975:
40:
1978:(CDD) rule as part of their efforts to improve financial transparency and deter money laundering. The CDD rule enhances CDD requirements for "U.S. banks, mutual funds, brokers or dealers in securities, futures commission merchants, and introducing brokers in commodities." The CDD rule requires that financial institutions identify and verify the identity of customers associated with open accounts. The CDD rule has four core requirements:
2509:"Directive (EU) 2015/849 of the European Parliament and of the Council of 20 May 2015 on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing, amending Regulation (EU) No 648/2012 of the European Parliament and of the Council, and repealing Directive 2005/60/EC of the European Parliament and of the Council and Commission Directive 2006/70/EC (Text with EEA relevance)"
1826:
1846:
912:
900:
1836:
2145:(FINTRAC), established in 2000, is Canada's financial intelligence unit. It updated its regulations in June 2016 regarding acceptable methods to determine the identity of individual clients to ensure compliance with AML and KYC regulations. A pending lawsuit is active in Canada challenging the constitutionality of the new legislation.
2215::The key guidelines overseeing KYC in the UAE are the Government Pronouncement Regulation No. (20) of 2018 On Anti Money Laundering and Battling the Supporting of Psychological warfare and Funding of Unlawful Bureau Choice No. (10) of 2019 Concerning the Carrying out Guideline of Pronouncement Regulation No.
2003:
Enhanced due diligence is required when initial identity checks have been completed and high-risk factors have been identified for an individual or a business. When these requirements have been met "enhanced" or additional due diligence above and beyond CDD is conducted which identifies the following
1927:
In the United States, the
Financial Industry Regulatory Authority (FINRA) Rule 2090 states that financial institutions must use reasonable diligence to identify and retain the identity of every customer and every person acting on behalf of those customers. In enforcing this rule these organizations
2116:
Electronic know your customer (eKYC) involves the use of internet or digital means of identity verification. This may involve checking information provided is valid by using systems to validate ID and proof of address documents or by checking information against government databases such as the
1928:
are expected to collect all information essential to knowing their customers. Information deemed necessary for enforcing Know Your
Customer Requirements include the Customer Identification Program (CIP), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD).
2251:
are very likely disproportionately disadvantaged as living a nomadic life makes it increasingly difficult or even impossible to hold any formal banking relationship anywhere in the world due to lack of proof of address, bills, and/or debt documentation required by
2185:: The "Federal Law for Prevention and Identification of Operations with Resources from Illicit Origin", promulgated in 2012 with president Felipe Calderon's administration and came into force in 2013 with the president Enrique Peña Nieto administration.
1918:
information. Initially, these regulations were imposed only on the financial institutions, but now the non-financial industry, fintech, virtual assets dealers, and even non-profit organizations are included in regulations in many countries.
2038:
Know your business or simply KYB is an extension of KYC laws implemented to reduce money laundering. KYB is a set of practices to verify a business. It includes verification of registration credentials, location, the UBOs
2243:
Customers may feel the information requested to be intrusive and burdensome, and may choose not to enter the business relationship as a result. Relatedly, there may be privacy concerns with how the information is
2027:
is a process that identifies a customer's customer activities and nature. This includes the identification of the customer's customers and assessing the risk levels associated with their activities.
2142:
2635:
2810:
2547:
2201:: Updated KYC laws were enacted in late 2009 and entered into force in 2010. KYC is mandatory for all registered banks and financial institutions (the latter has an extremely wide meaning).
1914:
compliant and are actually who they claim to be. Banks, insurers, export creditors, and other financial institutions are increasingly required to make sure that customers provide detailed
2240:
Know your customer places a costly burden on businesses operating in the financial industry, especially smaller financial companies, where compliance costs are disproportionately heavy.
2713:
2665:
3063:
2030:
KYCC is a derivative of the standard KYC process that arose because of the growing risk of fraud obscured by second-tier business relationships (e.g. a customer's supplier).
2255:
Some citizens in other countries (Canada) are fighting back against the USA over-reach into their sovereign banking system and have challenged new USA law in their courts.
2130:
2577:
2454:
830:
2290:
1971:
2935:
859:
2742:
2043:) of that business, etc. Also, the business is screened against blacklists and grey lists to check if it was involved in any sort of criminal activity such as
1910:
KYC processes are also employed by companies of all sizes for the purpose of ensuring their proposed customers, agents, consultants, or distributors are anti-
1995:
Beneficial owner information is required for any individual who owns 25 percent or more of a legal entity and an individual who controls the legal entity.
2965:
2487:
820:
785:
2884:
2386:
2421:
942:
2843:
2799:
2539:
1895:) guidelines and regulations in financial services require professionals to verify the identity, suitability, and risks involved with maintaining a
598:
2169:
exercises regulation power for the financial industry, in 2007 set KYC requirements for financial institutions that operate on
Italian territory.
3008:
2223:: The Money Laundering Regulations 2017 are the underlying rules that govern KYC in the UK. Many UK businesses use the guidance provided by the
2836:"Anti-Money Laundering and Countering Financing of Terrorism Act 2009 No 35 (as at 11 May 2021), Public Act Contents – New Zealand Legislation"
2705:
2763:
2328:
1466:
1332:
2657:
3106:
1991:
conduct ongoing monitoring to identify and report suspicious transactions, and on a risk basis, to maintain and update customer information
3055:
611:
770:
2357:
2606:
1875:
1896:
492:
2193:: Financial Intelligence Act, 2012 (Act No. 13 of 2012) published as Government Notice 299 in Gazette 5096 of 14 December 2012.
1941:
1039:
2686:
2569:
2270:
1623:
1374:
252:
162:
2908:"Preventing Money Laundering or Obstructing Business?: Financial Companies' Perspectives on 'Know Your Customer' Procedures"
2446:
2516:
2133:(AUSTRAC), established in 1989, monitors financial transactions in Australia, and sets client identification requirements.
1777:
1720:
935:
904:
148:
1747:
1124:
3101:
1904:
1568:
2734:
2300:
1528:
1456:
1288:
1014:
714:
428:
118:
3096:
2040:
1944:(CIP). Financial institutions must collect four pieces of identifying information about its customers including:
1431:
1266:
775:
660:
438:
212:
3025:
2957:
2876:
2479:
3091:
2706:"Banca d'Italia - Provvedimento recante disposizioni attuative in materia di adeguata verifica della clientela"
2207:: Act on Reporting and Use of Certain Financial Transaction Information regulates due diligence in the country.
2066:
According to the
European Union's 5th AML directive, KYB is required for the following AML-regulated entities:
1381:
1300:
928:
464:
2378:
1628:
1271:
1059:
107:
97:
2413:
2835:
2227:
along with the
Financial Conduct Authority's 'Financial Crime: A guide for firms' as an aid to compliance.
2083:
266:
177:
2265:
2154:
2060:
1900:
1868:
1802:
1563:
1501:
1461:
1320:
1099:
1089:
606:
217:
3005:
2864:
2295:
2212:
1725:
1700:
1578:
1538:
1533:
1401:
1190:
1139:
1049:
802:
719:
423:
348:
282:
234:
77:
2764:"LEY FEDERAL PARA LA PREVENCIÓN E IDENTIFICACIÓN DE OPERACIONES CON RECURSOS DE PROCEDENCIA ILÍCITA"
2070:
2048:
1839:
1792:
1618:
1608:
1558:
1496:
1205:
1074:
1019:
879:
869:
589:
546:
498:
443:
257:
2774:
2320:
1845:
1767:
1742:
1638:
1633:
1521:
1506:
1481:
1446:
1054:
959:
892:
874:
724:
679:
628:
469:
358:
92:
39:
974:
2927:
2166:
2056:
1680:
1675:
1516:
1486:
1421:
1134:
780:
656:
551:
418:
413:
408:
382:
343:
167:
67:
1988:
understand the nature and purpose of customer relationships to develop customer risk profiles
2919:
2044:
1967:
1861:
1829:
1757:
1735:
1715:
1690:
1553:
1543:
1451:
1369:
852:
645:
619:
537:
530:
513:
459:
433:
320:
302:
287:
207:
198:
102:
87:
49:
23:
3012:
2349:
1797:
1782:
1772:
1695:
1685:
1598:
1548:
1491:
1471:
1441:
1416:
1391:
1305:
1195:
1185:
1034:
1009:
835:
760:
751:
709:
674:
666:
474:
363:
277:
58:
2690:
2658:"Canadian citizens' challenge to FATCA enforcement will be further appealed | STEP"
2280:
2248:
2220:
1985:
Identify and verify the identity of the beneficial owners of companies opening accounts
1849:
1762:
1730:
1670:
1603:
1588:
1583:
1511:
1310:
1293:
1276:
1180:
1145:
1129:
1114:
1029:
742:
580:
272:
242:
157:
124:
2598:
3085:
2628:"Anti-Money Laundering and Counter-Terrorism Financing Rules Instrument 2007 (No. 1)"
2627:
2075:
1915:
1807:
1787:
1710:
1665:
1436:
1426:
1406:
1283:
1094:
1084:
1069:
1064:
999:
989:
809:
765:
541:
503:
483:
368:
329:
82:
1593:
1396:
1261:
1200:
1157:
1119:
1104:
1024:
1004:
916:
734:
704:
564:
262:
139:
112:
2987:
Pasley, Robert S. (2002). "Privacy Rights v. Anti-Money
Laundering Enforcement".
2508:
2204:
2198:
2099:
1937:
1752:
1643:
1613:
1234:
1224:
1109:
1044:
994:
324:
189:
134:
129:
72:
2285:
2052:
1229:
559:
398:
334:
2931:
2126:
1342:
1327:
1164:
864:
825:
508:
297:
292:
2414:"Information on Complying with the Customer Due Diligence (CDD) Final Rule"
3056:"US Intelligence Unit Accused Of "Domestic Spying" On Americans' Finances"
899:
2923:
1386:
1219:
312:
172:
2907:
2687:"'Know Your Customer (KYC) Guidelines - Anti-Money Laundering Standards"
2275:
2190:
1911:
1705:
1476:
1079:
31:
3033:
2182:
2138:
2091:
1256:
184:
2540:"Japan's Toppan beefs up ID security with Taiwan developer purchase"
2055:, etc. KYB is significant in identifying fake business entities and
2177:: Act on identification of customers by financial institutions 2003
2865:
http://moleg.go.kr/english/korLawEng?pstSeq=57338&pageIndex=12
2174:
2162:
2150:
1364:
1315:
403:
353:
2350:"Know Your Client (KYC): What It Means, Compliance Requirements"
1899:
with a customer. The procedures fit within the broader scope of
1573:
1411:
1337:
966:
729:
696:
307:
247:
3026:"ADCS | Alliance for the Defence of Canadian Sovereignty"
1974:
of 1970 and its amendments and other statutes established the
640:
2143:
Financial
Transactions and Reports Analysis Centre of Canada
1940:
requires banks and other financial institutions to have a
3054:
Leopold, Jason; Garrison, Jessica (6 October 2017).
2131:Australian Transaction Reports and Analysis Centre
2480:"Businesses Can't Just KYC, They Must Also KYCC"
2291:Financial Action Task Force on Money Laundering
2225:European Joint Money Laundering Steering Group
1972:Currency and Foreign Transaction Reporting Act
16:Financial institution and company-related term
2958:"Patriot Act a Beastly Burden for Small B/Ds"
1982:Identify and verify the identity of customers
1869:
936:
8:
2157:introduced KYC guidelines for banks in 2002.
2570:"Stolen and Lost Travel Documents database"
821:International Financial Reporting Standards
786:Separation of investment and retail banking
2247:Innocent, law-abiding individuals such as
1876:
1862:
1358:
1169:
954:
943:
929:
814:
747:
585:
387:
54:
18:
2117:official passport database of a country.
1206:Transaction (checking / current)
2447:"What is Enhanced Due Diligence (EDD)?"
2312:
1211:
1172:
965:
750:
627:
588:
482:
451:
390:
197:
147:
57:
30:
2846:from the original on 30 September 2021
2321:"2090. Know Your Customer | FINRA.org"
2059:. It is crucial for efficient KYC and
2816:from the original on November 8, 2022
2638:from the original on 3 September 2024
2550:from the original on 31 December 2020
2424:from the original on February 3, 2024
2408:
2406:
2404:
2389:from the original on February 3, 2024
7:
2887:from the original on 3 December 2022
2473:
2471:
2441:
2439:
2112:Electronic know your customer (eKYC)
2019:Know your customer's customer (KYCC)
1835:
2877:"Money Laundering Regulations 2017"
2236:Criticisms of this policy include:
2519:from the original on July 23, 2015
2014:Risk identification and assessment
860:Private equity and venture capital
771:Bank for International Settlements
14:
3015:Federal Register December 7, 1998
2800:"Financial Intelligence Act 2012"
905:Business and Economics portal
3066:from the original on 24 May 2019
2989:North Carolina Banking Institute
2968:from the original on 24 May 2019
2956:Leitch, Will (1 November 2003).
2538:HIRAOKA, DAIKI; HOTTA, AKAFUMI.
2008:Source of wealth and funds check
1844:
1834:
1825:
1824:
973:
910:
898:
493:Base erosion and profit shifting
38:
2938:from the original on 2024-09-03
2745:from the original on 2021-09-30
2716:from the original on 2016-11-18
2668:from the original on 2021-09-30
2609:from the original on 2024-09-03
2580:from the original on 2023-09-26
2490:from the original on 2019-04-24
2457:from the original on 2024-02-03
2360:from the original on 2024-02-05
2331:from the original on 2024-09-03
2018:
1942:Customer Identification Program
1932:Customer Identification Program
1923:Know your customer requirements
2912:British Journal of Criminology
2271:Anti-money laundering software
1624:Strategic financial management
253:Collateralised debt obligation
163:Bull (stock market speculator)
1:
2025:know your customer's customer
1778:Sustainable development goals
599:Final consumption expenditure
2773:(in Spanish). Archived from
2011:Additional identity research
3107:Identity management systems
1905:counter terrorism financing
3123:
2301:Politically exposed person
2041:ultimate beneficial owners
1970:, the common name for the
1529:Fractional-reserve banking
1457:Enterprise risk management
831:Professional certification
429:Enterprise risk management
213:Offshore financial centres
2735:"金融機関等による顧客等の本人確認等に関する法律"
1432:Diversification (finance)
776:Financial Stability Board
2962:www.wealthmanagement.com
2034:Know your business (KYB)
1382:Automated teller machine
465:Mergers and acquisitions
2906:Gill, M. (2004-07-01).
1629:Stress test (financial)
2632:www.legislation.gov.au
2603:www.legislation.gov.au
2451:Dow Jones Professional
2379:"The Bank Secrecy Act"
2084:Financial institutions
1999:Enhanced due diligence
1976:customer due diligence
1962:Customer due diligence
267:certificate of deposit
2478:PYMNTS (2018-01-03).
2266:Anti-money laundering
2155:Reserve Bank of India
1957:Identification number
1901:anti-money laundering
1897:business relationship
1803:Too connected to fail
1564:Investment management
1462:Environmental finance
1321:Correspondent account
1015:Community development
218:Conduit and sink OFCs
2771:www.diputados.gob.mx
2420:. February 3, 2024.
2296:Political corruption
2213:United Arab Emirates
2080:External accountants
1907:(CTF) regulations.
1701:Exchange traded fund
1579:Mathematical finance
1539:Fundamental analysis
1534:Full-reserve banking
1140:Bank holding company
1050:Export credit agency
958:Part of a series on
444:Financial statements
424:Credit rating agency
349:Repurchase agreement
2840:legislation.govt.nz
2710:www.bancaditalia.it
2634:. 7 December 2016.
2071:Credit institutions
2049:terrorist financing
1936:Section 326 of the
1793:Time value of money
1619:Statistical finance
1609:Sustainable finance
1559:Investment advisory
1201:Time deposit (Bond)
880:Accounting scandals
870:Stock market bubble
590:Government spending
547:Employment contract
499:Corporate tax haven
258:Credit default swap
3102:Identity documents
3011:2019-05-24 at the
2924:10.1093/bjc/azh019
1889:Know your customer
1768:Security (finance)
1743:History of banking
1639:Structured product
1634:Structured finance
1447:Economic expansion
960:financial services
875:Stock market crash
725:Investment banking
715:Fractional-reserve
680:Warrant of payment
629:Government revenue
552:Financial planning
470:Structured finance
2883:. 15 March 2017.
2780:on March 21, 2021
2739:www.shugiin.go.jp
2704:d'Italia, Banca.
2096:Services auditors
2088:Gambling services
1886:
1885:
1681:Corporate finance
1676:Capital structure
1651:
1650:
1422:Corporate finance
1242:
1241:
953:
952:
843:
842:
793:
792:
781:Deposit insurance
687:
686:
521:
520:
419:Corporate finance
414:Capital structure
409:Capital budgeting
344:Performance bonds
225:
224:
208:Financial centres
168:Financial planner
68:Asset (economics)
3114:
3097:Banking industry
3076:
3075:
3073:
3071:
3051:
3045:
3044:
3042:
3041:
3032:. Archived from
3030:www.adcs-adsc.ca
3022:
3016:
3003:
2997:
2996:
2984:
2978:
2977:
2975:
2973:
2953:
2947:
2946:
2944:
2943:
2903:
2897:
2896:
2894:
2892:
2873:
2867:
2862:
2856:
2855:
2853:
2851:
2832:
2826:
2825:
2823:
2821:
2815:
2804:
2796:
2790:
2789:
2787:
2785:
2779:
2768:
2760:
2754:
2753:
2751:
2750:
2731:
2725:
2724:
2722:
2721:
2701:
2695:
2694:
2689:. Archived from
2683:
2677:
2676:
2674:
2673:
2654:
2648:
2647:
2645:
2643:
2624:
2618:
2617:
2615:
2614:
2599:"Search results"
2595:
2589:
2588:
2586:
2585:
2574:www.interpol.int
2566:
2560:
2559:
2557:
2555:
2535:
2529:
2528:
2526:
2524:
2505:
2499:
2498:
2496:
2495:
2475:
2466:
2465:
2463:
2462:
2443:
2434:
2433:
2431:
2429:
2410:
2399:
2398:
2396:
2394:
2375:
2369:
2368:
2366:
2365:
2346:
2340:
2339:
2337:
2336:
2317:
2107:Investment firms
2045:money laundering
1968:Bank Secrecy Act
1878:
1871:
1864:
1848:
1838:
1837:
1828:
1827:
1758:Personal finance
1691:Equity (finance)
1554:Impact investing
1544:Growth investing
1452:Enterprise value
1359:
1170:
1125:Savings and loan
977:
955:
945:
938:
931:
917:Money portal
915:
914:
913:
903:
902:
853:Economic history
815:
748:
646:Deficit spending
620:Transfer payment
586:
514:Transfer pricing
460:Leveraged buyout
434:Enterprise value
388:
303:Letter of credit
288:Futures contract
121:
119:Over-the-counter
108:Foreign exchange
55:
42:
19:
3122:
3121:
3117:
3116:
3115:
3113:
3112:
3111:
3092:Bank regulation
3082:
3081:
3080:
3079:
3069:
3067:
3053:
3052:
3048:
3039:
3037:
3024:
3023:
3019:
3013:Wayback Machine
3004:
3000:
2986:
2985:
2981:
2971:
2969:
2955:
2954:
2950:
2941:
2939:
2905:
2904:
2900:
2890:
2888:
2875:
2874:
2870:
2863:
2859:
2849:
2847:
2834:
2833:
2829:
2819:
2817:
2813:
2802:
2798:
2797:
2793:
2783:
2781:
2777:
2766:
2762:
2761:
2757:
2748:
2746:
2733:
2732:
2728:
2719:
2717:
2703:
2702:
2698:
2685:
2684:
2680:
2671:
2669:
2656:
2655:
2651:
2641:
2639:
2626:
2625:
2621:
2612:
2610:
2597:
2596:
2592:
2583:
2581:
2568:
2567:
2563:
2553:
2551:
2544:asia.nikkei.com
2537:
2536:
2532:
2522:
2520:
2515:. Jun 5, 2015.
2507:
2506:
2502:
2493:
2491:
2477:
2476:
2469:
2460:
2458:
2445:
2444:
2437:
2427:
2425:
2412:
2411:
2402:
2392:
2390:
2377:
2376:
2372:
2363:
2361:
2348:
2347:
2343:
2334:
2332:
2319:
2318:
2314:
2309:
2262:
2234:
2123:
2121:Laws by country
2114:
2057:shell companies
2036:
2021:
2001:
1964:
1938:USA Patriot Act
1934:
1925:
1882:
1817:
1816:
1798:Too big to fail
1783:Systematic risk
1696:Ethical banking
1686:Cost of capital
1661:
1653:
1652:
1599:Private banking
1569:Islamic banking
1549:Hedge (finance)
1472:Ethical banking
1442:Economic bubble
1417:Climate finance
1392:Bank regulation
1356:
1348:
1347:
1306:Instant payment
1252:
1244:
1243:
1167:
1150:
1149:
985:
949:
911:
909:
897:
885:
884:
855:
845:
844:
836:Fund governance
812:
795:
794:
761:Banking license
752:Bank regulation
739:
710:Deposit account
699:
689:
688:
675:Non-tax revenue
671:
650:
616:
583:
573:
572:
569:
533:
523:
522:
475:Venture capital
439:Risk management
385:
375:
374:
373:
364:Syndicated loan
340:
237:
227:
226:
117:
52:
17:
12:
11:
5:
3120:
3118:
3110:
3109:
3104:
3099:
3094:
3084:
3083:
3078:
3077:
3046:
3017:
3006:Proposed Rules
2998:
2979:
2948:
2918:(4): 582–594.
2898:
2868:
2857:
2827:
2791:
2755:
2726:
2696:
2693:on 2012-08-01.
2678:
2649:
2619:
2590:
2561:
2530:
2513:data.europa.eu
2500:
2467:
2435:
2400:
2370:
2341:
2311:
2310:
2308:
2305:
2304:
2303:
2298:
2293:
2288:
2283:
2281:Certified copy
2278:
2273:
2268:
2261:
2258:
2257:
2256:
2253:
2249:digital nomads
2245:
2241:
2233:
2230:
2229:
2228:
2221:United Kingdom
2217:
2216:
2209:
2208:
2202:
2195:
2194:
2187:
2186:
2179:
2178:
2171:
2170:
2167:Banca d'Italia
2159:
2158:
2147:
2146:
2135:
2134:
2122:
2119:
2113:
2110:
2109:
2108:
2105:
2102:
2097:
2094:
2089:
2086:
2081:
2078:
2073:
2035:
2032:
2020:
2017:
2016:
2015:
2012:
2009:
2000:
1997:
1993:
1992:
1989:
1986:
1983:
1963:
1960:
1959:
1958:
1955:
1952:
1949:
1933:
1930:
1924:
1921:
1884:
1883:
1881:
1880:
1873:
1866:
1858:
1855:
1854:
1853:
1852:
1842:
1832:
1819:
1818:
1815:
1814:
1811:
1810:
1805:
1800:
1795:
1790:
1785:
1780:
1775:
1770:
1765:
1763:Public finance
1760:
1755:
1750:
1745:
1740:
1739:
1738:
1733:
1728:
1723:
1718:
1708:
1703:
1698:
1693:
1688:
1683:
1678:
1673:
1671:Bond (finance)
1668:
1662:
1660:Related topics
1659:
1658:
1655:
1654:
1649:
1648:
1647:
1646:
1641:
1636:
1631:
1626:
1621:
1616:
1611:
1606:
1604:Sustainability
1601:
1596:
1591:
1589:Money creation
1586:
1584:Mobile banking
1581:
1576:
1571:
1566:
1561:
1556:
1551:
1546:
1541:
1536:
1531:
1526:
1525:
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1474:
1469:
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1429:
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1419:
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1399:
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1384:
1379:
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1372:
1357:
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1350:
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1325:
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1313:
1308:
1303:
1298:
1297:
1296:
1291:
1281:
1280:
1279:
1274:
1264:
1259:
1253:
1251:Funds transfer
1250:
1249:
1246:
1245:
1240:
1239:
1238:
1237:
1232:
1227:
1222:
1214:
1213:
1209:
1208:
1204:
1203:
1198:
1193:
1188:
1183:
1181:Christmas club
1175:
1174:
1168:
1156:
1155:
1152:
1151:
1146:Lists of banks
1143:
1142:
1137:
1132:
1127:
1122:
1117:
1112:
1107:
1102:
1100:Postal savings
1097:
1092:
1087:
1082:
1077:
1075:Mutual savings
1072:
1067:
1062:
1057:
1052:
1047:
1042:
1037:
1032:
1027:
1022:
1017:
1012:
1007:
1002:
997:
992:
986:
984:Types of banks
983:
982:
979:
978:
970:
969:
963:
962:
951:
950:
948:
947:
940:
933:
925:
922:
921:
920:
919:
907:
895:
887:
886:
883:
882:
877:
872:
867:
862:
856:
851:
850:
847:
846:
841:
840:
839:
838:
833:
828:
823:
813:
801:
800:
797:
796:
791:
790:
789:
788:
783:
778:
773:
768:
763:
755:
754:
746:
745:
743:Lists of banks
738:
737:
732:
727:
722:
717:
712:
707:
701:
700:
695:
694:
691:
690:
685:
684:
683:
682:
677:
672:
670:
669:
664:
653:
651:
649:
648:
643:
637:
632:
631:
625:
624:
623:
622:
617:
615:
614:
612:Redistribution
609:
603:
601:
593:
592:
584:
579:
578:
575:
574:
571:
570:
568:
567:
562:
556:
554:
549:
544:
534:
529:
528:
525:
524:
519:
518:
517:
516:
511:
506:
501:
496:
487:
486:
480:
479:
478:
477:
472:
467:
462:
454:
453:
449:
448:
447:
446:
441:
436:
431:
426:
421:
416:
411:
406:
401:
393:
392:
386:
381:
380:
377:
376:
372:
371:
366:
361:
356:
351:
346:
339:
338:
332:
327:
317:
316:
315:
310:
305:
300:
295:
290:
285:
280:
275:
270:
260:
255:
250:
245:
239:
238:
233:
232:
229:
228:
223:
222:
221:
220:
215:
210:
202:
201:
195:
194:
193:
192:
187:
182:
181:
180:
170:
165:
160:
158:Angel investor
152:
151:
145:
144:
143:
142:
137:
132:
127:
125:Private equity
122:
115:
110:
105:
100:
95:
90:
85:
80:
75:
70:
62:
61:
53:
48:
47:
44:
43:
35:
34:
28:
27:
15:
13:
10:
9:
6:
4:
3:
2:
3119:
3108:
3105:
3103:
3100:
3098:
3095:
3093:
3090:
3089:
3087:
3065:
3061:
3060:BuzzFeed News
3057:
3050:
3047:
3036:on 2024-01-18
3035:
3031:
3027:
3021:
3018:
3014:
3010:
3007:
3002:
2999:
2994:
2990:
2983:
2980:
2967:
2963:
2959:
2952:
2949:
2937:
2933:
2929:
2925:
2921:
2917:
2913:
2909:
2902:
2899:
2886:
2882:
2878:
2872:
2869:
2866:
2861:
2858:
2845:
2841:
2837:
2831:
2828:
2812:
2808:
2801:
2795:
2792:
2776:
2772:
2765:
2759:
2756:
2744:
2740:
2736:
2730:
2727:
2715:
2711:
2707:
2700:
2697:
2692:
2688:
2682:
2679:
2667:
2663:
2659:
2653:
2650:
2637:
2633:
2629:
2623:
2620:
2608:
2604:
2600:
2594:
2591:
2579:
2575:
2571:
2565:
2562:
2549:
2545:
2541:
2534:
2531:
2518:
2514:
2510:
2504:
2501:
2489:
2485:
2481:
2474:
2472:
2468:
2456:
2452:
2448:
2442:
2440:
2436:
2423:
2419:
2415:
2409:
2407:
2405:
2401:
2388:
2384:
2380:
2374:
2371:
2359:
2355:
2351:
2345:
2342:
2330:
2326:
2325:www.finra.org
2322:
2316:
2313:
2306:
2302:
2299:
2297:
2294:
2292:
2289:
2287:
2284:
2282:
2279:
2277:
2274:
2272:
2269:
2267:
2264:
2263:
2259:
2254:
2250:
2246:
2242:
2239:
2238:
2237:
2231:
2226:
2222:
2219:
2218:
2214:
2211:
2210:
2206:
2203:
2200:
2197:
2196:
2192:
2189:
2188:
2184:
2181:
2180:
2176:
2173:
2172:
2168:
2164:
2161:
2160:
2156:
2152:
2149:
2148:
2144:
2140:
2137:
2136:
2132:
2128:
2125:
2124:
2120:
2118:
2111:
2106:
2103:
2101:
2098:
2095:
2093:
2090:
2087:
2085:
2082:
2079:
2077:
2076:Estate agents
2074:
2072:
2069:
2068:
2067:
2064:
2062:
2058:
2054:
2050:
2046:
2042:
2033:
2031:
2028:
2026:
2013:
2010:
2007:
2006:
2005:
2004:information:
1998:
1996:
1990:
1987:
1984:
1981:
1980:
1979:
1977:
1973:
1969:
1961:
1956:
1953:
1951:Date of birth
1950:
1947:
1946:
1945:
1943:
1939:
1931:
1929:
1922:
1920:
1917:
1916:due-diligence
1913:
1908:
1906:
1902:
1898:
1894:
1890:
1879:
1874:
1872:
1867:
1865:
1860:
1859:
1857:
1856:
1851:
1847:
1843:
1841:
1833:
1831:
1823:
1822:
1821:
1820:
1813:
1812:
1809:
1808:Watered stock
1806:
1804:
1801:
1799:
1796:
1794:
1791:
1789:
1788:Systemic risk
1786:
1784:
1781:
1779:
1776:
1774:
1771:
1769:
1766:
1764:
1761:
1759:
1756:
1754:
1751:
1749:
1748:List of banks
1746:
1744:
1741:
1737:
1734:
1732:
1729:
1727:
1724:
1722:
1719:
1717:
1714:
1713:
1712:
1709:
1707:
1704:
1702:
1699:
1697:
1694:
1692:
1689:
1687:
1684:
1682:
1679:
1677:
1674:
1672:
1669:
1667:
1666:Asset pricing
1664:
1663:
1657:
1656:
1645:
1642:
1640:
1637:
1635:
1632:
1630:
1627:
1625:
1622:
1620:
1617:
1615:
1612:
1610:
1607:
1605:
1602:
1600:
1597:
1595:
1592:
1590:
1587:
1585:
1582:
1580:
1577:
1575:
1572:
1570:
1567:
1565:
1562:
1560:
1557:
1555:
1552:
1550:
1547:
1545:
1542:
1540:
1537:
1535:
1532:
1530:
1527:
1523:
1520:
1518:
1515:
1513:
1510:
1508:
1505:
1503:
1500:
1498:
1495:
1493:
1490:
1488:
1485:
1483:
1480:
1479:
1478:
1475:
1473:
1470:
1468:
1465:
1463:
1460:
1458:
1455:
1453:
1450:
1448:
1445:
1443:
1440:
1438:
1437:Eco-investing
1435:
1433:
1430:
1428:
1427:Disinvestment
1425:
1423:
1420:
1418:
1415:
1413:
1410:
1408:
1407:Capital asset
1405:
1403:
1400:
1398:
1395:
1393:
1390:
1388:
1385:
1383:
1380:
1376:
1373:
1371:
1368:
1367:
1366:
1363:
1362:
1361:
1360:
1352:
1351:
1344:
1341:
1339:
1336:
1334:
1331:
1329:
1326:
1322:
1319:
1318:
1317:
1314:
1312:
1309:
1307:
1304:
1302:
1299:
1295:
1292:
1290:
1287:
1286:
1285:
1282:
1278:
1275:
1273:
1270:
1269:
1268:
1265:
1263:
1260:
1258:
1255:
1254:
1248:
1247:
1236:
1233:
1231:
1228:
1226:
1223:
1221:
1218:
1217:
1216:
1215:
1210:
1207:
1202:
1199:
1197:
1194:
1192:
1189:
1187:
1184:
1182:
1179:
1178:
1177:
1176:
1171:
1166:
1163:
1159:
1154:
1153:
1148:
1147:
1141:
1138:
1136:
1133:
1131:
1128:
1126:
1123:
1121:
1118:
1116:
1113:
1111:
1108:
1106:
1103:
1101:
1098:
1096:
1093:
1091:
1090:Participation
1088:
1086:
1083:
1081:
1078:
1076:
1073:
1071:
1070:Middle market
1068:
1066:
1063:
1061:
1058:
1056:
1053:
1051:
1048:
1046:
1043:
1041:
1038:
1036:
1033:
1031:
1028:
1026:
1023:
1021:
1018:
1016:
1013:
1011:
1008:
1006:
1003:
1001:
1000:Bulge bracket
998:
996:
993:
991:
988:
987:
981:
980:
976:
972:
971:
968:
964:
961:
957:
956:
946:
941:
939:
934:
932:
927:
926:
924:
923:
918:
908:
906:
901:
896:
894:
891:
890:
889:
888:
881:
878:
876:
873:
871:
868:
866:
863:
861:
858:
857:
854:
849:
848:
837:
834:
832:
829:
827:
824:
822:
819:
818:
817:
816:
811:
810:Financial law
808:
804:
799:
798:
787:
784:
782:
779:
777:
774:
772:
769:
767:
766:Basel Accords
764:
762:
759:
758:
757:
756:
753:
749:
744:
741:
740:
736:
733:
731:
728:
726:
723:
721:
718:
716:
713:
711:
708:
706:
703:
702:
698:
693:
692:
681:
678:
676:
673:
668:
665:
662:
658:
655:
654:
652:
647:
644:
642:
639:
638:
636:
635:
634:
633:
630:
626:
621:
618:
613:
610:
608:
605:
604:
602:
600:
597:
596:
595:
594:
591:
587:
582:
577:
576:
566:
563:
561:
558:
557:
555:
553:
550:
548:
545:
543:
539:
536:
535:
532:
527:
526:
515:
512:
510:
507:
505:
504:Tax inversion
502:
500:
497:
494:
491:
490:
489:
488:
485:
481:
476:
473:
471:
468:
466:
463:
461:
458:
457:
456:
455:
450:
445:
442:
440:
437:
435:
432:
430:
427:
425:
422:
420:
417:
415:
412:
410:
407:
405:
402:
400:
397:
396:
395:
394:
389:
384:
379:
378:
370:
369:Synthetic CDO
367:
365:
362:
360:
357:
355:
352:
350:
347:
345:
342:
341:
336:
333:
331:
328:
326:
322:
319:
318:
314:
311:
309:
306:
304:
301:
299:
296:
294:
291:
289:
286:
284:
281:
279:
276:
274:
271:
268:
264:
261:
259:
256:
254:
251:
249:
246:
244:
241:
240:
236:
231:
230:
219:
216:
214:
211:
209:
206:
205:
204:
203:
200:
196:
191:
188:
186:
183:
179:
178:institutional
176:
175:
174:
171:
169:
166:
164:
161:
159:
156:
155:
154:
153:
150:
146:
141:
138:
136:
133:
131:
128:
126:
123:
120:
116:
114:
111:
109:
106:
104:
101:
99:
96:
94:
91:
89:
86:
84:
83:Capital asset
81:
79:
76:
74:
71:
69:
66:
65:
64:
63:
60:
56:
51:
46:
45:
41:
37:
36:
33:
29:
25:
21:
20:
3068:. Retrieved
3059:
3049:
3038:. Retrieved
3034:the original
3029:
3020:
3001:
2992:
2988:
2982:
2970:. Retrieved
2961:
2951:
2940:. Retrieved
2915:
2911:
2901:
2889:. Retrieved
2880:
2871:
2860:
2850:30 September
2848:. Retrieved
2839:
2830:
2818:. Retrieved
2806:
2794:
2782:. Retrieved
2775:the original
2770:
2758:
2747:. Retrieved
2738:
2729:
2718:. Retrieved
2709:
2699:
2691:the original
2681:
2670:. Retrieved
2662:www.step.org
2661:
2652:
2640:. Retrieved
2631:
2622:
2611:. Retrieved
2602:
2593:
2582:. Retrieved
2573:
2564:
2552:. Retrieved
2543:
2533:
2521:. Retrieved
2512:
2503:
2492:. Retrieved
2483:
2459:. Retrieved
2450:
2426:. Retrieved
2417:
2391:. Retrieved
2382:
2373:
2362:. Retrieved
2354:Investopedia
2353:
2344:
2333:. Retrieved
2324:
2315:
2235:
2224:
2115:
2100:Tax advisors
2065:
2063:compliance.
2037:
2029:
2024:
2022:
2002:
1994:
1975:
1965:
1935:
1926:
1909:
1892:
1888:
1887:
1721:participants
1594:Pension fund
1402:Asset growth
1397:Bank secrecy
1272:Bill payment
1191:Money-market
1161:
1144:
1025:Credit union
806:
735:Money supply
720:Full-reserve
705:Central bank
565:Student loan
540: /
452:Transactions
263:Time deposit
149:Participants
78:Asset growth
2554:31 December
2428:February 3,
2393:February 3,
2205:South Korea
2199:New Zealand
1753:Market risk
1644:Toxic asset
1614:Speculation
1502:engineering
1040:Development
1020:Cooperative
273:Credit line
235:Instruments
130:Real estate
93:Derivatives
3086:Categories
3040:2021-09-30
2942:2021-09-19
2881:www.gov.uk
2807:www.fic.na
2749:2021-09-30
2720:2016-09-12
2672:2021-09-30
2613:2017-03-07
2584:2023-09-15
2494:2019-04-24
2484:PYMNTS.com
2461:2024-02-03
2418:fincin.gov
2383:fincen.gov
2364:2024-02-03
2335:2024-02-03
2307:References
2286:De-banking
2053:corruption
1903:(AML) and
1726:regulation
1375:management
1370:allocation
1267:Electronic
1060:Industrial
1055:Investment
1035:Depository
1010:Commercial
803:Regulation
607:Operations
560:Retirement
399:Accounting
283:Derivative
190:Speculator
22:Part of a
2995:(1): 147.
2932:0007-0955
2232:Criticism
2127:Australia
1706:Financial
1497:economics
1477:Financial
1343:BRICS PAY
1135:Wholesale
1130:Universal
1030:Custodian
865:Recession
826:ISO 31000
509:Tax haven
383:Corporate
298:Insurance
293:Indemnity
199:Locations
88:Commodity
3064:Archived
3009:Archived
2966:Archived
2936:Archived
2885:Archived
2844:Archived
2811:Archived
2743:Archived
2714:Archived
2666:Archived
2636:Archived
2607:Archived
2578:Archived
2548:Archived
2517:Archived
2488:Archived
2455:Archived
2422:Archived
2387:Archived
2358:Archived
2329:Archived
2260:See also
2092:Notaries
2023:KYCC or
1830:Category
1522:services
1507:forecast
1482:analysis
1387:Bad debt
1173:Accounts
1158:Accounts
1095:Payments
1085:Offshore
1065:Merchant
990:Advising
641:Taxation
531:Personal
484:Taxation
359:Security
313:Mortgage
173:Investor
2891:Oct 21,
2820:Oct 21,
2784:Oct 21,
2642:7 March
2523:Oct 21,
2276:Bribery
2191:Namibia
1954:Address
1912:bribery
1840:Commons
1517:planner
1487:analyst
1235:Prepaid
1196:Savings
1186:Deposit
1120:Savings
1105:Private
1080:Neobank
1005:Central
967:Banking
893:Outline
697:Banking
661:balance
659: (
391:General
323: (
278:Deposit
98:Domains
50:Markets
32:Finance
3070:24 May
2972:24 May
2930:
2183:Mexico
2165:: The
2153:: The
2141:: The
2139:Canada
2129:: The
2104:Trusts
1850:Portal
1773:Shares
1736:system
1716:market
1277:Mobile
1257:Cheque
1225:Credit
1160:
1115:Retail
1110:Public
1045:Direct
805:
657:Budget
581:Public
538:Credit
495:(BEPS)
330:exotic
321:Option
185:Retail
103:Equity
59:Assets
24:series
2814:(PDF)
2803:(PDF)
2778:(PDF)
2767:(PDF)
2244:used.
2175:Japan
2163:Italy
2151:India
1492:asset
1365:Asset
1355:Terms
1316:SWIFT
1230:Debit
1212:Cards
1165:Cards
404:Audit
354:Stock
140:Stock
113:Money
3072:2019
2974:2019
2928:ISSN
2893:2022
2852:2021
2822:2022
2786:2022
2644:2017
2556:2020
2525:2022
2430:2024
2395:2024
2252:KYC.
1966:The
1948:Name
1731:risk
1574:Loan
1512:plan
1412:Cash
1338:SPFS
1333:CIPS
1311:Giro
1289:RTGS
1284:Wire
1262:Card
995:Banq
730:Loan
667:Debt
542:Debt
325:call
308:Loan
248:Cash
243:Bond
135:Spot
73:Bond
2920:doi
2061:AML
1893:KYC
1711:law
1467:ESG
1328:CLS
1301:ACH
1220:ATM
335:put
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