36:
245:
university studies, every field of study has a predefined maximum study duration (usually 3 years for undergraduate and 2 years for graduate degrees), after which the student becomes ineligible for BAföG. Further, funds can be granted as a low-interest loan for another two years if certain criteria (like reasonable likelihood that the student will graduate during that time) are met.
244:
BAföG loans are generally independent of student achievement or grades for two years. After that, a certain minimum grade level has to be met and proof of participation is required to remain eligible. Change of field of study is allowed once during the first year without becoming ineligible. For
197:
exceed certain amounts. Thus, the amount paid out can be lower than the maximum amount, down to 10 € per month, should the calculations return that amount. Eligibility for a BAföG loan (even at the minimum rate) makes the student eligible for other benefits such as low cost telephone service or
285:
for a number of years before returning to student status, BAföG eligibility is calculated independent of parent income, because parents' obligation to fund their children's education ends once the children enter the workforce
232:
Generally, BAföG repayments are capped to a maximum of 10,000 € regardless of the total loan sum that was granted. An immediate repayment, fast graduation and very good grades can result in a reduced total amount.
210:
students, BAföG loans are usually given out half as a zero-interest loan (to be repaid only after the receiver exceeds a certain income level after graduation) and half as grant money.
241:
The current maximum amount per month (for a university student) is 934.00 € (2024). Additionally, students may receive a "starting bonus" of 1000€ at the begin of their studies.
53:
189:
families, BAföG loans take over when these obligations cannot reasonably be met by parents. For every own child below the age of 10, living in the student's
429:
100:
72:
149:
692:
79:
119:
374:
86:
173:. In recent years, BAföG has ensured that students especially from low-income families enrolled themselves for higher education.
555:
485:
169:
students, second path education students (i.e., those starting to study after having been in the workforce), and students of
68:
57:
804:
799:
505:
753:
530:
768:
720:
617:
612:
725:
577:
730:
422:
677:
335:
46:
647:
607:
587:
567:
470:
758:
582:
193:, an additional 130.00 € can be requested. This can be reduced gradually if student or parent income or student
778:
763:
710:
662:
657:
632:
535:
510:
490:
154:
687:
637:
597:
550:
545:
520:
515:
495:
480:
475:
465:
460:
455:
450:
93:
773:
715:
682:
652:
642:
627:
602:
572:
540:
500:
748:
672:
667:
622:
592:
562:
525:
311:
415:
391:
133:
269:
citizenship and have resided in
Germany for three consecutive years, or have graduated from a German
185:, as parents are required by law to fund their children's education, including higher education. For
222:
199:
265:. However, in most cases to qualify for a private loan, one must have German citizenship, have
170:
360:
270:
162:
17:
266:
793:
287:
282:
145:
141:
148:
regardless of their social and economic situation. This aid is provided under the
262:
218:
35:
207:
166:
213:
High school students get the full amount as grant money if they are eligible.
190:
407:
339:
226:
186:
182:
291:
194:
396:
181:
Eligibility for student loans is normally dependent upon parent
411:
401:
258:
29:
294:
are consulted for BAföG eligibility and amount calculation.
229:
for five consecutive years. There are some exceptions.
361:"BAföG-Reform 2022: Die wichtigsten Änderungen - BMBF"
739:
701:
443:
60:. Unsourced material may be challenged and removed.
375:"FAQ zur BAföG-Reform 2024 | Bundesregierung"
281:In some cases, most notably if the student has
217:To qualify for BAföG, one must generally be a
27:Assistance for paying for education in Germany
423:
161:Groups eligible for BAföG assistance include
152:(Federal Training Assistance Act) or "BAföG"
8:
430:
416:
408:
290:. In those cases, only student income and
336:"BAföG: Wer hat Anspruch auf Leistungen?"
120:Learn how and when to remove this message
277:Eligibility independent of parent income
303:
177:Eligibility dependent on parent income
153:
7:
58:adding citations to reliable sources
253:Alternatives to BAföG include the
69:"Student financial aid in Germany"
25:
171:schools for professional training
150:Bundesausbildungsförderungsgesetz
397:Official BAföG website (English)
225:of Germany and/or have lived in
34:
392:Official BAföG website (German)
45:needs additional citations for
1:
821:
377:(in German). 6 March 2024.
316:www.gesetze-im-internet.de
138:financial aid to students
18:Student loans in Germany
438:Student loans in Europe
312:"German Civil Code BGB"
486:Bosnia and Herzegovina
261:, Bildungsfonds, and
249:Alternatives to BAföG
134:Government of Germany
805:Student loan systems
800:Education in Germany
257:("study loan") from
165:students, full-time
54:improve this article
702:States with limited
223:permanent resident
200:television licence
198:waiving of public
787:
786:
155:[ˈbaːfœk]
130:
129:
122:
104:
16:(Redirected from
812:
740:Dependencies and
444:Sovereign states
432:
425:
418:
409:
379:
378:
371:
365:
364:
357:
351:
350:
348:
347:
338:. Archived from
332:
326:
325:
323:
322:
308:
283:worked full-time
271:secondary school
157:
125:
118:
114:
111:
105:
103:
62:
38:
30:
21:
820:
819:
815:
814:
813:
811:
810:
809:
790:
789:
788:
783:
741:
735:
721:Northern Cyprus
703:
697:
618:North Macedonia
439:
436:
388:
383:
382:
373:
372:
368:
359:
358:
354:
345:
343:
334:
333:
329:
320:
318:
310:
309:
305:
300:
279:
251:
239:
179:
140:in the form of
126:
115:
109:
106:
63:
61:
51:
39:
28:
23:
22:
15:
12:
11:
5:
818:
816:
808:
807:
802:
792:
791:
785:
784:
782:
781:
776:
771:
766:
761:
756:
751:
745:
743:
742:other entities
737:
736:
734:
733:
728:
723:
718:
713:
707:
705:
699:
698:
696:
695:
693:United Kingdom
690:
685:
680:
675:
670:
665:
660:
655:
650:
645:
640:
635:
630:
625:
620:
615:
610:
605:
600:
595:
590:
585:
580:
575:
570:
565:
560:
558:
553:
548:
543:
538:
533:
528:
523:
518:
513:
508:
506:Czech Republic
503:
498:
493:
488:
483:
478:
473:
468:
463:
458:
453:
447:
445:
441:
440:
437:
435:
434:
427:
420:
412:
406:
405:
399:
394:
387:
386:External links
384:
381:
380:
366:
352:
327:
302:
301:
299:
296:
278:
275:
255:Bildungskredit
250:
247:
238:
235:
215:
214:
211:
178:
175:
128:
127:
42:
40:
33:
26:
24:
14:
13:
10:
9:
6:
4:
3:
2:
817:
806:
803:
801:
798:
797:
795:
780:
777:
775:
772:
770:
767:
765:
762:
760:
757:
755:
754:Faroe Islands
752:
750:
747:
746:
744:
738:
732:
729:
727:
726:South Ossetia
724:
722:
719:
717:
714:
712:
709:
708:
706:
700:
694:
691:
689:
686:
684:
681:
679:
676:
674:
671:
669:
666:
664:
661:
659:
656:
654:
651:
649:
646:
644:
641:
639:
636:
634:
631:
629:
626:
624:
621:
619:
616:
614:
611:
609:
606:
604:
601:
599:
596:
594:
591:
589:
586:
584:
581:
579:
578:Liechtenstein
576:
574:
571:
569:
566:
564:
561:
559:
557:
554:
552:
549:
547:
544:
542:
539:
537:
534:
532:
529:
527:
524:
522:
519:
517:
514:
512:
509:
507:
504:
502:
499:
497:
494:
492:
489:
487:
484:
482:
479:
477:
474:
472:
469:
467:
464:
462:
459:
457:
454:
452:
449:
448:
446:
442:
433:
428:
426:
421:
419:
414:
413:
410:
403:
402:Bildungsfonds
400:
398:
395:
393:
390:
389:
385:
376:
370:
367:
362:
356:
353:
342:on 2012-07-23
341:
337:
331:
328:
317:
313:
307:
304:
297:
295:
293:
289:
284:
276:
274:
272:
268:
264:
260:
256:
248:
246:
242:
236:
234:
230:
228:
224:
220:
212:
209:
205:
204:
203:
201:
196:
192:
188:
184:
176:
174:
172:
168:
164:
159:
156:
151:
147:
143:
139:
135:
124:
121:
113:
102:
99:
95:
92:
88:
85:
81:
78:
74:
71: –
70:
66:
65:Find sources:
59:
55:
49:
48:
43:This article
41:
37:
32:
31:
19:
731:Transnistria
369:
355:
344:. Retrieved
340:the original
330:
319:. Retrieved
315:
306:
280:
263:scholarships
254:
252:
243:
240:
231:
216:
180:
160:
137:
131:
116:
107:
97:
90:
83:
76:
64:
52:Please help
47:verification
44:
769:Isle of Man
704:recognition
678:Switzerland
613:Netherlands
163:high school
794:Categories
648:San Marino
608:Montenegro
588:Luxembourg
568:Kazakhstan
471:Azerbaijan
346:2012-07-19
321:2021-08-21
298:References
208:university
187:low-income
167:university
110:April 2007
80:newspapers
759:Gibraltar
583:Lithuania
288:full-time
191:household
136:provides
779:Svalbard
764:Guernsey
711:Abkhazia
663:Slovenia
658:Slovakia
633:Portugal
491:Bulgaria
237:Benefits
688:Ukraine
638:Romania
598:Moldova
556:Ireland
551:Iceland
546:Hungary
536:Germany
531:Georgia
521:Finland
516:Estonia
511:Denmark
496:Croatia
481:Belgium
476:Belarus
466:Austria
461:Armenia
456:Andorra
451:Albania
227:Germany
219:citizen
94:scholar
774:Jersey
716:Kosovo
683:Turkey
673:Sweden
653:Serbia
643:Russia
628:Poland
623:Norway
603:Monaco
573:Latvia
541:Greece
526:France
501:Cyprus
292:assets
202:fees.
195:assets
183:income
146:grants
96:
89:
82:
75:
67:
749:Åland
668:Spain
593:Malta
563:Italy
142:loans
101:JSTOR
87:books
144:and
132:The
73:news
259:KfW
221:or
206:To
158:.
56:by
796::
314:.
273:.
267:EU
431:e
424:t
417:v
404:,
363:.
349:.
324:.
123:)
117:(
112:)
108:(
98:·
91:·
84:·
77:·
50:.
20:)
Text is available under the Creative Commons Attribution-ShareAlike License. Additional terms may apply.
