2161:), to develop the exchange concept in the U.S. using on-line technology. The product was created in the mid-1980s. IMX developed an eligibility verification system, a claims management system, and a bank-based payments administration system that would manage payments between the patient, the employer, and the insurance carrier. Like proposed exchanges today, it focused on standards of care, utilization review by a third party, private insurer participation, and cost reduction for the health care system through product simplification. The focus was on creating local or regional exchanges that offered a series of standardized health care plans that reduced the complexity and cost of acquiring or understanding health care insurance, while simplifying claims administration. The system was modeled after the standardized stock exchange and banking industry
984:(IRS) on May 23, 2012, issued joint final rules regarding implementation of the new state-based health insurance exchanges to cover how the exchanges will determine eligibility for uninsured individuals and employees of small businesses seeking to buy insurance on the exchanges, as well as how the exchanges will handle eligibility determinations for low-income individuals applying for newly expanded Medicaid benefits. Premium caps have been delayed for a year on group plans, to give employers time to arrange new accounting systems, but the caps are still planned to take effect on schedule for insurance plans on
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that time period. The same memorandum said that 212,800 claims had been refused payment due to pre-existing conditions and that insurance firms had business plans to limit money paid based on these pre-existing conditions. These persons who might not have received insurance under previous industry practices are guaranteed insurance coverage under the ACA. Hence, the insurance exchanges will shift a greater amount of financial risk to the insurers, but will help to share the cost of that risk among a larger pool of insured individuals. The
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taxable year in excess of 100 percent of the poverty line for a family of the size involved, bears to an amount equal to 200 percent of the poverty line for a family of the size involved. *(ii) SPECIAL RULE FOR TAXPAYERS UNDER 133 PERCENT OF POVERTY LINE- If a taxpayer's household income for the taxable year is in excess of 100 percent, but not more than 133 percent, of the poverty line for a family of the size involved, the taxpayer's applicable percentage shall be 2 percent.
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high-risk individuals will pursue insurance in the health benefits exchanges. Congress has estimated that 22 million people will be newly insured in the health benefits exchanges. Thus the high-risk individuals do not number in high enough quantities to increase the net risk per person from previous practice. It is thus theoretically profitable to accept the individual mandate in exchange for the requirements presented in the
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1461:'s prohibition on denying coverage for pre-existing conditions began on January 1, 2014. Previously, several state and federal programs, including most recently the ACA, provided funds for state-run high-risk pools for those with previously existing conditions. Several states have continued their high-risk pools even after the first marketplace enrollment period.
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1677:. Advocates claim these exchanges make these "markets" more efficient, providing oversight and structure, arguing that previous health insurance markets in the United States are poorly-organized and deal with wide variations in coverages and requirements among different companies, employers, and policies.
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Within the exchanges, insurance plans are offered in four tiers designated from lowest premium to highest premium: bronze, silver, gold, and platinum. The plans cover ranges from 60% to 90% of bills in increments of 10% for each plan. For those under 30 (and those with a hardship exemption), a fifth
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qualify for coverage, including adults without dependent children. The law also provides for a 5% "income disregard", making the effective income eligibility limit 138% of the poverty line. States may choose to increase the income eligibility limit beyond this minimum requirement. As written, the ACA
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Health exchanges first emerged in the private sector in the early 1980s, and they used computer networking to integrate claims management, eligibility verification, and inter-carrier payments. These became popular in some regions as a way for small and medium-sized businesses to pool their purchasing
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rule. In 2010, the
Commissioner speculated that insurance providers would supply a form confirming essential coverage to both individuals and the IRS; individuals would attach this form to their Federal tax return. Those who aren't covered will be assessed the penalty on their Federal tax return. In
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provision (sometimes called a "shared responsibility requirement" or "mandatory minimum coverage requirement"), individuals who are not covered by an acceptable health insurance policy will be charged an annual tax penalty of $ 95, or up to 1% of income over the filing minimum, whichever is greater;
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Implementation of the individual exchanges changed the practice of insuring individuals. The expansion of this market was a major focus of ACA. Over 1.3 million people had selected plans for 2015 marketplace coverage in the first three weeks of the year's open enrollment period, including people who
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According to the US Department of Health & Human
Service, as enrollment for the Health Insurance Marketplace began on November 15, about 11.4 million people have explored their options, learned about the financial assistance available, and signed up for or renewed a health plan that meets their
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including "...weekly updates on the number of unique website visitors, new accounts, and new enrollments in a qualified health plan, as well as the level of coverage," separating the data by state, as well as reports on efforts to fix the broken portions of the website. The reports would have been
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Concerns have also been raised about insurance carriers' efforts to limit the number of providers in their networks to reduce costs. A study of the
California marketplace confirmed these concerns, but also showed that geographic access was similar and quality at times superior in marketplace-based
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or to deny coverage altogether. The House
Committee on Energy and Commerce found that, between 2007 and 2009, the four largest for-profit insurance companies refused insurance to 651,000 people for previous medical conditions, a number that increased significantly each year, with a 49% increase in
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As of
January 3, 2014, 2 million people had selected a health plan through the health insurance marketplaces. By April 19, 2014, 8.0 million people had signed up through the health insurance marketplaces and an additional 4.8 million joined Medicaid. As of February, 2015, about 11.4 million people
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Obamacare maintained the concept of health insurance exchanges as a key component of health care. President Obama stated that it should be "a market where
Americans can one-stop shop for a health care plan, compare benefits and prices, and choose the plan that's best for them, in the same way that
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reported that
Americans with no health insurance would have an additional six weeks before they would be penalized. That deadline was extended to March 31, and those who do not enroll by then may still avoid incurring penalties and getting locked out of the healthcare enrollment system this year.
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Except as provided in clause (ii), the applicable percentage with respect to any taxpayer for any taxable year is equal to 2.8 percent, increased by the number of percentage points (not greater than 7) which bears the same ratio to 7 percentage points as the taxpayer's household income for the
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Additionally, a study done by Pauly and
Herring estimates that individuals with pre-existing conditions in the 99th percentile of financial risk represented 3.95 times the average risk (mean). Figures from the House Committee on Energy and Commerce would indicate that approximately 1 million
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Those living in states that use federal exchange, who may avail themselves of a "special entrollment period" that allows individuals to avoid penalties and enroll in a health plan by checking a blue box by mid-April 2014, stating they tried to enroll before the deadline (doing so provides a
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processes. The major difference was that IMX health care exchanges would provide their products through a national network of existing commercial banks rather than setting up a duplicate payment and administration systems network as proposed today. The IMX product rights were acquired by
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1953:, but created and maintained by the individual state. Sometimes referred to as a State-based Exchange (SBE), State-based marketplaces strive to limit consumer confusion by standardizing information on plan benefits and making it easier to compare insurance policy cost and quality.
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Medicaid funding from the federal government. For states that do expand
Medicaid, the law provides that the federal government will pay for 100% of the expansion for the first three years, then gradually reduce its subsidy to 90% by 2020. As of April 25, 2013, fifteen
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The message, "Please try again later", greeted many people who tried to view information on marketplace websites across the United States during the first week of operation. Websites were reported to have either crashed or to offer very sluggish response times. A statement by
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States that have opted to implement a State-based
Marketplace are required to offer numerous forms of aid to consumers searching for coverage, such as toll-free hotlines to help consumers with plan selection, assistance in determining eligibility for federal subsidies or
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Proponents of health care reform believe that allowing comparable plans to compete for consumer business in one convenient location will drive prices down. Having a centralized location increases consumer knowledge of the market and allows for greater conformation to
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ACA health exchanges were fully certified and operational by January 1, 2014, under federal law. Enrollment in the marketplaces started on October 1, 2013, and continued for six months. As of April 19, 2014, 8.02 million people had signed up through the
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exchange and the private CaliforniaChoice exchange, but doctor networks are not identical. Physicians advertising acceptance of Anthem Blue Cross Exchange HMOs may misinform individuals enrolled in Anthem Blue Cross Exchange HMOs through the private exchange.
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The subsidies for insurance premiums are given to individuals who buy a plan from an exchange and have a household income between 133% and 400% of the poverty line. Section 1401(36B) of PPACA explains that each subsidy will be provided as an advanceable,
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2138:, and budget. These exchanges are sometimes called marketplaces or intermediaries, and work directly with insurance carriers, effectively acting as extensions of the carrier. The largest and most successful private health care exchange is
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Private non-ACA health care exchanges also exist in many states, responsible for enrolling 3 million people. These exchanges predate the Affordable Care Act and facilitate insurance plans for employees of small and medium size businesses.
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power into larger groups, reducing cost. An additional advantage was the ability of small businesses to offer a range of plans to employees, allowing them to compete with larger corporations. The largest such exchange prior to the ACA is
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marketplaces. An additional 4.8 million joined Medicaid. Enrollment for 2015 began on November 15, 2014, and ended on December 15, 2014. As of April 14, 2020, 11.41 million people had signed up through the health insurance marketplaces.
2170:(then Blue Cross and Blue Shield of Kentucky). The exchange product became the basis for inter-carrier claims settlement between commercial insurance carriers and Blue Cross organizations. The founders of IMX were from top management at
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on the exchanges ran from October 1, 2013, to March 31, 2014, and insurance plans purchased by December 15, 2013, began coverage on January 1, 2014. For 2015 open enrollment began on November 15, 2014, and ended on February 15, 2015.
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472:, and helps spread risk to ensure that the costs associated with expensive medical treatments are shared more broadly across large groups of people, rather than spread across just a few beneficiaries. Health insurance exchanges use
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632:, meaning that if a person or family has coverage for part of the year they won't be liable if they lack coverage for less than a three-month period during the year. Exemptions are permitted for religious reasons, for members of
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1662:), when the site drew 250 thousand visitors instead of the 50-60 thousand expected, and claimed that the site would have worked with fewer visitors. More than 8.1 million people visited the site from October 1β4, 2013.
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547:. States may choose to join together to run multi-state exchanges, or they may opt out of running their own exchange, in which case the federal government will step in to create an exchange for use by their citizens.
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431:(ACA, known colloquially as "Obamacare") at ACA health exchanges, where they can choose from a range of government-regulated and standardized health care plans offered by the insurers participating in the exchange.
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In overlapping markets, the co-existence of public and private exchange plans can lead to confusion when speaking of an "exchange plan." In California, Anthem Blue Cross offers HMO plans through both the state-run
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It was unknown how many people in total successfully enrolled in the first week. The federal marketplace website was scheduled for maintenance on the weekend. Some reporters nicknamed the program "Slowbamacare".
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reports: "This method will rely on an honor system; the government will not try to determine whether the person is telling the truth". State-run exchanges have their own rules; several will be granting similar
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acronym across state and federal government stakeholders, and the private sector technology and service providers that are helping states build their exchanges. The acronym HIX differentiates this topic from
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had signed up for or been automatically renewed for 2015 marketplace coverage. Today, more than 1,400 local outreach events have been conducted in federally facilitated marketplace states across the country.
531:, and all of these plans should include an affordable basic benefit package that includes prevention, and protection against catastrophic costs. I strongly believe that Americans should have the choice of a
2130:. Private exchanges combine technology and human advocacy, and include online eligibility verification and mechanisms for allowing employers who connect their employees or retirees with exchanges to offer
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1949:(SBM) is a state-specific online marketplace where American citizens and legal residents can comparison shop, apply, and enroll in subsidized health insurance plans via a government agency. Similar to
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laws. Exchanges are not themselves insurers, so they do not bear risk themselves, but they do determine which insurance companies participate in the exchange. An ideal exchange promotes insurance
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needs and fits their budget. As of February, 2015, $ 268 was the average monthly tax credit for people who qualify for financial assistance in 37 states using HealthcCare.gov through January 30.
976:). The formula was changed in the amendments (HR 4872) passed March 23, 2010, in section 1001. To qualify for the subsidy, the beneficiaries cannot be eligible for other acceptable coverage. The
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Those who have successfully applied for exemption status based on criteria published by HealthCare.gov, who are not required to pay a tax penalty if they don't enroll in a health insurance plan.
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in their failed exchanges. One of these factors, "cherry-picking" of customers, will not be possible in the state-run exchanges mandated by the ACA, because all insurance plans will be "
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The Patient Protection and Affordable Care Act eliminates lifetime and annual limits from plans in the individual health benefits exchanges. This effectively eliminates the ceiling on
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operating alongside private plans. This will give them a better range of choices, make the health care market more competitive, and keep insurance companies honest." Although the
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On the date the Patient Protection and Affordable Care Act of 2010 was enacted, only a few health insurance exchanges across the country were up and running. Among them were the
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ACA was signed into law on March 23, 2010. The law required that health insurance exchanges commence operation in every state on October 1, 2013. In the first year of operation,
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State-based Marketplaces have developed as technology matures and the market and individual state needs have changed. Numerous states have opted to implement their own SBM.
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Minnesota's healthcare exchange was reported to have accidentally e-mailed personal information of more than 2,400 insurance agents to an insurance broker, according to the
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825:(2012) that this withdrawal of funding was unconstitutionally coercive and that individual states had the right to opt out of the Medicaid expansion without losing
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2879:"Technical Explanation of The Revenue Provisions of the Reconciliation Act of 2010, as Amended, in Combination With the Patient Protection And Affordable Care Act"
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services (services to help people with injuries, disabilities, or chronic conditions to recover), laboratory services, preventive and wellness services, and
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came under media scrutiny as a developer behind several marketplace websites, after numerous issues surfaced with the federal health insurance marketplace,
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On October 1, 2013, the state-run marketplaces also opened to the public, and some of them reported first statistics. During the first week of enrollment:
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3564:"Financing Center of Excellence | SAMHSA | Health Insurance Premiums: Past High Costs Will Become the Present and Future Without Health Reform"
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Generally, in 2010, the filing threshold is $ 9,350 for a single person or a married person filing separately and is $ 18,700 for married filing jointly.
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The private health insurance industry fears that restricted eligibility and a market size that is too small could result in higher premiums, encourage "
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On January 16, 2014, Terry's bill passed the House of Representatives; 226 Republicans and 33 Democrats voted yes. Alexander's bill died in committee.
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is projected to equal about $ 11,800 for a single person and about $ 24,000 for a family of four. See Subsidy Calculator for specific dollar amount.
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Insurers are prohibited from discriminating against or charging higher rates for any individual based on pre-existing medical conditions or gender.
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hospital filed a lawsuit for "failure to ensure adequate network coverage" when only two insurers included Children's in their marketplace plan.
1506:. Each of these plans will also cap liabilities for consumers with out-of-pocket expenses at $ 6,350 for individuals and $ 12,700 for families.
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Pauly, Mark V.; Herring, Bradley (May 2007). "Risk Pooling and Regulation: Policy and Reality in Today's Individual Health Insurance Market".
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the wording of the law, a taxpayer who fails to pay the penalty "shall not be subject to any criminal prosecution or penalty" and cannot have
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Sebelius said on Monday that 'the key date really is the 15th of December,' the deadline for buying coverage that starts on January 1.
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allows insurers to spread the financial risk of newly insured people with pre-existing conditions among a larger pool of individuals.
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In the individual market, sometimes thought of as the "residual market" of insurance, insurers have generally used a process called
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enrollees. By October 21, 2013, only 4,500 Washington residents had enrolled in private insurance through the state marketplace.
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this will rise to a minimum of $ 695 ($ 2,085 for families), or 2.5% of income over the filing minimum, by 2016. The penalty is
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Members of the Pre-Existing Condition Insurance Program, who were given a one-month extension until the end of April 2014.
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3382:"Treasury Lays the Foundation to Deliver Tax Credits to Help Make Health Insurance Affordable for Middle-Class Americans"
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4560:"California Hospital Networks Are Narrower In Marketplace Than In Commercial Plans, But Access And Quality Are Similar"
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523:, established in 1996. By 2000, CaliforniaChoice's membership included 140,000 individuals from 9000 business groups.
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2134:. They are designed to help consumers find plans personalized to their specific health conditions, preferred doctor/
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All private health insurance plans offered in the Marketplace must offer the following essential health benefits:
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3733:"Re: Coverage Denials for Pre-Existing Conditions in the Individual Health Insurance Market [Memorandum]"
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Haeder, Simon (2013). "Making the Affordable Care Act Work: High-Risk Pools and Health Insurance Marketplaces".
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543:(ACA) as passed used state-based exchanges, and the public option was ultimately dropped from the bill after it
476:(EDI) to transmit required information between the exchanges and carriers (trading partners), in particular the
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Insurers are prohibited from establishing annual spending caps of dollar amounts on essential health benefits.
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2nd Edition of the HIMSS Dictionary of Healthcare Information Technology Terms, Acronyms and Organizations
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Private health exchanges predate the Affordable Care Act. One example of an early health care exchange is
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3rd Edition of the HIMSS Dictionary of Healthcare Information Technology Terms, Acronyms and Organizations
1551:: The individual mandate requires that all individuals purchase health insurance. This requirement of the
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estimate the average annual premium cost in 2014 would be $ 11,328 for a family of 4 without the reform.
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In participating states, Medicaid eligibility is expanded; all individuals with income up to 133% of the
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See "Clips" tab then "Clips Timeline" drop-down for abstracts of edited clips from the following videos:
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There are 5 categories of Marketplace insurance plans: Bronze, Silver, Gold, Platinum, and Catastrophic.
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1892:" in 2014. Furthermore, the law will bring millions of new enrollees into the marketplace by way of the
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Patient Protection and Affordable Care Act: Title I: Subtitle E: Part I: Subpart A: Premium Calculation
3118:"Medicaid Expansion: 5. Is Medicaid eligibility expanding to 133 or 138 percent FPL, and what is MAGI?"
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Patient Protection and Affordable Care Act: Title I: Subtitle E: Part I: Subpart A: Premium Calculation
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Members of Congress and their families can. None of these plans should deny coverage on the basis of a
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or levies placed on their property, but the IRS will be able to withhold future tax refunds from them.
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4117:"Health Insurance Exchanges: Organizing Health Insurance Marketplaces to Promote Health Reform Goals"
3536:"Health Insurance Premiums: Past High Costs Will Become the Present and Future Without Health Reform"
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2778:"I have been denied coverage because I have a pre-existing condition. What will this law do for me?"
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Pricing variation will be allowed by area (within a state) and family composition ("tier") as well.
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is a way to provide government benefits to individuals who may have no tax liability (such as the
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coverage while allowing insurers to compete in cost-efficient ways and help them to comply with
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3622:"An Analysis of Health Insurance Premiums Under the Patient Protection and Affordable Care Act"
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reported that large numbers of low income people were excluded in states that did not offer
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MacGillis, Alec (2010). "The Insurers: More Customers, More Restrictions". In The Staff of
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was willing to accept these constraints on pricing, capping, and enrollment because of the
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5203:"Cover Oregon: $ 248 million state exchange to be jettisoned in favor of federal system"
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Landmark: The Inside Story of America's New Health-Care Law and What It Means for Us All
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Landmark: The Inside Story of America's New Health-Care Law and What It Means for Us All
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In March 2015, Oregon officially abolished its state-run health insurance marketplace, "
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Some exchanges have been criticized for offering health plans that necessitate too many
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Please help update this article to reflect recent events or newly available information.
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Annual Health Insurance Premiums and Cost Sharing under PPACA for Average Family of 4
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4270:"Americans will have an extra six weeks to buy health coverage before facing penalty"
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2414:"State Decisions For Creating Health Insurance Exchanges, as of May 28, 2013 - Table"
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2447:"President Obama Reiterates Support for Public Option and Health Insurance Exchange"
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due every Monday until March 31, 2015, and would have been available to the public.
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3931:. U.S. Department of Health & Human Services. February 13, 2015. Archived from
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2731:. U.S. Department of Health & Human Services. December 15, 2014. Archived from
2432:"State Decisions For Creating Health Insurance Exchanges, as of May 28, 2013 - Map"
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requirement for all citizens to purchase health insurance and increase market size.
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Status of Federal Funding for State Implementation of Health Insurance Exchanges
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s:Patient Protection and Affordable Care Act/Title I/Subtitle E/Part I/Subpart A
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3367:(100). Washington, D.C.: Government Printing Office: 30377β30400. May 23, 2012.
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2901:"Understanding the Impacts of the Patient Protection and Affordable Care Act"
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Insurance companies select the doctors and hospitals that are "in-network".
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453:
5274:
4588:
4391:. Map is updated as changes occur. Click on states for details. 8 May 2024.
4268:
Somashekhar, Sandhya; Goldstein, Amy; Eilperin, Juliet (October 23, 2013).
3707:
5331:
5265:
4976:
4097:
3820:
2550:"Establishing Health Insurance Marketplaces: An Overview of State Efforts"
1727:. However, a later report clarified that many included in that count were
5783:
5605:
5595:
5585:
5535:
5515:
5227:
4767:"H.R. 3362 (113th): Exchange Information Disclosure Act β House Vote #23"
4745:
4359:
4124:
3621:
1958:
1811:
1728:
907:
899:
887:
871:
863:
629:
4905:"Your Health Idaho Β» Idaho's Official Health Insurance Marketplace"
4251:"Washington Healthplanfinder: more than 35,000 have enrolled in 3 weeks"
3948:"Mandate To Buy Coverage: Health Insurance Industry's Idea, Not Obama's"
5695:
4513:
4482:
2638:"Obamacare Benefits Enrollment Will Start Slowly, White House Predicts"
2590:
1842:
have decided to terminate health insurance for their part-time workers.
927:
903:
847:
835:
469:
5337:
5152:
4232:"Problems at Health Care Web Site Not From Online Attack, Experts Say"
4157:
Goldstein, Amy; Sun, Lena H.; Somashekhar, Sandhya (October 1, 2013).
1658:
were caused by unexpected high volume at the federal health exchange (
539:
had sought a single national exchange as well as a public option, the
5679:
5665:
5635:
5629:
5599:
5565:
3952:
2171:
2158:
1752:
yet-undetermined amount of time to actually sign up after that). The
1655:
1417:
1379:
1357:
1246:
891:
831:
5023:
3762:"Affordable Care Act Options for People with Preexisting Conditions"
2295:
423:, are organizations in each state through which people can purchase
5035:
4904:
2532:"Millions eligible for Obamacare subsidies, but most don't know it"
1495:"catastrophic" tier is also available, with very high deductibles.
985:
5575:
5059:
4856:
4832:
4050:
3668:"Subsidy Calculator: Premium Assistance for Coverage in Exchanges"
1881:
1773:
895:
879:
843:
4002:"The CBO report does not show the new health-care law is failing"
1269:
Maximum Out-of-Pocket Premium as Percentage of Family Income and
890:βwere not participating in the Medicaid expansion, with ten moreβ
4666:"S.1590 - Exchange Information Disclosure Act: Actions Overview"
3653:
2300:
2126:
in a private exchange must meet certain criteria defined by the
923:
911:
851:
642:
5341:
4881:"DC Health Link | Welcome to DC's Health Insurance Marketplace"
4385:"Status of State Medicaid Expansion Decisions: Interactive Map"
1539:
Economics of health insurance exchanges: the individual mandate
5321:
4463:
4444:
4407:
4143:
3136:
2982:
2754:
2535:
2047:
1831:
1807:
1599:
1583:
The de facto acronym of HIX will be replaced with HIEx in the
427:. People can purchase health insurance that complies with the
29:
5254:
4808:
4460:"Part-Time Workers Search New Exchanges For Health Insurance"
3886:"Premiums unveiled show wide range for health overhaul plans"
3497:"Private Health Insurance Provisions in PPACA (P.L. 111-148)"
3285:"Health care reform bill 101: Who gets subsidized insurance?"
3232:"Health Insurance Premium Credits Under PPACA (P.L. 111-148)"
5397:
Provisions of the Patient Protection and Affordable Care Act
4880:
2110:
A private health insurance exchange is an exchange run by a
573:
Provisions of the Patient Protection and Affordable Care Act
5443:
Authority for Mandate Delay Act (H.R. 2667; 113th Congress)
4330:"I'll Take the Tax: 10 Obamacare Exemptions You Don't Want"
3843:"Compilation of Patient Protection and Affordable Care Act"
3133:"States forgo billions by opting out of Medicaid expansion"
5060:"NY State of Health, The Official Health Plan Marketplace"
5000:
2481:"Health care reform bill 101: What's a health 'exchange'?"
2365:"Private Health Care Exchanges enroll more than Predicted"
2296:"Latest score: Obamacare enrolls 8.02 million by April 19"
1880:
of the exchange. That is what some believe will happen in
5310:
Jul 25, 2013, Politico Pro Health Care Breakfast Briefing
3884:
Somashekhar, Sandhya; Kliff, Sarah (September 24, 2013).
3568:
Substance Abuse and Mental Health Services Administration
3404:"A Limit on Consumer Costs Is Delayed in Health Care Law"
3028:
Cornell University Law School Legal Information Institute
2587:"Obamacare push accelerates as government shutdown nears"
1848:
Scams were expected because of confusion over enrollment.
1723:
reported that more than 9,400 people had enrolled in the
5491:
National Federation of Independent Business v. Sebelius
4404:"In Florida, Insurer And Nonprofits Work On Enrollment"
2075:
1470:
Pricing Factors Allowed in the exchange under the ACA:
822:
National Federation of Independent Business v. Sebelius
452:
Health insurance exchanges in the United States expand
5083:
4311:"Obama Administration Announces Health Care Extension"
3925:"By the Numbers: Open Enrollment for Health Insurance"
3911:"Obamacare premiums for 2015 include some big changes"
3640:"Policies to Improve Affordability and Accountability"
2808:"The Top 18 Immediate Effects Of The Health Care Bill"
1929:
to submit weekly reports to Congress on the status of
1925:, respectively). Terry's bill would have required the
1245:
Maximum Out-of-Pocket Premium Payments Under PPACA by
567:
Patient Protection and Affordable Care Act regulations
507: Establishing state-federal partnership exchanges
4441:"Obamacare marketplaces raise data security concerns"
3075:
United States Department of Health and Human Services
1927:
United States Department of Health and Human Services
651:
United States Department of Health and Human Services
5391:
Health Care and Education Reconciliation Act of 2010
4558:
Haeder, Simon; Weimer, David; Mukamel, Dana (2015).
4115:
Blumberg, Linda J.; Pollitz, Karen (April 1, 2009).
3740:
United States House Committee on Energy and Commerce
3194:
3192:
3024:"Requirement to maintain minimum essential coverage"
3002:"Individual mandate 101: What it is, why it matters"
2979:"Uninsured next year? Here's your Obamacare penalty"
2951:"Tax implications of health care reform legislation"
2254:. U.S. Centers for Medicare & Medicaid Services.
992:
calculated what the income-based premium caps for a
5771:
5731:
5719:
5500:
5461:
5420:
5375:
4159:"Rush of interest continues on insurance Web sites"
3093:"5 key things to remember about health care reform"
2564:"How can I get ready to enroll in the Marketplace?"
1571:HIX (Health Insurance eXchange) is emerging as the
1452:to ensure that each individual paid for his or her
468:, facilitates increased enrollment and delivery of
4078:"Obama adviser: Demand overwhelmed HealthCare.gov"
3848:. Office of the Legislative Counsel. June 9, 2010.
3230:Peterson, Chris L.; Gabe, Thomas (April 6, 2010).
545:did not win filibuster-proof support in the Senate
4660:
4658:
4631:"The Affordable Care Act: The Individual Mandate"
4541:"Left off many networks, Seattle Children's sues"
2725:"Open Enrollment Outreach and Education Round-Up"
2317:"Higher bar for health law in 2nd sign-up season"
3170:"The outlook for Medicaid expansion looks bleak"
2474:
2472:
2142:, established by CHOICE Administrators in 1996.
817:states declining to participate in the expansion
5748:America's Affordable Health Choices Act of 2009
4510:"Protecting yourself from healthcare law scams"
3425:"The Latest Right-Wing Freakout Over Obamacare"
2833:"What does Marketplace health insurance cover?"
2787:. New Hampshire Insurance Department. p. 2
953:
480:transaction for enrollment information and the
5334:, Congressional Research Service, July 1, 2016
3802:
3800:
3594:"Health Insurance Premium Credits Under PPACA"
3376:
3374:
2806:Binckes, Jeremy; Wing, Nick (March 22, 2010).
2751:"More than 2 million enrolled under Obamacare"
2267:"HHS Proposes Health Insurance Exchange Rules"
1827:Loss of group coverage for part-time employees
5353:
5308:Report Video Issue Health Insurance Exchanges
5178:"Which States Have State-Based Marketplaces?"
4206:"What really went wrong with healthcare.gov?"
3491:
3489:
3487:
2785:Health Care Reform Frequently Asked Questions
2315:Alonso-Zaldivar, Ricardo (November 9, 2014).
1619:to certain ideas, incidents, or controversies
392:
8:
5453:Patient-Centered Outcomes Research Institute
3652:from the original on 2017-02-08 – via
3474:"George Will: Now Obama Is Worse Than Nixon"
3313:
3311:
3209:. New York: Public Affairs. pp. 93β98.
3151:"Is Medicaid Expansion Good for the States?"
2700:. New York: Public Affairs. pp. 73β83.
978:U.S. Department of Health and Human Services
937:for individuals in the individual exchanges.
218:Health Care and Education Reconciliation Act
5260:Insurer marketplace participation by county
4305:
4303:
4301:
3530:
3528:
3086:
3084:
2925:
2923:
2517:"What is the Health Insurance Marketplace?"
2246:"What is the Health Insurance Marketplace?"
5387:Patient Protection and Affordable Care Act
5383:Patient Protection and Affordable Care Act
5360:
5346:
5338:
4479:"Scammers newest ruse: Health care reform"
3112:
3110:
2719:
2717:
2289:
2287:
2157:, a large British technology company (now
1804:Exclusion of many lower-income individuals
1629:this issue before removing this message.
559:renewed their coverage and new customers.
541:Patient Protection and Affordable Care Act
429:Patient Protection and Affordable Care Act
399:
385:
65:
4578:
4180:
4178:
4176:
4174:
4172:
2669:"Burn Your Obamacare Card, Burn Yourself"
2434:. Kaiser Family Foundation. May 28, 2013.
2098:Learn how and when to remove this message
2040:", in favor of a federally-run exchange.
951:and gives a formula for its calculation:
4636:. University of Missouri. Archived from
4140:"Glitches Slow Health Exchange Sign-ups"
3860:"How do I choose Marketplace insurance?"
3679:
3677:
3389:United States Department of the Treasury
3049:"How health insurance mandate will work"
2552:. Kaiser Family Foundation. May 2, 2013.
2070:Relevant discussion may be found on the
2021:Washington β Washington Healthplanfinder
1876:" of customers by insurers, and force a
1710:More than 40,000 people enrolled in the
1288:
998:
648:
491:
5779:Health care reform in the United States
4773:. Civic Impluse, LLC. January 16, 2014.
4477:Thompson, Connie (September 30, 2013).
4098:"Health insurance Marketplace by state"
3719:
3717:
2237:
2202:Health care reform in the United States
1189:
996:for a family of four would be in 2014:
501: Creating state-operated exchanges
77:
5815:Healthcare reform in the United States
5743:Affordable Health Care for America Act
5332:Overview of Health Insurance Exchanges
5324:health policy correspondent, Interview
4672:. Library of Congress. 28 October 2013
4187:"Obamacare is here, GOP, ready or not"
3975:"Individual Responsibility - Glossary"
2873:
2871:
2082:to additional sources at this section.
1979:Colorado β Connect for Health Colorado
1814:expansion to 133% of the poverty line.
1231:Maximum Out-of-Pocket Premium Payments
819:. However, the Supreme Court ruled in
5448:Contraceptive mandate (United States)
4713:Kasperowicz, Pete (January 4, 2014).
4439:Condon, Stephanie (October 2, 2013).
4288:"Guide to special enrollment periods"
3779:Vesely, Rebecca (February 28, 2011).
3352:"Health Insurance Premium Tax Credit"
3120:. American Public Health Association.
2636:Young, Jeffrey (September 25, 2013).
2343:The Henry J. Kaiser Family Foundation
2149:(IMX), a company venture financed in
1994:Maryland β Maryland Health Connection
1985:District of Columbia β DC Health Link
496:Health insurance exchanges by state.
7:
5650:New Mexico Health Insurance Exchange
5153:"Home | Washington Healthplanfinder"
4715:"House GOP to demand O-Care updates"
4508:Tarpley, Tiffany (October 1, 2013).
4249:Landa, Amy Snow (October 21, 2013).
4230:Periroth, Nicole (October 2, 2013).
4000:Editorial Board (February 7, 2014).
3254:"Health reform and you: A new guide"
3032:Described in 26 USC Β§ 5000A(f)(4)(A)
2227:Universal health coverage by country
1965:States with State-based Marketplaces
1747:Exemptions and extensions apply to:
1543:The health insurance advocacy group
653:(HHS) federal poverty level in 2013
513: Defaulting to federal exchange
4604:"A Texas-Sized Health Care Failure"
4539:Landa, Amy Snow (October 4, 2013).
4204:Auerbach, David (October 8, 2013).
4185:Westneat, Danny (October 8, 2013).
3438:Goddard, Teagan (August 13, 2013).
2390:Scholl, Martin (October 16, 2014).
2339:"Marketplace Enrollment, 2014-2020"
2009:New York β New York State of Health
1915:Exchange Information Disclosure Act
1623:create a more balanced presentation
930:βleaning towards not participating.
162:America's Affordable Health Choices
3760:Hall, Jean P. (October 19, 2010).
3545:. January 28, 2011. Archived from
3423:Cohn, Jonathan (August 13, 2013).
2932:"Consumers Guide To Health Reform"
2851:American Public Health Association
2749:; Cohen, Tom (December 31, 2013).
2690:"Priority One: Expanding Coverage"
2615:"Glossary: Open Enrollment Period"
2445:Hass, Christopher (June 3, 2009).
2063:relies largely or entirely upon a
2044:Private health insurance exchanges
1725:Washington health plan marketplace
1700:California health plan marketplace
156:Affordable Health Care for America
118:Social Security Amendments of 1965
25:
5590:Illinois Health Benefits Exchange
5262:(Yearly recent and historic maps)
5024:https://www.nevadahealthlink.com/
4602:McGarr, Cappy (October 5, 2009).
4076:Mullaney, Tim (October 6, 2013).
3252:Galewitz, Phil (March 22, 2010).
3004:. Wonkblog at the Washington Post
2930:Galewitz, Phil (March 26, 2010).
2899:Doyle, Brion B. (March 5, 2013).
2323:. CBS Interactive. Archived from
1673:- a non-profit exchange, and the
1522:of popular plans available under
484:transaction for premium payment.
5286:Search Health Insurance Exchange
5201:Manning, Jeff (April 25, 2014).
5133:portal.healthconnect.vermont.gov
4458:Ydstie, John (October 4, 2013).
3977:. HealthCare.gov. Archived from
3603:. April 28, 2010. Archived from
3570:. March 14, 2011. Archived from
3506:. April 15, 2010. Archived from
3402:Pear, Robert (August 12, 2013).
3091:Rice, Sabriya (March 25, 2010).
2949:Downey, Jamie (March 24, 2010).
2566:. Healthcare.gov. Archived from
2052:
2018:Vermont β Vermont Health Connect
1997:Massachusetts β Health Connector
1706:Kentucky health plan marketplace
1604:
1587:, to be released in March 2013.
1545:America's Health Insurance Plans
1262:
1238:
368:
357:
34:
5438:Physician Payments Sunshine Act
4402:Allen, Greg (October 1, 2013).
4138:Lohr, Kathy (October 5, 2013).
3946:Japsen, Bruce (June 17, 2012).
3283:Grier, Peter (March 20, 2010).
3168:Kliff, Sarah (April 25, 2013).
2977:Luhby, Tami (August 13, 2013).
2479:Grier, Peter (March 10, 2010).
2371:(New York ed.). p. B6
2265:Lewis, Nicole (July 12, 2011).
1976:California β Covered California
1036:
1030:
638:foreign earned income exclusion
614:rehabilitative and habilitative
27:Type of organizations in the US
5269:Congressional Research Service
4981:Massachusetts Health Connector
4857:"Access Manager for Web Login"
4019:Dimick, Chris (June 1, 2010).
3601:Congressional Research Service
3504:Congressional Research Service
3440:"Just Another Obamacare Delay"
3239:Congressional Research Service
2530:Luhby, Tami (April 23, 2013).
2155:Standard Telephones and Cables
2147:International Medical Exchange
2015:Rhode Island β HealthSource RI
1982:Connecticut β Access Health CT
1851:Restricted and narrow networks
1704:17,300 people enrolled in the
1698:28,699 people enrolled in the
1667:Massachusetts Health Connector
1373:Massachusetts Health Connector
990:Congressional Research Service
634:health care sharing ministries
533:public health insurance option
238:Obama administration proposals
1:
5820:Health insurance marketplaces
5502:Health insurance marketplaces
5314:Update on the Health Care Law
4833:"Connect for Health Colorado"
4785:"State-based Exchanges | CMS"
4328:DAN RITTER (March 25, 2014).
3334:Bread for the World Institute
3290:The Christian Science Monitor
2363:Carrns, Ann (June 14, 2014).
2276:. UBM TechWeb. Archived from
2176:First Tennessee National Corp
417:health insurance marketplaces
5753:America's Healthy Future Act
5402:Health insurance marketplace
5104:"Frequently Asked Questions"
4049:See more information on the
3155:U.S. News & World Report
3131:Luhby, Tami (July 1, 2013).
2847:"Minimum Coverage Provision"
2499:"Welcome to the Marketplace"
2222:Health Insurance Innovations
2026:Cover Oregon website failure
1905:On October 28 and 29, 2013,
1858:claims. On October 5, 2013,
1293:State and district exchanges
5710:Washington Healthplanfinder
5540:Connect for Health Colorado
4837:Connect for Health Colorado
3670:. Kaiser Family Foundation.
3626:Congressional Budget Office
2883:Joint Committee on Taxation
2294:Mangan, Dan (May 1, 2014).
2006:New Jersey β Get Covered NJ
2003:Nevada - Nevada Health Link
1907:Sen. Lamar Alexander (R-TN)
1736:Postponement of tax penalty
1578:health information exchange
1441:Washington Healthplanfinder
1314:Connect for Health Colorado
474:electronic data interchange
5861:
5720:Federal insurance exchange
5620:Health Insurance Connector
5610:Maryland Health Connection
5512:, an option for all states
5300:Apr 22, 2013, Jenny Gold,
5157:www.wahealthplanfinder.org
4957:Maryland Health Connection
2029:
1526:for 2015 rose by 3-4% .
1366:Maryland Health Connection
570:
325:Third-party payment models
137:Medicare Modernization Act
5520:Arkansas Health Connector
5463:Constitutional challenges
5428:Essential health benefits
5298:Health Care Law Exchanges
4692:"H.R. 3362 - All Actions"
4580:10.1377/hlthaff.2014.1406
3071:"2013 Poverty Guidelines"
2485:Christian Science Monitor
2012:Pennsylvania β Pennie(tm)
1988:Idaho β Your Health Idaho
1834:, some employers such as
1591:Criticism and controversy
1490:Comparable tiers of plans
1300:Arkansas Health Connector
1183:
1010:
1007:
1004:
281:Health insurance exchange
43:This article needs to be
5304:correspondent, Interview
4694:. United States Congress
4426:Kaiser Family Foundation
3700:10.1377/hlthaff.26.3.770
3330:"Refundable Tax Credits"
2418:Kaiser Family Foundation
2174:, and top management of
1941:State-Based Marketplaces
1911:Rep. Lee Terry (R, NE-2)
1652:Chief Technology Officer
1465:Limit to price variation
1337:HawaiΚ»i Health Connector
994:"silver" healthcare plan
982:Internal Revenue Service
974:earned income tax credit
537:House of Representatives
364:United States portal
181:American Health Care Act
80:Healthcare reform in the
69:This article is part of
5735:from the 111th Congress
5570:Hawaii Health Connector
4909:www.yourhealthidaho.org
4334:Wall Street Cheat Sheet
2906:The National Law Review
2688:Goldstein, Amy (2010).
1947:State-based Marketplace
1596:First week of operation
1331:(District of Columbia)
5733:Other reform proposals
5700:Vermont Health Connect
5472:Burwell v. Hobby Lobby
5407:Contraceptives mandate
5064:nystateofhealth.ny.gov
4861:www.accesshealthct.com
3030:. September 18, 2013.
2585:(September 30, 2013).
1901:Congressional reaction
1822:Minnesota Star Tribune
1800:
1779:ACA Medicaid expansion
1434:Vermont Health Connect
966:
815:Medicaid funding from
515:
375:Health care portal
331:All-payer rate setting
286:Nationalized insurance
248:Reform advocacy groups
5835:Universal health care
5758:Healthy Americans Act
5412:Executive Order 13535
5322:National Public Radio
3935:on February 15, 2015.
3898:on December 18, 2014.
3821:10.1515/for-2013-0056
3781:"States try it again"
3766:The Commonwealth Fund
3574:on September 21, 2012
3450:on September 27, 2013
2402:on November 24, 2014.
2327:on November 10, 2014.
2178:(now First Horizon).
1777:
1740:On October 23, 2013,
1518:says that healthcare
1478:Smoking status: 1.5:1
1271:federal poverty level
1251:federal poverty level
1020:Federal poverty level
1013:Cost-Sharing Subsidy
970:refundable tax credit
949:refundable tax credit
529:preexisting condition
495:
301:Canadian vs. American
193:Healthy Americans Act
5763:Medicare for All Act
5275:C-SPAN Video Library
4422:"Subsidy Calculator"
3731:(October 12, 2012).
3628:. November 30, 2009.
3610:on October 27, 2010.
3552:on January 15, 2013.
3513:on December 12, 2012
2151:Louisville, Kentucky
2076:improve this article
1717:On October 8, 2013,
1675:Utah Health Exchange
1351:Get Covered Illinois
663:48 Contiguous States
187:Medicare for All Act
5369:Affordable Care Act
4742:"Text of H.R. 3362"
4520:on October 13, 2013
4489:on October 13, 2013
4292:healthinsurance.org
4274:The Washington Post
4163:The Washington Post
4102:healthinsurance.org
4031:on October 19, 2017
4006:The Washington Post
3472:(August 15, 2013).
3427:. The New Republic.
3201:the Washington Post
2812:The Huffington Post
2735:on January 4, 2015.
2694:the Washington Post
2643:The Huffington Post
2128:exchange management
1743:The Washington Post
1504:perfect competition
1001:
654:
596:(such as surgery),
458:consumer protection
212:Affordable Care Act
199:Health Security Act
5660:NY State of Health
5640:Nevada Health Link
5530:Covered California
5433:Premium tax credit
5302:Kaiser Health News
5280:2016-10-27 at the
5129:"VHC Landing Page"
4609:The New York Times
4428:. 28 October 2021.
4127:on April 16, 2013.
4062:2016-08-03 at the
4021:"Accrediting HIEs"
3929:HHS.gov/HealthCare
3409:The New York Times
3391:. August 12, 2011.
3175:Washingtonpost.com
3000:(March 27, 2012).
2936:Kaiser Health News
2885:. March 21, 2010.
2729:HHS.gov/HealthCare
2692:. In The Staff of
2667:(August 5, 2013).
2457:on August 20, 2012
2197:Health care reform
2184:Covered California
2124:insurance carriers
2000:Minnesota β MNsure
1894:individual mandate
1860:Seattle Children's
1801:
1712:NY State of Health
1549:individual mandate
1520:insurance premiums
1403:NY State of Health
1388:Nevada Health Link
1307:Covered California
1027:Cap (% of Income)
999:
988:; the HHS and the
649:
625:individual mandate
610:prescription drugs
600:and newborn care,
590:emergency services
516:
258:Insurance coverage
168:Baucus Health Bill
5802:
5801:
5580:Your Health Idaho
5478:Coons v. Geithner
4929:"kynect Benefits"
4813:www.coveredca.com
4545:The Seattle Times
4340:on March 27, 2014
4317:. March 25, 2014.
4255:The Seattle Times
4191:The Seattle Times
3891:The Seattle Times
3786:Modern Healthcare
3654:National Archives
3387:(Press release).
3340:on March 5, 2012.
3264:on March 25, 2010
3047:(June 29, 2012).
2835:. Healthcare.gov.
2570:on June 26, 2013.
2519:. Healthcare.gov.
2451:Obama for America
2280:on July 14, 2011.
2136:hospital networks
2108:
2107:
2100:
1991:Kentucky - kynect
1798: Implemented
1786: Not adopted
1720:The Seattle Times
1643:
1642:
1621:. Please help to
1613:This section may
1446:
1445:
1344:Get Covered Idaho
1225:
1224:
803:
802:
409:
408:
189:(2021, H.R. 1976)
83:
64:
63:
16:(Redirected from
5852:
5840:Health education
5830:Health insurance
5550:Access Health CT
5362:
5355:
5348:
5339:
5243:
5242:
5240:
5238:
5232:CaliforniaChoice
5224:
5218:
5217:
5215:
5213:
5198:
5192:
5191:
5189:
5188:
5173:
5167:
5166:
5164:
5163:
5149:
5143:
5142:
5140:
5139:
5125:
5119:
5118:
5116:
5115:
5110:. 28 August 2015
5100:
5094:
5093:
5091:
5090:
5080:
5074:
5073:
5071:
5070:
5056:
5050:
5049:
5047:
5046:
5032:
5026:
5021:
5015:
5014:
5012:
5011:
4997:
4991:
4990:
4988:
4987:
4973:
4967:
4966:
4964:
4963:
4949:
4943:
4942:
4940:
4939:
4925:
4919:
4918:
4916:
4915:
4901:
4895:
4894:
4892:
4891:
4885:dchealthlink.com
4877:
4871:
4870:
4868:
4867:
4853:
4847:
4846:
4844:
4843:
4829:
4823:
4822:
4820:
4819:
4805:
4799:
4798:
4796:
4795:
4781:
4775:
4774:
4763:
4757:
4756:
4754:
4752:
4738:
4732:
4731:
4729:
4727:
4710:
4704:
4703:
4701:
4699:
4688:
4682:
4681:
4679:
4677:
4662:
4653:
4652:
4650:
4648:
4643:on March 1, 2014
4642:
4635:
4627:
4621:
4620:
4618:
4616:
4599:
4593:
4592:
4582:
4564:
4555:
4549:
4548:
4536:
4530:
4529:
4527:
4525:
4516:. Archived from
4505:
4499:
4498:
4496:
4494:
4485:. Archived from
4474:
4468:
4467:
4455:
4449:
4448:
4436:
4430:
4429:
4418:
4412:
4411:
4399:
4393:
4392:
4381:
4375:
4374:
4372:
4370:
4356:
4350:
4349:
4347:
4345:
4336:. Archived from
4325:
4319:
4318:
4307:
4296:
4295:
4294:. 20 March 2024.
4284:
4278:
4277:
4265:
4259:
4258:
4246:
4240:
4239:
4227:
4221:
4220:
4218:
4216:
4201:
4195:
4194:
4182:
4167:
4166:
4154:
4148:
4147:
4135:
4129:
4128:
4123:. Archived from
4112:
4106:
4105:
4094:
4088:
4087:
4073:
4067:
4047:
4041:
4040:
4038:
4036:
4027:. Archived from
4025:Journal of AHIMA
4016:
4010:
4009:
3997:
3991:
3990:
3988:
3986:
3981:on June 19, 2013
3971:
3965:
3964:
3962:
3960:
3943:
3937:
3936:
3921:
3915:
3914:
3909:Tergesen, Anne.
3906:
3900:
3899:
3894:. Archived from
3881:
3875:
3874:
3869:
3867:
3862:. HealthCare.gov
3856:
3850:
3849:
3847:
3839:
3833:
3832:
3804:
3795:
3794:
3776:
3770:
3769:
3757:
3751:
3750:
3748:
3746:
3737:
3725:Waxman, Henry A.
3721:
3712:
3711:
3681:
3672:
3671:
3664:
3658:
3657:
3636:
3630:
3629:
3618:
3612:
3611:
3609:
3598:
3590:
3584:
3583:
3581:
3579:
3560:
3554:
3553:
3551:
3540:
3532:
3523:
3522:
3520:
3518:
3512:
3501:
3493:
3482:
3481:
3466:
3460:
3459:
3457:
3455:
3446:. Archived from
3435:
3429:
3428:
3420:
3414:
3413:
3399:
3393:
3392:
3386:
3378:
3369:
3368:
3360:Federal Register
3356:
3348:
3342:
3341:
3336:. Archived from
3326:
3320:
3315:
3306:
3301:
3295:
3294:
3280:
3274:
3273:
3271:
3269:
3260:. Archived from
3249:
3243:
3242:
3236:
3227:
3221:
3220:
3196:
3187:
3186:
3184:
3182:
3165:
3159:
3158:
3147:
3141:
3140:
3128:
3122:
3121:
3114:
3105:
3104:
3102:
3100:
3088:
3079:
3078:
3067:
3061:
3060:
3058:
3056:
3041:
3035:
3034:
3020:
3014:
3013:
3011:
3009:
2993:
2987:
2986:
2974:
2968:
2967:
2965:
2963:
2956:The Boston Globe
2946:
2940:
2939:
2927:
2918:
2917:
2915:
2913:
2896:
2890:
2889:
2875:
2866:
2865:
2863:
2862:
2853:. Archived from
2843:
2837:
2836:
2829:
2823:
2822:
2820:
2818:
2803:
2797:
2796:
2794:
2792:
2782:
2774:
2768:
2765:
2759:
2758:
2743:
2737:
2736:
2721:
2712:
2711:
2685:
2679:
2678:
2674:The New Republic
2661:
2655:
2654:
2652:
2650:
2633:
2627:
2626:
2624:
2622:
2617:. Healthcare.gov
2611:
2605:
2604:
2599:
2597:
2578:
2572:
2571:
2560:
2554:
2553:
2546:
2540:
2539:
2527:
2521:
2520:
2513:
2507:
2506:
2495:
2489:
2488:
2476:
2467:
2466:
2464:
2462:
2453:. Archived from
2442:
2436:
2435:
2428:
2422:
2421:
2410:
2404:
2403:
2398:. Archived from
2387:
2381:
2380:
2378:
2376:
2360:
2354:
2353:
2351:
2350:
2335:
2329:
2328:
2312:
2306:
2305:
2291:
2282:
2281:
2262:
2256:
2255:
2242:
2217:Health insurance
2140:CaliforniaChoice
2103:
2096:
2092:
2089:
2083:
2056:
2055:
2048:
1890:guaranteed issue
1869:"Cherry-picking"
1797:
1791:
1785:
1770:Primary concerns
1638:
1635:
1608:
1607:
1600:
1321:Access Health CT
1289:
1285:Guaranteed issue
1266:
1242:
1217:
1207:
1201:
1194:
1038:
1032:
1002:
964:
655:
521:CaliforniaChoice
512:
506:
500:
437:health insurance
425:health insurance
421:health exchanges
401:
394:
387:
373:
372:
371:
362:
361:
360:
79:
66:
59:
56:
50:
38:
37:
30:
21:
5860:
5859:
5855:
5854:
5853:
5851:
5850:
5849:
5805:
5804:
5803:
5798:
5767:
5734:
5727:
5715:
5690:HealthSource RI
5496:
5484:King v. Burwell
5457:
5416:
5371:
5366:
5282:Wayback Machine
5251:
5246:
5236:
5234:
5226:
5225:
5221:
5211:
5209:
5200:
5199:
5195:
5186:
5184:
5175:
5174:
5170:
5161:
5159:
5151:
5150:
5146:
5137:
5135:
5127:
5126:
5122:
5113:
5111:
5108:HealthSource RI
5102:
5101:
5097:
5088:
5086:
5082:
5081:
5077:
5068:
5066:
5058:
5057:
5053:
5044:
5042:
5034:
5033:
5029:
5022:
5018:
5009:
5007:
4999:
4998:
4994:
4985:
4983:
4975:
4974:
4970:
4961:
4959:
4951:
4950:
4946:
4937:
4935:
4927:
4926:
4922:
4913:
4911:
4903:
4902:
4898:
4889:
4887:
4879:
4878:
4874:
4865:
4863:
4855:
4854:
4850:
4841:
4839:
4831:
4830:
4826:
4817:
4815:
4807:
4806:
4802:
4793:
4791:
4783:
4782:
4778:
4765:
4764:
4760:
4750:
4748:
4740:
4739:
4735:
4725:
4723:
4712:
4711:
4707:
4697:
4695:
4690:
4689:
4685:
4675:
4673:
4664:
4663:
4656:
4646:
4644:
4640:
4633:
4629:
4628:
4624:
4614:
4612:
4601:
4600:
4596:
4562:
4557:
4556:
4552:
4538:
4537:
4533:
4523:
4521:
4507:
4506:
4502:
4492:
4490:
4476:
4475:
4471:
4457:
4456:
4452:
4438:
4437:
4433:
4420:
4419:
4415:
4401:
4400:
4396:
4383:
4382:
4378:
4368:
4366:
4358:
4357:
4353:
4343:
4341:
4327:
4326:
4322:
4309:
4308:
4299:
4286:
4285:
4281:
4267:
4266:
4262:
4248:
4247:
4243:
4229:
4228:
4224:
4214:
4212:
4203:
4202:
4198:
4184:
4183:
4170:
4156:
4155:
4151:
4137:
4136:
4132:
4121:Urban Institute
4114:
4113:
4109:
4096:
4095:
4091:
4075:
4074:
4070:
4064:Wayback Machine
4048:
4044:
4034:
4032:
4018:
4017:
4013:
3999:
3998:
3994:
3984:
3982:
3973:
3972:
3968:
3958:
3956:
3945:
3944:
3940:
3923:
3922:
3918:
3908:
3907:
3903:
3883:
3882:
3878:
3865:
3863:
3858:
3857:
3853:
3845:
3841:
3840:
3836:
3806:
3805:
3798:
3778:
3777:
3773:
3759:
3758:
3754:
3744:
3742:
3735:
3723:
3722:
3715:
3683:
3682:
3675:
3666:
3665:
3661:
3638:
3637:
3633:
3620:
3619:
3615:
3607:
3596:
3592:
3591:
3587:
3577:
3575:
3562:
3561:
3557:
3549:
3538:
3534:
3533:
3526:
3516:
3514:
3510:
3499:
3495:
3494:
3485:
3470:Chait, Jonathan
3468:
3467:
3463:
3453:
3451:
3437:
3436:
3432:
3422:
3421:
3417:
3401:
3400:
3396:
3384:
3380:
3379:
3372:
3354:
3350:
3349:
3345:
3328:
3327:
3323:
3316:
3309:
3302:
3298:
3282:
3281:
3277:
3267:
3265:
3251:
3250:
3246:
3234:
3229:
3228:
3224:
3217:
3198:
3197:
3190:
3180:
3178:
3167:
3166:
3162:
3149:
3148:
3144:
3130:
3129:
3125:
3116:
3115:
3108:
3098:
3096:
3090:
3089:
3082:
3069:
3068:
3064:
3054:
3052:
3043:
3042:
3038:
3022:
3021:
3017:
3007:
3005:
2995:
2994:
2990:
2976:
2975:
2971:
2961:
2959:
2948:
2947:
2943:
2929:
2928:
2921:
2911:
2909:
2898:
2897:
2893:
2877:
2876:
2869:
2860:
2858:
2845:
2844:
2840:
2831:
2830:
2826:
2816:
2814:
2805:
2804:
2800:
2790:
2788:
2780:
2776:
2775:
2771:
2766:
2762:
2745:
2744:
2740:
2723:
2722:
2715:
2708:
2687:
2686:
2682:
2663:
2662:
2658:
2648:
2646:
2635:
2634:
2630:
2620:
2618:
2613:
2612:
2608:
2595:
2593:
2581:Morgan, David;
2580:
2579:
2575:
2562:
2561:
2557:
2548:
2547:
2543:
2529:
2528:
2524:
2515:
2514:
2510:
2497:
2496:
2492:
2478:
2477:
2470:
2460:
2458:
2444:
2443:
2439:
2430:
2429:
2425:
2420:. May 28, 2013.
2412:
2411:
2407:
2389:
2388:
2384:
2374:
2372:
2362:
2361:
2357:
2348:
2346:
2337:
2336:
2332:
2321:CBS Money Watch
2314:
2313:
2309:
2293:
2292:
2285:
2272:InformationWeek
2264:
2263:
2259:
2244:
2243:
2239:
2235:
2212:Health Advocate
2193:
2104:
2093:
2087:
2084:
2078:by introducing
2069:
2057:
2053:
2046:
2034:
2028:
1972:This includes:
1967:
1943:
1913:introduced the
1903:
1799:
1795:
1793:
1789:
1787:
1783:
1772:
1738:
1669:, the New York
1639:
1633:
1630:
1609:
1605:
1598:
1593:
1569:
1541:
1536:
1512:
1492:
1467:
1454:actuarial value
1428:(Rhode Island)
1426:HealthSource RI
1420:(Pennsylvania)
1287:
1282:
1281:
1280:
1279:
1278:
1267:
1259:
1258:
1243:
1234:
1233:
1221:
1220:
1208:
1204:
1195:
1191:
1024:Dollars (2014)
1012:
965:
960:
944:
789:
788:Each additional
664:
659:
606:substance abuse
594:hospitalization
586:ambulatory care
575:
569:
552:open enrollment
514:
510:
508:
504:
502:
498:
490:
450:
405:
369:
367:
366:
358:
356:
351:
350:
341:Fee-for-service
326:
318:
317:
291:Publicly-funded
271:
263:
262:
233:
225:
224:
220:
108:
81:
60:
54:
51:
48:
39:
35:
28:
23:
22:
18:Health exchange
15:
12:
11:
5:
5858:
5856:
5848:
5847:
5842:
5837:
5832:
5827:
5822:
5817:
5807:
5806:
5800:
5799:
5797:
5796:
5791:
5786:
5781:
5775:
5773:
5769:
5768:
5766:
5765:
5760:
5755:
5750:
5745:
5739:
5737:
5729:
5728:
5725:HealthCare.gov
5723:
5721:
5717:
5716:
5714:
5713:
5703:
5693:
5683:
5673:
5663:
5653:
5643:
5633:
5623:
5613:
5603:
5593:
5583:
5573:
5563:
5560:DC Health Link
5553:
5543:
5533:
5523:
5513:
5510:HealthCare.gov
5506:
5504:
5498:
5497:
5495:
5494:
5487:
5480:
5475:
5467:
5465:
5459:
5458:
5456:
5455:
5450:
5445:
5440:
5435:
5430:
5424:
5422:
5418:
5417:
5415:
5414:
5409:
5404:
5399:
5394:
5379:
5377:
5373:
5372:
5367:
5365:
5364:
5357:
5350:
5342:
5336:
5335:
5328:
5327:
5326:
5325:
5311:
5305:
5289:
5288:
5272:
5263:
5257:
5255:HealthCare.gov
5250:
5249:External links
5247:
5245:
5244:
5219:
5193:
5168:
5144:
5120:
5095:
5075:
5051:
5036:"GetCoveredNJ"
5027:
5016:
4992:
4968:
4944:
4920:
4896:
4872:
4848:
4824:
4800:
4776:
4758:
4733:
4705:
4683:
4654:
4622:
4594:
4573:(5): 741β748.
4567:Health Affairs
4550:
4531:
4500:
4469:
4450:
4431:
4413:
4394:
4376:
4364:HealthCare.gov
4351:
4320:
4297:
4279:
4260:
4241:
4236:New York Times
4222:
4196:
4168:
4149:
4130:
4107:
4104:. 10 May 2024.
4089:
4068:
4053:Dictionary at
4042:
4011:
3992:
3966:
3938:
3916:
3901:
3876:
3851:
3834:
3796:
3771:
3752:
3713:
3694:(3): 770β779.
3687:Health Affairs
3673:
3659:
3645:whitehouse.gov
3631:
3613:
3585:
3555:
3543:HealthCare.gov
3524:
3483:
3461:
3430:
3415:
3394:
3370:
3343:
3321:
3307:
3296:
3275:
3244:
3222:
3215:
3188:
3160:
3142:
3123:
3106:
3080:
3062:
3045:Sahadi, Jeanne
3036:
3015:
2996:Kliff, Sarah;
2988:
2969:
2941:
2919:
2891:
2867:
2838:
2824:
2798:
2769:
2760:
2738:
2713:
2706:
2680:
2665:Cohn, Jonathan
2656:
2628:
2606:
2583:Begley, Sharon
2573:
2555:
2541:
2522:
2508:
2503:Healthcare.gov
2490:
2468:
2437:
2423:
2405:
2382:
2369:New York Times
2355:
2330:
2307:
2283:
2257:
2251:Healthcare.gov
2236:
2234:
2231:
2230:
2229:
2224:
2219:
2214:
2209:
2204:
2199:
2192:
2189:
2112:private sector
2106:
2105:
2088:September 2017
2074:. Please help
2060:
2058:
2051:
2045:
2042:
2030:Main article:
2027:
2024:
2023:
2022:
2019:
2016:
2013:
2010:
2007:
2004:
2001:
1998:
1995:
1992:
1989:
1986:
1983:
1980:
1977:
1966:
1963:
1951:Healthcare.gov
1942:
1939:
1931:HealthCare.gov
1923:H.R. 3362
1902:
1899:
1898:
1897:
1874:cherry-picking
1870:
1867:
1863:
1856:out-of-network
1852:
1849:
1846:
1843:
1828:
1825:
1818:
1815:
1805:
1794:
1788:
1782:
1771:
1768:
1767:
1766:
1763:
1760:
1737:
1734:
1733:
1732:
1715:
1708:
1702:
1689:HealthCare.gov
1660:HealthCare.gov
1641:
1640:
1625:. Discuss and
1612:
1610:
1603:
1597:
1594:
1592:
1589:
1568:
1565:
1540:
1537:
1535:
1532:
1516:Avalere Health
1511:
1508:
1491:
1488:
1484:
1483:
1482:
1481:
1480:
1479:
1476:
1466:
1463:
1444:
1443:
1437:
1436:
1430:
1429:
1422:
1421:
1414:
1413:
1407:
1406:
1399:
1398:
1391:
1390:
1384:
1383:
1376:
1375:
1369:
1368:
1362:
1361:
1354:
1353:
1347:
1346:
1340:
1339:
1333:
1332:
1329:DC Health Link
1325:
1324:
1323:(Connecticut)
1317:
1316:
1310:
1309:
1303:
1302:
1296:
1295:
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1117:
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1097:
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1068:
1065:
1061:
1060:
1057:
1054:
1051:
1048:
1045:
1041:
1040:
1034:
1033:Out-of-Pocket
1028:
1025:
1022:
1015:
1014:
1009:
1006:
958:
943:
940:
939:
938:
935:financial risk
931:
876:South Carolina
868:North Carolina
801:
800:
797:
794:
791:
785:
784:
781:
778:
775:
771:
770:
767:
764:
761:
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683:
680:
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647:
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621:
582:
579:
571:Main article:
568:
565:
509:
503:
497:
489:
486:
466:accountability
449:
446:
419:, also called
407:
406:
404:
403:
396:
389:
381:
378:
377:
353:
352:
349:
348:
346:Global payment
343:
338:
333:
327:
324:
323:
320:
319:
316:
315:
310:
305:
304:
303:
293:
288:
283:
278:
272:
269:
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265:
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260:
255:
250:
245:
243:Public opinion
240:
234:
231:
230:
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226:
223:
222:
215:
208:
207:
206:Latest enacted
203:
202:
196:
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184:
177:
176:
172:
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165:
159:
152:
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147:
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140:
134:
128:
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109:
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100:
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94:
86:
85:
75:
74:
62:
61:
42:
40:
33:
26:
24:
14:
13:
10:
9:
6:
4:
3:
2:
5857:
5846:
5845:Public health
5843:
5841:
5838:
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5831:
5828:
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5818:
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5316:Jul 1, 2013,
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5237:September 13,
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5220:
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5207:The Oregonian
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5020:
5017:
5006:
5002:
5001:"MNsure Home"
4996:
4993:
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4978:
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4969:
4958:
4954:
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4945:
4934:
4933:kynect.ky.gov
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4079:
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3741:
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3410:
3405:
3398:
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3390:
3383:
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3353:
3347:
3344:
3339:
3335:
3331:
3325:
3322:
3319:
3314:
3312:
3308:
3305:
3300:
3297:
3292:
3291:
3286:
3279:
3276:
3263:
3259:
3255:
3248:
3245:
3240:
3233:
3226:
3223:
3218:
3216:9781410428998
3212:
3208:
3207:
3202:
3195:
3193:
3189:
3177:
3176:
3171:
3164:
3161:
3156:
3152:
3146:
3143:
3138:
3134:
3127:
3124:
3119:
3113:
3111:
3107:
3094:
3087:
3085:
3081:
3076:
3072:
3066:
3063:
3050:
3046:
3040:
3037:
3033:
3029:
3025:
3019:
3016:
3003:
2999:
2992:
2989:
2984:
2980:
2973:
2970:
2958:
2957:
2952:
2945:
2942:
2937:
2933:
2926:
2924:
2920:
2908:
2907:
2902:
2895:
2892:
2888:
2884:
2880:
2874:
2872:
2868:
2857:on 2014-07-01
2856:
2852:
2848:
2842:
2839:
2834:
2828:
2825:
2813:
2809:
2802:
2799:
2786:
2779:
2773:
2770:
2764:
2761:
2756:
2752:
2748:
2742:
2739:
2734:
2730:
2726:
2720:
2718:
2714:
2709:
2707:9781410428998
2703:
2699:
2695:
2691:
2684:
2681:
2676:
2675:
2670:
2666:
2660:
2657:
2645:
2644:
2639:
2632:
2629:
2616:
2610:
2607:
2603:
2592:
2588:
2584:
2577:
2574:
2569:
2565:
2559:
2556:
2551:
2545:
2542:
2537:
2533:
2526:
2523:
2518:
2512:
2509:
2504:
2500:
2494:
2491:
2486:
2482:
2475:
2473:
2469:
2456:
2452:
2448:
2441:
2438:
2433:
2427:
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2419:
2415:
2409:
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2401:
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2370:
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2311:
2308:
2303:
2302:
2297:
2290:
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2279:
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2258:
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2252:
2247:
2241:
2238:
2232:
2228:
2225:
2223:
2220:
2218:
2215:
2213:
2210:
2208:
2207:Health system
2205:
2203:
2200:
2198:
2195:
2194:
2190:
2188:
2185:
2179:
2177:
2173:
2169:
2164:
2160:
2156:
2152:
2148:
2143:
2141:
2137:
2133:
2129:
2125:
2121:
2117:
2113:
2102:
2099:
2091:
2081:
2077:
2073:
2067:
2066:
2065:single source
2061:This section
2059:
2050:
2049:
2043:
2041:
2039:
2033:
2025:
2020:
2017:
2014:
2011:
2008:
2005:
2002:
1999:
1996:
1993:
1990:
1987:
1984:
1981:
1978:
1975:
1974:
1973:
1970:
1964:
1962:
1960:
1954:
1952:
1948:
1940:
1938:
1935:
1932:
1928:
1924:
1920:
1916:
1912:
1908:
1900:
1895:
1891:
1887:
1883:
1879:
1875:
1871:
1868:
1864:
1861:
1857:
1853:
1850:
1847:
1844:
1841:
1837:
1833:
1830:According to
1829:
1826:
1823:
1819:
1817:Data security
1816:
1813:
1809:
1806:
1803:
1802:
1792: Adopted
1780:
1776:
1769:
1764:
1761:
1757:
1756:
1755:New York Post
1750:
1749:
1748:
1745:
1744:
1735:
1730:
1726:
1722:
1721:
1716:
1713:
1709:
1707:
1703:
1701:
1697:
1696:
1695:
1692:
1690:
1686:
1682:
1678:
1676:
1672:
1668:
1663:
1661:
1657:
1653:
1649:
1637:
1634:February 2014
1628:
1624:
1620:
1618:
1611:
1602:
1601:
1595:
1590:
1588:
1586:
1581:
1579:
1574:
1566:
1564:
1562:
1556:
1554:
1550:
1546:
1538:
1533:
1531:
1527:
1525:
1521:
1517:
1509:
1507:
1505:
1499:
1496:
1489:
1487:
1477:
1474:
1473:
1472:
1471:
1469:
1468:
1464:
1462:
1460:
1455:
1451:
1442:
1439:
1438:
1435:
1432:
1431:
1427:
1424:
1423:
1419:
1416:
1415:
1412:
1409:
1408:
1404:
1401:
1400:
1397:(New Mexico)
1396:
1393:
1392:
1389:
1386:
1385:
1381:
1378:
1377:
1374:
1371:
1370:
1367:
1364:
1363:
1359:
1356:
1355:
1352:
1349:
1348:
1345:
1342:
1341:
1338:
1335:
1334:
1330:
1327:
1326:
1322:
1319:
1318:
1315:
1312:
1311:
1308:
1305:
1304:
1301:
1298:
1297:
1294:
1291:
1290:
1284:
1276:
1272:
1265:
1256:
1252:
1248:
1241:
1232:
1215:
1211:
1206:
1203:
1199:
1196:In 2014, the
1193:
1190:
1186:
1182:
1178:
1175:
1172:
1169:
1166:
1163:
1162:
1158:
1155:
1152:
1149:
1146:
1143:
1142:
1138:
1135:
1132:
1129:
1126:
1123:
1122:
1118:
1115:
1112:
1109:
1106:
1103:
1102:
1098:
1095:
1092:
1089:
1086:
1083:
1082:
1078:
1075:
1072:
1069:
1066:
1063:
1062:
1058:
1055:
1052:
1049:
1046:
1043:
1042:
1035:
1029:
1026:
1023:
1021:
1017:
1016:
1003:
997:
995:
991:
987:
986:the exchanges
983:
979:
975:
971:
963:
957:
952:
950:
941:
936:
932:
929:
925:
921:
917:
913:
909:
905:
901:
897:
893:
889:
885:
881:
877:
873:
869:
865:
861:
857:
853:
849:
845:
841:
837:
833:
828:
824:
823:
818:
814:
809:
805:
804:
798:
795:
792:
787:
786:
782:
779:
776:
773:
772:
768:
765:
762:
759:
758:
754:
751:
748:
745:
744:
740:
737:
734:
731:
730:
726:
723:
720:
717:
716:
712:
709:
706:
703:
702:
698:
695:
692:
689:
688:
684:
681:
678:
675:
674:
670:
667:
662:
657:
656:
652:
644:
639:
635:
631:
626:
622:
619:
615:
611:
607:
603:
602:mental health
599:
595:
591:
587:
583:
580:
577:
576:
574:
566:
564:
560:
556:
553:
548:
546:
542:
538:
534:
530:
524:
522:
494:
487:
485:
483:
479:
475:
471:
467:
463:
459:
455:
447:
445:
441:
438:
432:
430:
426:
422:
418:
414:
413:United States
402:
397:
395:
390:
388:
383:
382:
380:
379:
376:
365:
355:
354:
347:
344:
342:
339:
337:
334:
332:
329:
328:
322:
321:
314:
311:
309:
306:
302:
299:
298:
297:
294:
292:
289:
287:
284:
282:
279:
277:
274:
273:
267:
266:
259:
256:
254:
251:
249:
246:
244:
241:
239:
236:
235:
229:
228:
219:
216:
213:
210:
209:
205:
204:
200:
197:
194:
191:
188:
185:
182:
179:
178:
174:
173:
169:
166:
163:
160:
157:
154:
153:
149:
148:
144:
141:
138:
135:
132:
129:
126:
123:
122:
119:
116:
115:
111:
110:
104:
103:
98:
95:
93:
90:
89:
88:
87:
84:
82:United States
76:
72:
68:
67:
58:
46:
41:
32:
31:
19:
5670:Cover Oregon
5501:
5489:
5482:
5477:
5470:
5401:
5376:Key articles
5318:Julie Rovner
5292:
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201:(H.R. 3600)
164:(H.R. 3200)
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5421:Provisions
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5138:2021-05-25
5114:2021-05-25
5089:2021-05-25
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5040:www.nj.gov
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4938:2022-09-01
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4524:October 5,
4493:October 5,
3517:October 2,
3454:October 2,
2861:2013-10-02
2649:October 2,
2621:October 4,
2596:October 1,
2349:2020-04-14
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1840:Home Depot
1781:by state.
1671:HealthPass
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3258:msnbc.com
2962:March 25,
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2132:subsidies
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2072:talk page
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1648:Todd Park
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856:Louisiana
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783:$ 45,570
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3578:June 29,
3478:New York
3181:July 17,
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1008:Premium
959:β
908:Missouri
900:Michigan
888:Virginia
872:Oklahoma
864:Nebraska
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780:$ 49,560
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693:$ 15,510
682:$ 14,350
679:$ 11,490
665:and D.C.
630:prorated
308:Two-tier
175:Proposed
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2819:2010
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