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withdrawals to be made from passbooks at a branch other than the one where an account was opened, unless prior arrangements were made to transfer the signature card to the other branch. Under this system, the passbook's owner would sign in the back of the passbook in an invisible ink and the signing authorities would also be noted. At the paying branch, the signature on the withdrawal slip would be checked against the signature in the book, which required a special ultraviolet reader to read. Today, the customer is more commonly verified by
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would be prepared and signed. If the teller did not know the account holder, the signature on the slip and the authorities would be checked against the signature card at the branch, before money was paid out. In the 1980s, banks adopted the black light signature system for passbooks, which enabled
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The passbook, which was around the size of a passport, ensured that customers had control over their own information, and was called a "passbook" because it was used as a way to identify the account holder without needing further identification. It also regularly passed between the bank and the
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Passbooks appeared in the 18th century, allowing customers to hold transaction information in their own hands for the first time. Until then, transactions were recorded in ledgers at the bank only, so customers had no history of their own deposits and withdrawals.
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is stamped with the date and then returned to the account holder. An account holder uses his passbook to record their history of transactions with his bank.
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Bank account book, issued by Petty and
Postlethwaite for use in Cumbria, UK. 1st entry 1831, last entry in 1870. On display at the British Museum in London.
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would write the date, amount of the transaction, and the updated balance and enter his or her initials by hand. In the late 20th century, small
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were introduced that were capable of updating the passbook at the account holder's convenience, either at an
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Withdrawals normally required the account holder to visit the branch where the account was held, where a
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For the document that black
African citizens were required to carry in apartheid-era South Africa, see
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Traditionally, a passbook was used for accounts with a low transaction volume, such as
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For the application on Apple's iOS operating system formerly known as
Passbook, see
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or a passbook printer, either in a self-serve mode, by post, or in a
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Customers queuing to bank counter in
Finland with passbooks (1943)
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Steitz
Savings and Loan Association Mortgage Loan Passbook (1987)
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Sample passbook (open), containing the same transactions as the
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426:"Back to the future' savings passbook trumps the internet"
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to a bank in person, the account holder can fill a small
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introduced passbooks to rural 19th-century
Britain.
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452:"Commonwealth Bank – The School Bank (1951)"
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123:Learn how and when to remove this message
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154:is a paper book used to record bank or
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61:adding citations to reliable sources
255:is then kept by the bank, and the
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113:December 2009
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68:Find sources:
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46:This article
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831:Filter paper
805:Playing card
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613:Toilet paper
460:. Retrieved
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55:Please help
50:verification
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21:Apple Wallet
841:Paper model
795:Paper craft
721:Decorations
608:Paper towel
562:Oyster pail
557:Molded pulp
462:23 December
398:Cheque book
294:Direct bank
253:credit slip
245:credit slip
183:bank teller
866:Categories
800:Paper toys
783:Recreation
646:Index card
628:Stationery
577:Paperboard
515:Containers
409:References
269:debit slip
191:dot matrix
187:postmaster
83:newspapers
72:"Passbook"
846:Sandpaper
769:Newsprint
764:Newspaper
738:Wallpaper
685:Financial
572:Paper cup
567:Paper bag
300:telephone
28:pass laws
810:Quilling
790:Confetti
774:Pamphlet
759:Magazine
707:Passbook
692:Banknote
671:Postcard
661:Notebook
618:Wet wipe
552:Envelope
508:products
456:Archived
436:April 3,
430:Archived
387:See also
333:passbook
152:bankbook
148:passbook
591:Hygiene
209:History
97:scholar
702:Coupon
651:Letter
603:Napkin
527:Carton
203:branch
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505:Paper
230:Usage
104:JSTOR
90:books
836:Form
754:Book
464:2012
438:2018
241:cash
181:. A
169:The
76:news
733:Mat
522:Box
302:or
278:PIN
271:or
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59:by
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