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In
Germany, Sparkassen, Postbank, Deutsche Bank and ING want to make a start. EPI member banks also want to implement the services in their own apps based on SEPA and on the basis of the mobile phone numbers registered with the banks, including Deutsche Bank, DZ Bank and the Sparkassen-Finanzgruppe.
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EPI wants to start the "digital wallet" wero with mobile-to-mobile payments in
Belgium, Germany and France and offer its own app so that, according to the provider, almost all bank customers in these countries will most likely be able to use wero. It should be comparable to Twint (Switzerland) and
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EPI, to which 16 of the original 32 financial service providers still belong, launched a pilot operation between
Sparkasse Elbe-Elster and the French Banque Populaire in December 2023 based on the fully developed SCT-Inst SEPA payment solution. Paydirekt accounts are to be terminated at the end of
361:
The aim of EPI's project is to achieve greater independence from the market power of
American payment service providers. According to the management consultancy Capco, wero's market entry may come too late for many, but the train has "not yet completely left the station, but is already in motion."
472:
Wero will initially enable person-to-person (P2P) and person-to-professional (P2Pro) payments, followed by online and mobile shopping payments and then point-of-sale payments. A comprehensive range of transaction types will be supported, including one-off payments, subscriptions, installments,
357:
Giropay had a market share of 0.4 percent in 2023 and is no longer expected to be profitable due to high fixed costs. It was decided to discontinue the payment service together with the provider
Paydirekt at the end of 2024 and to gradually build up the new payment service in several stages.
473:
payments upon delivery and reservations. Additionally, value-added services will be incorporated into the solution over time, including responsible ‘Buy Now, Pay Later’ (BNPL) financing, digital identity features and integration of merchant loyalty programmes.
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One flaw of the old payment service was the complicated and time-consuming setup for customers and merchants alike. Wero is supposed to be linked to the user's current account and can be used immediately without setup.
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The Center for
Financial Studies believes that the end of 2021 will be the "last opportunity for Europe to establish a payment system that can keep up with global competition" (especially against US competitors).
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By mid-2025, payment in online stores should be possible and thus compete with PayPal and credit cards. The final step planned is the integration of stationary payment at the checkout.
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of the topic and provide significant coverage of it beyond a mere trivial mention. If notability cannot be shown, the article is likely to be
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769:"EPI Company announces acquisitions, additional shareholders and the coming launch of its new instant payment solution - Société Générale"
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but from the beginning as a real-time payment system and later with extended online payment function.
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Please help to demonstrate the notability of the topic by citing
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708:"Wero : nouveau système de paiement lancé en Belgique"
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in
Belgium. The service was launched on 2 July 2024 by the
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174:
755:"Neuer europäischer Zahlungsdienst soll "Wero" heißen"
228:. The service has the goal to being a competitor for
36:
notability guidelines for companies and organizations
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400:. Unsourced material may be challenged and removed.
285:. Unsourced material may be challenged and removed.
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609:Other banks that want to offer the service are
220:in Germany, Paylib in France and to complement
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243:(we) and Euro, but is also based on Italian
133:
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806:
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460:Learn how and when to remove this message
345:Learn how and when to remove this message
121:Learn how and when to remove this message
698:
641:(Italy). Further banks are to follow.
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398:adding citations to reliable sources
283:adding citations to reliable sources
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385:needs additional citations for
270:needs additional citations for
239:The name is made up of English
34:may not meet Knowledge (XXG)'s
16:European mobile payment service
1:
1407:Financial services in Europe
737:European Payments Initiative
651:European Payments Initiative
591:Volksbanken Raiffeisenbanken
226:European Payments Initiative
216:system intended to replace
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500:to the European platform.
43:reliable secondary sources
32:The topic of this article
1371:
1298:Google Wallet (2011-2018)
706:TestAchats (2024-09-12).
671:Single Euro Payments Area
138:
773:www.societegenerale.com
627:Groupe Banque Populaire
578:Sparkassen-Finanzgruppe
529:KBC (CBC, KBC Brussels)
507:Current supported banks
739:. 2024. Archived from
394:improve this article
279:improve this article
232:and similar services
1222:Touch 'n Go eWallet
757:. 7 September 2023.
733:"EPI launches wero"
513:
409:"Wero" payment
294:"Wero" payment
193:Native client(s) on
135:
70:"Wero" payment
994:Interac e-Transfer
637:(Netherlands) and
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882:Atom Technologies
615:Deutsche Postbank
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523:Begin of support
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799:Official website
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743:on 2 July 2024.
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595:Germany 🇩🇪
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570:Germany 🇩🇪
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546:Germany 🇩🇪
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411: –
410:
406:
405:Find sources:
399:
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389:
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383:This article
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290:Find sources:
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268:This article
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72: –
71:
67:
66:Find sources:
60:
56:
52:
48:
44:
37:
30:
21:
20:
1308:Lemon Wallet
1232:UnionPay app
1098:Orange Money
1039:Mobile Suica
1024:Mercado Pago
887:Bancomat Pay
777:. Retrieved
775:. 2023-04-25
772:
763:
749:
741:the original
727:
716:. Retrieved
711:
701:
608:
582:Germany 🇩🇪
558:France 🇫🇷
502:
495:
491:
483:
479:
475:
471:
456:
447:
437:
430:
423:
416:
404:
392:Please help
387:verification
384:
360:
356:
341:
332:
322:
315:
308:
301:
289:
277:Please help
272:verification
269:
244:
240:
238:
233:
209:
208:
149:Type of site
117:
108:
98:
91:
84:
77:
65:
1200:Samsung Pay
1113:PayAnywhere
942:EServGlobal
714:(in French)
619:BNP Paribas
617:(Germany),
598:2024-07-02
585:2024-07-02
566:Sparda-Bank
536:2024-07-02
489:(Denmark).
175:wero-wallet
164:West Europe
47:independent
1396:Categories
1247:WeChat Pay
1242:Wave Money
967:Google Pay
957:Garmin Pay
952:FreeCharge
947:Fitbit Pay
917:CDS Global
872:Apple Cash
867:Amazon Pay
779:2024-09-21
718:2024-09-15
712:Testachats
693:References
633:(France),
420:newspapers
305:newspapers
251:Background
81:newspapers
55:redirected
1138:Braintree
1088:Naver Pay
1044:MobilePay
927:Easypaisa
877:Apple Pay
661:MobilePay
631:Worldline
517:Bank name
487:MobilePay
111:July 2024
45:that are
1381:Category
1338:Softcard
1288:CurrentC
1257:YooMoney
1170:Payworld
1148:Paydiant
1034:MobiKwik
1014:Line Pay
1009:KakaoPay
999:JazzCash
937:Ensygnia
932:EnStream
912:Cash App
839:software
645:See also
542:PSD Bank
512:Caption
247:(true).
222:Payconiq
184:Launched
1293:Fortumo
1283:Bell ID
1271:Defunct
1195:Revolut
1180:PhonePe
1143:iZettle
1118:PayMate
1029:Mir Pay
520:Country
434:scholar
319:scholar
218:Giropay
202:Android
95:scholar
59:deleted
1343:Tagpay
1333:Simpay
1328:Pingit
1313:LG Pay
1303:Kuapay
1278:AirTag
1252:Wizzit
1160:PayPay
1133:PayPal
1128:PayNow
1054:M-Pesa
922:Circle
862:Alipay
845:Active
673:(SEPA)
666:PayPal
481:2024.
436:
429:
422:
415:
407:
321:
314:
307:
300:
292:
230:PayPal
97:
90:
83:
76:
68:
51:merged
1353:vcash
1262:Zelle
1237:Vipps
1227:TWINT
1217:Swish
1165:Paytm
1153:Venmo
1123:PayMe
1059:Nagad
1049:Mopay
1004:Jumio
989:iDEAL
984:Gopay
962:GCash
892:bKash
857:Adyen
687:Vipps
682:Venmo
677:TWINT
498:iDEAL
441:JSTOR
427:books
326:JSTOR
312:books
102:JSTOR
88:books
57:, or
1363:Znap
1358:Zapp
1323:Paym
1190:Qiwi
1175:Paze
1093:NEFT
1079:BHIM
1069:IMPS
1064:NPCI
1019:Maya
902:Boku
897:Blik
852:2C2P
639:Nexi
629:and
413:news
298:news
245:vero
210:Wero
187:2024
134:wero
74:news
1348:Tez
1185:Pix
1074:UPI
635:ING
396:by
281:by
198:iOS
177:.eu
170:URL
1398::
771:.
735:.
710:.
625:,
621:,
613:,
241:we
200:,
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118:(
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109:(
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61:.
39:.
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