697:
every debit card purchase, online bill payment, and check written. Additionally in this same year, the
Discover it card was announced. The card rewards cardmembers with 5% cash back in rotating categories each quarter like gas and restaurants. Discover also introduced Discover Home Equity Loans, offering homeowners the opportunity to simplify their finances inclusive of supporting home improvement projects, paying for major expenses, or consolidating debt into a single, fixed monthly payment. Discover also became the first major credit card issuer to provide free access to FICO Credit Scores based on TransUnion data directly to its cardmembers on their monthly statements. Additional information provided with their FICO Credit Scores were educational content to help them better understand their scores.
715:
waives the first eligible fee each calendar year for certain
Discover accounts. Eligible fees included in the program were inclusive of insufficient funds, stop payment, excessive withdrawal and Money Market minimum balance fees. For its U.S.-based employees, DFS launched the Discover College Commitment, which offers employees a full ride bachelor's degree program covering tuition, required fees, books, and supplies to select online degrees. On September 12, DFS launched the Discover it Business credit card, offering unlimited 1.5% cash back on all purchases, as well as free business and security features.
532:. It was acquired in 1985 and renamed Discover Bank on August 1, 2000. Discover Bank is mainly an online financial institution that offers many financial services such as checking accounts, savings accounts, and money market accounts. However the first and original location of the Greenwood Trust Company on 502 East Market Street is still operating and is the only physical banking location of Discover Bank. Discover Bank operates as a subsidiary of Discover Financial Services and is FDIC insured.
1815:
583:
2014, DFS launched
Rewards for Good Grades, rewarding college and graduate students who get at least a 3.0 GPA (or equivalent) a one-time cash reward equal to 1% of the loan amount on each new Discover student loan. In 2015, DFS introduced an interactive tool called FAFSA Assistant to help students and their families get ready to complete the FAFSA. The tool provides individualized tips and guidance based on personal situations.
1829:
38:
592:
closing which were applied to the closing price. On June 12, 2012, Discover began originating mortgages with its launch of
Discover Home Loans, offering prime variable- and fixed-rate conventional and FHA home mortgage loans. In 2013, Discover's Home Loans business started offering home equity loans. As of 2023, the only home loans Discover originates are home equity loans and mortgage refinances.
748:. Since 2005, to increase acceptance of its payment cards around the world, Discover has formed several agreements with other payment networks internationally. This allows Discover cardholders to perform transactions while traveling abroad. Vice versa, cardholders of other countries may utilize their cards at U.S. merchants and financial institutions that accept Discover.
271:
254:
237:
220:
197:
485:
648:. Transactions were processed on the Discover Network. Sam's Club exclusively accepted Discover for many years; since November 2006, it has also accepted MasterCard for purchases. In April 2014, Walmart announced that they were ending their relationship with Discover and would begin converting all Discover-branded cards to
718:
In 2019, Discover
Financial Services' subsidiary Discover Bank eliminated most fees on all of its deposit products. Additionally, Discover Home Equity Loans surpassed $ 1 billion in funded loans, helping over 20,000 homeowners with their financial goals. DFS also launched contactless cards this year.
631:
upheld a ruling in
Discover's favor that challenged exclusionary policies of Visa and MasterCard, stating that Mastercard and Visa were violating antitrust regulations with anticompetitive practices. Before this ruling, Visa and MasterCard would not allow banks to issue a Discover or American Express
591:
On June 6, 2012, Tree.com, Inc. completed the sale of substantially all of the operating assets of its Home Loan Center, Inc. business to a wholly owned subsidiary of
Discover Financial. In exchange for the assets sold, Discover paid an aggregate of $ 45.9 million including payments made prior to the
462:
subsidiary called Dean Witter
Financial Services Group, Inc. The plan to create a one-stop financial-services center in Sears stores was not as successful as Sears had hoped. Its credit card operations accounted for a loss of $ 22 million in the fourth quarter of 1986, and a loss of $ 25.8 million in
710:
In 2017, Discover
Financial Services launched a free service called Discover Identity Alerts to notify cardmembers if their social security numbers are found on risky websites and if any new accounts are opened on their Experian credit report. All of these services are offered at no cost and do not
666:
On March 13, 2007, Discover
Financial Services announced the Discover Motiva card, the credit card that gives cardmembers cash rewards for making six on-time monthly payments in a row. This card was the industry's first credit card to give cash rewards for good credit management. Later in the year,
623:
In 2003, Discover introduced gas and miles rewards cards. The Gasoline Card (renamed Open Road in 2007) awarded 5% Cashback Bonus on gas purchases. The Miles Card by Discover card allowed redemption with as little as 2,500 miles for non-flight reward options. Discover also introduced the option for
548:
payments network. This allowed Pulse and its more than 4,000 member banks, credit unions, and savings institutions to join with the Discover Network's four million merchant and cash access locations. Additionally DFS now had the ability to market and issue debit and ATM cards. On February 13, 2006,
582:
On September 17, 2010, Discover Financial Services announced it would acquire Citigroup-owned Student Loan Corporation for $ 30/share. The deal was finalized on December 31, renamed Discover Student Loans, and expanded DFS's market presence and origination capabilities in private student loans. In
573:
approved the transaction and it was finalized on July 1, 2008. Discover stated that the Diners Club network, which is a major network outside the United States, will be merged with the Discover Network, a major network in the United States. The creation of an international network for Discover and
696:
In 2013, Discover Financial Services and PayPal partnered to enable millions of participating merchants to accept PayPal easily through their existing relationship with Discover. In the same year, Discover Cashback Checking was introduced. This checking account product paid customers 10 cents for
714:
In 2018, Discover Financial Services announced a change to its checking account rewards program, a new industry-leading reward of 1% cash back on up to $ 3,000 in qualifying debit card purchases each month. Additionally DFS also introduced First Fee Forgiveness, a new program that automatically
706:
In 2016, Discover Financial Services launched Discover it Secured for consumers looking to build their credit. Additionally, DFS expanded FICO Credit Scores based on TransUnion data for free to everyone via a platform called Credit Scorecard, which also included a summary of the data that helps
507:
announced Discover would be spun off as a standalone publicly traded company by the end of August 2007, stating that both companies will be better positioned for growth and success as separate entities. Ahead of schedule on June 30, 2007, Discover was spun off as an independent, publicly traded
662:
In 2006, Discover Network united with Visa, MasterCard, American Express, and JCB to form the Payment Card Industry (PCI) Security Standards Council, which helps to manage the ongoing payment account security throughout the transaction process. In this same year, DFS also launched the Discover
632:
card if they issued a Visa or MasterCard. Within days of the court ruling, Discover filed a lawsuit in federal court seeking damages from Visa and MasterCard. In October 2008, DFS was awarded $ 2.75 billion in damages, the third largest settlement at the time in U.S. history. Shortly after the
663:
Business Card, offering a single payment solution for small business owners. On July 14, 2006, DFS and First Data Corp., a global leader in electronic commerce and payment services, announced that First Data would offer Discover Network card services to small- and mid-sized merchants.
658:
has issued Discover-branded credit cards processed through the Discover Network since its acquisition of card issuer Metris in late 2005. Metris had originally signed an agreement with Discover in September 2005, three months prior to the HSBC acquisition.
985:. Unlike Visa and MasterCard, Discover directly issues its cards as both the card network and associated bank, through its Discover Bank unit. When measured by card balances, Discover is the sixth largest credit card issuer in the U.S. behind
574:
Diners Club cardholders allowed customers to expand their global reach. Diners Club cards will continue to be issued by Diners Club International licensees. At this time, Discover Bank has no plans on issuing Diners Club branded cards itself.
667:
DFS announced the Discover More card to replace the Discover Platinum card. The Discover More card was designed for consumers who use credit in many different categories and provided them with more ways to earn cash back on their purchases.
466:
In March 1993, Sears sold off its financial services branch as a new independent publicly traded company called Dean Witter, Discover & Co. with Dean Witter Reynolds in charge. This company had a stock ticker symbol of DWD.
688:
In September 2012, Discover Financial Services was ordered to pay over $ 200 million in fines and customer reimbursements to settle accusations by U.S. federal regulators that it had engaged in deceptive telemarketing tactics.
681:
In 2009, Discover Financial Services introduced the Spend Analyzer tool, an innovative easy-to-use online tool that provides cardmembers with a visual representation of their Discover card purchases for the past 24 months.
613:
In 2002, Discover launched the industry's first keychain credit card. It was named the Discover 2GO Card and was recognized as one of the "Best Products of 2002" by editors and reporters from Business Week and USA Today.
606:
On December 22, 1998, the company introduced Discover Platinum, a premium card featuring new ways to increase rewards, low balance transfer and annual percentage rates, no annual fee, and expanded credit lines.
1792:
692:
In 2012, Discover Financial Services announced a five year, $ 10 million commitment called Pathway to Financial Success to help bring financial education curriculum to public high schools across the U.S.
458:(real estate franchise) as an attempt to add financial services to its portfolio of customer services. In 1985, Sears also acquired the Greenwood Trust Company. Altogether, these companies operated as a
1224:
620:
On September 1, 2002, Discover announced that Citibank would accept the Discover® Card for cash advances at its approximately 450 Financial Centers and more than 2,000 ATM locations nationwide.
1188:
603:
In 1995, DiscoverCard.com was launched where consumers could apply for credit cards, pay bills, redeem rewards, receive email reminders, and earn extra rewards through online retail partners.
2624:
918:
partnership with Discover Card. The slogan for the mall was "Where Discover Card is the Smart Choice." It was the first shopping mall to have granted naming rights to interested companies.
2619:
499:
announced that it would divest Discover Financial Services as an independent company within six months. By June, industry sources reported that Morgan Stanley was reassessing its plan to
2604:
937:
In 2017, Discover was named the first ever presenting sponsor and official credit card of the Big Ten Football Conference and Championship Game as part of a multi-year sponsorship.
685:
In 2010, Discover Financial Services and Softcard announced a strategic partnership to build a mobile payment network that utilizes mobile phones to make point-of-sale purchases.
1479:
553:
to other financial institutions, becoming the first credit card services company to compete directly with MasterCard and Visa in the rapidly growing signature debit market.
1367:
617:
On March 5, 2002, the company announced that the Account Center at Discovercard.com had registered over eight million card members, an increase of 61% since January 2001.
1255:
2599:
1287:
700:
In 2014, Discover Financial Services launched Discover it Chrome for Students, allowing students to establish credit while earning 2% at gas stations and restaurants.
925:. As part of this deal, Discover offers team- and league-branded credit cards as well as a 10% discount on purchases made from the NHL's online store using Discover.
928:
In 2011 and 2012, Discover participated and won the Grand Marshal award for excellence in creative concept and design in the Tournament of Roses Parade in Pasadena.
2594:
1789:
1145:
503:
Discover. In August, the company confirmed it would not sell Discover. However, on December 19, 2006, during a fourth quarter earnings report, Morgan Stanley CEO
1315:
1232:
1684:
1526:"Federal Deposit Insurance Corporation and Consumer Financial Protection Bureau Order Discover to Pay $ 200 Million Consumer Refund for Deceptive Marketing"
1196:
2639:
1710:
492:
On February 1, 1999, the company rebranded itself as Discover Financial Services, Inc. The NOVUS logo was retired, replaced by the Discover Network logo.
1116:
1756:
2614:
1341:
1901:
430:
brand in the United States, when measured by cards in force, with nearly 50 million cardholders. Discover is currently headquartered in the
1661:
1497:
1436:"Discover Card Now Accepted for Cash Advances At Citibank; Discover Card Is Now Accepted At All U.S. Citibank Financial Centers and ATMs"
2091:
856:
958:
633:
628:
212:
1174:
2101:
610:
On December 21, 2001, fourth-quarter income at Discover grew 31% to $ 193 million, compared with $ 147 million the year before.
1030:
671:
2537:
600:
In 1989, Discover Network signs its 1 millionth merchant, a restaurant called Vincente's Restaurant in Wilmington, Delaware.
470:
In 1995, Discover Card Services, Inc. changed its name to NOVUS Services, Inc. to distinguish its network functions from the
1461:
1265:
2634:
675:
2609:
2374:
2258:
2056:
1999:
2589:
2410:
2046:
1714:
1228:
1192:
1292:
2431:
1894:
1648:
1099:
731:
447:
1410:"Discover Card Account Center Launches Online Sweepstakes; Click, Pay and Win With SmartCheck on Discovercard.com"
2441:
2384:
2157:
2126:
2081:
2034:
767:
755:
745:
741:
566:
545:
541:
419:
412:
343:
328:
2517:
2497:
2446:
570:
1866:
2182:
1592:
820:
148:
65:
1672:
703:
In 2015, Discover Financial Services launched Discover it Miles, which rewards 1.5 miles per dollar spent.
2542:
2051:
1753:
1435:
1409:
922:
907:
865:
782:
1077:
2629:
2507:
2481:
2389:
2177:
1887:
1634:
1606:
1578:
1345:
1225:"Merger of Discover Financial Services and Pulse EFT Association closes following Pulse member approval"
875:
With these and many other global partnerships, Discover is accepted in 200+ countries and territories.
2527:
2340:
2172:
2147:
2086:
1947:
451:
435:
303:
201:
127:
2502:
2283:
2248:
2227:
2217:
2187:
1525:
950:
803:
637:
529:
636:
ruling, Discover struck its first deal to have its cards issued by another financial institution,
2466:
2192:
2116:
2061:
2019:
797:
624:
paperless statements to minimize the impact on the environment and reduce clutter for customers.
500:
380:
88:
1557:
2522:
2476:
2358:
2353:
2273:
2212:
2009:
896:
888:
832:
415:
1620:
2532:
2471:
2312:
2268:
2253:
2222:
2207:
2202:
1942:
1932:
1002:
982:
962:
884:
736:
Discover Financial Services has 3 payment systems that make up its Discover Global Network:
515:
announced its intention to acquire Discover in an all-stock deal worth $ 35.3 billion.
400:
388:
338:
263:
1381:
678:(TARP). The company announced in 2010 that it had received approval to pay back the funds.
17:
2405:
2288:
2278:
1796:
1760:
1260:
994:
903:
455:
392:
1773:
1134:
2568:
2300:
1820:
1156:
1056:
986:
974:
946:
496:
478:
396:
309:
295:
184:
172:
154:
48:
2583:
2029:
1989:
1964:
1327:
1175:"Capital One to acquire Discover Financial Services in $ 35.3 billion all-stock deal"
954:
915:
737:
645:
471:
423:
333:
56:
1774:"List of Credit Card Companies & Networks: Differences, Contact Info & More"
895:
bought the space. As a result, its logo could be seen on national television during
2563:
2348:
2320:
2263:
2071:
1834:
1210:
1052:
1010:
504:
404:
37:
1879:
1342:"Tree.com Completes Sale of Certain Assets of Home Loan Center, Inc. to Discover"
931:
From 2011 to 2013, Discover was the sponsor of the college football Orange Bowl.
2415:
2162:
1914:
1910:
1861:
1739:
1543:
1006:
998:
512:
427:
408:
176:
2547:
2379:
2325:
2131:
1959:
1937:
1918:
1810:
978:
649:
550:
320:
229:
74:
528:
The Greenwood Trust Company was founded on August 30, 1911, and was based in
2014:
1994:
1969:
1954:
1777:
1394:
990:
562:
973:
In the United States, Discover, as a card network, competes primarily with
945:
In addition to its card products, Discover Financial Services also markets
508:
company. It began trading on the NYSE for the first time on July 2 as DFS.
2330:
2295:
2167:
2152:
2121:
2076:
2066:
1852:
773:
158:
899:, while the ball dropped. Discover also sponsored the ball drop itself.
722:
In 2021, Discover Bank originated 14,148 mortgages worth $ 1.3 billion.
484:
2436:
2024:
2004:
892:
841:
761:
641:
431:
180:
1871:
1853:
Discover Network official merchant, acquirer, and issuer services site
1117:"Sears completes spinoff of its Dean Witter, Discover & Co. stake"
921:
Since 2008, Discover has been the official credit-card partner of the
488:
Discover and Novus retired acceptance mark (still seen in many places)
69:
2197:
2106:
2041:
1685:"The Mills Corporation Announces the Grand Opening of Discover Mills"
1502:
1842:
934:
In 2013, Discover was the sponsor of the BCS National Championship.
674:, Discover received about $ 1.2 billion in bailout funds under the
2232:
2111:
2096:
791:
483:
459:
246:
116:
1316:"Discover Completes Acquisition of the Student Loan Corporation"
655:
1883:
1439:
1413:
2512:
1318:(Press release). Discover Financial Services. January 11, 2011
1847:
1033:. U.S. Securities and Exchange Commission. February 23, 2024
569:
network from Citigroup for $ 165 million. In May 2008, the
477:
In 1997, this company merged with investment banking house
1288:"Discover Financial buying Citigroup's Student Loan Corp"
481:
to become Morgan Stanley Dean Witter, Discover & Co.
1480:"Wal-Mart taps MasterCard for store-branded credit card"
1053:"Discover Financial Services - Company Profile and News"
1763:. CreditCards.com, June 22, 2016. Retrieved 2016-11-28.
1662:
Metro Business; Discover Is Sponsor For Year 2000 Event
1344:(Press release). Tree.com. June 7, 2012. Archived from
1649:"International Credit Card Acceptance | Discover"
883:
From 1998 to 2007, Discover Card owned a billboard at
357:
1593:"Reach and Acceptance | Discover Global Network"
549:
DFS announced that it would begin offering Discover
2556:
2490:
2459:
2424:
2398:
2367:
2339:
2311:
2241:
2140:
1980:
1925:
1843:
Discover Financial Services official corporate site
1438:(Press release). Discover Financial. Archived from
1412:(Press release). Discover Financial. Archived from
1173:Kim, Hakyung; Wang, Christine (February 19, 2024).
352:
319:
294:
278:
261:
244:
227:
210:
191:
168:
138:
122:
112:
94:
84:
54:
44:
1621:"Card Acceptance – Troy – Turkey's Payment Method"
1393:
2625:Financial services companies of the United States
829:Cabal in Argentina, Uruguay, Paraguay, and Brazil
640:, which began to issue credit cards for retailer
2620:Financial services companies established in 1985
1395:"Discover's Fourth Quarter Net Income Grows 31%"
2605:Companies listed on the New York Stock Exchange
1857:Business data for Discover Financial Services:
1189:"Greenwood Trust Company Renamed Discover Bank"
814:AFS in the Middle East and North Africa region
751:Some major credit and debit partners include:
540:In 2005, Discover Financial Services acquired
1895:
1740:"Discover - Our Company | Discover Card"
1544:"Discover - Our Company | Discover Card"
707:determine an individual's FICO Credit Score.
411:. It also owns and operates the Discover and
8:
1256:"Discover completes purchase of Diners Club"
30:
1790:"Q1 2016: U.S. Credit Card Issuer Snapshot"
871:SIBS with 10 countries in Europe and Africa
565:announced that Discover was purchasing the
2421:
1902:
1888:
1880:
1462:"Credit Card Issuers Adjust to Open Field"
524:Acquisition of The Greenwood Trust Company
29:
1673:Back in Times Square, Toshiba Stands Tall
2600:Companies based in Lake County, Illinois
1713:. Gannett. 11 Alive News. Archived from
1711:"Discover Mills renamed Sugarloaf Mills"
557:Acquisition of Diners Club International
1780:, March 31, 2016. Retrieved 2016-11-28.
1383:. CreditCardInsider.com, April 7, 2020.
1022:
578:Acquisition of Student Loan Corporation
2595:American companies established in 1985
561:In April 2008, Discover Financial and
1754:"Credit card market share statistics"
1734:
1732:
1163:, July 9, 2007. Retrieved 2016-12-05.
1078:"A Brief Chronology of Sears History"
7:
1709:Sawicki, Beth (September 21, 2012).
1530:Consumer Financial Protection Bureau
1031:"Annual Report 2023 (SEC Form 10-K)"
887:, just above the flagpole where the
644:and its wholesale warehouse stores,
1848:Discover all services official site
1368:"Discover Debuts Home Equity Loans"
810:Some major debit partners include:
788:Mercury in the United Arab Emirates
2640:Announced mergers and acquisitions
2057:European Payments Initiative (EPI)
1231:. January 12, 2005. Archived from
1136:. Investopedia.com, June 27, 2018.
1100:"Sears Net Rises 47.4% in Quarter"
902:From its opening in 2001 to 2012,
25:
2047:Electronic Payment Services (EPS)
1254:Miller, James P. (July 1, 2008).
1827:
1813:
1478:Lee Enterprises (5 April 2014).
1195:. August 1, 2000. Archived from
454:brokerage firm organization and
270:
269:
253:
252:
236:
235:
219:
218:
196:
195:
36:
2615:Credit card issuer associations
587:Acquisition of Home Loan Center
383:company that owns and operates
368:Footnotes / references
2538:Personal identification number
1799:. Retrieved November 28, 2016.
456:Coldwell, Banker & Company
1:
676:Troubled Asset Relief Program
387:, an online bank that offers
284:
2375:Card not present transaction
2259:Credit card balance transfer
1229:Discover Financial Services
1193:Discover Financial Services
961:, identity protection, and
463:the first quarter of 1987.
377:Discover Financial Services
100:; 39 years ago
31:Discover Financial Services
18:Discover Financial Services
2656:
1635:"Global Alliance Partners"
1121:United Press International
732:Card reciprocal agreements
729:
672:2007–2008 financial crisis
27:American financial company
2385:Controlled payment number
1579:"Discover Global Network"
1558:"Discover Bank Mortgages"
1498:"Discover Lifts The TARP"
1211:"Discover Bank Locations"
756:Diners Club International
742:Diners Club International
567:Diners Club International
546:electronic funds transfer
420:Diners Club International
366:
329:Diners Club International
35:
2518:Hardware security module
2498:Automated teller machine
2284:Current/checking account
1293:Crain's Chicago Business
652:beginning in June 2014.
571:Federal Trade Commission
274:US$ 14.83 billion (2023)
257:US$ 151.5 billion (2023)
726:Discover Global Network
240:US$ 2.94 billion (2023)
223:US$ 3.83 billion (2023)
2543:Secure cryptoprocessor
1157:“Discover flying solo”
923:National Hockey League
908:Lawrenceville, Georgia
711:impact credit scores.
511:On February 20, 2024,
489:
2508:Credit card imprinter
2482:Credit card hijacking
1460:Kingson, Jennifer A.
730:Further information:
627:In October 2004, the
596:Business developments
487:
426:is the third largest
2635:Riverwoods, Illinois
2528:Magnetic stripe card
1607:"Global Cardholders"
1532:. 24 September 2012.
1296:. September 17, 2010
1199:on January 21, 2014.
536:Acquisition of Pulse
452:Dean Witter Reynolds
436:Riverwoods, Illinois
304:Dean Witter Reynolds
128:Riverwoods, Illinois
2610:Corporate spin-offs
2503:Contactless payment
2249:Payment card number
1717:on January 16, 2013
1380:Harkness, Brendan.
1235:on December 8, 2012
1080:. Sears Brands, LLC
638:GE Consumer Finance
530:Greenwood, Delaware
280:Number of employees
32:
2590:Discover Financial
2467:Card security code
2425:Interbank networks
2062:Forbrugsforeningen
1795:2016-11-29 at the
1759:2016-11-29 at the
1752:Holmes, Tamara P.
1466:The New York Times
1104:The New York Times
1098:Barmash, Isadore.
779:DinaCard in Serbia
490:
381:financial services
89:Financial services
2577:
2576:
2523:Interbank network
2477:Credit card fraud
2455:
2454:
2359:Universal default
2354:Introductory rate
2274:Revolving account
1772:Kiernan, John S.
1468:, March 26, 2005.
1442:on March 31, 2012
1416:on March 31, 2012
1227:(Press release).
1191:(Press release).
1106:, April 22, 1987.
963:home equity loans
951:checking accounts
891:is placed, until
889:Times Square Ball
833:Dutch-Bangla Bank
826:Bcard in Bulgaria
817:Areeba in Lebanon
401:home equity loans
374:
373:
16:(Redirected from
2647:
2533:Payment terminal
2472:Chargeback fraud
2422:
2269:Installment loan
2254:Card association
2203:Rail Travel Card
1933:American Express
1904:
1897:
1890:
1881:
1837:
1832:
1831:
1830:
1823:
1818:
1817:
1816:
1800:
1787:
1781:
1770:
1764:
1750:
1744:
1743:
1736:
1727:
1726:
1724:
1722:
1706:
1700:
1699:
1697:
1695:
1681:
1675:
1670:
1664:
1659:
1653:
1652:
1645:
1639:
1638:
1631:
1625:
1624:
1617:
1611:
1610:
1603:
1597:
1596:
1589:
1583:
1582:
1575:
1569:
1568:
1566:
1564:
1554:
1548:
1547:
1540:
1534:
1533:
1522:
1516:
1515:
1513:
1511:
1506:. March 17, 2010
1494:
1488:
1487:
1475:
1469:
1458:
1452:
1451:
1449:
1447:
1432:
1426:
1425:
1423:
1421:
1406:
1400:
1399:
1397:
1390:
1384:
1378:
1372:
1371:
1364:
1358:
1357:
1355:
1353:
1338:
1332:
1331:
1325:
1323:
1312:
1306:
1305:
1303:
1301:
1284:
1278:
1277:
1275:
1273:
1264:. Archived from
1251:
1245:
1244:
1242:
1240:
1221:
1215:
1214:
1207:
1201:
1200:
1185:
1179:
1178:
1170:
1164:
1154:
1148:
1143:
1137:
1131:
1125:
1124:
1123:. June 30, 1993.
1113:
1107:
1096:
1090:
1089:
1087:
1085:
1074:
1068:
1067:
1065:
1063:
1049:
1043:
1042:
1040:
1038:
1027:
1003:American Express
983:American Express
947:savings products
885:One Times Square
850:NAPAS in Vietnam
738:Discover Network
393:savings accounts
362:
359:
339:Discover Network
289:
286:
273:
272:
266:
256:
255:
249:
239:
238:
222:
221:
213:Operating income
205:
199:
198:
185:Consumer banking
147:Michael Rhodes (
108:
106:
101:
40:
33:
21:
2655:
2654:
2650:
2649:
2648:
2646:
2645:
2644:
2580:
2579:
2578:
2573:
2552:
2486:
2451:
2420:
2394:
2363:
2335:
2307:
2289:Savings account
2279:Deposit account
2237:
2208:Revolution Card
2136:
1983:specialty cards
1982:
1976:
1921:
1908:
1876:
1833:
1828:
1826:
1819:
1814:
1812:
1809:
1804:
1803:
1797:Wayback Machine
1788:
1784:
1771:
1767:
1761:Wayback Machine
1751:
1747:
1738:
1737:
1730:
1720:
1718:
1708:
1707:
1703:
1693:
1691:
1683:
1682:
1678:
1671:
1667:
1660:
1656:
1647:
1646:
1642:
1633:
1632:
1628:
1619:
1618:
1614:
1605:
1604:
1600:
1591:
1590:
1586:
1577:
1576:
1572:
1562:
1560:
1556:
1555:
1551:
1542:
1541:
1537:
1524:
1523:
1519:
1509:
1507:
1496:
1495:
1491:
1477:
1476:
1472:
1459:
1455:
1445:
1443:
1434:
1433:
1429:
1419:
1417:
1408:
1407:
1403:
1392:
1391:
1387:
1379:
1375:
1366:
1365:
1361:
1351:
1349:
1348:on May 22, 2013
1340:
1339:
1335:
1321:
1319:
1314:
1313:
1309:
1299:
1297:
1286:
1285:
1281:
1271:
1269:
1268:on July 6, 2008
1261:Chicago Tribune
1253:
1252:
1248:
1238:
1236:
1223:
1222:
1218:
1209:
1208:
1204:
1187:
1186:
1182:
1172:
1171:
1167:
1161:The Green Sheet
1155:
1151:
1147:. June 1, 2007.
1144:
1140:
1132:
1128:
1115:
1114:
1110:
1097:
1093:
1083:
1081:
1076:
1075:
1071:
1061:
1059:
1051:
1050:
1046:
1036:
1034:
1029:
1028:
1024:
1019:
1005:, and ahead of
995:Bank of America
971:
943:
904:Sugarloaf Mills
881:
868:in Saudi Arabia
862:Prosa in Mexico
847:Jonet in Jordan
838:Eazy in Bahrain
734:
728:
598:
589:
580:
559:
544:, an interbank
538:
526:
521:
495:In April 2005,
444:
379:is an American
370:
356:
348:
315:
287:
281:
262:
245:
232:
215:
200:
173:Payment systems
164:
141:
134:
130:
104:
102:
99:
80:
59:
28:
23:
22:
15:
12:
11:
5:
2653:
2651:
2643:
2642:
2637:
2632:
2627:
2622:
2617:
2612:
2607:
2602:
2597:
2592:
2582:
2581:
2575:
2574:
2572:
2571:
2569:Acquiring bank
2566:
2560:
2558:
2554:
2553:
2551:
2550:
2545:
2540:
2535:
2530:
2525:
2520:
2515:
2510:
2505:
2500:
2494:
2492:
2488:
2487:
2485:
2484:
2479:
2474:
2469:
2463:
2461:
2457:
2456:
2453:
2452:
2450:
2449:
2444:
2439:
2434:
2428:
2426:
2419:
2418:
2413:
2408:
2402:
2400:
2396:
2395:
2393:
2392:
2387:
2382:
2377:
2371:
2369:
2365:
2364:
2362:
2361:
2356:
2351:
2345:
2343:
2337:
2336:
2334:
2333:
2328:
2323:
2317:
2315:
2309:
2308:
2306:
2305:
2304:
2303:
2293:
2292:
2291:
2286:
2276:
2271:
2266:
2261:
2256:
2251:
2245:
2243:
2239:
2238:
2236:
2235:
2230:
2225:
2220:
2215:
2210:
2205:
2200:
2195:
2190:
2185:
2180:
2175:
2170:
2165:
2160:
2155:
2150:
2144:
2142:
2138:
2137:
2135:
2134:
2129:
2124:
2119:
2114:
2109:
2104:
2099:
2094:
2089:
2084:
2079:
2074:
2069:
2064:
2059:
2054:
2049:
2044:
2039:
2038:
2037:
2027:
2022:
2017:
2012:
2007:
2002:
1997:
1992:
1986:
1984:
1978:
1977:
1975:
1974:
1973:
1972:
1967:
1962:
1952:
1951:
1950:
1945:
1935:
1929:
1927:
1923:
1922:
1909:
1907:
1906:
1899:
1892:
1884:
1878:
1877:
1875:
1874:
1869:
1864:
1858:
1855:
1850:
1845:
1839:
1838:
1824:
1821:Chicago portal
1808:
1807:External links
1805:
1802:
1801:
1782:
1765:
1745:
1728:
1701:
1676:
1665:
1654:
1640:
1626:
1612:
1598:
1584:
1570:
1549:
1535:
1517:
1489:
1470:
1453:
1427:
1401:
1385:
1373:
1359:
1333:
1307:
1279:
1246:
1216:
1202:
1180:
1165:
1149:
1138:
1133:Kagan, Julia.
1126:
1108:
1091:
1069:
1057:Bloomberg News
1044:
1021:
1020:
1018:
1015:
987:JPMorgan Chase
970:
967:
955:personal loans
942:
939:
912:Discover Mills
897:New Year's Eve
880:
877:
873:
872:
869:
866:Saudi Payments
863:
860:
854:
853:NCCC in Taiwan
851:
848:
845:
839:
836:
830:
827:
824:
823:in Puerto Rico
818:
815:
808:
807:
801:
795:
789:
786:
780:
777:
771:
765:
764:in South Korea
759:
727:
724:
670:Following the
597:
594:
588:
585:
579:
576:
558:
555:
537:
534:
525:
522:
520:
517:
497:Morgan Stanley
479:Morgan Stanley
450:purchased the
443:
440:
397:personal loans
372:
371:
364:
363:
354:
350:
349:
347:
346:
341:
336:
331:
325:
323:
317:
316:
314:
313:
310:Morgan Stanley
307:
300:
298:
292:
291:
282:
279:
276:
275:
267:
259:
258:
250:
242:
241:
233:
228:
225:
224:
216:
211:
208:
207:
193:
189:
188:
170:
166:
165:
163:
162:
155:Thomas Maheras
152:
144:
142:
139:
136:
135:
132:
126:
124:
120:
119:
114:
110:
109:
96:
92:
91:
86:
82:
81:
79:
78:
72:
62:
60:
55:
52:
51:
46:
42:
41:
26:
24:
14:
13:
10:
9:
6:
4:
3:
2:
2652:
2641:
2638:
2636:
2633:
2631:
2628:
2626:
2623:
2621:
2618:
2616:
2613:
2611:
2608:
2606:
2603:
2601:
2598:
2596:
2593:
2591:
2588:
2587:
2585:
2570:
2567:
2565:
2562:
2561:
2559:
2555:
2549:
2546:
2544:
2541:
2539:
2536:
2534:
2531:
2529:
2526:
2524:
2521:
2519:
2516:
2514:
2511:
2509:
2506:
2504:
2501:
2499:
2496:
2495:
2493:
2489:
2483:
2480:
2478:
2475:
2473:
2470:
2468:
2465:
2464:
2462:
2458:
2448:
2445:
2443:
2440:
2438:
2435:
2433:
2430:
2429:
2427:
2423:
2417:
2414:
2412:
2409:
2407:
2404:
2403:
2401:
2397:
2391:
2388:
2386:
2383:
2381:
2378:
2376:
2373:
2372:
2370:
2366:
2360:
2357:
2355:
2352:
2350:
2347:
2346:
2344:
2342:
2338:
2332:
2329:
2327:
2324:
2322:
2319:
2318:
2316:
2314:
2310:
2302:
2299:
2298:
2297:
2294:
2290:
2287:
2285:
2282:
2281:
2280:
2277:
2275:
2272:
2270:
2267:
2265:
2262:
2260:
2257:
2255:
2252:
2250:
2247:
2246:
2244:
2240:
2234:
2231:
2229:
2226:
2224:
2221:
2219:
2216:
2214:
2211:
2209:
2206:
2204:
2201:
2199:
2196:
2194:
2191:
2189:
2186:
2184:
2181:
2179:
2176:
2174:
2171:
2169:
2166:
2164:
2161:
2159:
2158:Carte Blanche
2156:
2154:
2151:
2149:
2146:
2145:
2143:
2141:Defunct cards
2139:
2133:
2130:
2128:
2125:
2123:
2120:
2118:
2115:
2113:
2110:
2108:
2105:
2103:
2100:
2098:
2095:
2093:
2090:
2088:
2085:
2083:
2080:
2078:
2075:
2073:
2070:
2068:
2065:
2063:
2060:
2058:
2055:
2053:
2050:
2048:
2045:
2043:
2040:
2036:
2033:
2032:
2031:
2028:
2026:
2023:
2021:
2018:
2016:
2013:
2011:
2008:
2006:
2003:
2001:
1998:
1996:
1993:
1991:
1988:
1987:
1985:
1979:
1971:
1968:
1966:
1963:
1961:
1958:
1957:
1956:
1953:
1949:
1946:
1944:
1941:
1940:
1939:
1936:
1934:
1931:
1930:
1928:
1924:
1920:
1916:
1912:
1905:
1900:
1898:
1893:
1891:
1886:
1885:
1882:
1873:
1870:
1868:
1865:
1863:
1860:
1859:
1856:
1854:
1851:
1849:
1846:
1844:
1841:
1840:
1836:
1825:
1822:
1811:
1806:
1798:
1794:
1791:
1786:
1783:
1779:
1775:
1769:
1766:
1762:
1758:
1755:
1749:
1746:
1741:
1735:
1733:
1729:
1716:
1712:
1705:
1702:
1690:
1686:
1680:
1677:
1674:
1669:
1666:
1663:
1658:
1655:
1650:
1644:
1641:
1636:
1630:
1627:
1622:
1616:
1613:
1608:
1602:
1599:
1594:
1588:
1585:
1580:
1574:
1571:
1559:
1553:
1550:
1545:
1539:
1536:
1531:
1527:
1521:
1518:
1505:
1504:
1499:
1493:
1490:
1485:
1481:
1474:
1471:
1467:
1463:
1457:
1454:
1441:
1437:
1431:
1428:
1415:
1411:
1405:
1402:
1396:
1389:
1386:
1382:
1377:
1374:
1369:
1363:
1360:
1347:
1343:
1337:
1334:
1329:
1328:Business Wire
1317:
1311:
1308:
1295:
1294:
1289:
1283:
1280:
1267:
1263:
1262:
1257:
1250:
1247:
1234:
1230:
1226:
1220:
1217:
1212:
1206:
1203:
1198:
1194:
1190:
1184:
1181:
1176:
1169:
1166:
1162:
1158:
1153:
1150:
1146:
1142:
1139:
1135:
1130:
1127:
1122:
1118:
1112:
1109:
1105:
1101:
1095:
1092:
1079:
1073:
1070:
1058:
1054:
1048:
1045:
1032:
1026:
1023:
1016:
1014:
1012:
1008:
1004:
1000:
996:
992:
988:
984:
980:
976:
968:
966:
964:
960:
959:student loans
956:
952:
948:
940:
938:
935:
932:
929:
926:
924:
919:
917:
916:naming rights
913:
909:
905:
900:
898:
894:
890:
886:
878:
876:
870:
867:
864:
861:
858:
855:
852:
849:
846:
843:
840:
837:
835:in Bangladesh
834:
831:
828:
825:
822:
819:
816:
813:
812:
811:
805:
802:
799:
796:
793:
790:
787:
784:
781:
778:
775:
772:
769:
766:
763:
760:
757:
754:
753:
752:
749:
747:
743:
739:
733:
725:
723:
720:
716:
712:
708:
704:
701:
698:
694:
690:
686:
683:
679:
677:
673:
668:
664:
660:
657:
653:
651:
647:
643:
639:
635:
634:Supreme Court
630:
629:Supreme Court
625:
621:
618:
615:
611:
608:
604:
601:
595:
593:
586:
584:
577:
575:
572:
568:
564:
556:
554:
552:
547:
543:
535:
533:
531:
523:
518:
516:
514:
509:
506:
502:
498:
493:
486:
482:
480:
475:
473:
472:Discover Card
468:
464:
461:
457:
453:
449:
441:
439:
437:
433:
429:
425:
424:Discover Card
421:
417:
414:
410:
406:
405:student loans
402:
398:
394:
390:
386:
385:Discover Bank
382:
378:
369:
365:
361:
355:
351:
345:
342:
340:
337:
335:
334:Discover Bank
332:
330:
327:
326:
324:
322:
318:
311:
308:
305:
302:
301:
299:
297:
293:
288: 21,100
283:
277:
268:
265:
260:
251:
248:
243:
234:
231:
226:
217:
214:
209:
204:20.61 billion
203:
194:
190:
186:
182:
178:
174:
171:
167:
160:
156:
153:
150:
146:
145:
143:
137:
129:
125:
121:
118:
115:
111:
97:
93:
90:
87:
83:
76:
73:
71:
67:
64:
63:
61:
58:
53:
50:
47:
43:
39:
34:
19:
2630:Online banks
2564:Issuing bank
2349:Grace period
2321:Cash advance
2264:Credit limit
2072:Hyundai Card
1981:Regional and
1835:Banks portal
1785:
1768:
1748:
1719:. Retrieved
1715:the original
1704:
1692:. Retrieved
1688:
1679:
1668:
1657:
1643:
1629:
1615:
1601:
1587:
1573:
1561:. Retrieved
1552:
1538:
1529:
1520:
1510:February 28,
1508:. Retrieved
1501:
1492:
1484:stltoday.com
1483:
1473:
1465:
1456:
1444:. Retrieved
1440:the original
1430:
1418:. Retrieved
1414:the original
1404:
1388:
1376:
1362:
1350:. Retrieved
1346:the original
1336:
1326:– via
1322:December 19,
1320:. Retrieved
1310:
1300:December 19,
1298:. Retrieved
1291:
1282:
1270:. Retrieved
1266:the original
1259:
1249:
1237:. Retrieved
1233:the original
1219:
1205:
1197:the original
1183:
1168:
1160:
1152:
1141:
1129:
1120:
1111:
1103:
1094:
1082:. Retrieved
1072:
1060:. Retrieved
1047:
1037:February 23,
1035:. Retrieved
1025:
972:
944:
936:
933:
930:
927:
920:
911:
910:, was named
901:
882:
874:
809:
750:
735:
721:
717:
713:
709:
705:
702:
699:
695:
691:
687:
684:
680:
669:
665:
661:
654:
626:
622:
619:
616:
612:
609:
605:
602:
599:
590:
581:
560:
539:
527:
519:Acquisitions
510:
505:John J. Mack
494:
491:
476:
469:
465:
445:
409:credit cards
384:
376:
375:
367:
321:Subsidiaries
264:Total equity
247:Total assets
177:Credit cards
123:Headquarters
45:Company type
2416:Card scheme
2399:Interchange
2163:Carte Bleue
2035:Diners Club
1926:Major cards
1919:debit cards
1867:SEC filings
1689:PR Newswire
1563:October 23,
1239:October 22,
1007:Wells Fargo
999:Capital One
969:Competitors
879:Advertising
859:in Malaysia
551:debit cards
513:Capital One
428:credit card
418:, and owns
312:(1997–2007)
306:(1985–1997)
75:S&P 500
2584:Categories
2548:Smart card
2491:Technology
2380:Chargeback
2326:Charge-off
2188:Everything
1938:Mastercard
1084:August 12,
1017:References
979:MasterCard
806:in Nigeria
650:Mastercard
646:Sam's Club
434:suburb of
230:Net income
140:Key people
2411:Surcharge
2015:Cabcharge
1995:AzeriCard
1778:WalletHub
1011:U.S. Bank
991:Citigroup
844:in Canada
800:in Turkey
785:in Brazil
758:worldwide
563:Citigroup
446:In 1981,
77:component
57:Traded as
2460:Security
2341:Interest
2331:Debt-lag
2296:ATM card
2242:Accounts
2183:Eurocard
2168:Chipknip
2153:Bankcard
2122:UnionPay
2077:Isracard
2067:Girocard
2030:Discover
2010:BCA Card
2000:Bancomat
1965:Electron
1793:Archived
1757:Archived
1721:March 9,
1694:March 9,
1446:June 18,
1420:June 18,
1352:July 14,
941:Business
906:Mall in
794:in India
776:in China
774:UnionPay
770:in Japan
501:spin off
416:networks
389:checking
358:discover
169:Products
159:chairman
85:Industry
2557:Banking
2437:Interac
2390:Dispute
2368:Payment
2178:enRoute
2025:Dankort
2005:BC Card
1948:Maestro
1272:July 1,
1177:. CNBC.
1062:July 2,
893:Toshiba
842:Interac
762:BC Card
642:Walmart
442:History
432:Chicago
353:Website
192:Revenue
187:, Loans
181:Finance
113:Founder
103: (
95:Founded
68::
2432:Cirrus
2228:Proton
2218:Switch
2198:Mondex
2173:Choice
2148:Access
2107:PayPak
2042:EFTPOS
1915:charge
1911:Credit
1872:Yahoo!
1862:Google
1503:Forbes
981:, and
857:PayNet
744:, and
296:Parent
290:(2023)
206:(2023)
49:Public
2442:Pulse
2233:V Pay
2193:Laser
2132:Verve
2112:RuPay
2097:Meeza
1960:Debit
1943:Debit
914:in a
804:Verve
792:RuPay
746:Pulse
542:Pulse
460:Sears
448:Sears
413:Pulse
344:Pulse
117:Sears
2447:Plus
2313:Debt
2301:Fees
2213:Solo
2127:UATP
2117:Troy
2102:NETS
2092:MEPS
1990:ArCa
1970:Cash
1955:Visa
1917:and
1723:2016
1696:2016
1565:2022
1512:2018
1448:2013
1422:2013
1354:2012
1324:2014
1302:2014
1274:2008
1241:2007
1086:2009
1064:2020
1039:2024
1009:and
1001:and
975:Visa
798:Troy
656:HSBC
407:and
391:and
360:.com
202:US$
133:U.S.
105:1985
98:1985
66:NYSE
2513:EMV
2406:Fee
2223:PIN
2087:Mir
2082:JCB
2052:Elo
821:ATH
783:Elo
768:JCB
149:CEO
70:DFS
2586::
2020:CB
1913:,
1776:.
1731:^
1687:.
1528:.
1500:.
1482:.
1464:,
1290:.
1258:.
1159:.
1119:.
1102:,
1055:.
1013:.
997:,
993:,
989:,
977:,
965:.
957:,
953:,
949:,
740:,
474:.
438:.
422:.
403:,
399:,
395:,
285:c.
183:,
179:,
175:,
131:,
1903:e
1896:t
1889:v
1742:.
1725:.
1698:.
1651:.
1637:.
1623:.
1609:.
1595:.
1581:.
1567:.
1546:.
1514:.
1486:.
1450:.
1424:.
1398:.
1370:.
1356:.
1330:.
1304:.
1276:.
1243:.
1213:.
1088:.
1066:.
1041:.
161:)
157:(
151:)
107:)
20:)
Text is available under the Creative Commons Attribution-ShareAlike License. Additional terms may apply.