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United States (48%), Ecuador (47%), and Canada (43%). Several
African and Latin American countries also had high credit union membership rates, as did Australia and South Korea. The average percentage for all countries considered in the report was 8.2%. Credit unions were launched in Poland in 1992; as of 2012 there were 2,000 credit union branches there with 2.2 million members. From 1996 to 2016, credit unions in Costa Rica almost tripled their share of the financial market (they grew from 3.7% of the market share to 9.9%), and grew faster than private-sector banks or state-owned banks in Costa Rica, after financial reforms in that country.
1060:, compared to only 3.6% of those from credit unions, and banks were two and a half times more likely to fail during the crisis. American credit unions more than doubled lending to small businesses between 2008 and 2016, from $ 30 billion to $ 60 billion, while lending to small businesses overall during the same period declined by around $ 100 billion. In the US, public trust in credit unions stands at 60%, compared to 30% for big banks. Furthermore, small businesses are 80% more likely to be satisfied by a credit union than with a big bank.
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1264:) founded in 1845 by Samuel JurkoviÄŤ, was the first cooperative in Europe (Credit union). The cooperative provided a cheap loan from funds generated by regular savings for members of the cooperative. Members of cooperative had to commit to a moral life and had to plant two trees in a public place every year. Despite the short duration of its existence, until 1851, it thus formed the basis of the cooperative movement in Slovakia. Slovak national thinker
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1512:(FDIC) provides deposit insurance to banks. State-chartered credit unions are overseen by the state's financial regulatory agency and may, but are not required to, obtain deposit insurance. Because of problems with bank failures in the past, no state provides deposit insurance and as such there are two primary sources for depository insurance – the NCUA and
1106:
Credit unions differ from modern microfinance. Particularly, members' control over financial resources is the distinguishing feature between the cooperative model and modern microfinance. The current dominant model of microfinance, whether it is provided by not-for-profit or for-profit institutions,
1359:
now occupies the location of the home from which St. Mary's Bank Credit Union first operated. In
November 1910 the Woman's Educational and Industrial Union set up the Industrial Credit Union, modeled on the Desjardins credit unions it was the first non-faith-based community credit union serving all
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State credit union leagues can partner with outside organizations to promote initiatives for credit unions or customers. For example, the
Indiana Credit Union League sponsors an initiative called "Ignite", which is used to encourage innovation in the credit union industry, with the Filene Research
1119:" must be distinguished from a charity. Credit unions are "not-for-profit" because their purpose is to serve their members rather than to maximize profits, so unlike charities, credit unions do not rely on donations and are financial institutions that must make what is, in economic terms, a small
1046:
Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in
1474:
The
National Association of Federally-Insured Credit Unions (NAFCU) is a national trade association for all state and federally-chartered credit unions. Based outside of Washington, D.C., NAFCU's mission is to provide all credit unions with federal advocacy, compliance assistance, and education.
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Credit unions and banks in most jurisdictions are legally required to maintain a reserve requirement of assets to liabilities. If a credit union or traditional bank is unable to maintain positive cash flow and/or is forced to declare insolvency, its assets are distributed to creditors (including
1208:
The countries with the highest percentage of credit union members in the economically active population were
Barbados (82%), Ireland (75%), Grenada (72%), Trinidad & Tobago (68%), Belize and St. Lucia (67% each), St. Kitts & Nevis (58%), Jamaica (53% each), Antigua and Barbuda (49%), the
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Surveys of customers at banks and credit unions have consistently shown significantly higher customer satisfaction rates with the quality of service at credit unions. Credit unions have historically claimed to provide superior member service and to be committed to helping members improve their
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credit unions in the regions grew rapidly throughout the 1970s and into the early 1980s. By 1988 COLAC credit unions represented four million members across 17 countries with a loan portfolio of circa US$ 0.5 billion. However, from the late 1970s onwards many Latin
American credit unions
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1201:(10 million), Brazil (6.0 million), South Korea (5.7 million), Philippines (5.4 million), Kenya and Mexico (5.1 million each), Ecuador (4.8 million), Australia (4.5 million), Thailand (4.1 million), Colombia (3.6 million), and
1397:
depositors) in order of seniority according to bankruptcy law. If the total deposits exceed the assets remaining after more senior creditors are paid, all depositors will lose some or all of their initial deposits. However, many jurisdictions have
1375:, credit unions expanded rapidly during the 1950s and 1960s, especially in Bolivia, Costa Rica, the Dominican Republic, Honduras, and Peru. The Regional Confederation of Latin American Credit Unions (COLAC) was formed and with funding by the
1268:
said about the association: "We would very much like such excellent constitutions to be established throughout our region. They would help to rescue people from evil and misery. A beautiful, great idea, a beautiful excellent constitution!"
1490:. The WOCCU's mission is to "assist its members and potential members to organize, expand, improve and integrate credit unions and related institutions as effective instruments for the economic and social development of all people".
1075:
1455:
in the United States, provides an ATM network and shared branching services to credit unions. Other examples of cooperatives among credit unions include credit counselling services as well as insurance and investment services.
1762:
1091:, regardless of the amount they might have invested. Credit unions see themselves as different from mainstream banks, with a mission to be community-oriented and to "serve people, not profit".
1384:
attempted to rehabilitate Latin
American credit unions by providing technical assistance and focusing credit unions' efforts on mobilising deposits from the local population. In 1987, the
2505:
1818:
1186:, so, for example, some countries generally seen as the pioneers of credit unionism, such as Germany, France, the Netherlands and Italy, are not always included in their data. The
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people in the greater Boston area. The oldest statewide credit union in the United States was established in 1913. The St. Mary's Bank Credit Union serves any resident of the
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places the control over financial resources and their allocation in the hands of a small number of microfinance providers that benefit from the highly profitable sector.
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1982:
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5,000 in interest on a loan of $ 150 from a moneylender. Drawing extensively on
European precedents, Desjardins developed a unique parish-based model for Quebec: the
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1311:, a reporter in the Canadian parliament, was moved to take up his mission in 1897 when he learned of a Montrealer who had been ordered by the court to pay nearly
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The countries with the most credit union activity are highly diverse. According to WOCCU, the countries with the greatest number of credit union members were the
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and other financial institutions in that those who have accounts in the credit union are its members and owners, and they elect their board of directors in a
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1296:) in Germany. By the time of Raiffeisen's death in 1888, credit unions had spread to Italy, France, the Netherlands, England, Austria, and other nations.
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into what are generally recognized as the first credit unions in the world. He went on to develop a highly successful urban credit union system. In 1864,
3700:
1406:
1187:
1847:
2657:
Hands Around the Globe: A History of the
International Credit Union Movement and the Role and Development of the World Council of Credit Unions, Inc.
2513:
1777:
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1601:
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1819:"How Did Bank Lending to Small Business in the United States Fare After the Financial Crisis? - The U.S. Small Business Administration - SBA.gov"
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caused a run on credit unions. Significant withdrawals and high default rates caused liquidity problems for many credit unions in the region.
1178:(WOCCU), at the end of 2018 there were 85,400 credit unions in 118 countries. Collectively they served 274.2 million members and oversaw
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552:
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1063:"Natural-person credit unions" (also called "retail credit unions" or "consumer credit unions") serve individuals, as distinguished from "
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Statue in RaÄŤa, Bratislava of Samuel
JurkoviÄŤ, founder of the first cooperative, or credit union, in Central Europe (Spolok GazdovskĂ˝)
2145:"Part 4. Examining Process: Chapter 76. Exempt Organizations Examination Guidelines: Section 22. Credit Unions — IRC 501(c)(14)"
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Once continued federally, FCUs become members of CDIC. As such, eligible deposits placed with an FCU enjoy CDIC deposit protection.
1099:, credit unions claim to provide a broader range of loan and savings products at a much cheaper cost to their members than do most
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1467:(CUNA) is a national trade association for both state- and federally chartered credit unions located in the United States. The
1435:
in Canada) provide service to credit unions, with operational support, funds clearing tasks, and product and service delivery.
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1986:
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2286:"The competitive edge of credit unions in Costa Rica: From financial repression to the risks of a new financial environment"
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1968:
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struggled with inflation, stagnating membership, and serious loan recovery problems. In the 1980s donor agencies such as
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833:
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1960:
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In the United States, credit unions incorporated and operating under a state credit union law are tax-exempt under
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2669:. Trans. by Konrad Engelmann. The Raiffeisen Printing and Publishing Company, Neuwid on the Rhine, Germany, 1970.
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2001:
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1447:(CUSO) is generally a for-profit subsidiary of one or more credit unions formed for this purpose. For example,
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https://myzahorie.sme.sk/c/5228907/gazdovsky-spolok-v-sobotisti-bol-prvym-uverovym-druzstvom-v-europe.html
2316:
PERNĂť, Lukáš. Samuel JurkoviÄŤ, slovenskĂ˝ národnĂ˝ buditeÄľ a zakladateÄľ druĹľstevnĂctva. In: DAV DVA (2019),
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The directors of the Mulukanoor Women's Thrift Cooperative stand at the entrance to their credit union in
1064:
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credit unions worldwide was 375 million, with over 100 million members having been added since 2016.
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987:
35:
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4180:
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3182:
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2031:
Allred, Anthony T. (1 July 2001). "Employee evaluations of service quality at banks and credit unions".
993:
954:
888:
649:
587:
547:
406:
185:
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1332:, was the first credit union. Assisted by a personal visit from Desjardins, St. Mary's was founded by
30:"Caisse pop" and "SACCO" redirect here. For Caisse populaire Desjardins, the Quebec credit union, see
4403:
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is the primary charitable arm of the United States' credit union movement and an affiliate of CUNA.
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2708:– regional federation representing 21 national federations in Asia with 35 million retail members
1939:
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2091:
The Economics of Financial Cooperatives: Income Distribution, Political Economy and Regulation
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1123:(i.e., in non-profit accounting terms, a "surplus") to remain in existence. According to the
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Rojas, Miguel; Deschênes, Sébastien; Ramboarisata, Lovasoa; Leclerc, André (February 2019).
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2013:
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2120:"WOCCU, "PEARLS: Ratios: R — Rate of Return and Costs & S — Signs of Growth"
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1919:"Corporate System Resolution: Corporate Credit Unions: Frequently Asked Questions (FAQs)"
1918:
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Credit unions often form cooperatives among themselves to provide services to members. A
1401:
that promises to reimburse members for funds lost up to a certain threshold, such as the
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2318:
https://davdva.sk/samuel-jurkovic-slovensky-narodny-buditel-a-zakladatel-druzstevnictva/
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Diekmann, Frank J. (July 2, 2012). "Poland's CUs: From Zero To Mature In Just 20 Yrs".
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2506:"Indiana credit union reps chosen to take part in ICUL ignite program for innovation"
2484:. Upper Saddle River, New Jersey: International Labour Organization. pp. 45–47.
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TASR: Gazdovský spolok v Sobotišti bol prvým úverovým družstvom . In: SME (2010),
2170:
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in New Brunswick, are incorporated under federal charters and are members of the
1508:(NCUA), which also provides deposit insurance similar to the manner in which the
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are provincially incorporated and deposit insurance is provided by a provincial
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2017:
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In the United States, federal credit unions are chartered and overseen by the
1336:
1307:, Canada, began operations on 23 January 1901 with a 10-cent deposit. Founder
1163:
315:
2340:Ä˝udovĂt Ĺ tĂşr: Hospodársky Ăşstav v Sobotišti, Orol tatranski 3. 2. 1846, ÄŤ. 20
2052:
1804:
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2222:"European Association of Cooperative Banks, Annual Statistical Report, 2010"
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428:
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250:
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2002:"Service quality at banks and credit unions: what do their customers say?"
1902:
1035:. In several African countries, credit unions are commonly referred to as
4142:
1300:
1237:
1132:
472:
305:
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reported 38 million members in those four countries at the end of 2010.
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4016:
3335:
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1293:
1135:(interest paid on deposits) in order to maintain capital and solvency.
1128:
978:
A branch of the Coastal Federal Credit Union in Raleigh, North Carolina
791:
562:
165:
2723:
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2427:
Empires of food: feast, famine, and the rise and fall of civilizations
1142:. Federal credit unions organized and operated in accordance with the
3735:
1304:
1147:
1139:
342:
17:
2458:
1427:
Credit unions as such provide service only to individual consumers.
1131:(from loans and investments) must exceed its operating expenses and
4395:
3502:
3235:
1381:
1227:
1216:
1157:
1074:
1032:
973:
450:
401:
1531:
250,000 of eligible deposits in credit unions are insured by the
1299:
The first credit union in North America, the Caisse Populaire de
4090:
2358:
The Credit Union Movement: Origins and Development 1850 to 1980.
1292:
founded the first rural credit union in Heddesdorf (now part of
1084:
1029:
659:
497:
423:
52:
3517:
3257:
2896:
2854:
2727:
1778:"Credit Union and Bank Subprime Lending in the Great Recession"
1182:
2.19 trillion in assets. WOCCU does not include data from
1179:
1698:. Upper Saddle River, New Jersey: Prentice Hall. p. 511.
1656:"12 U.S.C. § 1752(1), CUNA Model Credit Union Act (2007)"
2290:
The Canadian Journal of Nonprofit and Social Economy Research
3513:
2399:"French-Canadian Emigration to the United States, 1840–1930"
2202:"World Council of Credit Unions' annual Statistical Report"
996:. They may offer financial services equivalent to those of
2553:"CUMarketingDept.com reinvents itself as EverythingCU.com"
1276:
consolidated the learning from two pilot projects, one in
2066:
2064:
2062:
1347:
formed similar credit unions, often out of necessity, as
1054:, in 2006, 23.6% of mortgages from commercial banks were
2717:
2699:
2693:
2175:
Publication 557: Tax-exempt Status and Your Organization
2106:"Not-for-profit", noun, Oxford English Dictionary (2008)
1650:
1648:
1646:
1339:
to Manchester from Quebec on 24 November 1908. Several
2705:
1496:
is an online community of credit union professionals.
2711:
2706:
Association of Asian Confederations of Credit Unions
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1938:. Credit Union National Association. Archived from
2577:Financial Services Regulatory Authority of Ontario
1961:"Fulfilling our Mission/What is the credit union?"
1533:Financial Services Regulatory Authority of Ontario
1272:Modern credit union history dates from 1852, when
1224:founded the first rural credit unions in Germany.
2360:Kendall/Hunt Publishing Co., Dubuque, Iowa, 1984
1024:. Normally, only a member of a credit union may
2114:
2112:
1903:"Credit unions pay for risky behavior by a few"
2696:– national trade association for credit unions
3529:
2866:
2739:
1848:"Credit Unions Twice as Trusted as Big Banks"
1791:(2). Oxford University Press (OUP): 494–538.
1519:In Canada, the majority of credit unions and
1197:(101 million), India (20 million),
1071:Differences from other financial institutions
955:
8:
2714:– directory of all credit unions in the U.S.
2702:– global trade association for credit unions
2659:Horsdal & Schubart Publishers Ltd, 1999.
2676:. AuthorHouse, Bloomington, Indiana, 2007.
2376:. Discovery Publishing House. p. 199.
2196:
2194:
2192:
1776:Li, Kangli; van Rijn, Jordan (9 May 2022).
3557:
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3254:
2990:
2911:
2904:
2893:
2873:
2859:
2851:
2746:
2732:
2724:
2712:National Credit Union Service Organization
2424:Fraser, Evan D. G.; Rimas, Andrew (2010).
2000:Allred, Anthony T.; Adams, H. Lon (2000).
1188:European Association of Co-operative Banks
962:
948:
444:
255:
40:
3281:ICA Statement on the Cooperative Identity
2720:– charitable arm of credit union industry
2301:
2177:. Internal Revenue Service. February 2015
292:Transaction (checking / current)
2348:
2346:
1983:"Converts sing praises of credit unions"
1888:Frank J. Fabozzi & Mark B. Wickard,
1719:"Payments That Matter: SACCOs In Africa"
1602:Democratic member control (cooperatives)
1516:(ASI), a private insurer based in Ohio.
1095:financial situation. In the context of
2481:Credit Unions and the Poverty Challenge
2033:International Journal of Bank Marketing
1785:The Review of Corporate Finance Studies
1642:
297:
258:
51:
2598:"Canada Deposit Insurance Corporation"
2248:"75% of Irish adults in credit unions"
2102:
2100:
2573:"Deposit Insurance and Credit Unions"
2430:. New York: Free Press. p. 166.
1535:. Federal credit unions, such as the
1510:Federal Deposit Insurance Corporation
7:
3459:Co-operative Commonwealth Federation
2627:Canada Deposit Insurance Corporation
2258:from the original on March 20, 2012.
2224:. Eurocoopbanks.coop. Archived from
2171:"Other Section 501(c) Organizations"
1923:National Credit Union Administration
1663:National Credit Union Administration
1544:Canada Deposit Insurance Corporation
1506:National Credit Union Administration
1411:Canada Deposit Insurance Corporation
1403:National Credit Union Administration
1067:", which serve other credit unions.
921:
3498:History of the cooperative movement
2969:International Co-operative Alliance
2815:International Co-operative Alliance
1627:Credit unions in the United Kingdom
1371:in the 1940s to assist the poor in
3575:Accidental death and dismemberment
2246:Percival, Geoff (March 19, 2012).
1890:Credit Union Investment Management
1632:Credit unions in the United States
1486:for credit unions worldwide and a
27:Member-owned financial cooperative
25:
2694:Credit Union National Association
1965:Credit Union National Association
1465:Credit Union National Association
1451:, the largest credit-union-owned
1445:credit union service organization
1258:The Association of Administrators
3701:Directors and officers liability
2718:National Credit Union Foundation
1556:
1527:. For example, in Ontario up to
1469:National Credit Union Foundation
1041:savings and credit co-operatives
930:
920:
911:
910:
59:
2825:List of cooperative federations
1696:Economics: Principles in action
1377:Inter-American Development Bank
1274:Franz Hermann Schulze-Delitzsch
3351:Socially responsible investing
2700:World Council of Credit Unions
2623:"Federal credit unions (FCUs)"
1694:; Sheffrin, Steven M. (2003).
1592:Community federal credit union
1480:World Council of Credit Unions
1176:World Council of Credit Unions
1125:World Council of Credit Unions
1115:In the credit union context, "
710:Strategic financial management
1:
2974:Cooperative wholesale society
1936:"The Credit Union Difference"
1362:Commonwealth of Massachusetts
1357:America's Credit Union Museum
1241:
1052:financial crisis of 2007–2008
864:Sustainable development goals
4468:Savings and loan association
3397:Friedrich Wilhelm Raiffeisen
3150:Health insurance cooperative
3013:Savings and loan association
2784:Savings and loan association
2303:10.22230/cjnser.2018v9n2a289
1367:After being promoted by the
1290:Friedrich Wilhelm Raiffeisen
1222:Friedrich Wilhelm Raiffeisen
3901:Insurance-linked securities
2830:List of worker cooperatives
2122:. Woccu.org. Archived from
1985:. MSN Money. Archived from
1016:, share term certificates (
4564:
3590:Total permanent disability
2602:UNI Coopération financière
2151:. Internal Revenue Service
1420:
1351:banks frequently rejected
1262:The Association of Farmers
1249:
1127:(WOCCU), a credit union's
1089:one-person-one-vote system
1083:Credit unions differ from
1000:, such as share accounts (
615:Fractional-reserve banking
543:Enterprise risk management
29:
4493:
4330:Health insurance coverage
3595:Business overhead expense
3493:
3465:United Farmers of Alberta
3264:
3253:
2903:
2892:
2478:Balkenhol, Bernd (1999).
2459:"St. Mary's Credit Union"
2397:BĂ©langer, Damien-Claude.
2072:"What is a Credit Union?"
2045:10.1108/02652320110695468
2018:10.1108/09604520010307049
1537:UNI Financial Cooperation
1386:regional financial crisis
1330:Manchester, New Hampshire
1004:), share draft accounts (
518:Diversification (finance)
3731:Protection and indemnity
3477:Nepal Co-operative Party
2006:Managing Service Quality
1763:"Credit Unions Globally"
1607:History of credit unions
1514:American Share Insurance
1449:CO-OP Financial Services
1439:Leagues and associations
1252:History of credit unions
1144:Federal Credit Union Act
468:Automated teller machine
4188:Explanation of benefits
3660:Variable universal life
2810:Consumers' co-operative
2530:. WOCCU. Archived from
2352:J. Carroll Moody &
2149:Internal Revenue Manual
2039:(4). Emerald: 179–185.
1622:Credit unions in Canada
1429:Corporate credit unions
1065:corporate credit unions
1018:certificates of deposit
715:Stress test (financial)
4325:Health insurance costs
3726:Professional liability
3306:Cooperative federalism
3301:Co-operative economics
2835:Purchasing cooperative
2674:The Credit Union World
2405:. Marianopolis College
1577:Consumers' cooperative
1423:Corporate credit union
1324:In the United States,
1247:
1225:
1171:
1080:
979:
36:Sacco (disambiguation)
34:. For other uses, see
4181:Out-of-pocket expense
4042:Workers' compensation
3696:Collateral protection
3686:Business interruption
3119:Community wind energy
2915:Primary cooperative (
2370:Singh, S. K. (2009).
1925:(September 24, 2010).
1873:"LENDER SATISFACTION"
1433:central credit unions
1231:
1220:
1161:
1146:are tax-exempt under
1140:Section 501(c)(14)(A)
1111:Not-for-profit status
1078:
994:financial institution
977:
889:Too connected to fail
650:Investment management
548:Environmental finance
407:Correspondent account
101:Community development
4404:Corpus Juris Civilis
2886:mutual organizations
2820:List of cooperatives
2271:Credit Union Journal
1971:on January 15, 2012.
1909:(December 21, 2010).
1797:10.1093/rcfs/cfac020
1407:Share Insurance Fund
1256:"Spolok GazdovskĂ˝" (
1205:(3.3 million).
787:Exchange traded fund
665:Mathematical finance
625:Fundamental analysis
620:Full-reserve banking
226:Bank holding company
136:Export credit agency
44:Part of a series on
4533:Cooperative banking
4463:Rochdale Principles
4458:Mutual savings bank
4453:Mutual organization
4438:Cooperative banking
4355:Mesopotamian banker
3635:Longevity insurance
3276:Rochdale Principles
3223:Agent-owned company
3008:Mutual savings bank
2779:Mutual savings bank
2755:Cooperative banking
2672:Fountain, Wendell.
1582:Cooperative banking
1572:Bond of association
1392:Stability and risks
1309:Alphonse Desjardins
1097:financial inclusion
879:Time value of money
705:Statistical finance
695:Sustainable finance
645:Investment advisory
287:Time deposit (Bond)
4548:Financial services
4543:Community building
4215:Insurable interest
3716:Payment protection
3617:Payment protection
3471:Co-operative Party
3356:Solidarity economy
3316:Economic democracy
3081:Collective farming
2840:Worker cooperative
2800:Co-operative Party
2558:Credit Union Times
1892:(1997), pp. 64–65.
1692:O'Sullivan, Arthur
1521:caisses populaires
1488:development agency
1482:(WOCCU) is both a
1248:
1226:
1172:
1081:
1050:Leading up to the
986:is a member-owned
980:
854:Security (finance)
829:History of banking
725:Structured product
720:Structured finance
533:Economic expansion
46:financial services
4515:
4514:
4360:Code of Hammurabi
4335:Vehicle insurance
4230:Replacement value
4122:Actual cash value
4086:Adverse selection
4076:Actuarial science
4050:
4049:
3982:Kidnap and ransom
3955:Extended warranty
3602:Income protection
3511:
3510:
3489:
3488:
3485:
3484:
3452:Political parties
3407:Rochdale Pioneers
3402:David Schweickart
3341:Social enterprise
3293:economic theories
3249:
3248:
3245:
3244:
3206:
3205:
2982:
2981:
2848:
2847:
2682:978-1-4259-7006-2
2667:The Credit Unions
2273:. pp. 1, 22.
2094:, Routledge, 2019
1901:Wendell Cochran,
1525:Crown corporation
1500:Deposit insurance
1484:trade association
1453:interbank network
1399:deposit insurance
1286:Kingdom of Saxony
1280:and the other in
1184:cooperative banks
1174:According to the
1148:Section 501(c)(1)
972:
971:
767:Corporate finance
762:Capital structure
737:
736:
508:Corporate finance
328:
327:
16:(Redirected from
4555:
4473:Social insurance
4428:Friendly society
4320:Health insurance
4148:Short rate table
3896:Catastrophe bond
3797:Lenders mortgage
3558:
3538:
3531:
3524:
3515:
3266:
3255:
3218:Friendly society
3155:Mutual insurance
3018:Building society
2991:
2912:
2905:
2894:
2875:
2868:
2861:
2852:
2805:Co-operatives UK
2769:Building society
2748:
2741:
2734:
2725:
2641:
2640:
2635:
2633:
2619:
2613:
2612:
2610:
2608:
2594:
2588:
2587:
2585:
2583:
2569:
2563:
2562:
2549:
2543:
2542:
2540:
2539:
2524:
2518:
2517:
2512:. Archived from
2510:Bank Credit News
2502:
2496:
2495:
2475:
2469:
2468:
2466:
2465:
2455:
2449:
2448:
2446:
2444:
2421:
2415:
2414:
2412:
2410:
2394:
2388:
2387:
2373:Bank Regulations
2367:
2361:
2350:
2341:
2338:
2332:
2326:
2320:
2314:
2308:
2307:
2305:
2281:
2275:
2274:
2266:
2260:
2259:
2243:
2237:
2236:
2234:
2233:
2218:
2212:
2211:
2209:
2208:
2198:
2187:
2186:
2184:
2182:
2167:
2161:
2160:
2158:
2156:
2141:
2135:
2134:
2132:
2131:
2116:
2107:
2104:
2095:
2086:
2080:
2079:
2068:
2057:
2056:
2028:
2022:
2021:
1997:
1991:
1990:
1979:
1973:
1972:
1967:. Archived from
1957:
1951:
1950:
1948:
1947:
1932:
1926:
1916:
1910:
1899:
1893:
1886:
1880:
1879:
1877:
1869:
1863:
1862:
1860:
1859:
1850:. Archived from
1844:
1838:
1837:
1835:
1834:
1825:. Archived from
1815:
1809:
1808:
1782:
1773:
1767:
1766:
1759:
1753:
1752:
1750:
1749:
1743:
1737:. Archived from
1736:
1728:
1722:
1716:
1710:
1709:
1688:
1682:
1681:
1679:
1677:
1671:
1665:. Archived from
1660:
1652:
1566:
1561:
1560:
1559:
1530:
1494:EverythingCU.com
1328:Credit Union of
1318:caisse populaire
1246:
1243:
1236:credit union in
1234:caisse populaire
1002:savings accounts
998:commercial banks
964:
957:
950:
934:
924:
923:
914:
913:
844:Personal finance
777:Equity (finance)
640:Impact investing
630:Growth investing
538:Enterprise value
445:
256:
211:Savings and loan
63:
41:
32:Desjardins Group
21:
4563:
4562:
4558:
4557:
4556:
4554:
4553:
4552:
4518:
4517:
4516:
4511:
4489:
4485:Insurance cycle
4448:Fraternal order
4341:
4272:
4266:
4225:Proximate cause
4220:Insurance fraud
4200:General average
4159:Claims adjuster
4101:Risk management
4096:Risk assessment
4060:
4057:
4046:
4012:Prize indemnity
3879:
3827:
3821:
3750:
3711:Over-redemption
3669:
3621:
3612:National health
3553:
3547:
3542:
3512:
3507:
3481:
3447:
3416:
3382:David Griffiths
3360:
3321:Guild socialism
3294:
3292:
3285:
3260:
3241:
3202:
3198:Social services
3159:
3138:
3100:
3067:
3051:Housing society
3046:Student housing
3022:
2978:
2950:
2899:
2888:
2879:
2849:
2844:
2788:
2757:
2752:
2690:
2663:F.W. Raiffeisen
2649:
2647:Further reading
2644:
2631:
2629:
2621:
2620:
2616:
2606:
2604:
2596:
2595:
2591:
2581:
2579:
2571:
2570:
2566:
2561:. May 18, 2004.
2551:
2550:
2546:
2537:
2535:
2526:
2525:
2521:
2504:
2503:
2499:
2492:
2477:
2476:
2472:
2463:
2461:
2457:
2456:
2452:
2442:
2440:
2438:
2423:
2422:
2418:
2408:
2406:
2396:
2395:
2391:
2384:
2369:
2368:
2364:
2354:Gilbert C. Fite
2351:
2344:
2339:
2335:
2327:
2323:
2315:
2311:
2283:
2282:
2278:
2268:
2267:
2263:
2245:
2244:
2240:
2231:
2229:
2220:
2219:
2215:
2206:
2204:
2200:
2199:
2190:
2180:
2178:
2169:
2168:
2164:
2154:
2152:
2143:
2142:
2138:
2129:
2127:
2118:
2117:
2110:
2105:
2098:
2087:
2083:
2070:
2069:
2060:
2030:
2029:
2025:
1999:
1998:
1994:
1981:
1980:
1976:
1959:
1958:
1954:
1945:
1943:
1934:
1933:
1929:
1917:
1913:
1900:
1896:
1887:
1883:
1875:
1871:
1870:
1866:
1857:
1855:
1846:
1845:
1841:
1832:
1830:
1817:
1816:
1812:
1780:
1775:
1774:
1770:
1761:
1760:
1756:
1747:
1745:
1741:
1734:
1730:
1729:
1725:
1717:
1713:
1706:
1690:
1689:
1685:
1675:
1673:
1669:
1658:
1654:
1653:
1644:
1640:
1597:Deposit account
1562:
1557:
1555:
1552:
1528:
1502:
1441:
1431:(also known as
1425:
1419:
1394:
1369:Catholic Church
1353:Franco-American
1334:French-speaking
1326:St. Mary's Bank
1254:
1244:
1215:
1156:
1154:Global presence
1113:
1073:
1006:cheque accounts
968:
903:
902:
884:Too big to fail
869:Systematic risk
782:Ethical banking
772:Cost of capital
747:
739:
738:
685:Private banking
655:Islamic banking
635:Hedge (finance)
558:Ethical banking
528:Economic bubble
503:Climate finance
478:Bank regulation
442:
434:
433:
392:Instant payment
338:
330:
329:
253:
236:
235:
71:
39:
28:
23:
22:
15:
12:
11:
5:
4561:
4559:
4551:
4550:
4545:
4540:
4538:Social economy
4535:
4530:
4520:
4519:
4513:
4512:
4510:
4509:
4506:List of topics
4502:
4494:
4491:
4490:
4488:
4487:
4482:
4481:
4480:
4475:
4470:
4465:
4460:
4455:
4450:
4445:
4440:
4435:
4421:
4416:
4415:
4414:
4400:
4399:
4398:
4393:
4391:Burial society
4381:
4380:
4379:
4373:§235–238; §240
4365:§100–105; §126
4357:
4351:
4349:
4343:
4342:
4340:
4339:
4338:
4337:
4332:
4327:
4322:
4317:
4315:Climate change
4307:
4305:United Kingdom
4302:
4297:
4292:
4287:
4282:
4276:
4274:
4268:
4267:
4265:
4264:
4263:
4262:
4252:
4250:Underinsurance
4247:
4242:
4240:Self-insurance
4237:
4232:
4227:
4222:
4217:
4212:
4207:
4202:
4197:
4190:
4185:
4184:
4183:
4178:
4173:
4163:
4162:
4161:
4151:
4150:
4149:
4146:
4134:
4129:
4124:
4119:
4118:
4117:
4112:
4103:
4098:
4093:
4088:
4083:
4073:
4067:
4065:
4052:
4051:
4048:
4047:
4045:
4044:
4039:
4034:
4029:
4024:
4019:
4014:
4009:
4007:Political risk
4004:
3999:
3994:
3989:
3987:Legal expenses
3984:
3979:
3974:
3973:
3972:
3962:
3957:
3952:
3947:
3942:
3937:
3936:
3935:
3930:
3920:
3915:
3910:
3905:
3904:
3903:
3898:
3887:
3885:
3881:
3880:
3878:
3877:
3872:
3867:
3862:
3857:
3852:
3847:
3842:
3837:
3831:
3829:
3823:
3822:
3820:
3819:
3814:
3809:
3804:
3799:
3794:
3789:
3784:
3779:
3774:
3769:
3767:Builder's risk
3764:
3758:
3756:
3752:
3751:
3749:
3748:
3743:
3738:
3733:
3728:
3723:
3718:
3713:
3708:
3703:
3698:
3693:
3691:Business owner
3688:
3683:
3677:
3675:
3671:
3670:
3668:
3667:
3662:
3657:
3655:Universal life
3652:
3647:
3642:
3637:
3631:
3629:
3623:
3622:
3620:
3619:
3614:
3609:
3607:Long-term care
3604:
3599:
3598:
3597:
3592:
3582:
3577:
3572:
3566:
3564:
3555:
3549:
3548:
3543:
3541:
3540:
3533:
3526:
3518:
3509:
3508:
3506:
3505:
3500:
3494:
3491:
3490:
3487:
3486:
3483:
3482:
3480:
3479:
3474:
3468:
3462:
3455:
3453:
3449:
3448:
3446:
3445:
3440:
3438:United Kingdom
3435:
3430:
3424:
3422:
3418:
3417:
3415:
3414:
3409:
3404:
3399:
3394:
3389:
3384:
3379:
3374:
3368:
3366:
3362:
3361:
3359:
3358:
3353:
3348:
3343:
3338:
3333:
3331:Neo-capitalism
3328:
3323:
3318:
3313:
3308:
3303:
3297:
3295:
3290:
3287:
3286:
3284:
3283:
3278:
3272:
3270:
3262:
3261:
3258:
3251:
3250:
3247:
3246:
3243:
3242:
3240:
3239:
3232:
3225:
3220:
3214:
3212:
3208:
3207:
3204:
3203:
3201:
3200:
3195:
3190:
3185:
3180:
3179:
3178:
3167:
3165:
3161:
3160:
3158:
3157:
3152:
3146:
3144:
3140:
3139:
3137:
3136:
3131:
3126:
3121:
3115:
3113:
3102:
3101:
3099:
3098:
3093:
3088:
3083:
3077:
3075:
3069:
3068:
3066:
3065:
3064:
3063:
3058:
3048:
3043:
3038:
3032:
3030:
3024:
3023:
3021:
3020:
3015:
3010:
3005:
2999:
2997:
2988:
2984:
2983:
2980:
2979:
2977:
2976:
2971:
2965:
2963:
2952:
2951:
2949:
2948:
2943:
2938:
2928:
2922:
2920:
2909:
2901:
2900:
2897:
2890:
2889:
2880:
2878:
2877:
2870:
2863:
2855:
2846:
2845:
2843:
2842:
2837:
2832:
2827:
2822:
2817:
2812:
2807:
2802:
2796:
2794:
2790:
2789:
2787:
2786:
2781:
2776:
2771:
2765:
2763:
2759:
2758:
2753:
2751:
2750:
2743:
2736:
2728:
2722:
2721:
2715:
2709:
2703:
2697:
2689:
2688:External links
2686:
2685:
2684:
2670:
2660:
2653:Ian MacPherson
2648:
2645:
2643:
2642:
2614:
2589:
2564:
2544:
2519:
2516:on 2014-02-10.
2497:
2490:
2470:
2450:
2436:
2416:
2403:Québec History
2389:
2382:
2362:
2342:
2333:
2321:
2309:
2276:
2261:
2252:Irish Examiner
2238:
2213:
2188:
2162:
2136:
2108:
2096:
2081:
2058:
2023:
1992:
1989:on 2012-03-09.
1974:
1952:
1927:
1911:
1894:
1881:
1864:
1839:
1810:
1768:
1754:
1723:
1711:
1704:
1683:
1641:
1639:
1636:
1635:
1634:
1629:
1624:
1619:
1614:
1609:
1604:
1599:
1594:
1589:
1587:Capital market
1584:
1579:
1574:
1568:
1567:
1551:
1548:
1501:
1498:
1440:
1437:
1421:Main article:
1418:
1415:
1393:
1390:
1349:Anglo-American
1341:Little Canadas
1250:Main article:
1214:
1211:
1155:
1152:
1117:not-for-profit
1112:
1109:
1103:institutions.
1072:
1069:
1022:online banking
970:
969:
967:
966:
959:
952:
944:
941:
940:
939:
938:
928:
918:
905:
904:
901:
900:
897:
896:
891:
886:
881:
876:
871:
866:
861:
856:
851:
849:Public finance
846:
841:
836:
831:
826:
825:
824:
819:
814:
809:
804:
794:
789:
784:
779:
774:
769:
764:
759:
757:Bond (finance)
754:
748:
746:Related topics
745:
744:
741:
740:
735:
734:
733:
732:
727:
722:
717:
712:
707:
702:
697:
692:
690:Sustainability
687:
682:
677:
675:Money creation
672:
670:Mobile banking
667:
662:
657:
652:
647:
642:
637:
632:
627:
622:
617:
612:
611:
610:
605:
600:
595:
590:
585:
580:
575:
570:
560:
555:
550:
545:
540:
535:
530:
525:
520:
515:
510:
505:
500:
495:
490:
485:
480:
475:
470:
465:
464:
463:
458:
443:
440:
439:
436:
435:
432:
431:
426:
421:
416:
411:
410:
409:
399:
394:
389:
384:
383:
382:
377:
367:
366:
365:
360:
350:
345:
339:
337:Funds transfer
336:
335:
332:
331:
326:
325:
324:
323:
318:
313:
308:
300:
299:
295:
294:
290:
289:
284:
279:
274:
269:
267:Christmas club
261:
260:
254:
242:
241:
238:
237:
232:Lists of banks
229:
228:
223:
218:
213:
208:
203:
198:
193:
188:
186:Postal savings
183:
178:
173:
168:
163:
161:Mutual savings
158:
153:
148:
143:
138:
133:
128:
123:
118:
113:
108:
103:
98:
93:
88:
83:
78:
72:
70:Types of banks
69:
68:
65:
64:
56:
55:
49:
48:
26:
24:
14:
13:
10:
9:
6:
4:
3:
2:
4560:
4549:
4546:
4544:
4541:
4539:
4536:
4534:
4531:
4529:
4528:Credit unions
4526:
4525:
4523:
4508:
4507:
4503:
4501:
4500:
4496:
4495:
4492:
4486:
4483:
4479:
4476:
4474:
4471:
4469:
4466:
4464:
4461:
4459:
4456:
4454:
4451:
4449:
4446:
4444:
4441:
4439:
4436:
4434:
4431:
4430:
4429:
4425:
4422:
4420:
4417:
4413:
4412:
4408:
4407:
4406:
4405:
4401:
4397:
4394:
4392:
4389:
4388:
4387:
4386:
4382:
4378:
4374:
4370:
4366:
4363:
4362:
4361:
4358:
4356:
4353:
4352:
4350:
4348:
4344:
4336:
4333:
4331:
4328:
4326:
4323:
4321:
4318:
4316:
4313:
4312:
4311:
4310:United States
4308:
4306:
4303:
4301:
4298:
4296:
4293:
4291:
4288:
4286:
4283:
4281:
4278:
4277:
4275:
4269:
4261:
4258:
4257:
4256:
4253:
4251:
4248:
4246:
4243:
4241:
4238:
4236:
4233:
4231:
4228:
4226:
4223:
4221:
4218:
4216:
4213:
4211:
4208:
4206:
4203:
4201:
4198:
4196:
4195:
4194:Force majeure
4191:
4189:
4186:
4182:
4179:
4177:
4174:
4172:
4169:
4168:
4167:
4164:
4160:
4157:
4156:
4155:
4152:
4147:
4145:
4144:
4140:
4139:
4138:
4135:
4133:
4130:
4128:
4125:
4123:
4120:
4116:
4115:Value of life
4113:
4111:
4107:
4104:
4102:
4099:
4097:
4094:
4092:
4089:
4087:
4084:
4082:
4079:
4078:
4077:
4074:
4072:
4069:
4068:
4066:
4064:
4059:
4053:
4043:
4040:
4038:
4035:
4033:
4030:
4028:
4025:
4023:
4020:
4018:
4015:
4013:
4010:
4008:
4005:
4003:
4000:
3998:
3995:
3993:
3990:
3988:
3985:
3983:
3980:
3978:
3977:Interest rate
3975:
3971:
3968:
3967:
3966:
3963:
3961:
3958:
3956:
3953:
3951:
3948:
3946:
3943:
3941:
3938:
3934:
3931:
3929:
3926:
3925:
3924:
3921:
3919:
3916:
3914:
3911:
3909:
3906:
3902:
3899:
3897:
3894:
3893:
3892:
3889:
3888:
3886:
3882:
3876:
3873:
3871:
3868:
3866:
3863:
3861:
3858:
3856:
3853:
3851:
3848:
3846:
3845:Inland marine
3843:
3841:
3840:GAP insurance
3838:
3836:
3833:
3832:
3830:
3828:Communication
3824:
3818:
3815:
3813:
3810:
3808:
3805:
3803:
3800:
3798:
3795:
3793:
3790:
3788:
3785:
3783:
3780:
3778:
3775:
3773:
3770:
3768:
3765:
3763:
3760:
3759:
3757:
3753:
3747:
3744:
3742:
3739:
3737:
3734:
3732:
3729:
3727:
3724:
3722:
3719:
3717:
3714:
3712:
3709:
3707:
3704:
3702:
3699:
3697:
3694:
3692:
3689:
3687:
3684:
3682:
3679:
3678:
3676:
3672:
3666:
3663:
3661:
3658:
3656:
3653:
3651:
3650:Unitised fund
3648:
3646:
3643:
3641:
3640:Mortgage life
3638:
3636:
3633:
3632:
3630:
3628:
3624:
3618:
3615:
3613:
3610:
3608:
3605:
3603:
3600:
3596:
3593:
3591:
3588:
3587:
3586:
3583:
3581:
3578:
3576:
3573:
3571:
3568:
3567:
3565:
3563:
3559:
3556:
3550:
3546:
3539:
3534:
3532:
3527:
3525:
3520:
3519:
3516:
3504:
3501:
3499:
3496:
3495:
3492:
3478:
3475:
3472:
3469:
3466:
3463:
3460:
3457:
3456:
3454:
3450:
3444:
3443:United States
3441:
3439:
3436:
3434:
3431:
3429:
3426:
3425:
3423:
3419:
3413:
3412:Beatrice Webb
3410:
3408:
3405:
3403:
3400:
3398:
3395:
3393:
3390:
3388:
3385:
3383:
3380:
3378:
3375:
3373:
3372:G. D. H. Cole
3370:
3369:
3367:
3365:Key theorists
3363:
3357:
3354:
3352:
3349:
3347:
3344:
3342:
3339:
3337:
3334:
3332:
3329:
3327:
3324:
3322:
3319:
3317:
3314:
3312:
3309:
3307:
3304:
3302:
3299:
3298:
3296:
3291:Political and
3288:
3282:
3279:
3277:
3274:
3273:
3271:
3267:
3263:
3256:
3252:
3238:
3237:
3233:
3231:
3230:
3226:
3224:
3221:
3219:
3216:
3215:
3213:
3209:
3199:
3196:
3194:
3191:
3189:
3186:
3184:
3181:
3177:
3174:
3173:
3172:
3169:
3168:
3166:
3162:
3156:
3153:
3151:
3148:
3147:
3145:
3141:
3135:
3132:
3130:
3127:
3125:
3122:
3120:
3117:
3116:
3114:
3111:
3107:
3103:
3097:
3094:
3092:
3089:
3087:
3086:Reforestation
3084:
3082:
3079:
3078:
3076:
3074:
3070:
3062:
3059:
3057:
3054:
3053:
3052:
3049:
3047:
3044:
3042:
3039:
3037:
3034:
3033:
3031:
3029:
3025:
3019:
3016:
3014:
3011:
3009:
3006:
3004:
3001:
3000:
2998:
2996:
2992:
2989:
2985:
2975:
2972:
2970:
2967:
2966:
2964:
2961:
2957:
2953:
2947:
2944:
2942:
2939:
2936:
2932:
2929:
2927:
2924:
2923:
2921:
2918:
2913:
2910:
2908:By governance
2906:
2902:
2898:Organizations
2895:
2891:
2887:
2883:
2876:
2871:
2869:
2864:
2862:
2857:
2856:
2853:
2841:
2838:
2836:
2833:
2831:
2828:
2826:
2823:
2821:
2818:
2816:
2813:
2811:
2808:
2806:
2803:
2801:
2798:
2797:
2795:
2791:
2785:
2782:
2780:
2777:
2775:
2772:
2770:
2767:
2766:
2764:
2760:
2756:
2749:
2744:
2742:
2737:
2735:
2730:
2729:
2726:
2719:
2716:
2713:
2710:
2707:
2704:
2701:
2698:
2695:
2692:
2691:
2687:
2683:
2679:
2675:
2671:
2668:
2664:
2661:
2658:
2654:
2651:
2650:
2646:
2639:
2628:
2624:
2618:
2615:
2603:
2599:
2593:
2590:
2578:
2574:
2568:
2565:
2560:
2559:
2554:
2548:
2545:
2534:on 2019-04-19
2533:
2529:
2523:
2520:
2515:
2511:
2507:
2501:
2498:
2493:
2491:9789221108528
2487:
2483:
2482:
2474:
2471:
2460:
2454:
2451:
2439:
2437:9781439110133
2433:
2429:
2428:
2420:
2417:
2404:
2400:
2393:
2390:
2385:
2383:9788183564472
2379:
2375:
2374:
2366:
2363:
2359:
2355:
2349:
2347:
2343:
2337:
2334:
2331:
2325:
2322:
2319:
2313:
2310:
2304:
2299:
2295:
2291:
2287:
2280:
2277:
2272:
2265:
2262:
2257:
2253:
2249:
2242:
2239:
2228:on 2012-04-26
2227:
2223:
2217:
2214:
2203:
2197:
2195:
2193:
2189:
2176:
2172:
2166:
2163:
2150:
2146:
2140:
2137:
2126:on 2009-02-12
2125:
2121:
2115:
2113:
2109:
2103:
2101:
2097:
2093:
2092:
2088:Amr Khafagy,
2085:
2082:
2077:
2073:
2067:
2065:
2063:
2059:
2054:
2050:
2046:
2042:
2038:
2034:
2027:
2024:
2019:
2015:
2011:
2007:
2003:
1996:
1993:
1988:
1984:
1978:
1975:
1970:
1966:
1962:
1956:
1953:
1942:on 2013-03-05
1941:
1937:
1931:
1928:
1924:
1920:
1915:
1912:
1908:
1904:
1898:
1895:
1891:
1885:
1882:
1878:. April 2017.
1874:
1868:
1865:
1854:on 2018-11-29
1853:
1849:
1843:
1840:
1829:on 2019-08-28
1828:
1824:
1820:
1814:
1811:
1806:
1802:
1798:
1794:
1790:
1786:
1779:
1772:
1769:
1764:
1758:
1755:
1744:on 2009-03-25
1740:
1733:
1727:
1724:
1720:
1715:
1712:
1707:
1705:0-13-063085-3
1701:
1697:
1693:
1687:
1684:
1672:on 2009-05-09
1668:
1664:
1657:
1651:
1649:
1647:
1643:
1637:
1633:
1630:
1628:
1625:
1623:
1620:
1618:
1615:
1613:
1610:
1608:
1605:
1603:
1600:
1598:
1595:
1593:
1590:
1588:
1585:
1583:
1580:
1578:
1575:
1573:
1570:
1569:
1565:
1554:
1549:
1547:
1545:
1541:
1538:
1534:
1526:
1522:
1517:
1515:
1511:
1507:
1499:
1497:
1495:
1491:
1489:
1485:
1481:
1476:
1472:
1470:
1466:
1461:
1457:
1454:
1450:
1446:
1438:
1436:
1434:
1430:
1424:
1416:
1414:
1412:
1408:
1404:
1400:
1391:
1389:
1387:
1383:
1378:
1374:
1373:Latin America
1370:
1365:
1363:
1358:
1354:
1350:
1346:
1342:
1338:
1335:
1331:
1327:
1322:
1320:
1319:
1314:
1310:
1306:
1302:
1297:
1295:
1291:
1287:
1283:
1279:
1275:
1270:
1267:
1263:
1259:
1253:
1239:
1235:
1230:
1223:
1219:
1212:
1210:
1206:
1204:
1200:
1196:
1195:United States
1191:
1189:
1185:
1181:
1177:
1169:
1165:
1160:
1153:
1151:
1149:
1145:
1141:
1136:
1134:
1130:
1126:
1122:
1118:
1110:
1108:
1104:
1102:
1098:
1092:
1090:
1086:
1077:
1070:
1068:
1066:
1061:
1059:
1058:
1053:
1048:
1044:
1042:
1038:
1034:
1031:
1027:
1023:
1019:
1015:
1011:
1007:
1003:
999:
995:
992:
989:
985:
976:
965:
960:
958:
953:
951:
946:
945:
943:
942:
937:
933:
929:
927:
919:
917:
909:
908:
907:
906:
899:
898:
895:
894:Watered stock
892:
890:
887:
885:
882:
880:
877:
875:
874:Systemic risk
872:
870:
867:
865:
862:
860:
857:
855:
852:
850:
847:
845:
842:
840:
837:
835:
834:List of banks
832:
830:
827:
823:
820:
818:
815:
813:
810:
808:
805:
803:
800:
799:
798:
795:
793:
790:
788:
785:
783:
780:
778:
775:
773:
770:
768:
765:
763:
760:
758:
755:
753:
752:Asset pricing
750:
749:
743:
742:
731:
728:
726:
723:
721:
718:
716:
713:
711:
708:
706:
703:
701:
698:
696:
693:
691:
688:
686:
683:
681:
678:
676:
673:
671:
668:
666:
663:
661:
658:
656:
653:
651:
648:
646:
643:
641:
638:
636:
633:
631:
628:
626:
623:
621:
618:
616:
613:
609:
606:
604:
601:
599:
596:
594:
591:
589:
586:
584:
581:
579:
576:
574:
571:
569:
566:
565:
564:
561:
559:
556:
554:
551:
549:
546:
544:
541:
539:
536:
534:
531:
529:
526:
524:
523:Eco-investing
521:
519:
516:
514:
513:Disinvestment
511:
509:
506:
504:
501:
499:
496:
494:
493:Capital asset
491:
489:
486:
484:
481:
479:
476:
474:
471:
469:
466:
462:
459:
457:
454:
453:
452:
449:
448:
447:
446:
438:
437:
430:
427:
425:
422:
420:
417:
415:
412:
408:
405:
404:
403:
400:
398:
395:
393:
390:
388:
385:
381:
378:
376:
373:
372:
371:
368:
364:
361:
359:
356:
355:
354:
351:
349:
346:
344:
341:
340:
334:
333:
322:
319:
317:
314:
312:
309:
307:
304:
303:
302:
301:
296:
293:
288:
285:
283:
280:
278:
275:
273:
270:
268:
265:
264:
263:
262:
257:
252:
249:
245:
240:
239:
234:
233:
227:
224:
222:
219:
217:
214:
212:
209:
207:
204:
202:
199:
197:
194:
192:
189:
187:
184:
182:
179:
177:
176:Participation
174:
172:
169:
167:
164:
162:
159:
157:
156:Middle market
154:
152:
149:
147:
144:
142:
139:
137:
134:
132:
129:
127:
124:
122:
119:
117:
114:
112:
109:
107:
104:
102:
99:
97:
94:
92:
89:
87:
86:Bulge bracket
84:
82:
79:
77:
74:
73:
67:
66:
62:
58:
57:
54:
50:
47:
43:
42:
37:
33:
19:
4504:
4497:
4443:Credit union
4442:
4409:
4402:
4383:
4255:Underwriting
4210:Insurability
4192:
4171:Co-insurance
4141:
4137:Cancellation
3928:Catastrophic
3913:Climate risk
3741:Trade credit
3387:William King
3377:Charles Gide
3311:Distributism
3234:
3227:
3073:Agricultural
3003:Credit union
3002:
2882:Cooperatives
2774:Credit union
2773:
2673:
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4433:Cooperative
4106:Uncertainty
3965:Index-based
3933:Multi-peril
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3755:Residential
3392:Robert Owen
3056:egalitarian
2409:5 September
1823:www.sba.gov
1617:Labour Bank
1460:Institute.
1345:New England
1343:throughout
1245: 1920
991:cooperative
839:Market risk
730:Toxic asset
700:Speculation
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4522:Categories
4273:by country
4271:Insurance
4245:Total loss
4166:Deductible
4127:Cash value
4071:Act of God
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3792:Landlords'
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2464:2009-08-24
2232:2012-06-06
2207:2020-02-10
2181:August 31,
2155:August 31,
2130:2011-10-09
1946:2012-01-16
1858:2018-11-29
1833:2018-11-29
1748:2011-10-09
1638:References
1612:Humanomics
1337:immigrants
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1166:district,
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2076:woccu.org
2053:0265-2323
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1732:"Slide 1"
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1417:Corporate
1282:Delitzsch
1278:Eilenburg
1168:Telangana
1133:dividends
988:nonprofit
792:Financial
583:economics
563:Financial
429:BRICS PAY
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216:Universal
116:Custodian
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1129:revenues
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916:Category
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568:analysis
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