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How can a single customer be able to plan his future, when he doesn't knows how will be his earnings and now much he'll have to pay for his home in a few years, it's awful.
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I'm currently searching for the list of country that do not allow fixed rate for long term loans. I hopped to find this list in discussion page, but it wasn't ther.
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Because real estate lending is more commonly fixed rate in our country, even for long term. I've read last FED report about subprime crisis
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In France, it seems obvious that variable rate loans are the origin of subprime crisis.
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I've seen your text on
Variable-Rate mortgage Knowledge's page
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