Electronic authentication - Knowledge (XXG)

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called Proof of Possession (PoP). Many PoP protocols are designed so that a verifier, with no knowledge of the token before the authentication protocol run, learns nothing about the token from the run. The verifier and CSP may be the same entity, the verifier and relying party may be the same entity or they may all three be separate entities. It is undesirable for verifiers to learn shared secrets unless they are a part of the same entity as the CSP that registered the tokens. Where the verifier and the relying party are separate entities, the verifier must convey the result of the authentication protocol to the relying party. The object created by the verifier to convey this result is called an assertion.

82: 498:, driver's licenses, and employee identity cards. The credentials themselves are authenticated in a variety of ways: traditionally perhaps by a signature or a seal, special papers and inks, high quality engraving, and today by more complex mechanisms, such as holograms, that make the credentials recognizable and difficult to copy or forge. In some cases, simple possession of the credentials is sufficient to establish that the physical holder of the credentials is indeed the subject of the credentials. 407:, and iris scans because all of these are unique to every individual. Traditionally, biometric authentication based on token-based identification systems, such as passport, and nowadays becomes one of the most secure identification systems to user protections. A new technological innovation which provides a wide variety of either behavioral or physical characteristics which are defining the proper concept of biometric authentication. 717:

necessary for the user to log into the issuer's site to obtain the authentication credentials. Those credentials or e-authentication ID are then transferred the supporting government web site causing authentication. The system was created in response a December 16, 2003 memorandum was issued through the Office of Management and Budget. Memorandum M04-04 Whitehouse. That memorandum updates the guidance issued in the

379: 331: 434: 270: 123: 793:(EDI) systems was implemented, which was considered as an early representative of E-commerce. But ensuring its security is not a significant issue since the systems are all constructed around closed networks. However, more recently, business-to-consumer transactions have transformed. Remote transacting parties have forced the implementation of E-commerce authentication systems. 1622:"Постановление Правительства РФ от 28 ноября 2011 г. N 977 "О федеральной государственной информационной системе "Единая система идентификации и аутентификации в инфраструктуре, обеспечивающей информационно-технологическое взаимодействие информационных систем, используемых для предоставления государственных и муниципальных услуг в электронной форме"" 597:'s (OMB's) E-Authentication Guidance for Federal Agencies (M-04-04) as a guideline, which is published to help federal agencies provide secure electronic services that protect individual privacy. It asks agencies to check whether their transactions require e-authentication, and determine a proper level of assurance. 781:

relatively easy to process. Firstly, users send a one-time password (OTP) through offline channels. Then, a server identifies the information and makes adjustment in the database. Since only the user has the access to a PIN code and can send information through their mobile devices, there is a low risk of attacks.

109:. If he or she attempts to access their bank account from another computer, the authenticator will not be present. In order to gain access, the subscriber would need to verify their identity to the CSP, which might be in the form of answering a challenge question successfully before being given access. 741:

provides guidelines to be used for electronic authentication in regards to electronic signatures and certificate services for website authentication. Once confirmed by the issuing Member State, other participating States are required to accept the user's electronic signature as valid for cross border

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When using a local authentication scheme, the application retains the data that pertains to the user's credentials. This information is not usually shared with other applications. The onus is on the user to maintain and remember the types and number of credentials that are associated with the service

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In several countries there has been established nationwide common e-authentication schemes to ease the reuse of digital identities in different electronic services. Other policy initiatives have included the creation of frameworks for electronic authentication, in order to establish common levels of

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The most secure scheme is the global centralized authentication and web application (portal). It is ideal for E-Government use because it allows a wide range of services. It uses a single authentication mechanism involving a minimum of two factors to allow access to required services and the ability

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Passwords and PINs are categorized as "something you know" method. A combination of numbers, symbols, and mixed cases are considered to be stronger than all-letter password. Also, the adoption of Transport Layer Security (TLS) or Secure Socket Layer (SSL) features during the information transmission

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Well-maintained health records can help doctors and hospitals know the targeted patient's important medical conditions before conducting any therapy. Therefore, to safely establish and manage personal health records for each individual during his/her lifetime within the electronic form has gradually

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Governments use e-authentication systems to offer services and reduce time people traveling to a government office. Services ranging from applying for visas to renewing driver's licenses can all be achieved in a more efficient and flexible way. Infrastructure to support e-authentication is regarded

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Triggered by the growth of new cloud solutions and online transactions, person-to-machine and machine-to-machine identities play a significant role in identifying individuals and accessing information. According to the Office of Management and Budget in the U.S., more than $ 70 million was spent on

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The user shares a unique key with an authentication server. When the user sends a randomly generated message (the challenge) encrypted by the secret key to the authentication server, if the message can be matched by the server using its shared secret key, the user is authenticated. When implemented

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Using the central authentication scheme allows for each user to use the same credentials to access various services. Each application is different and must be designed with interfaces and the ability to interact with a central system to successfully provide authentication for the user. This allows

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Apart from government services, e-authentication is also widely used in other technology and industries. These new applications combine the features of authorizing identities in traditional database and new technology to provide a more secure and diverse use of e-authentication. Some examples are

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E-authentication is a government-wide partnership that is supported by the agencies that comprise the Federal CIO Council. The United States General Services Administration (GSA) is the lead agency partner. E-authentication works through an association with a trusted credential issuer, making it

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Tokens generically are something the claimant possesses and controls that may be used to authenticate the claimant's identity. In e-authentication, the claimant authenticates to a system or application over a network. Therefore, a token used for e-authentication is a secret and the token must be

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To keep up with the evolution of services in the digital world, there is continued need for security mechanisms. While passwords will continue to be used, it is important to rely on authentication mechanisms, most importantly multifactor authentication. As the usage of e-signatures continues to

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For mobile authentication, there are five levels of application sensitivity from Level 0 to Level 4. Level 0 is for public use over a mobile device and requires no identity authentications, while level 4 has the most multi-procedures to identify users. For either level, mobile authentication is

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In any authenticated on-line transaction, the verifier is the party that verifies that the claimant has possession and control of the token that verifies his or her identity. A claimant authenticates his or her identity to a verifier by the use of a token and an authentication protocol. This is

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Out of the three factors, the biometric factor is the most convenient and convincing to prove an individual's identity, but it is the most expensive to implement. Each factor has its weaknesses; hence, reliable and strong authentication depends on combining two or more factors. This is known as

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Generally speaking, the approaches adopted in E-commerce authentication are basically the same as e-authentication. The difference is E-commerce authentication is a more narrow field that focuses on the transactions between customers and suppliers. A simple example of E-commerce authentication

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Under eIDAS, electronic identification refers to a material/immaterial unit that contains personal identification data to be used for authentication for an online service. Authentication is referred to as an electronic process that allows for the electronic identification of a natural or legal

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E-authentication is a centerpiece of the Russia government's effort to expand e-government, as a way of making government more effective and efficient and easier for the Russian people to access. The e-authentication service enables users to access government services online using log-in IDs

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More commonly, the credentials contain biometric information such as the subject's description, a picture of the subject or the handwritten signature of the subject that can be used to authenticate that the holder of the credentials is indeed the subject of the credentials. When these paper

93:(NIST) has developed a generic electronic authentication model that provides a basic framework on how the authentication process is accomplished regardless of jurisdiction or geographic region. According to this model, the enrollment process begins with an individual applying to a 724:

NIST provides guidelines for digital authentication standards and does away with most knowledge-based authentication methods. A stricter standard has been drafted on more complicated passwords that at least 8 characters long or passphrases that are at least 64 characters long.

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Article 8 of eIDAS allows for the authentication mechanism that is used by a natural or legal person to use electronic identification methods in confirming their identity to a relying party. Annex IV provides requirements for qualified certificates for website authentication.

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The CSP is responsible for managing the credential along with the subscriber's enrollment data for the life of the credential. The subscriber will be tasked with maintaining the authenticators. An example of this is when a user normally uses a specific computer to do their

713:, as a way of making government more effective and efficient and easier to access. The e-authentication service enables users to access government services online using log-in IDs (identity credentials) from other web sites that both the user and the government trust. 415:

Digital identity authentication refers to the combined use of device, behavior, location and other data, including email address, account and credit card information, to authenticate online users in real time. For example, recent work have explored how to exploit

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of origin. The protection of the message on the network-level is called non-repudiation of emission. The authenticated sender and the message content are linked to each other. If a 3rd party tries to change the message content, the signature loses validity.

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Tokens are used for proving identity. Passwords and symmetric cryptographic keys are private information that the verifier needs to protect. Asymmetric cryptographic keys have a private key (which only the subscriber knows) and a related public

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Mobile authentication is the verification of a user's identity through the use a mobile device. It can be treated as an independent field or it can also be applied with other multifactor authentication schemes in the e-authentication field.

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Biometric authentication is the use of unique physical attributes and body measurements as the intermediate for better identification and access control. Physical characteristics that are often used for authentication include fingerprints,

517:, biometric passports, bank cards, etc.) At a minimum, credentials include identifying information that permits recovery of the records of the registration associated with the credentials and a name that is associated with the subscriber. 797:

includes a client communicating with a merchant server via the Internet. The merchant server usually utilizes a web server to accept client requests, a database management system to manage data and a payment gateway to provide

1596:"Regulation (EU) No 910/2014 of the European Parliament and of the Council of 23 July 2014 on electronic identification and trust services for electronic transactions in the internal market and repealing Directive 1999/93/EC" 356:

This type of authentication has two parts. One is a public key, the other is a private key. A public key is issued by a Certification Authority and is available to any user or server. A private key is known by the user only.

97:(CSP). The CSP will need to prove the applicant's identity before proceeding with the transaction. Once the applicant's identity has been confirmed by the CSP, he or she receives the status of "subscriber", is given an 184:

become an interesting topic for individual citizens and social welfare departments. As this data is private by nature, electronic authorization helps to ensure that only permitted parties can access the medical data.

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person. A trust service is an electronic service that is used to create, verify and validate electronic signatures, in addition to creating, verifying and validating certificates for website authentication.

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When developing electronic systems, there are some industry standards requiring United States agencies to ensure the transactions provide an appropriate level of assurance. Generally, servers adopt the US'

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Using a third party through a global centralized authentication scheme allows the user direct access to authentication services. This then allows the user to access the particular services they need.

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attested to the authenticity of their writings by using seals embellished with identifying symbols. As time moved on, the most common way to provide authentication would be the handwritten signature.

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protected. The token may, for example, be a cryptographic key, that is protected by encrypting it under a password. An impostor must steal the encrypted key and learn the password to use the token.

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Paper credentials are documents that attest to the identity or other attributes of an individual or entity called the subject of the credentials. Some common paper credentials include passports,

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process will as well create an encrypted channel for data exchange and to further protect information delivered. Currently, most security attacks target on password-based authentication systems.

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There are four types of authentication schemes: local authentication, centralized authentication, global centralized authentication, global authentication and web application (portal).

390:(SMS) is very effective when cell phones are commonly adopted. SMS is also suitable against man-in-the-middle (MITM) attacks, since the use of SMS does not involve the Internet. 813:(SSI) the individual identity holders fully create and control their credentials. Whereas the verifiers can authenticate the provided identities on a decentralized network. 1828: 679:

An assertion mechanism that involves either a digital signature of the claimant or is acquired directly by a trusted third party through a secure authentication protocol.

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The need for authentication has been prevalent throughout history. In ancient times, people would identify each other through eye contact and physical appearance. The

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Sawma, Victor. "A New Methodology for Deriving Effective Countermeasures Design Models". School of Information Technology and Engineering, University of Ottawa.

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may be used synonymously when referring to the authentication process that confirms or certifies a person's identity and works. When used in conjunction with an

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as an important component in successful e-government. Poor coordination and poor technical design might be major barriers to electronic authentication.

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Identity proofing, registration, and the delivery of credentials that bind an identity to a token. This process can involve a far distance operation.

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in which they need to access. This is a high risk scheme because of the possibility that the storage area for passwords might become compromised.

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the user to access important information and be able to access private keys that will allow him or her to electronically sign documents.

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Credentials, tokens, and authentication protocols can also be combined to identify that a claimant is in fact the claimed subscriber.

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There are three generally accepted factors that are used to establish a digital identity for electronic authentication, including:

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significantly expand throughout the United States, the EU and throughout the world, there is expectation that regulations such as

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The user receives password by reading the message in the cell phone, and types back the password to complete the authentication.

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Government of India Department of Electronics and Information Technology Ministry of Communications and Information Technology.

1414: 1356: 1208:"BrFAST: A Tool to Select Browser Fingerprinting Attributes for Web Authentication According to a Usability-Security Trade-off" 594: 573:. This linking of signature and authentication firstly supports the probative value of the signature – commonly referred to as 1815:– a common, digital identity implementedthe Dutch tax administration and 'GBO.Overheid' (Gemeenschappelijke Beheerorganisatie) 1885: 1880: 562: 459: 295: 223: 148: 85:

Digital enrollment and authentication reference process by the American National Institute of Standards and Technology (NIST)

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received has been tampered with after being signed by its original sender. Electronic authentication can reduce the risk of

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contained in those credentials can be checked to confirm that the physical holder of the credential is the subject.

69:(MFA). Depending on the level of security used, the user might need to prove his or her identity through the use of 66: 933: 463: 448: 299: 284: 152: 137: 510: 367: 665:(NIST) guidance defines technical requirements for each of the four levels of assurance in the following areas: 1825:

document that enables its holder to securely identify him/herself both in the physical and in the digital world

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Electronic identity credentials bind a name and perhaps other attributes to a token. There are a variety of

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The OMB proposes a five-step process to determine the appropriate assurance level for their applications:

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Burr, W. E.; Dodson, D. F.; Newton, E. M.; Perlner, R. A.; Polk, W. T.; Gupta, S.; Nabbus, E. A. (2011).

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will eventually be amended to reflect changing conditions along with regulations in the United States.

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factor, which is something that the user is, such as his or her fingerprints, eye scan or voice pattern

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of 1998, 44 U.S.C. § 3504 and implements section 203 of the E-Government Act, 44 U.S.C. ch. 36.

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