Knowledge (XXG)

Takaful

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events out of the insured policyholder's control. When the policyholder collects a payout, they are not a winner, but a loser who at least has some compensation. Furthermore, while insurance involves uncertainty, "statistical techniques and actuarial sciences have progressed to a stage where the insurance company can calculate its risks and benefits with great precision," so that the uncertainty involved in insurance can scarcely be called excessive in normal circumstances.
1574:) laid the foundation of mutual insurance. "In the case of insurance, as with commercial banks, orthodox opinion prevailed," and with "a consensus among Muslim scholars" about the legitimacy of takaful and the illegitimacy of conventional insurance, the "movement for Islamizing the contemporary insurance business" started around the mid-1970s. In 1976, a fatwa was issued by the Higher Council of Saudi Arabia "in favor of an Islamic model" of insurance. The 4928: 1591:, a non-Muslim US-based company (with more than 88 million customers in 130 countries), established a takaful subsidiary called AIG Takaful Enaya, headquartered in Bahrain. As of 2013 the leading takaful countries are "Malaysia and the Gulf states". It was reported in 2016 that out of total 308 takaful companies, 93 are takaful windows; however, these takaful windows own only 2.5% of the total takaful assets. 1307:
Regarding life insurance, everyone dies, but what if the death occurs after the first payment of a premium for life insurance? they win and the insurance company loses.) This "makes the insurance business similar to gambling, where the gambler does not know the fate of the game". Thus, uncertainty in the conventional insurance business "is excessive and borders on prohibited gharar".
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has been fulfilled. It is imperative, therefore, for a takaful operator to maintain adequate assets of the defined funds under its care whilst striving prudently to ensure the funds are sufficiently protected against over-exposure. Therefore, the provision of insurance coverage is in conformity with Shariah based on the Islamic principles of
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In 2018, the takaful industry had grown to a size of $ 27.7 billion of "contributions" (from a 2011 figure of $ 12 billion). The movement has been praised as providing "superior alternatives" to insurance that "reinvigorate human capital, emphasize personal dignity, community self-help, and economic
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ISLAMIC INSURANCE THEORY and PRACTICE states: `All legal evidence permits Cooperative Insurance, as God says in the Holy Quran, "Cooperate for good and pious deeds and do not cooperate to do evil and aggression."` But does not specifically cite . Shakir translates part of as "and help one another
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enables participants to perform their deeds in assisting fellow participants who might suffer a loss or damage due to a catastrophe or disaster. The sharing of profit (or surplus) that may emerge from the operations of a takaful is made only after the obligation of assisting the fellow participants
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A minority of Islamic scholars argue that insurance is not like gambling because in gambling, no risk is covered and no damage is mitigated. The gamblers play a game of chance for entertainment and profit in which they can win or lose, based on a conscious decision. Insurance provides coverage for
1334:, Muhammad Mustafa as-Sinqithi, Salaah al-Saawi, Abdullah al-Muslih, Sulaiman Thunayaan, Ali Abu al-Basl, Abdur Rawf al-Shaadhili, Faisal Maulawi, Mohammad Muslehuddin, Afzalur Rahman, and numerous other respected scholars and jurists were unanimously agree that commercial insurance were forbidden. 1758:
According to Rakaan Kayali, the fact that benefits for the takaful members are distributed as funds allow, rather than defined by the policy, may lead to conflict among members—if, for example, one member's claim uses up takaful funds so that another member with an equally valid claim a short time
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The uncertainty "if and when the insured event will take place and, if it does take place, what would be the relationship of compensation to the insurance premium paid". (What if the holder of collision insurance policy never has a motor vehicle accident? they lose and the insurance company wins.
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The industry grew from $ 1.384 billion in 2004 to $ 5.318 billion in 2008. By the end of 2011, total takaful contributions amounted to $ 12 billion (as compared to $ 4 trillion for conventional insurance). In 2005, there were 82 companies around the world engaged in takaful business (77 dedicated
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One complaint made against (most) takaful (by Muhammad Akram Khan) is that despite the talk of solidarity, (most) takaful-holders "do not have any 'voice'" in the management of the takaful. The "TO (takaful operator) makes all the crucial decisions, such as rate of premium, risk strategy, asset
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Additionally, there has been doubt cast on the legitimacy of claiming that takaful participants are making "donations". This is because the word "donations" implies giving with no expectation of worldly return. This is clearly not the case with takaful participants who are seeking insurance.
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contract between the provider or providers of funds for a business venture and the entrepreneur who actually conducts the business. The operation of a takaful may thus be envisaged as the profit-sharing business venture between the takaful operator and the individual members of a group of
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Theoretically, takaful is perceived as cooperative or mutual insurance, where members contribute a certain sum of money to a common pool. The purpose of this system is not profits, but to uphold the principle of "bear ye one another's burden". The principles of takaful are as follows:
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that permitted insurance as "cooperative insurance, built on the principles of voluntary contribution (tabarru') and mutual cooperation". An exception to this state of affairs can be found in Sudan, where the takaful-holders have more say in the management of the takaful business.
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Under takaful, people and companies concerned about hazards make regular contributions ("donations") to be reimbursed or repaid to members in the event of loss, and managed on their behalf by a takaful operator. Like other Islamic finance products, Takaful is grounded in Islamic
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The concept of takaful has reportedly been practised in various forms since 622 CE. The first practitioner of Takaful were known as Zubayr ibn al-Awwam, companion of the prophet, as this practice were allowed according to classical scholar consensus, such as Ibn Taymiyyah in his
1694:) a certain proportion of his takaful installments (or contributions) that he agrees or undertakes to pay, should any of his fellow participants suffer a defined loss. This agreement enables him to fulfill his obligation of mutual help and joint guarantee. 1582:
also approved takaful as a legitimate form of business in 1985. The Islamic Insurance Company of Sudan started as the first takaful company in 1979. By the mid-1990s, there were seven takaful companies in Sudan, Dubai, Saudi Arabia, Bahrain and Jordan.
1468:, such as Dr Erwandi Tarmizi. Additionally, Modern researchers of Islamic banking, and Islamic financing theorists, has delved the business aspect of Zubayr during his lifetime as rolemodel. One of the principles of az-Zubayr business were the 1587:
takaful companies, and five "offering takaful products" from "Islamic windows"). By 2006, there were 133. As with the traditional forms of insurance, reinsurance of a takaful operation may be used, known as "retakaful". Also in 2006,
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management and allocation of surpluses and profits". The shareholders of the TO, and "not the takaful-holders, appoint and dismiss managers of the takaful". Similarly, Mahmud El-Gamal complains that "even companies that use the term
1887: 1550:, that the deposit center were named after Zubayr ibn al-Awwam. Meanwhile, modern day Pakistani Islamic business theorist, Zubair Mughal, has further observed the model of Zubayr ibn al-Awwam practice of Tafakul to avoid the 1217:
Muslims scholar have "hardly any difference of opinion" on "the need for managing, redeeming and mitigating general, business and life risks covered by the insurance business". But whether conventional insurance is forbidden
1404:: The place of relationships and feelings of people with faith, between each other, is just like the body; when one of its parts is afflicted with pain, then the rest of the body will be affected. (Narratives by Imam al- 2818: 2013: 2183: 1682:
between the participants (as providers of capital) and the takaful operator. The sharing of such profit may be in a ratio of 50:50, 60:40, 70:30 and so forth, as mutually agreed between the contracting parties.
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does not change the reality. We can make insurance a not-for-profit activity (provided we can ensure efficient management), but it does not change the essential nature of what is being done."
1310:"Insurance companies invest surplus funds on the basis of interest and pay out a part of such earnings to policyholders as bonuses." According to the 'orthodox interpretation', this is riba. 1443:
The fundamentals underlying takaful are very similar to co-operative and mutual principles, to the extent that the co-operative and mutual model is one that is accepted under Islamic law.
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takaful and conventional insurance is the same, and as a consequence this structure "has come under a lot of criticism from Shari'ah scholars". Mainly used in Pakistan and South Africa.
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self-development"; but also criticized as having "dwindled" in scope to an industry of "conventional insurance with Arabic terminology and language of contract".
976: 5003: 1975: 5753: 4574: 2618: 1616:), i.e. premiums, are accumulated into a fund to meet members' losses. Members are not allowed to take back any contributions or profits from investments. 5129: 1735: 1575: 1233: 4648: 4564: 3186: 2972: 2795: 2243: 4665: 3169:
Chakib Abouzaid: Presentation of the World Islamic Insurance Directory at the World Takaful Conference (2006/07/08/09/10/11/12) www.takaful-re.ae
1892: 1149:, sometimes translated as "solidarity" or mutual guarantee) is a co-operative system of reimbursement or repayment in case of loss, organized as an 4628: 4549: 2289: 867: 2450:المدينة وفروعه متعددة كالإسكندرية ، والكوفة ، والبصرة ؛ مستدلا بذلك بما جاء في الطبقات الكبرى لابن سعد ، " عن عروة قال : كان للزبير بمصر خطط 5763: 4569: 3517: 2216: 1734:(cooperative mutual guarantee or insurance) are structured with stockholder rather than policyholder ownership", despite the 9/2 ruling of the 5748: 4579: 4536: 2884: 2486: 2467: 1263:
Islamic scholars began forbidding commercial insurance as early as the late nineteenth century CE. The majority of Islamic scholars believe
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participants who desire to reciprocally guarantee each other against a certain loss or damage that may be inflicted upon any one of them.
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The commercial insurance contract, with a fixed insurance premium, as practiced by commercial insurance companies, contains substantial
1237: 1641:-based model: Waqf is a distinct entity and a legal person. According to one critic, "except for names and terms, the essence" of both 5159: 275: 2655: 1606:
model (profit-sharing): the managers (shareholders) are sharing profit and losses with the policyholders; used initially in Far East.
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Siddiqui, Mohammad Najatuallah "Islamic banking and finance in theory and practice: A survey of the state of the art."
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Whether takaful is significantly different from conventional insurance has been questioned. Islamic economist
1240:(also called the International Islamic Fiqh Academy) ruled conventional commercial (but not social) insurance 1314:
According to Jamal Zarabozo, the majority of modern Muslim such as scholars from Islamic Fiqh Council of the
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Ajmal Bhatty, President & Chief Executive Officer, Tokio Marine Middle East, Takaful Summit 2011.
1751: 1539: 967: 962: 945: 3001: 1678:(or surplus) from the operations of the takaful is to be shared in accordance with the principle of 5891: 5886: 5881: 5866: 5728: 5688: 5450: 5420: 5288: 5149: 5073: 5063: 4726: 4607: 4501: 4317: 3814: 3611: 1480:. This type of fundraising business consisted of Zubayr practice of accepting safety deposits as a 1422: 1405: 1327: 540: 489: 1453: 5934: 5927: 5839: 5718: 5643: 5460: 5425: 5336: 5293: 5263: 5235: 5230: 5200: 5174: 4998: 4950: 4888: 4802: 4653: 4589: 4397: 4373: 4050: 4028: 3988: 3791: 3742: 3708: 3599: 3308: 3118: 3023: 2509: 1675: 1497: 1469: 1056: 701: 482: 443: 247: 3878: 3131: 2129: 1635:
model: agency fee, received up front from the contributors and transferred to shareholders fund.
1378:(both: virtue, righteousness and piety), but do not help one another in sin and transgression. ( 5788: 5658: 5550: 5514: 5504: 5465: 5455: 5383: 5373: 5303: 4863: 4858: 4763: 4753: 4743: 4426: 4312: 4264: 4107: 4018: 3779: 3769: 3764: 3754: 3749: 3582: 3400: 3384: 3049: 2950: 2890: 2862: 2827: 2432: 2249: 2189: 2022: 1663: 1527: 1439:
if he does not protect his neighbour who is in distress. (Narrative of Imam Ahmad bin Hanbal.)
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era, such Islamic banking system were apparent. there were even one business center named
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In order to eliminate the element of uncertainty in the takaful contract, the concept of
1662:(takaful operator) accepts payment of the takaful installments or takaful contributions ( 368: 3097:"مقارنة الأداء المالي للمصارف الإسلامية والتقليدية في الأسواق الناشئة (بالغة الانجليزية" 5819: 5668: 5351: 5215: 5109: 5055: 4931: 4658: 4511: 4353: 4055: 1976:"RESOLUTIONS AND RECOMMENDATIONS Of THE COUNCIL OF THE ISLAMIC FIQH ACADEMY 1985- 2000" 1717: 361: 192: 5950: 5622: 5543: 5491: 5430: 5268: 5134: 4834: 4671: 4521: 4060: 4023: 3998: 3883: 3288: 3122: 3027: 2513: 1599:
There are several models (and several variations) of how takaful can be implemented:
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Muslim jurists acknowledge that the basis of shared responsibility (in the system of
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What Is Wrong with Islamic Economics?: Analysing the Present State and Future Agenda
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Zubair Mughal, Muhammad. "Takaful cover for Ijarah & Muharaba". al Huda center.
2154: 1670:) from investors or providers of capital or funds (takaful participants), acting as 1515:, Kufa and Basra. Ali Ahmad Salih pointed out the evidences based on the records of 1207:
Losses are divided and liabilities spread according to the community pooling system.
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will always help his servant for as long as he helps others. (Narratives by Imam
5906: 5861: 5534: 5319: 4483: 3973: 3912: 3839: 3726: 3420: 1520: 1473: 1426: 1409: 1275: 787: 146: 2928: 1254:, which renders the contract defective. Consequently, it is legally forbidden. 5805: 5797: 5673: 5594: 5555: 5499: 4776: 3873: 3848: 3463: 3374: 3171: 3096: 3018: 2973:"Gharar Transactions (Tinjauan terhadap Proses dan Obyek Transaksi Jual Beli)" 2505: 1512: 1485: 416: 5847: 5663: 5633: 5604: 5346: 4973: 4491: 3922: 3737: 3283: 3238: 3148: 1888:"Prospects for Evolution of Takaful in the 21st Century: Origins of Takaful" 1264: 1201:
Policyholders' contributions are considered as donations to the fund (pool).
1018: 255: 1952:. International Cooperative and Mutual Insurance Federation. Archived from 1785:
in goodness and piety, and do not help one another in sin and aggression;"
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Islamic scholars supporting takaful point to Qur'an and several sayings (
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Every policyholder pays his subscription to help those who need assistance.
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International Journal of Islamic and Middle Eastern Finance and Management
1554:(risky business), gambling, and Riba, which all forbidden by Islamic law. 5571: 4824: 4330: 4188: 4140: 3934: 3888: 3852: 3577: 3273: 3263: 2761: 1995: 1535: 1493: 1356: 1285: 1177: 956: 913: 815: 127: 5509: 4839: 4445: 4013: 3905: 3898: 3893: 3635: 3379: 3002:"Islamic Finance in Ethiopia: Current Status, Prospects and Challenges" 934: 770: 567: 268: 120: 65: 3132:"Multiple Contracts According to the Fatwa of National Sharia Council" 2913:"Determinants of Islamic banks' profitability: international evidence" 1464:
regarding the conduct and ethics in business in accordance of Islamic
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Archer, Simon; Abdel Karim, Riffat Ahmed; Nienhaus, Volker (2009).
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Uncertainty is eliminated concerning subscription and compensation.
5824: 4612: 4437: 4391: 4379: 4181: 4167: 4126: 3799: 3656: 3642: 3563: 3526: 3359: 3343: 3313: 3293: 2290:"Islamic Banking, Takaful and Al Rahnu LCA4562 DR. ZULKIFLI HASAN" 2185:
The Foundations of Islamic Banking: Theory, Practice and Education
1567: 1501: 1489: 1323: 1295: 1242: 1220: 1150: 1012: 1005: 927: 906: 899: 885: 829: 763: 756: 749: 737: 635: 624: 578: 534: 409: 400: 393: 213: 206: 187: 166: 93: 86: 74: 45: 1159:-compliant alternative to conventional insurance, which contains 5519: 4278: 4250: 4200: 4147: 4092: 3663: 3369: 3338: 3298: 1481: 1465: 1291: 1161: 892: 808: 776: 607: 556: 496: 336: 175: 157: 139: 31: 4946: 4698: 4466: 4082: 3499: 3495: 3487:(OIC) are nations which officially recognize Islam politically. 3175: 1198:
Policyholders cooperate among themselves for their common good.
1181:(commercial and civil acts or dealings branch of Islamic law). 2342: 2340: 1075: 3006:
International Journal of Islamic Banking and Finance Research
2949:(English ed.). Indonesia: PT Erwandi Tarmizi Konsultan. 2619:"Concept Paper – Guidelines on Takaful Operational Framework" 1460:
of Tafakul has become serious object of study by scholars of
4942: 2562:"Key Sharia Principles and Prohibitions in Islamic Finance" 2058:"The Question of Insurance Outside of the "Lands of Islam"" 1750:"The form of organization chosen to take advantage of the 1435:: By my life (which is in God's power), nobody will enter 1302:
They have two main concerns about conventional insurance:
2709:. Singapore: John Wiley & Sons (Asia). pp. 63–4. 2707:
Takaful Islamic insurance: Concepts and regulatory issues
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Mulhim, Ahmed Salem; Sabbagh, Ahmed Mohammed (c. 2001).
2722:"TAKAFUL MODELS: THEIR EVOLUTION AND FUTURE DIRECTION" 2155:"Proof for the concept of Takaful in Quran and Sunnah" 1759:
later is not compensated, or not compensated in full.
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Journal of Knowledge Economy and Knowledge Management
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Hailu, Suadiq Mehammed; Yatoo, Nissar Ahmad (2021).
2428:الهندسة المالية المعاصرة: رؤية شرعية اقتصادية مقارنة 2420: 2418: 2245:
Islamic Economies: Stability, Markets and Endowments
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Islamic Finance : Law, Economics, and Practice
2796:"The True Difference Between Takaful and Insurance" 2015:
Islamic Finance : Law, Economics, and Practice
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It does not derive advantage at the cost of others.
3072:"An Overview of the Financial History of Muslims" 2584: 2582: 2580: 2578: 2700: 2698: 2081: 2079: 1833: 1831: 1829: 1827: 1825: 1808: 1806: 1804: 1802: 1519:narration in Tabaqat al Kubra which written by 3045:Ensiklopedi Ijma' Syaikhul Islam Ibnu Taimiyah 2546: 2544: 2242:Alam, Nafis; Rizvi, Syed Aun R., eds. (2017). 1886:Omar Fisher and Dawood Y.Taylor (April 2000). 1267:is disallowed for Muslims because it contains 4958: 3511: 3187: 2182:Ariff, Mohamed; Iqbal, Munawar, eds. (2011). 1057: 8: 2550:Ernst & Young, World Takaful Report 2008 1881: 1879: 1877: 2466:sfn error: no target: CITEREFAl-Harbi2015 ( 1507:According to Ali Ahmad Salih, professor of 1232:In its second session (December 1985), the 4986: 4965: 4951: 4943: 4709: 4695: 4479: 4463: 4103: 4079: 3546: 3518: 3504: 3496: 3194: 3180: 3172: 2361: 1576:International Islamic Fiqh Academy, Jeddah 1246:(forbidden). Its ninth resolution stated: 1064: 1050: 860: 725: 527: 439: 316: 60: 18: 3147: 3112: 3017: 2789: 2787: 2105:The ISLAMIC INSURANCE THEORY and PRACTICE 1627:: Bahrain, UAE and Middle East countries. 1126:Learn how and when to remove this message 3136:International Journal of Nusantara Islam 2485:sfn error: no target: CITEREFIslam1984 ( 2461: 2385: 2346: 2275: 2188:. Edward Elgar Publishing. p. 190. 1893:President and Fellows of Harvard College 1089:This article includes a list of general 5967:Islamic banking and finance terminology 3042:al Bushi, Abdullah bin Mubarak (2019). 2331: 2021:. New York, NY: Cambridge. p. 61. 1798: 1777: 1318:, the Board of the Leading Scholars of 1259:Argument against conventional insurance 944: 839: 796: 735: 442: 319: 173: 164: 155: 72: 63: 30: 2530: 2519: 2409: 2314: 2303: 2292:(Dr.). Universiti Sains Islam Malaysia 1940: 1938: 1936: 1934: 1932: 1930: 2946:Haram Wealth in Contemporary Muamalah 2748:What Is Wrong with Islamic Economics? 2688:What Is Wrong with Islamic Economics? 2591:What Is Wrong with Islamic Economics? 2480: 2431:(in Arabic). Al Manhal. p. 103. 2373: 1920:What Is Wrong with Islamic Economics? 1840:What Is Wrong with Islamic Economics? 1815:What Is Wrong with Islamic Economics? 7: 2397: 1566:as practised between the Muslims of 3485:Organisation of Islamic Cooperation 2130:"Verse (5:2) - English Translation" 2056:M. Zarabozo, Jamaal al-Din (2003). 1580:Organisation of Islamic Cooperation 1500:of the business, which regarded as 1316:Organisation of Islamic Cooperation 1238:Organisation of Islamic Cooperation 1146: 5004:Accidental death and dismemberment 2811:Books, documents, journal articles 1736:International Islamic Fiqh Academy 1095:it lacks sufficient corresponding 14: 1674:. The contract specifies how the 1338:Defense of conventional insurance 5130:Directors and officers liability 4927: 4926: 4915: 4446:Schools of islamic jurisprudence 3694:Timeline of the history of Islam 2064:. JamaalZarabozo.com. p. 16 1868:Islamic Financial Services Board 1658:According to this principle the 1509:Middle East University in Jordan 1080: 44: 4787:List of ex-Muslim organisations 2745: 2685: 2588: 1917: 1837: 1812: 573:(unlawful warfare and banditry) 2977:Mahazib Jurnal Pemikiran Islam 2638: 2085: 1: 3114:10.21608/aljalexu.2020.106078 2883:Khan, Muhammad Akram (2013). 2817:el-Gamal, Mahmoud A. (2006). 2794:Kayali, Rakaan (2016-01-15). 2012:el-Gamal, Mahmoud A. (2006). 1744:Mohammad Najatuallah Siddiqui 5897:Savings and loan association 4772:Apostasy in Islam by country 4649:Liberalism and progressivism 3471:The Economic System In Islam 3406:Mohammad Najatuallah Siddiqi 1476:based business according to 5330:Insurance-linked securities 3203:Islamic banking and finance 2971:Zaroni, Akhmad Nur (2007). 2889:. Edward Elgar Publishing. 2858:Islamic Finance For Dummies 2826:. New York, NY: Cambridge. 2656:"WORLD TAKAFUL REPORT 2016" 2641:Islamic Finance For Dummies 2425:Abdul Khaliq, Ihab (2021). 2088:Islamic Finance For Dummies 5983: 5019:Total permanent disability 2929:10.1108/IMEFM-12-2015-0161 2855:Jamaldeen, Faleel (2012). 1433:Basis of Mutual Protection 5922: 5759:Health insurance coverage 5024:Business overhead expense 4910: 4708: 4694: 4560:Geography and cartography 4478: 4462: 4102: 4078: 3545: 3534: 3480: 3019:10.46281/ijibfr.v6i1.1317 2943:Tarmizi, Erwandi (2017). 2861:. John Wiley & Sons. 2800:Practical Islamic Finance 2781:, 13 (2) (February): 1-48 2506:10.1017/9781108654241.008 1946:"About Takaful Insurance" 1548:Aligarh Muslim University 1534:in Basra that accept any 1171:(excessive uncertainty). 16:Islamic form of insurance 5160:Protection and indemnity 4869:Islamic view of miracles 3130:Lateh, Bukhoree (2016). 2911:Al-Harbi, A. T. (2017). 2779:Islamic Economic Studies 2288:Hasan, Zulkifli (2008). 2248:. Springer. p. 15. 594:("spreading corruption") 5617:Explanation of benefits 5089:Variable universal life 4634:Creationism (evolution) 3442:Banks in the Arab world 3149:10.15575/ijni.v4i1.1184 3070:Karaoğlu, Ömer (2020). 2720:Mahbubi Ali, Mohammad. 1402:Basis of Responsibility 1355:) of the Islam prophet 1110:more precise citations. 5754:Health insurance costs 5155:Professional liability 4884:Persecution of Muslims 4782:List of former Muslims 3699:Succession to Muhammad 3483:The bloc known as the 2983:(1): 1. Archived from 2661:. 2016. Archived from 2529:Cite journal requires 2362:Hailu & Yatoo 2021 2313:Cite journal requires 1756: 1654:model (profit-sharing) 1370:: Help one another in 1359:. Some examples are: 1326:under the auspices of 1322:, the Fiqh Council of 1256: 5610:Out-of-pocket expense 5471:Workers' compensation 5125:Collateral protection 5115:Business interruption 4678:Conversion to mosques 4545:Alchemy and chemistry 3447:Participation banking 2217:"Daily Hadith Online" 1748: 1612:-based: "donations" ( 1368:Basis of Co-operation 1330:, Siddiq ad-Dharir, 1248: 32:Islamic jurisprudence 5833:Corpus Juris Civilis 4404:Ma malakat aymanukum 3979:Association football 3411:Muhammad Taqi Usmani 2626:Bank Negara Malaysia 2606:World Takaful Report 1752:law of large numbers 1492:, without accepting 1462:Islamic institutions 1447:History & models 1265:commercial insurance 5892:Rochdale Principles 5887:Mutual savings bank 5882:Mutual organization 5867:Cooperative banking 5784:Mesopotamian banker 5064:Longevity insurance 3095:منان, عتاب (2020). 2987:on 11 November 2021 2604:Ernst & Young, 2560:Jamaldeen, Faleel. 1504:in Islam teaching. 1398:and Imam Abu Daud.) 1328:Muslim World League 5962:Types of insurance 5644:Insurable interest 5145:Payment protection 5046:Payment protection 4889:Quran and miracles 4803:Criticism of Islam 4517:Geometric patterns 4369:Gender segregation 3940:Non-denominational 3309:Sharia investments 3304:Securities trading 3229:Bai' Bithaman Ajil 2349:, p. 331-350. 2278:, p. 685,686) 1956:on 13 October 2016 1716:is the commercial 685:Gender segregation 248:Islamic leadership 5944: 5943: 5789:Code of Hammurabi 5764:Vehicle insurance 5659:Replacement value 5551:Actual cash value 5515:Adverse selection 5505:Actuarial science 5479: 5478: 5411:Kidnap and ransom 5384:Extended warranty 5031:Income protection 4940: 4939: 4906: 4905: 4902: 4901: 4874:Domestic violence 4864:Islamic terrorism 4859:Islamic extremism 4690: 4689: 4686: 4685: 4458: 4457: 4454: 4453: 4244:Marriage contract 4074: 4073: 4034:Political aspects 3821:Story of Prophets 3590:Prophets of Islam 3493: 3492: 3401:Abdul Azim Islahi 3385:Modern gold dinar 2221:abuaminaelias.com 1619:A combination of 1542:theorized in his 1528:Abbasid Caliphate 1415:One true Muslim ( 1332:Wahbah al-Zuhayli 1136: 1135: 1128: 1074: 1073: 988: 987: 846: 845: 660: 659: 513: 512: 438: 437: 231: 230: 5974: 5902:Social insurance 5857:Friendly society 5749:Health insurance 5577:Short rate table 5325:Catastrophe bond 5226:Lenders mortgage 4987: 4967: 4960: 4953: 4944: 4930: 4929: 4922:Islam portal 4920: 4919: 4918: 4710: 4702: 4696: 4537:Medieval science 4480: 4470: 4464: 4121:Economic history 4104: 4080: 4066:Islam by country 3899:Bektashi Alevism 3547: 3538:Outline of Islam 3520: 3513: 3506: 3497: 3488: 3426:Waleed El-Ansary 3196: 3189: 3182: 3173: 3160: 3158: 3156: 3151: 3126: 3116: 3091: 3089: 3087: 3066: 3064: 3062: 3038: 3036: 3034: 3021: 2996: 2994: 2992: 2967: 2965: 2963: 2939: 2937: 2935: 2907: 2905: 2903: 2879: 2877: 2875: 2851: 2849: 2848: 2842: 2836:. Archived from 2825: 2804: 2803: 2791: 2782: 2775: 2769: 2759: 2753: 2743: 2737: 2736: 2734: 2732: 2717: 2711: 2710: 2702: 2693: 2683: 2677: 2676: 2674: 2673: 2667: 2660: 2652: 2646: 2636: 2630: 2629: 2623: 2615: 2609: 2602: 2596: 2586: 2573: 2572: 2570: 2568: 2557: 2551: 2548: 2539: 2538: 2532: 2527: 2525: 2517: 2497: 2491: 2490: 2478: 2472: 2471: 2459: 2453: 2452: 2447: 2445: 2422: 2413: 2407: 2401: 2395: 2389: 2383: 2377: 2371: 2365: 2359: 2350: 2344: 2335: 2329: 2323: 2322: 2316: 2311: 2309: 2301: 2299: 2297: 2285: 2279: 2273: 2267: 2266: 2264: 2262: 2239: 2233: 2232: 2230: 2228: 2213: 2207: 2206: 2204: 2202: 2179: 2173: 2172: 2170: 2168: 2159: 2151: 2145: 2144: 2142: 2140: 2134:corpus.quran.com 2126: 2120: 2119: 2117: 2115: 2110: 2099: 2093: 2083: 2074: 2073: 2071: 2069: 2053: 2047: 2046: 2044: 2043: 2037: 2031:. Archived from 2020: 2009: 2003: 1993: 1987: 1986: 1980: 1972: 1966: 1965: 1963: 1961: 1942: 1925: 1915: 1909: 1908: 1906: 1905: 1896:. Archived from 1883: 1872: 1871: 1860: 1854: 1851: 1845: 1835: 1820: 1810: 1786: 1782: 1544:Academic journal 1517:Hisham ibn Urwah 1458:Entrepreneurship 1396:Ahmad ibn Hanbal 1380:Sūrat al-Māʼidah 1347:Scriptural basis 1148: 1131: 1124: 1120: 1117: 1111: 1106:this article by 1097:inline citations 1084: 1083: 1076: 1066: 1059: 1052: 1029:Prisoners of war 1024: 982: 977:Comparison with 861: 726: 653: 642: 631: 614: 604: 595: 585: 574: 563: 552: 528: 440: 317: 276:Wilayat al-faqih 262:Majlis-ash-Shura 61: 48: 19: 5982: 5981: 5977: 5976: 5975: 5973: 5972: 5971: 5957:Islamic banking 5947: 5946: 5945: 5940: 5918: 5914:Insurance cycle 5877:Fraternal order 5770: 5701: 5695: 5654:Proximate cause 5649:Insurance fraud 5629:General average 5588:Claims adjuster 5530:Risk management 5525:Risk assessment 5489: 5486: 5475: 5441:Prize indemnity 5308: 5256: 5250: 5179: 5140:Over-redemption 5098: 5050: 5041:National health 4982: 4976: 4971: 4941: 4936: 4916: 4914: 4898: 4820:Cultural Muslim 4791: 4758: 4714:Other religions 4704: 4700: 4682: 4617: 4584: 4531: 4474: 4472:Islamic studies 4468: 4450: 4284: 4229: 4206: 4153: 4098: 4097: 4070: 4019:Moral teachings 3962: 3944: 3918:Nation of Islam 3879:Twelver Shi'ism 3826: 3792:Religious texts 3786: 3704:Early conquests 3687: 3669: 3621: 3541: 3530: 3524: 3494: 3489: 3482: 3476: 3451: 3430: 3389: 3348: 3205: 3200: 3167: 3154: 3152: 3129: 3094: 3085: 3083: 3069: 3060: 3058: 3056: 3048:. Darul Falah. 3041: 3032: 3030: 2999: 2990: 2988: 2970: 2961: 2959: 2957: 2942: 2933: 2931: 2910: 2901: 2899: 2897: 2882: 2873: 2871: 2869: 2854: 2846: 2844: 2840: 2834: 2823: 2816: 2813: 2808: 2807: 2793: 2792: 2785: 2776: 2772: 2764:Islamic Finance 2760: 2756: 2744: 2740: 2730: 2728: 2719: 2718: 2714: 2704: 2703: 2696: 2684: 2680: 2671: 2669: 2665: 2658: 2654: 2653: 2649: 2637: 2633: 2621: 2617: 2616: 2612: 2603: 2599: 2587: 2576: 2566: 2564: 2559: 2558: 2554: 2549: 2542: 2528: 2518: 2499: 2498: 2494: 2484: 2479: 2475: 2465: 2460: 2456: 2443: 2441: 2439: 2424: 2423: 2416: 2408: 2404: 2396: 2392: 2384: 2380: 2372: 2368: 2360: 2353: 2345: 2338: 2330: 2326: 2312: 2302: 2295: 2293: 2287: 2286: 2282: 2274: 2270: 2260: 2258: 2256: 2241: 2240: 2236: 2226: 2224: 2215: 2214: 2210: 2200: 2198: 2196: 2181: 2180: 2176: 2166: 2164: 2157: 2153: 2152: 2148: 2138: 2136: 2128: 2127: 2123: 2113: 2111: 2108: 2101: 2100: 2096: 2084: 2077: 2067: 2065: 2055: 2054: 2050: 2041: 2039: 2035: 2029: 2018: 2011: 2010: 2006: 1998:Islamic Finance 1994: 1990: 1978: 1974: 1973: 1969: 1959: 1957: 1944: 1943: 1928: 1916: 1912: 1903: 1901: 1885: 1884: 1875: 1862: 1861: 1857: 1852: 1848: 1836: 1823: 1811: 1800: 1795: 1790: 1789: 1783: 1779: 1774: 1769: 1732:takaful ta'āwun 1727: 1656: 1597: 1560: 1449: 1349: 1340: 1261: 1230: 1224:) is disputed. 1191: 1132: 1121: 1115: 1112: 1102:Please help to 1101: 1085: 1081: 1070: 1040:Islamic studies 1034: 1033: 1022: 1000: 990: 989: 975: 972: 940: 858: 848: 847: 835: 783: 723: 713: 712: 711: 672: 662: 661: 651: 640: 630:(discretionary) 629: 612: 602: 593: 590:Mofsed-e-filarz 583: 572: 561: 550: 525: 515: 514: 509: 422: 374: 342: 314: 304: 303: 302: 243: 233: 232: 227: 135: 134: 106: 58: 33: 17: 12: 11: 5: 5980: 5978: 5970: 5969: 5964: 5959: 5949: 5948: 5942: 5941: 5939: 5938: 5935:List of topics 5931: 5923: 5920: 5919: 5917: 5916: 5911: 5910: 5909: 5904: 5899: 5894: 5889: 5884: 5879: 5874: 5869: 5864: 5850: 5845: 5844: 5843: 5829: 5828: 5827: 5822: 5820:Burial society 5810: 5809: 5808: 5802:§235–238; §240 5794:§100–105; §126 5786: 5780: 5778: 5772: 5771: 5769: 5768: 5767: 5766: 5761: 5756: 5751: 5746: 5744:Climate change 5736: 5734:United Kingdom 5731: 5726: 5721: 5716: 5711: 5705: 5703: 5697: 5696: 5694: 5693: 5692: 5691: 5681: 5679:Underinsurance 5676: 5671: 5669:Self-insurance 5666: 5661: 5656: 5651: 5646: 5641: 5636: 5631: 5626: 5619: 5614: 5613: 5612: 5607: 5602: 5592: 5591: 5590: 5580: 5579: 5578: 5575: 5563: 5558: 5553: 5548: 5547: 5546: 5541: 5532: 5527: 5522: 5517: 5512: 5502: 5496: 5494: 5481: 5480: 5477: 5476: 5474: 5473: 5468: 5463: 5458: 5453: 5448: 5443: 5438: 5436:Political risk 5433: 5428: 5423: 5418: 5416:Legal expenses 5413: 5408: 5403: 5402: 5401: 5391: 5386: 5381: 5376: 5371: 5366: 5365: 5364: 5359: 5349: 5344: 5339: 5334: 5333: 5332: 5327: 5316: 5314: 5310: 5309: 5307: 5306: 5301: 5296: 5291: 5286: 5281: 5276: 5271: 5266: 5260: 5258: 5252: 5251: 5249: 5248: 5243: 5238: 5233: 5228: 5223: 5218: 5213: 5208: 5203: 5198: 5196:Builder's risk 5193: 5187: 5185: 5181: 5180: 5178: 5177: 5172: 5167: 5162: 5157: 5152: 5147: 5142: 5137: 5132: 5127: 5122: 5120:Business owner 5117: 5112: 5106: 5104: 5100: 5099: 5097: 5096: 5091: 5086: 5084:Universal life 5081: 5076: 5071: 5066: 5060: 5058: 5052: 5051: 5049: 5048: 5043: 5038: 5036:Long-term care 5033: 5028: 5027: 5026: 5021: 5011: 5006: 5001: 4995: 4993: 4984: 4978: 4977: 4972: 4970: 4969: 4962: 4955: 4947: 4938: 4937: 4935: 4934: 4924: 4911: 4908: 4907: 4904: 4903: 4900: 4899: 4897: 4896: 4891: 4886: 4881: 4876: 4871: 4866: 4861: 4856: 4855: 4854: 4844: 4843: 4842: 4837: 4832: 4822: 4817: 4816: 4815: 4810: 4799: 4797: 4796:Related topics 4793: 4792: 4790: 4789: 4784: 4779: 4774: 4768: 4766: 4760: 4759: 4757: 4756: 4751: 4746: 4741: 4736: 4735: 4734: 4729: 4718: 4716: 4706: 4705: 4699: 4692: 4691: 4688: 4687: 4684: 4683: 4681: 4680: 4675: 4668: 4663: 4662: 4661: 4651: 4646: 4641: 4636: 4631: 4625: 4623: 4619: 4618: 4616: 4615: 4610: 4605: 4600: 4594: 4592: 4586: 4585: 4583: 4582: 4577: 4572: 4567: 4562: 4557: 4552: 4547: 4541: 4539: 4533: 4532: 4530: 4529: 4524: 4519: 4514: 4509: 4504: 4499: 4494: 4488: 4486: 4476: 4475: 4467: 4460: 4459: 4456: 4455: 4452: 4451: 4449: 4448: 4443: 4442: 4441: 4429: 4427:Sources of law 4424: 4419: 4418: 4417: 4407: 4400: 4395: 4388: 4383: 4376: 4371: 4366: 4361: 4356: 4351: 4346: 4341: 4334: 4327: 4326: 4325: 4320: 4315: 4305: 4300: 4292: 4290: 4286: 4285: 4283: 4282: 4275: 4268: 4261: 4254: 4247: 4240: 4232: 4230: 4228: 4227: 4222: 4217: 4211: 4208: 4207: 4205: 4204: 4197: 4192: 4185: 4178: 4171: 4163: 4161: 4155: 4154: 4152: 4151: 4144: 4137: 4130: 4123: 4118: 4112: 4110: 4100: 4099: 4096: 4095: 4090: 4084: 4083: 4076: 4075: 4072: 4071: 4069: 4068: 4063: 4058: 4053: 4051:Social welfare 4048: 4043: 4036: 4031: 4026: 4021: 4016: 4011: 4006: 4001: 3996: 3991: 3986: 3981: 3976: 3971: 3965: 3963: 3961: 3960: 3955: 3949: 3946: 3945: 3943: 3942: 3937: 3932: 3931: 3930: 3920: 3915: 3910: 3909: 3908: 3903: 3902: 3901: 3891: 3886: 3881: 3871: 3866: 3861: 3860: 3859: 3836: 3834: 3828: 3827: 3825: 3824: 3817: 3812: 3807: 3802: 3796: 3794: 3788: 3787: 3785: 3784: 3783: 3782: 3777: 3772: 3767: 3762: 3757: 3752: 3747: 3735: 3730: 3723: 3716: 3714:Historiography 3711: 3706: 3701: 3696: 3690: 3688: 3686: 3685: 3680: 3674: 3671: 3670: 3668: 3667: 3660: 3653: 3646: 3639: 3631: 3629: 3623: 3622: 3620: 3619: 3614: 3609: 3602: 3597: 3592: 3587: 3586: 3585: 3575: 3568: 3567: 3566: 3555: 3553: 3543: 3542: 3535: 3532: 3531: 3525: 3523: 3522: 3515: 3508: 3500: 3491: 3490: 3481: 3478: 3477: 3475: 3474: 3467: 3459: 3457: 3453: 3452: 3450: 3449: 3444: 3438: 3436: 3432: 3431: 3429: 3428: 3423: 3418: 3413: 3408: 3403: 3397: 3395: 3391: 3390: 3388: 3387: 3382: 3377: 3372: 3367: 3362: 3356: 3354: 3350: 3349: 3347: 3346: 3341: 3336: 3331: 3326: 3321: 3316: 3311: 3306: 3301: 3296: 3291: 3286: 3281: 3276: 3271: 3266: 3261: 3256: 3251: 3246: 3241: 3236: 3231: 3226: 3221: 3215: 3213: 3207: 3206: 3201: 3199: 3198: 3191: 3184: 3176: 3166: 3163: 3162: 3161: 3127: 3092: 3067: 3054: 3039: 2997: 2968: 2955: 2940: 2923:(3): 331–350. 2908: 2895: 2880: 2867: 2852: 2832: 2812: 2809: 2806: 2805: 2783: 2770: 2754: 2738: 2712: 2694: 2678: 2647: 2631: 2610: 2597: 2574: 2552: 2540: 2531:|journal= 2492: 2483:, p. 783. 2473: 2454: 2437: 2414: 2402: 2390: 2378: 2366: 2351: 2336: 2334:, p. 242. 2324: 2315:|journal= 2280: 2276:al Bushi (2019 2268: 2254: 2234: 2208: 2194: 2174: 2146: 2121: 2094: 2075: 2048: 2027: 2004: 1988: 1967: 1926: 1910: 1873: 1855: 1846: 1821: 1797: 1796: 1794: 1791: 1788: 1787: 1776: 1775: 1773: 1770: 1768: 1765: 1726: 1723: 1718:profit-sharing 1655: 1648: 1647: 1646: 1636: 1628: 1617: 1607: 1596: 1593: 1559: 1556: 1448: 1445: 1441: 1440: 1430: 1413: 1399: 1388: 1387: 1365: 1364: 1348: 1345: 1339: 1336: 1312: 1311: 1308: 1300: 1299: 1289: 1279: 1260: 1257: 1229: 1226: 1215: 1214: 1211: 1208: 1205: 1202: 1199: 1190: 1187: 1134: 1133: 1088: 1086: 1079: 1072: 1071: 1069: 1068: 1061: 1054: 1046: 1043: 1042: 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124: 115: 109: 105: 104: 97: 90: 82: 79: 78: 70: 69: 59: 54: 53: 50: 49: 41: 40: 28: 27: 15: 13: 10: 9: 6: 4: 3: 2: 5979: 5968: 5965: 5963: 5960: 5958: 5955: 5954: 5952: 5937: 5936: 5932: 5930: 5929: 5925: 5924: 5921: 5915: 5912: 5908: 5905: 5903: 5900: 5898: 5895: 5893: 5890: 5888: 5885: 5883: 5880: 5878: 5875: 5873: 5870: 5868: 5865: 5863: 5860: 5859: 5858: 5854: 5851: 5849: 5846: 5842: 5841: 5837: 5836: 5835: 5834: 5830: 5826: 5823: 5821: 5818: 5817: 5816: 5815: 5811: 5807: 5803: 5799: 5795: 5792: 5791: 5790: 5787: 5785: 5782: 5781: 5779: 5777: 5773: 5765: 5762: 5760: 5757: 5755: 5752: 5750: 5747: 5745: 5742: 5741: 5740: 5739:United States 5737: 5735: 5732: 5730: 5727: 5725: 5722: 5720: 5717: 5715: 5712: 5710: 5707: 5706: 5704: 5698: 5690: 5687: 5686: 5685: 5682: 5680: 5677: 5675: 5672: 5670: 5667: 5665: 5662: 5660: 5657: 5655: 5652: 5650: 5647: 5645: 5642: 5640: 5637: 5635: 5632: 5630: 5627: 5625: 5624: 5623:Force majeure 5620: 5618: 5615: 5611: 5608: 5606: 5603: 5601: 5598: 5597: 5596: 5593: 5589: 5586: 5585: 5584: 5581: 5576: 5574: 5573: 5569: 5568: 5567: 5564: 5562: 5559: 5557: 5554: 5552: 5549: 5545: 5544:Value of life 5542: 5540: 5536: 5533: 5531: 5528: 5526: 5523: 5521: 5518: 5516: 5513: 5511: 5508: 5507: 5506: 5503: 5501: 5498: 5497: 5495: 5493: 5488: 5482: 5472: 5469: 5467: 5464: 5462: 5459: 5457: 5454: 5452: 5449: 5447: 5444: 5442: 5439: 5437: 5434: 5432: 5429: 5427: 5424: 5422: 5419: 5417: 5414: 5412: 5409: 5407: 5406:Interest rate 5404: 5400: 5397: 5396: 5395: 5392: 5390: 5387: 5385: 5382: 5380: 5377: 5375: 5372: 5370: 5367: 5363: 5360: 5358: 5355: 5354: 5353: 5350: 5348: 5345: 5343: 5340: 5338: 5335: 5331: 5328: 5326: 5323: 5322: 5321: 5318: 5317: 5315: 5311: 5305: 5302: 5300: 5297: 5295: 5292: 5290: 5287: 5285: 5282: 5280: 5277: 5275: 5274:Inland marine 5272: 5270: 5269:GAP insurance 5267: 5265: 5262: 5261: 5259: 5257:Communication 5253: 5247: 5244: 5242: 5239: 5237: 5234: 5232: 5229: 5227: 5224: 5222: 5219: 5217: 5214: 5212: 5209: 5207: 5204: 5202: 5199: 5197: 5194: 5192: 5189: 5188: 5186: 5182: 5176: 5173: 5171: 5168: 5166: 5163: 5161: 5158: 5156: 5153: 5151: 5148: 5146: 5143: 5141: 5138: 5136: 5133: 5131: 5128: 5126: 5123: 5121: 5118: 5116: 5113: 5111: 5108: 5107: 5105: 5101: 5095: 5092: 5090: 5087: 5085: 5082: 5080: 5079:Unitised fund 5077: 5075: 5072: 5070: 5069:Mortgage life 5067: 5065: 5062: 5061: 5059: 5057: 5053: 5047: 5044: 5042: 5039: 5037: 5034: 5032: 5029: 5025: 5022: 5020: 5017: 5016: 5015: 5012: 5010: 5007: 5005: 5002: 5000: 4997: 4996: 4994: 4992: 4988: 4985: 4979: 4975: 4968: 4963: 4961: 4956: 4954: 4949: 4948: 4945: 4933: 4925: 4923: 4913: 4912: 4909: 4895: 4892: 4890: 4887: 4885: 4882: 4880: 4877: 4875: 4872: 4870: 4867: 4865: 4862: 4860: 4857: 4853: 4850: 4849: 4848: 4845: 4841: 4838: 4836: 4835:Post-Islamism 4833: 4831: 4828: 4827: 4826: 4823: 4821: 4818: 4814: 4811: 4809: 4806: 4805: 4804: 4801: 4800: 4798: 4794: 4788: 4785: 4783: 4780: 4778: 4775: 4773: 4770: 4769: 4767: 4765: 4761: 4755: 4752: 4750: 4747: 4745: 4742: 4740: 4737: 4733: 4732:Protestantism 4730: 4728: 4725: 4724: 4723: 4720: 4719: 4717: 4715: 4711: 4707: 4697: 4693: 4679: 4676: 4674: 4673: 4669: 4667: 4664: 4660: 4657: 4656: 4655: 4652: 4650: 4647: 4645: 4642: 4640: 4637: 4635: 4632: 4630: 4627: 4626: 4624: 4620: 4614: 4611: 4609: 4606: 4604: 4601: 4599: 4596: 4595: 4593: 4591: 4587: 4581: 4578: 4576: 4575:Ophthalmology 4573: 4571: 4568: 4566: 4563: 4561: 4558: 4556: 4553: 4551: 4548: 4546: 4543: 4542: 4540: 4538: 4534: 4528: 4525: 4523: 4520: 4518: 4515: 4513: 4510: 4508: 4505: 4503: 4500: 4498: 4495: 4493: 4490: 4489: 4487: 4485: 4481: 4477: 4473: 4465: 4461: 4447: 4444: 4440: 4439: 4435: 4434: 4433: 4430: 4428: 4425: 4423: 4420: 4416: 4413: 4412: 4411: 4408: 4406: 4405: 4401: 4399: 4396: 4394: 4393: 4389: 4387: 4384: 4382: 4381: 4377: 4375: 4372: 4370: 4367: 4365: 4362: 4360: 4357: 4355: 4352: 4350: 4347: 4345: 4342: 4340: 4339: 4335: 4333: 4332: 4328: 4324: 4323:Death penalty 4321: 4319: 4316: 4314: 4311: 4310: 4309: 4306: 4304: 4301: 4299: 4298: 4294: 4293: 4291: 4289:Other aspects 4287: 4281: 4280: 4276: 4274: 4273: 4269: 4267: 4266: 4262: 4260: 4259: 4255: 4253: 4252: 4248: 4246: 4245: 4241: 4239: 4238: 4234: 4233: 4231: 4226: 4223: 4221: 4218: 4216: 4213: 4212: 4209: 4203: 4202: 4198: 4196: 4193: 4191: 4190: 4186: 4184: 4183: 4179: 4177: 4176: 4172: 4170: 4169: 4165: 4164: 4162: 4160: 4156: 4150: 4149: 4145: 4143: 4142: 4138: 4136: 4135: 4131: 4129: 4128: 4124: 4122: 4119: 4117: 4114: 4113: 4111: 4109: 4105: 4101: 4094: 4093:Jurisprudence 4091: 4089: 4086: 4085: 4081: 4077: 4067: 4064: 4062: 4059: 4057: 4054: 4052: 4049: 4047: 4044: 4042: 4041: 4037: 4035: 4032: 4030: 4027: 4025: 4022: 4020: 4017: 4015: 4012: 4010: 4007: 4005: 4002: 4000: 3997: 3995: 3992: 3990: 3987: 3985: 3982: 3980: 3977: 3975: 3972: 3970: 3967: 3966: 3964: 3959: 3956: 3954: 3951: 3950: 3947: 3941: 3938: 3936: 3933: 3929: 3926: 3925: 3924: 3921: 3919: 3916: 3914: 3911: 3907: 3904: 3900: 3897: 3896: 3895: 3892: 3890: 3887: 3885: 3882: 3880: 3877: 3876: 3875: 3872: 3870: 3867: 3865: 3862: 3858: 3854: 3850: 3846: 3843: 3842: 3841: 3838: 3837: 3835: 3833: 3832:Denominations 3829: 3823: 3822: 3818: 3816: 3813: 3811: 3808: 3806: 3803: 3801: 3798: 3797: 3795: 3793: 3789: 3781: 3778: 3776: 3773: 3771: 3768: 3766: 3763: 3761: 3758: 3756: 3753: 3751: 3748: 3746: 3745: 3741: 3740: 3739: 3736: 3734: 3731: 3729: 3728: 3724: 3722: 3721: 3717: 3715: 3712: 3710: 3707: 3705: 3702: 3700: 3697: 3695: 3692: 3691: 3689: 3684: 3681: 3679: 3676: 3675: 3672: 3666: 3665: 3661: 3659: 3658: 3654: 3652: 3651: 3647: 3645: 3644: 3640: 3638: 3637: 3633: 3632: 3630: 3628: 3624: 3618: 3617:Holiest sites 3615: 3613: 3612:Judgement Day 3610: 3608: 3607: 3603: 3601: 3598: 3596: 3593: 3591: 3588: 3584: 3581: 3580: 3579: 3576: 3574: 3573: 3569: 3565: 3562: 3561: 3560: 3557: 3556: 3554: 3552: 3548: 3544: 3540: 3539: 3533: 3528: 3521: 3516: 3514: 3509: 3507: 3502: 3501: 3498: 3486: 3479: 3473: 3472: 3468: 3466: 3465: 3461: 3460: 3458: 3454: 3448: 3445: 3443: 3440: 3439: 3437: 3433: 3427: 3424: 3422: 3419: 3417: 3414: 3412: 3409: 3407: 3404: 3402: 3399: 3398: 3396: 3392: 3386: 3383: 3381: 3378: 3376: 3373: 3371: 3368: 3366: 3363: 3361: 3358: 3357: 3355: 3351: 3345: 3342: 3340: 3337: 3335: 3332: 3330: 3327: 3325: 3322: 3320: 3317: 3315: 3312: 3310: 3307: 3305: 3302: 3300: 3297: 3295: 3292: 3290: 3289:Qard al-Hasan 3287: 3285: 3282: 3280: 3277: 3275: 3272: 3270: 3267: 3265: 3262: 3260: 3257: 3255: 3252: 3250: 3247: 3245: 3242: 3240: 3237: 3235: 3232: 3230: 3227: 3225: 3224:Bai' al 'Inah 3222: 3220: 3217: 3216: 3214: 3212: 3208: 3204: 3197: 3192: 3190: 3185: 3183: 3178: 3177: 3174: 3170: 3164: 3150: 3145: 3141: 3137: 3133: 3128: 3124: 3120: 3115: 3110: 3106: 3103:(in Arabic). 3102: 3098: 3093: 3081: 3077: 3073: 3068: 3057: 3055:9786029208078 3051: 3047: 3046: 3040: 3029: 3025: 3020: 3015: 3011: 3007: 3003: 2998: 2986: 2982: 2978: 2974: 2969: 2958: 2956:9786021974209 2952: 2948: 2947: 2941: 2930: 2926: 2922: 2918: 2914: 2909: 2898: 2896:9781782544159 2892: 2888: 2887: 2881: 2870: 2868:9781118233900 2864: 2860: 2859: 2853: 2843:on 2018-04-03 2839: 2835: 2833:9780521864145 2829: 2822: 2821: 2815: 2814: 2810: 2801: 2797: 2790: 2788: 2784: 2780: 2774: 2771: 2767: 2765: 2758: 2755: 2751: 2749: 2742: 2739: 2727: 2723: 2716: 2713: 2708: 2701: 2699: 2695: 2691: 2689: 2682: 2679: 2668:on 2022-02-10 2664: 2657: 2651: 2648: 2644: 2642: 2635: 2632: 2628:. 2009-12-01. 2627: 2620: 2614: 2611: 2607: 2601: 2598: 2594: 2592: 2585: 2583: 2581: 2579: 2575: 2563: 2556: 2553: 2547: 2545: 2541: 2536: 2523: 2515: 2511: 2507: 2503: 2496: 2493: 2488: 2482: 2477: 2474: 2469: 2463: 2462:Al-Harbi 2015 2458: 2455: 2451: 2440: 2438:9796500450896 2434: 2430: 2429: 2421: 2419: 2415: 2411: 2406: 2403: 2399: 2394: 2391: 2388:, p. 4l. 2387: 2386:Karaoğlu 2020 2382: 2379: 2376:, p. 46. 2375: 2370: 2367: 2363: 2358: 2356: 2352: 2348: 2347:Al-Harbi 2017 2343: 2341: 2337: 2333: 2328: 2325: 2320: 2307: 2291: 2284: 2281: 2277: 2272: 2269: 2257: 2255:9783319479378 2251: 2247: 2246: 2238: 2235: 2222: 2218: 2212: 2209: 2197: 2195:9781849807937 2191: 2187: 2186: 2178: 2175: 2163: 2156: 2150: 2147: 2135: 2131: 2125: 2122: 2107: 2106: 2098: 2095: 2091: 2089: 2082: 2080: 2076: 2063: 2059: 2052: 2049: 2038:on 2018-04-03 2034: 2030: 2028:9780521864145 2024: 2017: 2016: 2008: 2005: 2001: 1999: 1992: 1989: 1984: 1983:uaelaws.files 1977: 1971: 1968: 1955: 1951: 1947: 1941: 1939: 1937: 1935: 1933: 1931: 1927: 1923: 1921: 1914: 1911: 1900:on 2020-08-02 1899: 1895: 1894: 1889: 1882: 1880: 1878: 1874: 1869: 1865: 1859: 1856: 1850: 1847: 1843: 1841: 1834: 1832: 1830: 1828: 1826: 1822: 1818: 1816: 1809: 1807: 1805: 1803: 1799: 1792: 1781: 1778: 1771: 1766: 1764: 1760: 1755: 1753: 1747: 1746:writes that: 1745: 1740: 1737: 1733: 1724: 1722: 1719: 1715: 1714:Al-mudharabah 1711: 1709: 1708:al-mudharabah 1705: 1700: 1695: 1693: 1689: 1684: 1681: 1680:al-mudharabah 1677: 1673: 1669: 1665: 1661: 1653: 1649: 1644: 1640: 1637: 1634: 1633: 1629: 1626: 1622: 1618: 1615: 1611: 1608: 1605: 1602: 1601: 1600: 1594: 1592: 1590: 1584: 1581: 1577: 1573: 1569: 1565: 1557: 1555: 1553: 1549: 1545: 1541: 1540:Zafarul Islam 1537: 1533: 1532:Dar-uz Zubayr 1529: 1524: 1522: 1518: 1514: 1510: 1505: 1503: 1499: 1495: 1491: 1487: 1483: 1479: 1475: 1471: 1467: 1463: 1459: 1455: 1446: 1444: 1438: 1434: 1431: 1428: 1424: 1420: 1419: 1414: 1411: 1407: 1403: 1400: 1397: 1393: 1390: 1389: 1385: 1384: 1383: 1381: 1377: 1373: 1369: 1362: 1361: 1360: 1358: 1354: 1346: 1344: 1337: 1335: 1333: 1329: 1325: 1321: 1317: 1309: 1305: 1304: 1303: 1297: 1293: 1290: 1287: 1283: 1280: 1277: 1273: 1270: 1269: 1268: 1266: 1258: 1255: 1253: 1247: 1245: 1244: 1239: 1235: 1228:Fiqh scholars 1227: 1225: 1223: 1222: 1212: 1209: 1206: 1203: 1200: 1197: 1196: 1195: 1188: 1186: 1182: 1180: 1179: 1172: 1170: 1169: 1164: 1163: 1158: 1157: 1152: 1144: 1140: 1130: 1127: 1119: 1109: 1105: 1099: 1098: 1092: 1087: 1078: 1077: 1067: 1062: 1060: 1055: 1053: 1048: 1047: 1045: 1044: 1041: 1038: 1037: 1030: 1027: 1025: 1021: 1017: 1015: 1014: 1010: 1008: 1007: 1003: 1002: 999: 994: 993: 981: 980: 974: 973: 969: 966: 964: 961: 959: 958: 954: 953: 951: 950: 947: 943: 937: 936: 932: 930: 929: 925: 923: 922: 918: 916: 915: 911: 909: 908: 904: 902: 901: 897: 895: 894: 890: 888: 887: 883: 881: 880: 876: 874: 871: 869: 866: 865: 863: 862: 857: 852: 851: 842: 838: 832: 831: 827: 825: 824: 820: 818: 817: 813: 811: 810: 806: 805: 803: 802: 799: 795: 790: 789: 785: 784: 779: 778: 773: 772: 768: 766: 765: 761: 759: 758: 754: 752: 751: 747: 746: 744: 743: 740: 739: 734: 731: 728: 727: 722: 717: 716: 708: 705: 703: 700: 698: 697: 693: 690: 686: 683: 681: 680: 676: 675: 671: 666: 665: 654: 649: 645: 643: 641:(retaliation) 638: 634: 632: 627: 623: 622: 621: 620: 615: 610: 606: 600: 597: 591: 588: 586: 581: 577: 575: 570: 566: 564: 562:(illicit sex) 559: 555: 553: 548: 544: 542: 539: 537: 536: 532: 531: 530: 529: 524: 519: 518: 506: 505: 501: 499: 498: 494: 492: 491: 487: 485: 484: 480: 478: 477: 473: 471: 470: 466: 464: 463: 459: 457: 456: 452: 451: 449: 448: 445: 441: 432: 431:Breastfeeding 429: 427: 424: 423: 419: 418: 414: 412: 411: 407: 403: 402: 398: 396: 395: 391: 390: 389: 386: 384: 381: 380: 378: 377: 371: 370: 366: 364: 363: 359: 357: 356: 352: 350: 349: 345: 344: 339: 338: 334: 332: 329: 328: 326: 325: 322: 318: 313: 308: 307: 299: 298: 294: 292: 291: 287: 285: 284: 280: 278: 277: 273: 271: 270: 266: 264: 263: 259: 257: 254: 253: 249: 246: 245: 242: 237: 236: 223: 222: 216: 215: 211: 209: 208: 204: 201: 200: 196: 194: 190: 189: 185: 184: 182: 181: 178: 177: 172: 169: 168: 163: 160: 159: 154: 149: 148: 144: 142: 141: 137: 130: 129: 125: 123: 122: 117: 116: 114: 113: 112:Sunnah prayer 108: 107: 103: 102: 98: 96: 95: 91: 89: 88: 84: 83: 81: 80: 77: 76: 71: 68: 67: 62: 57: 52: 51: 47: 43: 42: 39: 37: 29: 25: 21: 20: 5933: 5926: 5872:Credit union 5838: 5831: 5812: 5684:Underwriting 5639:Insurability 5621: 5600:Co-insurance 5570: 5566:Cancellation 5445: 5357:Catastrophic 5342:Climate risk 5170:Trade credit 4847:Islamophobia 4722:Christianity 4670: 4603:Contemporary 4497:Architecture 4436: 4402: 4390: 4378: 4336: 4329: 4295: 4277: 4272:Nikah mut'ah 4270: 4263: 4256: 4249: 4242: 4235: 4199: 4187: 4180: 4173: 4166: 4146: 4139: 4133: 4132: 4125: 4038: 3819: 3743: 3725: 3718: 3662: 3655: 3648: 3641: 3634: 3627:Five Pillars 3604: 3570: 3559:God in Islam 3536: 3469: 3462: 3416:Rusni Hassan 3318: 3234:Bai' Muajjal 3168: 3153:. 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5379:Expatriate 5255:Transport/ 5221:Landlords' 5206:Earthquake 5094:Whole life 5014:Disability 4777:Ex-Muslims 4672:Shu'ubiyya 4666:Psychology 4654:Literature 4644:Inventions 4590:Philosophy 4398:Leadership 4374:Honorifics 4029:Philosophy 3884:Isma'ilism 3849:Maturidism 3738:Caliphates 3709:Golden Age 3600:Revelation 3464:Iqtisaduna 3375:Gold dinar 3155:6 November 3033:6 November 2962:24 October 2934:6 November 2847:2017-03-09 2762:El-Gamal, 2672:2019-05-01 2481:Islam 1984 2374:Lateh 2016 2062:Doc Player 2042:2017-03-09 1996:El-Gamal, 1904:2016-08-10 1767:References 1704:al-takaful 1652:Mudharabah 1625:Mudharabah 1604:Mudharabah 1558:Modern era 1513:Alexandria 1189:Principles 1091:references 702:Honorifics 551:(gambling) 5848:Syndicate 5814:Collegium 5709:Australia 5664:Risk pool 5634:Indemnity 5605:Copayment 5539:Knightian 5451:Terrorism 5421:Liability 5289:Satellite 5150:Pollution 5074:Term life 4983:insurance 4981:Types of 4974:Insurance 4894:Symbolism 4852:Incidents 4830:Criticism 4727:Mormonism 4629:Astrology 4555:Cosmology 4550:Astronomy 4492:Arabesque 4359:Etiquette 4318:Blasphemy 4108:Economics 3923:Ahmadiyya 3857:Mu'tazili 3845:Ash'arism 3284:Musharaka 3279:Musawamah 3239:Bai Salam 3123:225896422 3028:240627919 2514:243249574 2398:منان 2020 2167:12 August 1960:12 August 1793:Citations 1725:Criticism 1486:investing 1282:Al-Maisir 1272:Al-Gharar 1020:Istijarah 670:Etiquette 613:(stoning) 541:Blasphemy 256:Caliphate 241:Political 5928:Category 5806:§275–277 5724:Pakistan 5572:Pro rata 5461:War risk 5426:No-fault 5337:Casualty 5294:Shipping 5264:Aviation 5241:Renters' 5236:Property 5231:Mortgage 5201:Contents 5175:Umbrella 5135:Fidelity 5103:Business 4999:Accident 4932:Category 4825:Islamism 4808:Muhammad 4764:Apostasy 4739:Hinduism 4639:Feminism 4570:Medicine 4410:Military 4364:Gambling 4313:Apostasy 4308:Criminal 4220:Marriage 4189:Tayammum 4141:Murabaha 4014:Madrasas 4004:Holidays 3994:Clothing 3989:Children 3984:Calendar 3935:Quranism 3889:Alawites 3853:Atharism 3744:Rashidun 3583:In Islam 3578:Muhammad 3394:Scholars 3353:Currency 3324:Tawarruq 3274:Murabaha 3269:Mudaraba 3264:Muamalat 3211:Concepts 2902:26 March 2874:15 March 2114:9 August 1699:tabarru' 1692:tabarru' 1688:tabarru' 1664:premiums 1621:Tabarru' 1614:Tabarru' 1610:Tabarru' 1536:deposits 1521:Ibn Sa'd 1494:interest 1437:Paradise 1376:al-Taqwa 1357:Muhammad 1286:gambling 1178:Muamalat 1023:(asylum) 998:Military 957:Dhabihah 914:Tayammum 816:Murabaha 721:Economic 523:Criminal 462:Abortion 426:Adoption 383:Polygyny 331:Contract 321:Marriage 193:clothing 128:Tahajjud 24:a series 22:Part of 5853:Benefit 5840:Digesta 5776:History 5510:Actuary 5466:Weather 5456:Tuition 5446:Takaful 5374:Deposit 5304:Vehicle 4879:Nursing 4840:Qutbism 4754:Sikhism 4749:Judaism 4744:Jainism 4580:Physics 4527:Pottery 4512:Gardens 4507:Carpets 4422:Slavery 4344:Divorce 4331:Dhabiĥa 4159:Hygiene 4134:Takaful 4116:Banking 4046:Science 4040:Qurbani 4009:Mosques 3969:Animals 3958:Culture 3906:Zaydism 3894:Alevism 3780:Ottoman 3770:Almohad 3765:Fatimid 3760:Córdoba 3755:Abbasid 3750:Umayyad 3683:Leaders 3678:History 3636:Shahada 3551:Beliefs 3380:Mithqal 3334:Wakalah 3319:Takaful 3259:Istisna 3165:Sources 2768:: p.170 2752:: p.409 2692:: p.405 2645:: p.302 2595:: p.408 2567:24 July 2092:: p.295 2002:: p.147 1924:: p.410 1844:: p.402 1819:: p.403 1676:profits 1643:Al Waqf 1639:Al Waqf 1578:of the 1526:During 1423:Bukhari 1406:Bukhari 1374:and in 1372:al-Birr 1236:of the 1151:Islamic 1147:التكافل 1139:Takaful 1104:improve 979:kashrut 963:Alcohol 946:Dietary 935:Istinja 879:Taharah 856:Hygiene 823:Takaful 798:Banking 774: ( 771:Sadaqah 730:History 569:Hirabah 483:Hygiene 417:Kafa'ah 388:Divorce 269:Imamate 217: ( 191: ( 121:Tarawih 87:Raka'ah 66:Shahada 5729:Serbia 5689:Profit 5561:Broker 5487:policy 5299:Travel 5284:Marine 5191:Boiler 5165:Surety 5009:Dental 4991:Health 4701:  4659:poetry 4469:  4354:Ethics 4338:Dhimmi 4297:Baligh 4258:Mahram 4215:Family 4195:Toilet 4175:Miswak 3928:Lahori 3869:Salafi 3815:Seerah 3810:Tafsir 3805:Hadith 3775:Sokoto 3720:Sahaba 3595:Angels 3572:Tawhid 3529:topics 3365:Dirham 3329:Wadiah 3254:Ijarah 3244:Gharar 3121:  3052:  3026:  2953:  2893:  2865:  2830:  2766:, 2006 2750:, 2013 2746:Khan, 2690:, 2013 2686:Khan, 2643:, 2012 2593:, 2013 2589:Khan, 2512:  2435:  2252:  2192:  2090:, 2012 2025:  2000:, 2006 1922:, 2013 1918:Khan, 1842:, 2013 1838:Khan, 1817:, 2013 1813:Khan, 1632:Wakala 1595:Models 1572:Medina 1564:aquila 1552:Gharar 1498:profit 1478:Sharia 1470:ethics 1418:Mu’min 1386:Hadith 1363:Qur'an 1353:hadith 1252:gharar 1168:gharar 1156:sharia 1143:Arabic 1093:, but 921:Miswak 873:Toilet 868:Sexual 707:Toilet 696:Mahram 689:Purdah 650:  639:  628:  611:  601:  592:  582:  571:  560:  549:  547:Maisir 469:Baligh 444:Sexual 369:Mut‘ah 355:Halala 348:Misyar 312:Family 290:Dhimmi 283:Bay'ah 199:Mut'ah 101:Turbah 56:Ritual 5825:Guild 5719:India 5714:China 5583:Claim 5389:Group 5369:Cyber 5347:Crime 5313:Other 5246:Title 5211:Flood 4813:Quran 4703:Other 4598:Early 4522:Music 4438:Kalam 4392:Jizya 4380:Hudud 4265:Nikah 4182:Najis 4168:Ghusl 4127:Sukuk 4056:Women 4024:Music 3999:Flags 3913:Ibadi 3840:Sunni 3800:Quran 3657:Zakat 3643:Salah 3606:Qadar 3564:Allah 3527:Islam 3456:Works 3435:Other 3360:Dinar 3344:Zakat 3314:Sukuk 3294:Qirad 3249:Hibah 3119:S2CID 3107:(2). 3024:S2CID 2841:(PDF) 2824:(PDF) 2666:(PDF) 2659:(PDF) 2622:(PDF) 2510:S2CID 2158:(PDF) 2109:(PDF) 2036:(PDF) 2019:(PDF) 1979:(PDF) 1772:Notes 1568:Mecca 1502:usury 1490:money 1324:Mecca 1296:usury 1243:haram 1221:haram 1013:Hudna 1006:Jihad 928:Najis 907:Ghusl 900:Masah 886:Ihram 830:Sukuk 764:Khums 757:Nisab 750:Jizya 738:Zakat 637:Qisas 626:Tazir 599:Fitna 580:Fasad 535:Hudud 455:Awrah 410:Iddah 401:Zihar 394:Khula 214:Umrah 207:Tawaf 188:Ihram 167:Zakat 94:Qibla 75:Salah 5798:§234 5520:Risk 5490:and 5352:Crop 5216:Home 5110:Bond 5056:Life 4484:Arts 4415:POWs 4349:Diet 4279:Zina 4251:Mahr 4237:Haya 4201:Wudu 4148:Riba 4061:LGBT 3953:Life 3874:Shia 3864:Sufi 3855:and 3664:Hajj 3650:Sawm 3370:Fals 3339:Waqf 3299:Riba 3219:Aqad 3157:2021 3088:2021 3063:2021 3050:ISBN 3035:2021 2993:2021 2964:2021 2951:ISBN 2936:2021 2904:2015 2891:ISBN 2876:2017 2863:ISBN 2828:ISBN 2733:2017 2608:2010 2569:2016 2535:help 2487:help 2468:help 2446:2021 2433:ISBN 2319:help 2298:2021 2263:2017 2250:ISBN 2229:2017 2203:2017 2190:ISBN 2169:2016 2141:2017 2116:2016 2070:2021 2023:ISBN 1962:2016 1706:and 1650:The 1623:and 1570:and 1488:the 1484:and 1482:loan 1466:Fiqh 1425:and 1408:and 1292:Riba 1162:riba 1153:or 968:Pork 893:Wudu 809:Riba 777:Waqf 679:Adab 648:Diya 609:Rajm 558:Zina 497:Zina 490:Rape 476:Haya 362:Urfi 337:Mahr 297:Aman 221:Hajj 219:and 176:Hajj 158:Sawm 140:Witr 36:fiqh 5492:law 5431:Pet 4225:Sex 4088:Law 3974:Art 3144:doi 3109:doi 3082:(1) 3014:doi 2925:doi 2502:doi 1589:AIG 1496:as 1472:of 1392:God 5953:: 5804:; 5800:; 5796:; 3851:, 3847:, 3138:. 3134:. 3117:. 3080:15 3078:. 3074:. 3022:. 3008:. 3004:. 2979:. 2921:10 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Index

a series
Islamic jurisprudence
(fiqh)


Ritual
Shahada
Salah
Raka'ah
Qibla
Turbah
Sunnah prayer
Tarawih
Tahajjud
Witr
Nafl prayer
Sawm
Zakat
Hajj
Ihram
clothing
Mut'ah
Tawaf
Umrah
and Hajj
Political
Islamic leadership
Caliphate
Majlis-ash-Shura
Imamate
Wilayat al-faqih
Bay'ah

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