527:
518:, it can be used for working capital (both short and long term), refinancing debt, and purchasing furniture, fixtures, and supplies. There are some businesses that are ineligible for this program, such as real estate investment firms (where property is held for investment purposes), dealers of rare coins and stamps, and lending institutions like banks. The SBA's guarantee on these loans encourages lenders to provide financing to small businesses that may not meet traditional loan criteria, making it a valuable lifeline for many entrepreneurs. SBA loans may have lower down payment and collateral requirements than with other forms of loan.
40:
678:); Asian Pacific Americans (persons with origins from Burma, Thailand, Malaysia, Indonesia, Singapore, Brunei, Japan, China (including Hong Kong), Taiwan, Laos, Cambodia (Kampuchea), Vietnam, Korea, The Philippines, U.S. Trust Territory of the Pacific Islands (Republic of Palau), Republic of the Marshall Islands, Federated States of Micronesia, the Commonwealth of the Northern Mariana Islands, Guam, Samoa, Macao, Fiji, Tonga, Kiribati, Tuvalu, or Nauru); Subcontinent Asian Americans (persons with origins from India, Pakistan, Bangladesh, Sri Lanka, Bhutan, the Maldives Islands or Nepal). However, on July 19, 2023, a
52:
2189:
448:
2227:
2211:
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1853:
669:
The 8(a) Business
Development Program assists in the development of small businesses owned and operated by individuals who are socially and economically disadvantaged, such as women and minorities. Applicants must provide evidence of economic disadvantage (net worth under $ 250,000K), and must write
583:
Approximately 900 Small
Business Development Center sites are funded through a combination of state and SBA support in the form of matching grants. Typically, SBDCs are co-located at community colleges, state universities, and/or other entrepreneurial hubs. Cole Browne leads the SBA in purchasing of
513:
The 7(a) Loan
Guarantee Program is designed to help entrepreneurs start or expand their small businesses. It is the most common loan program offered by the SBA. The program makes capital available to small businesses through bank and non-bank lending institutions. The Small Business Jobs Act of 2010
647:
SBA's Office of
Veteran Business Development operates twenty-two Veteran Business Outreach Centers through grants and cooperative agreements with organizations which provide technical assistance to businesses owned by veterans and family members. VBOCs also provide instructors for the SBA's program
621:
Research conducted by the
Association of Women's Business Centers indicates that 64% of WBC clients in 2012 were low-income, 39% were persons of color, and 70% were nascent businesses. WBC services are provided in more than 35 languages, with 64% of WBCs providing services in two or more languages.
596:
Programs managed by the OWBO provide services to disadvantaged woman entrepreneurs to assist in increasing their competitiveness in the modern business world. These programs assist women through training and counseling, providing opportunities to obtain credit, capital and marketing assistance, and
766:
has challenged the justification of the federal government in intervening in credit markets. Among other criticisms, Cato argues that "the SBA benefits a relatively tiny number of small businesses at the expense of the vast majority of small business that do not receive government assistance. SBA
634:
SCORE's core service offering is its mentoring program, through which volunteer mentors (all experienced in entrepreneurship and related areas of expertise) provide free counsel to small business clients. Mentors, operating out of 300 chapters nationwide, work with their clients to address issues
231:
SBA has at least one office in each U.S. state. In addition, the agency provides grants to support counseling partners, including approximately 900 Small
Business Development Centers (often located at colleges and universities), 110 Women's Business Centers, and SCORE, a volunteer mentor corps of
600:
The Women's
Business Center Program was established under Title II of the Women's Business Ownership Act of 1988. It was first named the Demonstration Training Program when it was created by Congress to provide a long-term solution for training and counseling potential and current women business
569:
The
Microloan program provides direct loans to qualified nonprofit intermediary lenders who, in turn, provide "microloans" of up to $ 50,000 to small businesses and nonprofit child-care centers. It also provides marketing, management, and technical assistance to microloan borrowers and potential
617:
WBCs are designed to assist women in starting and growing small businesses, though their services are available to all. WBCs help women succeed in business by providing training, mentoring, business development, and financing opportunities to over 100,000 women entrepreneurs annually across the
604:
The current rule on the Women's
Business Center Program is outlined under Title 15 of the US Code, 2019 Edition, Chapter 14A. New rules were applied to the code by the US Small Business Administration, effective January 1, 2020, as outlined in the Federal Register document, Volume 84, No. 227,
350:
to end the SBA loan program met congressional resistance, although the SBA's budget was repeatedly cut, and in 2004 certain expenditures were frozen. The Obama administration supported SBA budgets and strengthened it through The
American Recovery and Reinvestment Act of 2009. SBA budgets were
630:
SCORE, the nation's largest network of volunteer, expert business mentors, was founded in 1964 as a resource partner of the U.S. Small Business Administration. SCORE has since educated more than 10 million current and aspiring U.S. small business owners through its free mentoring and free and
689:
The 8(a) Program opens the doors for disadvantaged firms to grow and develop for a period of 9-years. It has increased jobs for thousands of people across the Nation, and many of the successful firms had impacted their communities with internships, college funding, and more. Annually, of the
223:
SBA helps lead the federal government's efforts to deliver 23 percent of prime federal contracts to small businesses. Small business contracting programs include efforts to ensure that certain federal contracts reach woman-owned and service-disabled veteran-owned small businesses as well as
635:
related to starting and growing a business, including writing business plans, developing products, conceiving marketing strategies, hiring staff, and more. Clients access their mentors via free, ongoing face-to-face mentoring sessions or through email or video mentoring services.
613:
Women's Business Centers (WBCs) represent a national network of over 100 non-profit educational centers throughout the United States and its territories, funded in part through SBA support. The maximum SBA grant for a WBC is $ 150,000 per year, although most centers receive less.
638:
In addition to mentoring, SCORE also offers free and low-cost educational workshops each year, both online and in-person. In 2016, clients attended 119,957 online workshop sessions, while 237,712 local workshop attendees benefited from SCORE's in-person educational programming.
805:. While accommodation and franchise businesses were allowed by legislation to participate in the Paycheck Protection Program per its qualification requirements, the loan made to Ruth's Hospitality Group represents a departure from the SBA's mission to serve small businesses.
232:
retired and experienced business leaders with approximately 350 chapters. These counseling services provide services to over 1 million entrepreneurs and small business owners annually. President Obama announced in January 2012 that he would elevate the SBA into the
605:
Monday, November 25, 2019, Rules and Regulations. This rule document was put in place in order to make the Women's Business Center Program more transparent in reporting on progress and financial allotments, as well as providing improved standardization overall.
778:
stated, "One of the most important challenges facing the Small Business Administration and the entire Federal government today is that large businesses are receiving small business procurement awards and agencies are receiving credit for these awards."
601:
owners, including those who are Socially and Economically Disadvantaged as defined in 13 CFR 124.103. The intent of the program was, and still is, to stimulate the economy through assisting and encouraging growth of women-owned businesses.
335:) withdrew Title II as part of that act and made it a separate act to be known as the "Small Business Act". Its function was and is to "aid, counsel, assist and protect, insofar as is possible, the interests of small business concerns".
208:
by enabling the establishment and viability of small businesses and by assisting in the economic recovery of communities after disasters." The agency's activities have been summarized as the "3 Cs" of capital, contracts and counseling.
1004:
893:"Small Business Administration Fiscal Year 2015 Congressional Budget Justification and Fiscal Year 2013 Annual Performance Report Fiscal Year 2015 Congressional Budget Justification and Fiscal Year 2013 Annual Performance Report"
823:, it was revealed that more than half of the money from the Treasury Department's coronavirus emergency fund for small businesses actually went to bigger small businesses representing just 5 percent of the recipients. The
592:
The Office of Women-Owned Businesses (OWBO) was established in 1979 by Executive Order 12138. The mission of the program is "to enable and empower women entrepreneurs through advocacy, outreach, education and support."
1685:
220:, SBA loans were enhanced to provide up to a 90 percent guarantee in order to strengthen access to capital for small businesses after credit froze in 2008. The agency had record lending volumes in late 2010.
793:
Between 2009 and 2011, 7a Program guaranteed loans to Black-owned businesses declined by 47%. Black loans are 3% of 7a loans for fiscal years 2014-2019. The SBA report to Congress has minority loans at 23%.
552:
If a business with a Disaster Relief Loan defaults on the loan and the business is then closed, the SBA will pursue the business owner to liquidate all personal assets to satisfy an outstanding balance. The
870:
978:
2159:
Nopper, Tamara K. "Minority, black and non-black people of color:'New'color-blind racism and the us small business administration's approach to minority business lending in the post-civil rights era."
1402:"National Archives: Creating a National Women's Business Enterprise Policy and prescribing arrangements for developing, coordinating and implementing a national program for women's business enterprise"
674:
through SBA policy and do not have to submit a social disadvantage narrative when applying for the program: Black Americans; Hispanic Americans; Native Americans (American Indians, Eskimos, Aleuts, or
2255:
790:
which stated, "By failing to hold firms accountable, SBA and contracting agencies have sent a message to the contracting community that there is no punishment or consequences for committing fraud."
2265:
1799:
896:
720:
The Office of Hearings and Appeals (OHA) is an independent office within the SBA established in 1983 to provide an independent, quasi-judicial appeal against certain SBA program decisions.
1000:
812:
improperly received Paycheck Protection Program fundings. In response, the SBA sent a demand letter to Planned Parenthood requesting that they return the improperly received funding.
631:
low-cost workshops. In 2016, SCORE's more than 10,000 volunteer mentors helped their 125,000 clients create 54,072 small businesses, adding 78,691 non-owner jobs to the U.S. economy.
1822:
193:
2037:
836:
241:
155:
212:
SBA loans are made through banks, credit unions and other lenders who partner with the SBA. The SBA provides a government-backed guarantee on part of the loan. Under the
918:
771:
for the banking industry." Cato notes that the failure rate of all SBA loans from 2001 to 2010 is 19.4%, contributing to a cost to taxpayers of $ 6.2 billion in 2011.
2270:
2260:
1677:
1423:
1444:
213:
1924:
866:
731:
974:
2235:
841:
1789:
892:
2023:
816:
1068:
526:
1035:
670:
a statement of personal experiences in combination with evidence to sufficiently demonstrate social disadvantage. The following groups are presumed
105:
2063:
2250:
952:
343:
2089:
1655:
1711:
1101:
458:
1583:
1284:
1258:
538:
Homeowners and renters are eligible for long-term, low-interest loans to rebuild or repair a damaged property to pre-disaster condition.
846:
1814:
1465:
1203:
307:
270:
260:
92:
477:
1380:
1181:
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nation. Women's Business Centers are mandated to serve a significant number of socially and economically disadvantaged individuals.
495:
1772:
224:
businesses participating in programs such as the 8(a) Business Development Program and HUBZone. In March 2018 the SBA launched the
39:
1127:
363:
The SBA has an Administrator and a Deputy Administrator. It has an associate administrator or director for the following offices:
1097:
783:
253:
324:
299:
278:
217:
922:
712:
allegedly submitted fraudulent bills to the program, totaling over 20 million dollars, and kept the money for their own use.
434:
Senate-confirmed appointees include: Administrator, Deputy Administrator, Chief Counsel for Advocacy, and Inspector General.
339:
1547:
867:"Congressional Budget Justification/Annual Performance Report | the U.S. Small Business Administration | SBA.gov"
347:
1870:
346:
planned to eliminate the agency. It survived and went on to receive a record high budget in 2000. Renewed efforts by the
702:
233:
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1064:
820:
802:
1998:
1955:
1921:
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1352:
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798:
473:
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1401:
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815:
In December 2020, according to data released after a federal lawsuit filed by several news organizations under the
311:
286:
706:
355:
announced that the SBA would double its support of rural small businesses to $ 350 million in the next 5 years.
622:
In addition to business training services, 68% of WBCs provide mentoring services, and 45% provide microloans.
1741:
51:
1057:
819:
challenging the SBA's refusal to release records on borrowers and loan amounts relating to the government's
306:, July 30, 1953); The "Reconstruction Finance Corporation Liquidation Act" was Title I, which abolished the
1847:
1027:
514:
increased the maximum size of these loans, indefinitely, from $ 2 million to $ 5 million. According to the
17:
682:
ruled that this presumption is unconstitutional because its use of racial discrimination doesn't pass the
671:
2194:
277:. The Small Business Act was originally enacted as the "Small Business Act of 1953" in Title II (67
1648:"Office of Veterans Business Development - Resources - The U.S. Small Business Administration - SBA.gov"
1487:"Office of Women Owned Business: Women's Business Center Program, Rule 84 FR 64707, Pages 64707 - 64723"
1486:
824:
256:
944:
228:, aiming to connect entrepreneurs to lines of credit and capital in order to grow their businesses.
2114:
541:
Businesses are also eligible for long-term, low-interest loans to recover from declared disasters.
2144:
Big government and affirmative action: The scandalous history of the Small Business Administration
1647:
2168:
Business in black and white: American presidents and black entrepreneurs in the twentieth century
1707:
809:
737:
Eligibility determinations for Service-Disabled Veteran-Owned Small Business Concerns (SDVO SBC),
266:
1093:
204:. The mission of the Small Business Administration is "to maintain and strengthen the nation's
2017:
1794:
1572:
1280:
1254:
768:
679:
546:
469:
2198:
2115:"More than half of emergency small-business funds went to larger businesses, new data shows"
675:
201:
197:
117:
542:
1928:
683:
2038:"Decline in SBA Loans to Blacks Raises Questions about Obama Administration's Commitment"
1424:"Federal Register::Office of Women's Business Ownership: Women's Business Center Program"
1177:
274:
690:
government's $ 99B in small business contracts, 8(a) firms are awarded 5% of contracts.
2188:
2147:
1123:
763:
1152:
549:, over 15 years ago, when the SBA processed applications in about 74 days on average.
2244:
1880:
1857:
1790:"District Court Strikes Down Race Preference in USDA's and SBA's Contracting Schemes"
1785:
151:
945:"Small business loans soar under Jobs Act SBA loan program extension | ajc.com"
561:
expected by the former business owner and apply the amount toward the loan balance.
352:
320:
295:
237:
160:
2090:"SBA demands Planned Parenthood affiliate return Paycheck Protection Program loan"
827:
generally classified a small business as a business with 500 employees or fewer.
2204:
Public Law 85-699, 85th Congress, S. 3651: Small Business Investment Act of 1958
1922:
Terminating the Small Business Administration – Reader Response | Cato @ Liberty
1539:
701:, uncovered a massive scheme to defraud this program. Civilian employees of the
545:
are often approved within 21 days. This is an improved approval time than after
531:
1678:"Veterans Business Centers Receive Funding To Expand Entrepreneurship Outreach"
1094:"Small Business: Expectations of Firms in SBA's 8(a) Program Are Not Being Met"
1768:
751:
558:
1228:
2203:
1991:
1966:
1896:
1343:
1306:
351:
further strengthened by the Small Business Jobs Act of 2010, and in 2011,
2064:"Ruth's Chris Steak House Gets $ 20 Million From Coronavirus Aid Program"
1466:"USC Title 15, Commerce and Trade, §656. Women's business center program"
1617:
797:
On April 17, 2020, the SBA approved $ 20 million in forgivable loans to
338:
The SBA has survived a number of threats to its existence. In 1996, the
656:
The SBA also supports regional innovation clusters across the country.
328:
303:
282:
205:
1514:
1733:
525:
1879:
This article incorporates text from this source, which is in the
1856:
This article incorporates text from this source, which is in the
754:
final decisions within a few days of each decision being issued.
2231:
1944:. Washington: Government Printing Office. 2011. pp. 161–62.
1511:"Women's Business Centers: Effectively Growing Entrepreneurship"
746:
8(a)BD eligibility determinations, suspensions and terminations.
1058:"Reducing the Deficit: Spending and Revenue Options, Section 9"
698:
694:
554:
441:
137:
1764:
Ultima Services Corp. v. US Department of Agriculture, et al.
597:
establishing a Federal set-aside for women-owned businesses.
743:
Eligibility of Economically Disadvantaged WOSB (EDWOSB), and
1513:. Association of Women's Business Centers. Archived from
1942:
Budget of the United States Government, Fiscal Year 2012
391:
Equal Employment Opportunity and Civil Rights Compliance
515:
465:
175:
2182:
2152:
Lowrey, Ying. "Minority entrepreneurship in the USA."
1931:. Cato.org (August 22, 2012). Retrieved on 2013-08-12.
1682:
www.sba.gov/offices/headquarters/ovbd/resources/362341
2256:
Financial regulatory authorities of the United States
660:
Federal contracting and business development programs
2266:
Independent agencies of the United States government
476:, and by adding encyclopedic content written from a
2154:
International Journal of Business and Globalisation
1708:"Office of Veterans Business Development Resources"
919:"SBA Blog Post by Deputy Administrator Marie Johns"
740:
Eligibility of Women-Owned Small Businesses (WOSB),
170:
144:
132:
124:
111:
101:
84:
66:
61:
1351:. Washington, DC: Congressional Research Service.
837:Administrator of the Small Business Administration
312:
310:(RFC). The Small Business Act Amendments of 1958 (
287:
242:Administrator of the Small Business Administration
194:independent agency of the United States government
1815:"EyakTek Director Arrested in Major Bribery Case"
1684:(Press release). Small Business Administration.
1445:"13 CFR 124.103: Who is socially disadvantaged?"
1958:Large Businesses Receive Small Business Awards,
1897:"Terminating the Small Business Administration"
1345:Small Business Administration Microloan Program
400:Government Contracting and Business Development
732:North American Industry Classification System
8:
2236:National Archives and Records Administration
1612:
1610:
1608:
1606:
1604:
801:, a publicly traded company, as part of the
32:
1582:. Association of Women's Business Centers.
1178:"New Rules Make SBA Loans Easier To Obtain"
1147:
1145:
842:Title 13 of the Code of Federal Regulations
186:United States Small Business Administration
18:United States Small Business Administration
2187:
705:, working in concert with an employee of
496:Learn how and when to remove this message
394:Faith Based and Neighborhood Partnerships
252:The SBA was created on July 30, 1953, by
1567:
1565:
1534:
1532:
1375:
1373:
643:Veteran Business Outreach Centers (VBOC)
588:The Office of Women's Business Ownership
2271:Organizations based in Washington, D.C.
2261:Government agencies established in 1953
1891:
1889:
1628:from the original on September 28, 2017
1281:"SBA: Business Physical Disaster Loans"
1255:"SBA: Home and Personal Property Loans"
1074:from the original on September 19, 2012
899:from the original on September 10, 2015
858:
723:OHA is able to hear appeals regarding:
106:Federal government of the United States
2022:: CS1 maint: archived copy as title (
2015:
2004:from the original on February 19, 2013
1842:
1840:
1550:from the original on November 11, 2014
1381:"Office of Women's Business Ownership"
1342:Dilger, Robert Jay (August 15, 2018).
1130:from the original on November 29, 2013
808:On May 21, 2020, it was reported that
457:contains content that is written like
31:
2146:(University Press of Kentucky, 2014)
1658:from the original on February 3, 2017
1589:from the original on November 5, 2014
1007:from the original on December 4, 2018
376:Congressional and Legislative Affairs
236:, a position it last held during the
91:Small Defense Plants Administration,
7:
2062:Scott, Charity L. (April 14, 2020).
1903:from the original on August 26, 2012
1813:LibCasey, C-SPAN (October 4, 2011).
1235:. U.S. Small Business Administration
1204:"Terms, conditions, and eligibility"
981:from the original on January 2, 2011
955:from the original on January 7, 2011
730:Contracting officer designations of
652:Innovation and Strategic Initiatives
574:Entrepreneurial development programs
1802:from the original on July 26, 2023.
1714:from the original on March 28, 2015
1104:from the original on March 26, 2005
1038:from the original on March 14, 2016
847:Business Development Bank of Canada
767:subsidies also represent a form of
734:(NAICS) codes on federal contracts,
2234:from websites or documents of the
2218:from websites or documents of the
2042:National Black Chamber of Commerce
1573:"Women's Business Center Overview"
1287:from the original on July 25, 2014
1261:from the original on July 25, 2014
1208:Terms, conditions, and eligibility
587:
579:Small Business Development Centers
530:SBA opens Disaster Loan Center in
424:Small Business Development Centers
317:Tooltip Public Law (United States)
308:Reconstruction Finance Corporation
292:Tooltip Public Law (United States)
93:Reconstruction Finance Corporation
25:
1825:from the original on June 5, 2016
1744:from the original on June 5, 2017
1688:from the original on May 18, 2015
1546:. Small Business Administration.
1358:from the original on June 5, 2018
1323:from the original on May 23, 2011
1184:from the original on June 4, 2014
1126:. Small Business Administration.
1026:Emily Maltby (January 13, 2012).
873:from the original on June 1, 2015
693:In 2011, the SBA, along with the
665:8(a) Business Development Program
373:Communications and Public Liaison
2230: This article incorporates
2225:
2214: This article incorporates
2209:
2088:Kelly, Caroline (May 21, 2020).
1874:
1851:
1098:Government Accountability Office
949:The Atlanta Journal-Constitution
784:Government Accountability Office
608:
446:
50:
38:
1899:. Cato Institute. August 2011.
1869:Small Business Administration,
1846:Small Business Administration,
774:In 2005, SBA Inspector General
27:United States government agency
1848:Office of Hearings and Appeals
716:Office of Hearings and Appeals
584:new Development Center sites.
1:
2251:Small Business Administration
2220:Small Business Administration
1738:Small Business Administration
1001:"The SBA Franchise Directory"
427:Veterans Business Development
415:Management and Administration
33:Small Business Administration
1028:"Obama to Elevate SBA Chief"
703:U.S. Army Corps of Engineers
1065:Congressional Budget Office
821:Paycheck Protection Program
803:Paycheck Protection Program
385:Entrepreneurial Development
2287:
1956:"New Management Challenge—
1540:"Women's Business Centers"
817:Freedom of Information Act
430:Women's Business Ownership
388:Entrepreneurship Education
244:a cabinet-level position.
1927:December 2, 2013, at the
1618:"2017 Media FAQs - SCORE"
707:Alaska Native Corporation
412:Investment and Innovation
196:that provides support to
49:
37:
1873:, accessed 18 June 2020
1850:, accessed 18 June 2020
799:Ruth's Hospitality Group
609:Women's Business Centers
359:Organizational structure
344:House of Representatives
259:with the signing of the
2068:The Wall Street Journal
418:Native American Affairs
226:SBA Franchise Directory
218:Small Business Jobs Act
2232:public domain material
2216:public domain material
1771: 2023-07-19),
672:socially disadvantaged
535:
509:Loan Guarantee Program
421:Performance Management
379:Credit Risk Management
238:Clinton administration
163:, Deputy Administrator
72:; 71 years ago
2163:37.5 (2011): 651-671.
1972:on September 30, 2013
1517:on September 20, 2020
782:In October 2009, the
543:Disaster Relief Loans
529:
522:Disaster Loan Program
478:neutral point of view
2156:1.2 (2007): 176-221.
727:Size determinations,
403:Hearings and Appeals
367:Business Development
257:President Eisenhower
2119:The Washington Post
1819:Alaska Public Media
710:Eyak Technology LLC
648:Boots to Business.
470:promotional content
409:International Trade
382:Disaster Assistance
348:Bush Administration
34:
2170:(NYU Press, 2009).
2161:Critical Sociology
975:"SBA News Release"
810:Planned Parenthood
750:The OHA publishes
557:will withhold any
536:
534:, October 26, 2009
472:and inappropriate
298:(ch. 282, 67
262:Small Business Act
240:, thus making the
70:July 30, 1953
2166:Weems, Robert E.
1788:(July 19, 2023).
1404:. August 15, 2016
1100:. July 20, 2000.
825:CARES Act of 2020
769:corporate welfare
680:US district court
565:Microloan Program
547:Hurricane Katrina
506:
505:
498:
182:
181:
145:Agency executives
16:(Redirected from
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2229:
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2213:
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2199:Federal Register
2191:
2186:
2185:
2183:Official website
2142:Bean, Jonathan.
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1965:. Archived from
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156:Administrator
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133:Annual budget
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112:Headquarters
102:Jurisdiction
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2124:December 2,
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1652:www.sba.gov
1544:www.sba.gov
1233:www.sba.gov
1011:December 3,
776:Report 5-15
570:borrowers.
532:Austell, GA
516:SBA website
2245:Categories
1907:August 23,
1769:E.D. Tenn.
1734:"Clusters"
1157:7(a) Loans
1078:August 25,
853:References
752:unredacted
686:standard.
559:tax refund
466:improve it
340:Republican
331:, enacted
323:, 72
254:Republican
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1307:"GAO.gov"
1108:March 19,
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271:15 U.S.C.
125:Employees
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1259:Archived
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267:codified
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1314:gao.gov
1229:"Loans"
1188:May 22,
313:Pub. L.
288:Pub. L.
275:ch. 14A
248:History
234:Cabinet
206:economy
176:sba.gov
171:Website
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2148:online
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1795:Reason
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140:(2015)
120:, U.S.
67:Formed
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626:SCORE
325:Stat.
300:Stat.
285:) of
279:Stat.
273:
2126:2020
2101:2021
2075:2020
2049:2020
2024:link
2010:2013
1978:2013
1909:2012
1831:2016
1773:Text
1750:2017
1720:2015
1694:2015
1664:2017
1634:2017
1595:2014
1556:2014
1523:2014
1497:2021
1473:2021
1452:2021
1431:2021
1410:2021
1388:2021
1364:2018
1329:2011
1293:2014
1267:2014
1241:2023
1215:2021
1190:2018
1164:2021
1136:2013
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1080:2012
1044:2016
1013:2018
987:2011
961:2011
931:2011
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879:2015
762:The
200:and
184:The
2195:SBA
2094:CNN
1032:WSJ
699:IRS
695:FBI
555:IRS
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