(
20:)
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